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Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


tuyop posted:

And I can add two more items to the budget. My internet is $10 a month. I wanted to increase the speed but I can't because this place loving sucks, so I'm stuck with it. My power is about $20 a month and will probably go up as it gets colder.

And my xbox live membership ran out today. $60 more this month.
As awesome as faster internet is, you don't really NEED it. You can chill around and do something else if you're waiting for Youtube videos/etc to load, and pretty much everything else will load just as quickly with standard internet as it will with ultraturbofast speed(which you might not even get half the time, depending on how many other people in your area are using the internet at the same time). So don't mourn the lack of faster internet too much, and definitely don't convince yourself that you "need" to pay more for a speed upgrade if you get the chance to.

And the xbox live membership had better be coming out the the entertainment budget you already have, because as moana said, you can't just go "oops forgot to save for this, guess I'll just add $60 to the budget this month." If you can't manage that just by cutting this month's entertainment expenses, then you can wait another month or three to have xbox live back.

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Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


tuyop posted:

Does anyone actually give a gently caress if I smoke or not and why? Because I'll respond to all of this if it's a big issue other than for the fact that I spend some of my cash on it regularly. Some people drink and eat poo poo all the time. I rarely drink and smoke a little bit and diet and exercise very strictly. I think I'll be ok if I quit in the near term.

Also, let me know how you do staying awake without any stimulants after 96 hours without sleep.
The problem is that it gets harder to quit the longer you smoke, so if you ever want to quit, it's better to start sooner rather than later. If you want to use your fun money on smoking, that's your business, but don't pretend that it's harmless to your health, going to be easy to quit if you do it for a while, or something that you need to be doing.

And if you really need a stimulant to stay awake: It's called caffeine. Lots of things have it. I don't know entirely how the military works, but surely it's not that hard to grab a cup of coffee/red bull/whatever once in a while?

Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


tuyop posted:

Speaking of fitness and stuff, how do you guys feel about sort of borrowing against my September grocery budget?

On course it's pretty difficult to supplement using shakes and stuff because you don't really have the time, not to mention maintaining some kind of nutrition in the field. I'd like to buy some whey bars and BCAA tablets instead of the powder that I usually eat and they're a bit more expensive than powders, but if I do it next month it probably won't make it through the army delivery system until October.

I can count on spending near-zero on groceries for the second half of September at least (Course starts Sept. 12). I'm worried because this is a bit of a slippery slope, and is literally spending money that I don't have, but I have a positive cash flow for this month that will just be kind of transferred to next month.

Is this a terrible idea?
Do you even need protein suppliments? From what I've read, most people get more than enough protein in their diets to help them build/maintain muscle. That said, I don't care if you buy them either, but don't use "I NEED them" as an excuse to 1)buy something more expensive when the powder would work just fine, and 2)get into the bad habit of going "oh, I can just borrow against next month's budget." Even if you do think you need them, is it impossible to last another week so that you can get them out of next month's budget?

Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


quote:

1. I'll spend my goddamn money however I goddamn want. Think of "smoking" as "prostitutes", "marijuana", "gambling", whatever makes you less irrationally upset. I'm an adult, I like smoking, it is a small vice that has little impact on my health over the short term and large social and psychological benefits. It also fits into my budget without a problem. And it does in fact repel mosquitoes. Try it sometime.
Then why are you even budgeting, or asking us for opinions on your budget? After all, it's your money. Why not spend it on whatever yoy damned well want to? Oh right, it's because you're in debt and want to get out of debt. And people in debt shouldn't blow a ton of money on hookers/weed/gambling, either.

tuyop posted:

2. I would like to see the evidence that frozen/canned/dried vegetables are as good as fresh, local, organic vegetables in areas other than cost. Because even cooking most vegetables dramatically reduces their nutritional value.
Freezing vegetables locks in the nutrients, and they might be even BETTER for you since they were picked & frozen when they were in season, instead of being shipped halfway around the world and losing quality all the while(of course, local veggies don't have that problem, but unless you can honestly say you only buy local veggies and limit yourself to what's in season...). You want evidence? Here's some about Vitamin C. Here's one that suggests that canned veggies are good too(along with frozen ones. And here's even more. There are slight changes, and they depend on the vegetable, but there's nothing drastic enough to make it worth spending a lot of extra money on fresh local veggies. Canned vegetables don't seem to be quite as good, but at least they're still vegetables. (PS: Organic food isn't actually better for you than normal food, and it's considerably more expensive. Not really something you should be buying if you're a nutrition-conscious guy on a budget.)

