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I have full healthcare coverage through my parents and it will not longer apply to me in about 5 months. I am a healthy 21 year old male. My teeth are well maintained, and overall so am I. However I am almost certain that I have high blood pressure. I'm on the high side of healthy weight for my size, and I'm in fairly average non-athletic dude shape. I wear corrective lenses and I am well stocked up on contacts. So, other than getting my BP checked out, is there anything vital I should take care of while I still can (without being bankrupted)? All opinions will be considered.
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| # ? Nov 08, 2009 02:19 |
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| # ? Nov 20, 2009 22:18 |
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STD test? Milk another physical and double check cholesterol, thyroid, all of those nasty things.
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| # ? Nov 08, 2009 02:27 |
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Until there is a law against pre-existing conditions (soon?) I'm not sure what you are going to gain. You need to immediately get insured before you get off your parents plan and I don't see how getting diagnosed right before you switch to another plan could possibly help you.
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| # ? Nov 08, 2009 02:29 |
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now's the time to go get a vasectomy and never worry about kids again, I wish I had done this on my parents health insurance
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| # ? Nov 08, 2009 07:01 |
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There's a high chance your insurance covers poo poo like therapeutic massage and orthotics. Jump in on those babies.
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| # ? Nov 08, 2009 07:05 |
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Refill any prescriptions you have, and if your insurance does that thing where you get X amount per year for vision-related things, use it all to buy more contacts.
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| # ? Nov 08, 2009 07:07 |
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Griz posted:Refill any prescriptions you have, and if your insurance does that thing where you get X amount per year for vision-related things, use it all to buy more contacts. That's pretty much what I did right before my coverage ran out. I used it to get my prescription updated and get a new pair of glasses. Just getting a check-up/physical would probably be a good idea too.
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| # ? Nov 08, 2009 07:49 |
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Is getting more health insurance not an option? Are you a student? If so, your parents plan might still be able to cover you. Otherwise you may be able to get health coverage through your school. Also you could consider taking a part time job, as many of them offer health benefits as well.
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| # ? Nov 08, 2009 14:35 |
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I could be wrong about this but can't you remain on your parent's plan until you are 25 or so? Unless you want to break off and be your own man why not stay on until then?
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| # ? Nov 08, 2009 15:47 |
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He probably wanted to not be claimed as a dependent so he can start getting tax breaks for paying his students loans. Also, pretty much all insurance plans drop you if you're not a full time student. Get a physical, an STD check, new glasses and stock up on contacts and prescriptions you need plus any aches and pains you need checked out. Dental I think is cheap so look into that because you never know when you have a cavity. Start losing weight as it will help keep you healthy. cheese eats mouse fucked around with this message at Nov 08, 2009 around 17:06 |
| # ? Nov 08, 2009 17:02 |
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Initio posted:Is getting more health insurance not an option? Most part time jobs do not offer health insurance, and the ones that do are often really, really bad. It's not a binary value, there are insurance plans that are next to useless. I have like major damage insurance from my university, for example, but it will do nothing for me if I need allergy medications.
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| # ? Nov 08, 2009 17:24 |
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Individual health insurance is not as expensive as people are led to believe. In CA there are catastrophic plans for <$60/month and decent plans that cover prescriptions for <$90. Better to have something than nothing at all. I have more than a few anecdotal worst-case-scenarios of people putting off insurance.
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| # ? Nov 08, 2009 21:57 |
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Find people without health insurance who look just like you, rent them your ID so they can get medical care. Either that, or get an MRI just for the hell of it. Also get prescriptions for medications that might come in handy later, or to put in your emergency bag. For example, ciprofloxacin, pain killers, anti-malarials, Azithromycin, Diamox, etc.
