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tuyop posted:so does being a giant failure at my career. I'm sure I'll make that navy uniform look SO GOOD. Dude, you didn't fail at your career, you got injured. Murhpy's law and all that, it's not fault of your own. People get tired, carry too much poo poo, whatever. poo poo happens. Don't go blaming yourself for breaking your back. And chin up, generally speaking when life screws you out of an opportunity something else opens up. Hang in there, it seems you've got BFC rooting for you. That doesn't happen too often.
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Nov 4, 2011 23:02
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Yeah, it sounds like you're trying to save on the small stuff (Spatulas, coffee filter, wtf?) while spending on bigger items... Probably getting into the same fallacy I used to develop, where big purchases are OK because they're one-time things, while the smaller stuff is more commonly repeated so must be avoided. You can probably fit the spatula and filter in the grocery line or something like that. And you need an emergency fund to cover poo poo like inevitable car repair (Yeah, I know everyone's harping on the emergency fund. But hey, it's really useful.)
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Nov 25, 2011 22:51
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gently caress around in UFile (They don't charge until/if you send in your declaration) to see if it would be profitable for you to stick some money in an RSRP. It can make an appreciable difference on your tax return. I know one year I got like 2000$ back extra just by moving five grands from an unregistered CD to an RSRP saving account or something like that.
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Nov 28, 2011 05:49
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Wouldn't you save money by having that done when you put the summer tires on? Seeing as they have to remove the wheels anyway and all that. (I know very little about cars)
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Jan 7, 2012 01:51
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HookShot posted:Seriously, if you think $2100 will get you first class airfare return to Istanbul you have obviously never traveled outside of the United States. Airfares in Canada are also more expensive than in the states. 2100$ doesn't get you a whole lot I vacation, unless you stay in province or the next one over.
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Mar 1, 2012 14:56
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Baloogan posted:Yeah it is unlikely that there will be a recession any time soon! http://en.wikipedia.org/wiki/Late-2000s_financial_crisis Yeah, my mutual funds dropped by about 10-15% during that whole mess, and I was on the safest option the bank had. Good thing it wasn't my emergency fund, because everybody I was laid off for about six months that year. Admittedly, if you're in the military, there's little correlation between a recession and your need for an emergency fund.
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Mar 6, 2012 04:32
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Giant Isopod posted:That is a very big number. Is this a canadian thing, do you guys pay a lot for insurance before taking into account tickets and poo poo? Because 2419 sounds astronomical to me. When I got quotes to insure my car, a 2002 Chevy that I paid 2000$, I got a quote for something like 1500$ a year. 300$ a year if I took insurance for liabillity only. Of course I qualify as a "new driver", but I'm also 25 so.. Tuyop's got a fancy car and a couple of tickets on his record, I can see it being that high.
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Apr 5, 2012 17:37
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Giant Goats posted:You know you're not going to get to eat fresh fruit and vegetables in Nunavut, right? Or see daylight for six months out of the year? Or leave the house if it's not an absolute necessity? Speaking Innu's no big deal; if they're hiring from outside Nunavut / NWT, nobody who applies will speak the language anyway. Nobody wants to go up there. Keep in mind that the cost of living up north is absolutely ridiculous, I've heard stories of 20$ packs of smokes and 7$ slices of pizza, but I've never set foot in Nunavut myself (Stayed on the boat  ) so I wouldn't know. It's a good way of gaining experience in whatever field you want to go in, I guess.
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Apr 28, 2012 23:22
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tuyop posted:Does anyone know what competition might be like up there for these jobs? It's hard to find that kind of thing out. Don't get your hopes up, but from what I've heard, the competition is far from extreme. There's a reason they pay so much. How that will be affected by the latest round of cutbacks, I don't know.
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Apr 29, 2012 15:58
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I'm Canadian, and I've also been told two pages is standard, FWIW. So go two pages!
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May 10, 2012 00:53
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Giant Isopod posted:This would make a pretty good thread title
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May 13, 2012 03:11
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That's a 20 odd hour drive, isn't it? Have you started saving for gas or plane? September's coming up mighty fast.
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Jul 12, 2012 12:46
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So it's not just your car, it's vehicles in general. Please don't become an airplane pilot.
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Jul 17, 2012 15:59
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tuyop posted:I don't know why it really needs to be discussed. It doesn't and it wasn't before this weird non sequitur derail, but thanks for the information. Did you figure out what to do about the bike?
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Jul 24, 2012 12:06
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Why is it that bike shops are all like that? They're the comic book stores of the sport world.
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Jul 24, 2012 13:31
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I got a month of vacation coming up; I'm going to rent a speaker truck and follow tuyop around all day playing yakkity sax and appropriate sound effects. Someone start a Kickstarter for the gas. Seriously, dude, how the gently caress do you manage to be so unlucky?
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Jul 26, 2012 20:47
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I never thought I'd see the day when BFC would advise someone to, no poo poo, "Stop moving and consider prostitution."
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Jul 27, 2012 00:09
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Eggplant Wizard posted:Just in case there's any confusion and people start to think this is a good idea, kickstarters for goon projects (or anything really) have no place in BFC. Just in case there was any confusion, I was joking. There's no way I'm renting a van to follow Tuyop while playing yakkity sax, no mater how funny that would be. My job rely on safe transportation, and I can't afford to have his bad luck rub off on me. Good idea with the selling of unneeded stuff, but remember not to blow the money... I'd stick it in debt payment, but BFC's specialists might have a better idea.
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Jul 29, 2012 22:57
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Yeah that's probably a good idea, I'd forgotten the status of your e-fund.
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Jul 29, 2012 23:33
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Zeta Taskforce posted:I dont believe in paying for porn. It's the BFC way. 