quote:

3. I'm buying this underwear to replace underwear that I bought more than three years ago. I set up savings to pay for intermittent clothing expenditures. That account now has 200 earmarked for that, among other things. I am going to spend around 100 of it depending on how good of a deal I can find. I will build it back up this month. Since I have no other clothes to buy for the next 8 months, and the only other thing coming out of that account is an oil change in 3000 kilometers, I'm going to buy the underwear that I want and need.
I think we all get that people need underwear, we just don't understand why you're spending $100 on it. Unless you're buying a shitload of underwear, then you're obviously buying very expensive underwear. And yes, you brought up the chafing issue, but it's hard to believe that there is only ONE brand of underwear that doesn't cause chafing for you(and it also happens to be one that's on the expensive side).

quote:

4. My socks are 20-35 a pair, they last forever and I have three pairs still on the go from January. Two of the pairs are showing a bit of wear and will probably need to be replaced by February 2012. I'll do that the same way I'm doing the underwear.
How good/bad your sock cost is depends on how long "forever" is, which sounds like "slightly over a year" in your case. If your socks only last ~1 year, it doesn't sound like you're getting a lot of extra value out of spending several times more money on socks. Perhaps you could try some cheaper socks? In my experience, socks with similar material/thickness last roughly as long whether you spent $10 on them or $30. (and while we're on a sock tangent: I've had socks last 2-3 years. And they're stuff where you can get 3-5 pairs for $20, not fancy socks that cost $15 for a single pair. What the hell is T0MSERV0 doing to his socks? At least Tuyop is probably putting extra wear-and-tear on them thanks to army bullshit.)

quote:

8. 26 a month. I spent 13 in August because of the timing of my field time (field is a haircut free zone). I'm probably getting another haircut next Wednesday. It's 26 dollars. I spend more on hummus and broccoli.
Did you ever respond to the guy who mentioned that you could get your hair cut shorter each time so you didn't have to go so often? Because even if you like longer hair, saving an extra bit of money each month would be even nicer. And don't go "it's only a small amount of money"; people get into debt because they buy stuff like "only" a $5 latte every day, or "only" a $20/mo upgrade to their cable. That small poo poo adds up after a while, both individually and when you look at it in combination with all the other small poo poo you're spending money on.

Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


Cicero posted:

Run a mile < 6 minutes while smoking.
With hair that's cut longer than the super-short length he's so fond of. And while wearing normal person underwear instead of fancy Underarmor underwear. (though how he'd prove that is something I'd rather not think about ) And afterwards he'd have to make a nutritious meal using nothing but frozen vegetables and cheap protein powder.

Did I miss any of his favorite things there?

Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


tuyop posted:

Do you like having feces in your pants or something? Do women and/or men ever perform oral sex on you?

There are lots of reasons for cleaning your rear end in a top hat often, not liking having poo poo on you is just one of them.
It's called toilet paper. Most people use it to clean their asses just fine. Some even manage it while using cheap, rough toilet paper. I can't think of anyone(except for you) who thinks that they can't possibly get poo poo off their rear end without splurging for wet wipes.

I mean seriously, do you honestly think that most people can't get themselves clean without using wet wipes? That's just as all hell. (doubly so coming from the guy who doesn't wear underwear 90% of the time, and who rewears the same pairs of jeans that have been in direct contact with his rear end & junk. Even if you wipe like a mentally competent adult, that stuff's still gonna get nasty after a day or two.)

Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


tuyop posted:

In the vein of canned and frozen food I'm about to eat a bowl of canned chili. It looks like cat food. Will post trip report.
You poor man. Chili is the one thing I'd refuse to eat out of a can unless a massive famine struck.