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| # ? Nov 08, 2009 22:22 |
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If your wisdom teeth aren't out yet, get them taken out. I once worked with a locum ( temping ) German surgeon who told me about the time he worked in a clinic in Germany. They would have special forces soldiers turn up to have their wisdom teeth and appendixes ( appendices ? ) removed. Every six months they would have a new batch, always identified as soldier 1, 2, 3, etc. I doubt you could convince any surgeon to perform an appendicectomy if you didn't have appendicitis though. I have personally been involved with appendicectomies on people about to spend 6 months on antarctic research stations. edited for more info asbo subject fucked around with this message at Nov 08, 2009 around 22:36 |
| # ? Nov 08, 2009 22:25 |
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Are you still in school by any chance? If so, your parents' insurance almost always covers you until you're 25, or until you finish school.
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| # ? Nov 08, 2009 22:27 |
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Actually, one thing that you really should do is go to a dermatologist for a full body exam. You're actually supposed to do that every year, but people never do. If there are even remotely questionable or annoying moles, cysts, etc, then have then removed now.
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| # ? Nov 08, 2009 22:28 |
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Noni posted:Actually, one thing that you really should do is go to a dermatologist for a full body exam. You're actually supposed to do that every year, but people never do. I've had a mole directly under my eye on the lower eyelid since I was born, think I should get it looked at?
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| # ? Nov 08, 2009 22:34 |
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Aturaten posted:I've had a mole directly under my eye on the lower eyelid since I was born, think I should get it looked at? Might as well get it looked at, but if it's been there since you were born, I doubt they'll think that it should be excised. Get a full skin exam though. If you've never had one, they'll find something worth cutting out of you.
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| # ? Nov 08, 2009 22:36 |
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Waste as much of the insurance company's money as possible so they have to deny coverage to people who really need it because they can't pay for it.
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| # ? Nov 08, 2009 22:42 |
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The Jizzer posted:Individual health insurance is not as expensive as people are led to believe. In CA there are catastrophic plans for <$60/month and decent plans that cover prescriptions for <$90. yeah but catastrophic plans are the world's worst ripoff
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| # ? Nov 08, 2009 22:53 |
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To people saying that some plans are basically worthless: isn't it worth it not to have a gap in coverage, so that when you try to get a better plan you're not turned away for having pre-existing conditions? Or does it not quite work like that?
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| # ? Nov 08, 2009 23:59 |
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Cichlid the Loach posted:To people saying that some plans are basically worthless: isn't it worth it not to have a gap in coverage, so that when you try to get a better plan you're not turned away for having pre-existing conditions? Or does it not quite work like that? Depends on the state, but yes.
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| # ? Nov 09, 2009 04:53 |
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Allergy test maybe.
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| # ? Nov 09, 2009 04:53 |
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Get hit by a car.
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| # ? Nov 09, 2009 05:32 |
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Thanks for the info, gents. To furthur clarify, I am a college dropout, work full time (and will be getting coverage benefits set up hopefully this month), and am allergic to speeding cars. But thats a cool idea, tropic.
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| # ? Nov 09, 2009 07:38 |
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I think there are a bunch of vaccines and whatnot that it's advisable to get prior to international travel. It might be worth getting them even if you aren't planning on traveling, because you never know when you might need to pop over to Armenia.
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| # ? Nov 09, 2009 08:04 |
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tronik posted:I could be wrong about this but can't you remain on your parent's plan until you are 25 or so? Unless you want to break off and be your own man why not stay on until then? I guess it would depend on the insurance company and plan, but I was dropped from my parents' health insurance when I turned 23. Even though I was a full-time student and everything, that was just the age when benefits got cut off no matter what.
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| # ? Nov 09, 2009 12:45 |
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Colonoscopies three times a week for five months.
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| # ? Nov 10, 2009 00:36 |
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The Jizzer posted:Individual health insurance is not as expensive as people are led to believe. In CA there are catastrophic plans for <$60/month and decent plans that cover prescriptions for <$90. JackBoCracken posted:yeah but catastrophic plans are the world's worst ripoff They're kind of pointless without an HSA though, and they really suck if you get hit by a major expense early since you're effectively self-insuring yourself for the first few thousand dollars.
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| # ? Nov 10, 2009 00:55 |
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