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So I had about 70k in hospital bills. I decided bankruptcy was the thing for me.I didn't listen to my bankruptcy handler guy and check my credit after everything went through. Now here I am with a 40k hospital bill on my credit. The bill was part of the bankruptcy, I double checked that. It appears as if the hospital sold the debt before everything went through. So is there anything I can do?
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Jun 11, 2015 02:57
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| # ? Apr 27, 2024 03:08 |
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Call your lawyer.
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Jun 11, 2015 03:31
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Aww come on
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Jun 11, 2015 03:49
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memento mori posted:Aww come on Okay, don't call a lawyer and listen to advice from us. I say pay the hospital forty grand in cash tomorrow.
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Jun 11, 2015 03:59
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I just saw this thing on my credit and wanted answers right now. The not knowing is killing me. But OK, lawyer it is then.
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Jun 11, 2015 04:50
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Lawyer is the best bet since us bunch of IANALs are not going to really know the best legal route for something like this.
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Jun 11, 2015 16:19
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Wait two more years and then declare bankruptcy again.
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Jun 11, 2015 16:28
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Wait for the collection company to violate your bankruptcy stay and collect large amounts in damages. Damages that make FDCPA violations seem like loose pocket change.
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Jun 11, 2015 20:34
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LorneReams posted:Wait for the collection company to violate your bankruptcy stay and collect large amounts in damages. Damages that make FDCPA violations seem like loose pocket change. Do this, or you know you could do what the credit report says and dispute the debt.
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Jun 11, 2015 21:22
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I'm proud of you for strategically defaulting on medical debt. Definitely call your bankruptcy attorney.
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Jun 11, 2015 23:27
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No honest reason to not strategically default on medical debt, it's unsecured and already proven that hospitals are jacking rates of care up 1000% just because they can so they can use that number as the starting point for discounts. The Hospital could discount it 50% to make you feel like you're getting a deal and you're still paying 500% of the cost of the care. Your Lawyer knows how to handle this, but if you start getting harassment over the debt you can have a lot of fun suing them.
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Jun 12, 2015 03:24
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| # ? Apr 27, 2024 03:08 |
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I haven't heard anything from them. You'd think they'd be hounding me for such a large sum. I just want it to go away. It's a chapter on my life I'd like behind me. Thanks for the thoughts guys.
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Jun 12, 2015 07:41
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