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grillster
Dec 25, 2004

:chaostrump:
For a phone line, you could always get yourself an unlimited Skype plan and do away with both of your phones. For mobile emergencies, you can buy a couple of prepaid phones (or even use the SIM in your existing phone, if it's unlocked) and recharge them when you need it.

Skype is ridiculously cheap for an unlimited plan, which I believe they'll let you use up to 10,000 minutes (?) a month (I'd check, but their website is down).

Swallow your pride and just get rid of the car, though. That should be the absolute last thing you keep around in this situation, as it just depreciates anyway. Think of how much faster you can pay off your debts if you don't have to pay for the vehicle and the associated comprehensive insurance every month.

Believe me, I've had to make some really tough decisions recently but as a result I'm happier now that I don't have as much of an overwhelming burden from debt hovering over my head.

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