Giant Isopod posted:

Something I didn't see brought up re: emergency fund.

Half of getting out of debt is paying the money back, the other (and arguably larger part) is changing your lifestyle to spend responsibly. Having an emergency fund to spend out of for emergencies vs. putting them on the credit card may seem functionally identical but one of them is preparation for how you'd be doing things once you are debt free whereas the other is just doing the same thing you've been doing: slap it on the card.

If you don't build up that mindset (this applies to other things as well) you're just going to go back to being dumb with money after you have the debt paid off.
tuyop and ToeShoes, read this post once a day until it starts sinking in. Getting out of debt means nothing if you remain in the mindset that got you into debt to begin with.

Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


Fluffy Bunnies posted:

I can't even fathom paying $2100 for a vacation.
Between airfare(first class, of course), souvenirs(gotta have something to remember Istanbul by!) and multiple days worth of hostel stays(upscale ones only) and food(high class restaurants are the best way to experience authentic ethnic cuisine, you know), I can sort of imagine how you could spend that much money, although it's obviously still not a good idea to unless you either a)have been saving up for it, or b)have a rich relative funding everything. Neither of which Tuyop has done.

I grew up not getting vacations even remotely like the ones Tuyop got himself into debt taking. When it was time for a family vacation, we'd take a day or two and go to some place instate, or head an hour and a half south to go to Chicago. Even now that I'm a bit older, the biggest vacation I've ever taken was a two week roadtrip through the western US. Which was very cool, but it's also something hard to arrange the time and money for, and I'm thankful that I got the chance to do that once. Most people don't get to jetset around the world checking out exotic cities for their vacations, and are grateful enough to get a couple days off to go to a different city - something that's along the lines of what Tuyop's vacations are like now.

Tuyop, read what I posted and what KarmaCandy's been posting. Your idea of what a "vacation" is isn't in line with what most people consider to be a typical vacation. The sooner you realize this, the better off you'll be.

Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


tuyop posted:

I guess the problem is that there's really no point in applying for other jobs. I want something that will enable me to pay off my debt very quickly and save up enough for me to do a BEd. Working two years in the arctic would do that and then some.

All the other jobs I'm interested in require a qualification that I don't have. The only other option is to get another student loan and work full or part-time through a BEd in Ontario at York or U of T. Or try to get a lower level management job at a McDonald's and pay off my debt with that income.

I would totally do that whole teaching english in foreign countries thing, but the two agencies I checked pay very little money, like 1000 a month at the most.
tuyop, you really can't afford to be picky. Earning any income is better than earning no income, which is a very real possibility if you only apply to one or two jobs at a time. And going by what Our Gay Apparel says, this artcic job isn't the only one that could get your debt repaid fast enough for your liking:

quote:

You can go work for SOC-SMG or one of the other tier III security companies doing static security for like $60k overseas. It will suck, but it will get you out of your debt because you have zero expenses while deployed. Sometimes you have to make the hard choice and just stick it out (I would not have gotten out if I were you). When I got out of the military, I had no debt and a steady job lined up. That's what you need to do as well.
Is it something you want to do? Probably not. But if you want to be debt-free and get that BEd in a reasonable timeframe, you'll have to be prepared to do some things you'd rather not do so you can do the things you'd like to do.

Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


Just think, if you remain perfectly still, you'll need less food(so you'll spend less on groceries), go on no vacations/other trips(so less money spent on that), and will stop breaking things(even more savings!).

Sounds like a solid plan to me.

Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


FrozenVent posted:

I hope to god you got insurance info and a police report.
Why would he? He doesn't want to be a dick by forcing the other person to be a responsible adult. Besides, there's no point in getting the insurance info when the other guy is clearly going to pay up just as he said he would. It's not like he'll be able to cut and run with no consequences once Tuyop destroys the evidence of the accident repairs the car.


Seriously Tuyop, situations like this are exactly what your insurance company is there for. Using them isn't being a dick. If the other guy's rates go up or whatever it is you're worried about, it's his own damned fault for backing into a parked car.

Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


Tuyop, have you considered remaining completely stationary? It's become clear to me that the universe simply does not intend for you to transport yourself anywhere.

Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


-Troika- posted:

Why isn't this thread in E/N or some poo poo? This is literally the only thread in BFC that is about one guy.
It's just following in the fine footsteps of the Zaurg and Cornholio threads. Except instead of his problem being football tickets or hesitating on selling the mini, it's ruining every form of transport he touches.

Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


canyoneer posted:

Be super careful of what you take home. If you get bedbugs, you will want to blow your brains out.
Dear god, this. I had bedbugs once(moved to a new apartment, they started coming in from a neighboring apartment), and they're nasty. Bites all over any skin that's exposed when you sleep, coupled with trouble going to sleep because you're thinking about the bedbugs crawling around. They're hard to spot, but keep an eye out for little black dots(which are bedbug feces) and red dots(remnants of crushed bedbugs) on upholstered stuff, especially around seams and crevices.


Also seconding the "get stuff for free" approach. A big giant tv is a pain to move, but you don't really need to be dropping several hundred bucks on a nice flatscreen. You could also get a smaller(non-flat screen) TV that's easier to move around. Neither of these is a nice as a flat-screen, but you can't afford nice right now. (I'd advise cutting cable entirely since you clearly already have internet and can watch a lot of TV on it, but if you two insist on having cable, you can at least save on the TV.)

There are other pieces of furniture you can get free as well, if you're patient enough & willing to inspect everything to make sure there's nothing hiding in it. Just looking at my area's craigslist now, I could get 6 free bookshelves, 2 entire beds complete with boxspring and frame(although I'd be leery of these because of the aforementioned bedbugs), 5 couches, 3 entertainment centers, several dressers, 2 recliners, several tables, 2 desks, a nightstand, a chair...I could go on and on.

Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


tuyop posted:

So it's cold as gently caress here. Our apartment is already dropping to 16C before the central heating kicks in.
61F? You really can't handle 61F? The temperature of a perfectly comfortable spring day? If that's really too cold for you, put on a sweater. Jesus. Don't panic about freezing to death until the indoor temperature gets a LOT lower without central heating kicking on(and even then, try complaining to the landlord before you go out and buy a space heater).

Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


tuyop posted:

Yeah, exactly! With BASIL

Leperflesh posted:

At least think about it (without spending anything) for at least a week or two. You seem like you're in a manic cycle and that's when you tend to make bad decisions. The basil-growing supplies will still be available in a couple weeks, but you'll have had a chance to get some perspective and maybe also not be on one of your "WHEE lets do a THING right NOW" binges.
Tuyop, Toeshoes, please listen to this man. You both seem to be happily joining hands and skipping off into whatever impulse purchase strikes your fancy that day. And please, consider this a purchase. Money you'll never see again, if you make the terrible decision of buying the basil-growing supplies. You don't even know how you're going to sell the basil, let alone all the factors involved in growing it, how things can go wrong(and considering your luck, you should always expect the worst-case scenario.), whether or not your landlord is cool with it, or anything about this beyond BASIL!!.

All of this because you happened to help a friend set up his own aquaponics, which he totally swears is going to bring in "$515/m2 per year"(of course, you don't know that he'll get that much money because you're only relying on his own word for it), and then watched a youtube video that supported what you'd already decided you wanted to do.

Tuyop, if you want to stop digging yourself deeper into the money hole, you and Toeshoes have to agree to take a step back and wait at least a week(preferably more) before spending more than, say, $50 on something, or jumping into any harebrained schemes(yes, even ones that look like they'll TOTALLY bring in lots of money). The cooldown period will hopefully make the two of you realize that you don't really need whatever it was you were going to buy, or that the moneymaking opportunity isn't actually as great as it seemed at first(as an example: If growing BASIL with aquaponics was such a good moneymaking opportunity, wouldn't a lot more people be doing it? And no, your one aquaponics friend does not count as "a lot more people"). Post what you're considering spending money on here, and goons will be happy to ream you for it if it's actually a dumb idea or something that you don't really need. Spend that week reading a lot more of Mr. Money Moustache, since you seemed to respect his blog a lot over in the Taco Box thread & he seems to have some pretty solid advice.

