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Med School
Feb 27, 2012

Where did you learn how to do that?
I got an email yesterday while I was at work saying "You just transferred $150 from your checking account to your paypal wallet. Congratulations!"

Um, no I didn't. I'm at work.

I just set up my online banking with m&t last week. I made my password as complicated as humanly possible. Is someone already jacking money from me?

gently caress! What can I do. I really don't want to burn this laptop and buy a new one. It doesn't seem like there are any malware, spyware on it, but I guess I must be wrong. I don't use any torrents or anything like that on this laptop, and I don't look at any more porn than the average short order cook I suppose. Did Xvideos give someone my loving online banking pass...what is going on!


This is where I am turning to for help (and ridicule, but hopefully mostly help)

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Alereon
Feb 6, 2004

Dehumanize yourself and face to Trumpshed
College Slice
Someone hacked your PayPal account because you didn't have a strong password, you probably re-used it with another site. Alternatively, they may have been able to guess your security questions or get access to your e-mail account and reset your password. Contact both your bank and Paypal immediately, and change your passwords on everything and never re-use passwords. You should probably start using a password manager program or service.

Med School
Feb 27, 2012

Where did you learn how to do that?
Ok thanks I will do all that.

telcoM
Mar 21, 2009
Fallen Rib

Med School posted:

I got an email yesterday while I was at work saying "You just transferred $150 from your checking account to your paypal wallet. Congratulations!"

Um, no I didn't. I'm at work.

Was that the actual wording? If so, "Congratulations" is highly suspicious. PayPal and banks normally use a quite a bit more reserved and serious tone in their communications.
Besides, $150 is generally a "routine" amount of money for PayPal and the banks - automatic congratulations would be silly.

A scammer might have sent you a fake message that was made to look like it came from PayPal (or your bank) but actually didn't. Such a message would indicate a transfer of money that is small enough that you won't disbelieve it outright ("LOL, nice try, I don't even *have* that kind of money") but still get a little bit panicked over it, so you might click a link in the message without thinking.

In this case, the scammer is hoping that you click a link in the message to check your bank or PayPal account. You'll end up on a web page that looks very much like PayPal's, but actually belongs to the scammer. If you type in your PayPal username and password in there, the scammer gets them. A sophisticated scammer might even show you a very convincing fake PayPal "login failed" message, and then redirect you to the real PayPal login page, hoping that you'll assume you just made a typo on your first attempt and won't start changing your passwords until it's too late.

Never, never, NEVER click any links on emails like that. Even if the link looks correct to you. If your browser displays the target address of a link as a tooltip or at the bottom of the browser window when you hover your mouse over it, you may find that the actual target address is different. Or there may be some Unicode/fonts/JavaScript trickery that makes it even harder to spot the fake link.

If you have PayPal in your browser's Favorites/Bookmarks/whatever, use that, or type "www.paypal.com" manually in the browser's address bar.

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