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Jul 31, 2012 18:19
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BlueBayou posted:Just wait guys. The dude that hit him isn't going to pay up. I'm calling it now. Yeah, I'm not even betting on that. Guaranteed the guy's not gonna pay, or he's gonna haggle down the price. I hope to god you got insurance info and a police report.
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Aug 21, 2012 17:22
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500$ for a long distance move sounds about right. Cost me about 350 to rent a van for like 1000 km over two days a few years ago.
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Aug 21, 2012 21:05
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bombhand posted:(Is he trying to avoid the insurance route because he was drunk when it happened? You mentioned it was after a party.) Ding ding ding! We have a winner! Ok, I don't know for sure, but I'd bet money that it's the case. I get trying to do your friend a favor, but you can't do it at the price of loving yourself over. Call him, explain the situation to him ("you've caused X$ worth of damage to my car, please send me a cheque for X-200$.") and if he won't cooperate, welp, call your insurance. Friends help friends kind of assume that the helping goes both ways.
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Aug 23, 2012 16:50
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quaint bucket posted:Better than Manitoba. People live in Manitoba?
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Aug 27, 2012 20:38
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I don't know much about a space heather, but isn't using a kerosene heather indoor a huge no-no? If you're not paying for utilities, get an electrical one. Better yet, get the landlord to jack up the thermostat a few more degrees, and put on another layer in the meanwhile. I'm not well versed in Ontario tenancy law, but isn't there a requirement that you be able to keep the apartment at a minimum temperature?
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Oct 8, 2012 15:01
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spog posted:An electric heater is $20 on Amazon. drat that's right, the first one I found on Canadian Tire's website was $30. Where do you get the $200? Are you going through a government contractor?
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Oct 8, 2012 15:12
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This one is $30. This one is $80. I don't know, maybe you need something bigger. I'd go with more clothes and socks, myself, but hey. (For reference, 16C is 60F)
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Oct 8, 2012 15:24
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tuyop posted:And then 70 dollars shipping and handling Amazon.ca has free shipping. tuyop posted:Yeah it's fine now, but it's also October 8. I basically live in the arctic at this point and it's going to get loving brutal. If the heat kicks in at 16, the apartment shouldn't drop down below that. And aren't you at CFB Borden? Seriously, that's about 44 degree latitude. There are part of Michigan that are closer to the Arctic than you are.
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Oct 8, 2012 15:38
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juche mane posted:I thought he moved to some icey poo poo hole to accelerate his tragicomic death spiral of a 'life' but I've sort of been powering through this thread over the course of two days so I could have missed a beat or two. tuyop posted:Consequently, I'm being posted to Borden (Toronto-area) in September. Unless there's been a change since August, he's on the distant outskirts of the suburbs of the metropolitan area of Canada's biggest city.
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Oct 8, 2012 15:52
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tuyop posted:Whats the thread's opinion on joint bank accounts? Does it matter at all? No no no no no don't ever ever ever get a joint account. Well, ok, this might be the seaman knee jerk reaction, but don't get a joint account ever. Until you're married or whatever. If you both bank at the same place, it might be worth it to open a joint account, have the bills autopaying from that, and just transfer your share into it from your personal account. Having both your paychecks dumping into the joint account, and both your expenses coming out of it, will likely result in drama and tear.
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Oct 8, 2012 16:10
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Zeta Taskforce posted:Are we talking about the same tuyop who was trying to convince us that camping behind the base was a great way to save money? This is the same tuyop who wanted to be in the Canadian infantry. Where I'm sure it's never less than 16 degrees.
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Oct 8, 2012 20:43
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Looks like it's am municipal thing in Ontario? It's 21C in Toronto, 20 in Missisauga. Check your municipality's bylaws. This might help.
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Oct 9, 2012 00:49
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tuyop posted:Yeah I don't know what you guys set as a temperature in your homes, but last winter we had a broken window that the landlord just taped up and the apartment never went above 13c and it was loving miserable. I had frost in the bathroom a few times. FrozenVent posted:Looks like it's am municipal thing in Ontario? It's 21C in Toronto, 20 in Missisauga. Check your municipality's bylaws. This might help. The numbers you can call are right there on the page.
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Oct 9, 2012 01:39
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HookShot posted:It's more just the fact that Tuyop spent over $200 on something that's now completely useless for at least six more months. anythingyou'duseoutsideinCanada.txt But yeah, aftermarket bike pedals.
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Oct 12, 2012 02:29
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tuyop posted:common tasks like pouring coffee are difficult Yeah... Don't feel guilty, if you're having a hard time pouring coffee, you're disabled. No questions about it. It's good to know you can still bike, however. And in your own interest, go in there arguing for the highest percentage. Do you have someone helping you with the process, an advocate or something? Someone who's got your best interests in mind?
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Oct 12, 2012 19:41
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It could catch fire or get stolen, and then you'd be out the value of the loan. I'd be surprised if you could cancel the insurance on a car you owe money on, but I wouldn't know for sure.
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Oct 14, 2012 14:40
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Winter is coming, and biking just isn't an option in the winter. How do you even bike in six inches of fresh snow anyway?
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Oct 15, 2012 00:46
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There are days where the plow crew just can't keep up. Plus the snow gets pushed into the side of the road, and that doesn't get cleared for a good long while, so tuyop's biking in the car lane. And eventually there's like this crust of snow that the plow doesn't remove anyway.
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Oct 15, 2012 00:52
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Zeta Taskforce posted:You already drove it into the ground, you can't park in the woods and undrive it into the ground. He could drive it until the odometer rolls over!  (I don't even think modern cars still do that)
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Oct 16, 2012 03:58
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He can't afford the payments tho. That's the entire issue.
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Oct 17, 2012 03:20
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