Haifisch fucked around with this message at Nov 4, 2012 around 05:35

Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


tuyop posted:

We don't!

She's just crushing my dreams of riches through organic, locally grown BASIL in the depths of winter.
At least you have a new avatar to remind you of what could have been. It's much better than that weird clown you had before.

But you should totally do the countertop herbs/veggies thing with Toeshoes. Not as expensive, not as much to go wrong, and it'll give you something to do in between writing gay werewolf broke back mountin' fiction and getting worked up over aquaponics.

Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


The only good thing about Tuyop's latest money furnace idea is that it's far enough in the future that he'll probably forget about it after a few more manic "spend all my money on this GREAT IDEA!"/depressive "I'm a failure. I will eat nothing but rice and beans, and live in a sleeping bag in a park." swings.

Although considering his life so far, maybe a house with a built-in ambulance bay would actually be a good investment. Then again, knowing his luck, he'd have an emergency and the ambulance would crash trying to get out of his non-standard bay!

So here's an updated design, taking the trends of Tuyop's life into account:

Okay, it's not the prettiest floorplan in the world, but I don't have DIY house building experience. Maybe I'll come back after spending $500,000 on building a microhouse for my basil aquaponics & make an even better plan. But for now, look at all that counter space!

Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


tuyop posted:

Is that what you're talking about? What does a normal, healthy person do in my position?
I'm not Kobayashi, but here's a short list:
They don't buy shady chinese stimulants, for one(what the hell do you even need the stimulants for? I get that you're used to having a shitton of caffeine in your system, but you should focus on being able to have energy & focus without pumping chemicals into yourself, not replacing one stimulant with another). Making do with the perfectly usable kitchen stuff they have instead of buying shiny kitchen gadgets they can't afford is another(and you're doing this, which is good!). They also don't even semi-seriously entertain thoughts like BASIL and building a tiny house they don't have the skills for. They also don't go on shitloads of vacations they can't afford.

Many of these things are in the past, but you're going to keep repeating similar mistakes if you don't correct the line of thinking that led you that way in the first place.

Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


tuyop posted:

And the powderz are an attempt to replace something more expensive in my diet (meat, for instance), with something cheap (dubious powders from the darkest Orient) in order to achieve the same, or greater, performance in a hobby that I like.
If you're so considered with optimizing your gains, read this YLLS thread if you haven't already, so that you actually know what the gently caress you should be eating to support your exercise regimen. A select quote that's highly relevant to your situation:

quote:

Supplements
If you can't eat enough delicious animals to get your protein, then try whey protein shakes. If you have loads of money to throw around and you want to try all of the powders, check out one of the supplements threads. Note that supplements won't make up for a poor diet and half-assed exercise. Get your poo poo together before you go nuts on supplements.
You do not have loads of money to throw around trying random powders, and there are cheap ways to eat delicious animals(or their eggs. Eggs rock as a cheap protein source) to get protein instead. As a bonus, said delicious animals will contain non-protein nutrients that you need to keep your body healthy, and you can share them as meals with Toeshoes. I can't comment on what your diet and exercise is like now, but try optimizing those(without breaking the budget) before you go powder-chasing. I won't harp on the protein powders any more than this, since (assuming you're buying a reputable brand) they are the cheapest way to get a ton of protein, but that's not an excuse to jump straight to buying them before looking at other(cheaper) ways of staying healthy first.

As for the stimulant/neurotransmitter/other extra-dubious powders: you don't need any of that poo poo in the first place, and it's definitely not worth the $45 you threw at it. Half that poo poo doesn't do anything(at best; at worst it's poisoning you), and the other half isn't worth the money you're wasting on it. If, for some reason, you can't get the gains you want without eating dubious chinese powders(or if it'd require something even more expensive), you're going to have to accept slower gains in exchange for saving money(and not eating lead).



Also, maybe I missed this in the stream of "you're seriously going to put money in an education savings account for someone else's kid "(good on you for not doing this, by the way), but what's the word on that expensive breast pump you were being pressured to chip in for? Part of staying frugal is being able to say "no" when people ask you to do things you can't afford, even if they're family members. It's as simple as going "I don't have the money to spend on this, sorry" if people come to you with a "chip in on this expensive gift" request. You can do the "I don't have the money for presents this year, sorry." thing too, or stick to cheap homemade gifts - not only will making stuff yourself save money, but it's more likely to be appreciated and remembered/used than some random $40+ geegaw from the mall.

Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


Dr. Video Games 0050 posted:

Reversing was the loving worst thing ever. It would take me so long considering I didn't know how the gently caress a car worked (but Jesus do you learn) and was constantly being laughed at by my friends while doing the whole dance.

Turn car on
Parking brake on
Pop hood
Stick hand on some lever and "click" it to reverse
Close hood, get back in car
Disengage e brake
Do my little lovely reverse job

Then loving repeat to then go forward
Jesus christ, there's a point where it would have been easier to buy a $1000 beater to replace that thing, and that point was when you had to start doing more than one step to reverse. I've had to learn the art of tracking miles because the fuel gauge didn't work(somehow, my first and second car both had that problem), and I spent a couple years driving a car with the hood tied down because it was so crumpled out of shape, but that's as lovely as I'd let my car get before replacing it/fixing it.

Then again, I guess you don't have that car anymore for a reason.

Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


Nam Taf posted:

Tuyop you're loving retarded. I hope you shower before putting on that tux and wear deoderant at the altar.
Jesus christ, soap is ridiculously cheap if you just want to get clean and grease-free and don't care about scents/added moisturizers/etc. And of course you don't notice your BO - nobody notices their own scent because they're around it all the time. If toeshoes hasn't mentioned anything, it's probably because she's trying to spare your feelings(either that or she's gross and doesn't use soap either).

Even if by some miracle you don't smell, everyone around you must be noticing how greasy you've become. Greasy people are not good-looking people.

Buy cheap soap. Buy a cheap stick of deodorant. Use both of them. When people talk about saving money in little ways, they mean poo poo like making their own coffee instead of going to Starbucks, not skimping out on basic hygene.

Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


tuyop posted:

Are they foisted upon your children on death or something so that you have a dynasty of poor English majors?
I'm pretty sure that death is the only thing that can get rid of them if you don't pay up. Other than that? You can't get rid of them with bankruptcy, being too poor to pay(they'll offer lovely income-based repayment that you'll only be stuck with for a mere 25 years, don't worry), or pretty much any other mechanism you can think of. I guess you could flee the US to a country that won't cooperate with making you pay, but that assumes you have the money to flee in the first place.

Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


tuyop posted:

Regardless, we have to learn to live within our means and stuff. Obviously working on that.

tuyop posted:

Yeah I'm not staying in the army. I'm going to school in September whether they give me a medical release by that point or not. Hopefully I get it by then, but even if I don't, it's not the end of the world.
Part of living within your means is recognizing when it's worth it to stay in a less-than-ideal job so that you can keep your life on track. You may not like the army that much, and you may want to go to school now, but unless the army's going to pay for your schooling now, it's better to sit back and collect a steady paycheck(and not accumulate more debt) than to quit and shove all the income responsibility on toeshoes. I'm sure she loves you and is willing to help support you while you go to school, but that doesn't make quitting the army to go to school your best option right now.

Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


tuyop posted:

Also, I'm not going to get rich from recycling my own poop, it's just a way to live more sustainably. And it's an 11 dollar book. Really not going to break the bank here by spending 11 dollars in gift money on a book.
You're engaging in two forms of bad financial thinking here:
1)Treating windfalls as fun money, instead of treating it the same as the rest of your money. Getting a store-branded gift card limits your purchases a bit, but Amazon has a ton of stuff on it that you could get more use from than an $11 book about something you probably only think is a good idea because you're in a manic phase. You can buy food on amazon, for starters. $50 of grocery money(or garbage bag money, or soap money, or condom money, or whatever other necessities you can think of) is more useful than $50 of books on composting your own poo poo & whatever other useless/barely useful toys you want to buy.
2)Going "oh, it's not that much money, so it's not going to kill me to buy it" in regards to small purchases. Sure, an $11 book isn't that much money, but it adds up with all the other small purchases you make. Of course you're going to have to make some small purchases, but you still should take a moment to go "do I really need this?". Then you wait a week or two and see if you still think you need it(or even want it; this is extra important for you, given your manic phases). You may surprise yourself in how rarely you still want stuff if you give yourself time to get past the initial "so cool! I want it!" phase. If you talk yourself out of ten $11 poo poo-composting books this way, you just saved $110. Doesn't seem like such a small amount of money, now does it?

Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


Main Paineframe posted:

This is the reason why many diseases that are so rare in the developed world are so common in undeveloped countries. There are a lot of diseases and parasites that spread almost exclusively through human poo poo, and crap-as-fertilizer contaminates the food supply with those organisms.
Hell, step #1 to elimating a ton of parastic diseases in poor areas is literally "give them a modern waste disposal system." making GBS threads in a hole in the ground, or in a bucket to be dumped somewhere else later, is how waste contaminates the soil & water and lets GI tract infections get into other people.

There's a reason people have tried to avoid using their own poop as fertilizer once they figured out what fertilizer was. And before you go "I don't have any intestinal diseases, so my poo poo is safe!", bear in mind that it's entirely possible to be carrying certain bacteria and parasites without showing symptoms.

Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


FrozenVent posted:

Also t-shirts make for great rags, don't throw them out.
Or if you're like me and already have more rags than you could ever need, at least donate your old t-shirts to whatever charity organizations are in your area. (I recommend taking the chance to go through your entire wardrobe and cull anything you don't recall wearing in the last year or so, except for formalwear) Don't waste perfectly good clothes by throwing them away unless it's underwear or something.

Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


tuyop posted:

I generally eat 1800 calories a day, give or take 150 calories depending on if I lift that day or not. I weigh 179 pounds.

However, if I start feeling a bit low, that creeps up to 2300-2500 very quickly, and that's historically been about 1/4 of the time. Since I've been feeling so level, I'm slowly making my way into <10% bodyfat territory!
1800 calories isn't even enough to satisfy your basal metabolic rate as a 179 pound dude(going off this estimator, and other ones give similar numbers. Even lowballing your height as 5'5" says you need over 1800 calories for your BMR). No wonder you feel like poo poo. If you want to lose weight, don't starve yourself; it's counterproductive, makes you feel like poo poo, and generally unhealthy. Aim to lose 1-2lb a week if you want to both keep it off and be able to maintain your diet without binging because you're starving yourself.

loving hell, I'm 5'3" woman and that's roughly how much I'd have to eat to lose weight at a healthy rate. You're a dude(and presumably taller than me, on top of being heavier than me and possessing health issues you don't need to exacerbate), so you're going to have to eat more than that.

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Haifisch
Nov 12, 2010

Most things in the world aren't black, aren't white, aren't wrong, aren't right, but most of everything is just different.


quaint bucket posted:

Can't be a body builder and a hippie at the same time.
You can, you just need money. (unfortunately for Tuyop )

Leperflesh posted:

But it's worth remembering that "protein" is a generic word and actually means a whole basket of amino acids. You need several specific amino acids, so if you only eat one type of protein source, you may be technically getting all the protein you need (in terms of grams per day) but severely starving your body of one or more essential amino acids. A varied and mixed diet is therefore the most effective way to give your body all the protein it needs. See: Essential amino acids.

Man cannot live on bread alone. Or only soybeans, or only lentils.

Beans plus rice is pretty loving great, though.
This is true, but fortunately it's not really that difficult to get complete protein as long as you eat a variety of food. Grains, nuts, and legumes have different proteins in them, but combining them will give you complete protein. You don't necessarily have to eat them in the same meal, but you do have to make sure you eat some of each. Googling "complete protein combinations" gives you a lot of meal ideas for this, but what I just said is basically what they all boil down to.
Animal proteins(including eggs and dairy) come complete without you having to combine them with anything, although they are more expensive than plant proteins(especially if you get them from organic/local/happy sources). On the other hand, they won't give you bean farts.

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