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Do you remember us questioning all of your poor decisions?tuyop posted:I know how tempting the 25 pound sack of marshmallows is.  I would hope you could muster the self control to go to a warehouse club to find value instead of refusing because of stupid impulse buys like that. You can get extreme savings, they sell things like nine pound cans of peeled potatoes for something like $3 at Costco, which is absurd.
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Jul 28, 2011 05:48
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Can we all admit this girl is a worse idea than high voltage DC lines strewn across all of Canada and the United States?
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Jul 28, 2011 06:11
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tuyop posted:The interest rate is 21.99 and the balance is 502.42. I know others have already touched upon this here, but 22% interest is a huge ripoff! You would have been far, far better off saving up and waiting a few months if you wanted a new computer. With an extra $200/month saved away, you could get yourself a good machine after waiting four to five months. Patience can be a bitch sometimes, but paying nearly another quarter on top of the original cost is a bad idea especially if it's something that will need an upgrade/replacement before the original term is up; like a computer where you'll want to put more money into or grab a new model a few years later. Maybe it seems insignificant but it's a bad habit to get used to doing things this way, it's the same mindset that lets you float ever-increasing credit card debt. poo poo adds up.
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Jul 28, 2011 22:02
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That sounds a bit extreme. Surely you could find somebody to live with? I don't think your waitress girlfriend or whatever would be down for those conditions. Does she have family you can stay with? At the very least you need a safe place to keep your posessions secure, especially as a military man.
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Jul 28, 2011 23:27
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Zeta Taskforce posted:Is there a reason why you can’t make some money on the side with your photography skills? You have an eye for it, it is a passion of yours. Do people in New Brunswick get married, and if so, do they ever hire photographers? As far as I know, his CV consists of a PI thread with photographs of pigeons. Good wedding photographers generally have the option to operate with a roaming posse instead of solo shots, photo touchup and album assembly skills and tools, and most of all a history working as part of a professional crew. Otherwise, you're worse off than "some guy my friend knows" going in without any recommendation 
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Jul 29, 2011 18:09
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Don't get me wrong though, you shouldn't avoid photography as a source of income. It just requires a significant investment more than you already have (tripods, lighting, editing software purchased legit) for certain things. There are websites where you can offer stock photos, maybe you'll get lucky that way, or do smaller scale things at local events or for a local paper as hokey as that sounds. Basically, don't pour too much time and money down that hole until you can afford to.
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Jul 29, 2011 19:29
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ashgromnies posted:I paid off my entire $700 balance on my credit card. My card automatically pays itself off without intervention, it essentially never floats a balance more than a month 
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Jul 30, 2011 21:09
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Okay, it sounds like you are making progress here and that's a good sign. At least you've managed to realize you have issues, and know that you should never jump at a silly "deal" for things you don't need. For example, suppose you suddenly get a great offer for discount cruise tickets or perhaps an awesome opportunity to have a trek across Europe from Germany to Mongolia via train, with flights on either end. You should not do that, because that is a needless vacation no matter how attractive the opportunity is; it is still beyond your means, and it will remain beyond your means until you manage to pay off your debts. I, too, love a good deal and know how hard it can be to resist this stuff. When I go grocery shopping I typically only purchase things on sale beyond the essentials, and sometimes that habit leads to temporarily buying more than I exactly need since I see a great deal. But I know you're smart enough to not take a new vacation just because it sounds like a deal.
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Aug 27, 2011 22:40
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I thought you were going across Europe and across Asia, sorry. Obviously if you're only going across Asia alone then it's no big deal, have a nice trip 
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Aug 27, 2011 22:44
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El_Elegante posted:Hey, saw this and thought of you. Michael Pollan is as well-informed as it gets on these things. I've been buying pre-frozen meats lately, since I often end up freezing the stuff anyhow. Especially with chicken, there's no real difference and it thaws in five minutes; burgers or something, cook directly. It's turning out to be better trimmed generally, too, for less money.
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Oct 10, 2011 00:44
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Given time, you will find it dumb not to believe. Through the looking glass, etc. I guess it sets you up for elaborate trolls along the lines of "I actually didn't screw up this time, gotcha" but even that is potentially just backpedaling.
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Oct 17, 2011 09:33
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Holy poo poo, I can't begin to guess the recovery time for that; have the docs given you any detailed info here?
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Nov 1, 2011 18:29
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Tuyop should unironically run every purchase over $10 past this thread.
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Nov 20, 2011 07:18
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You shouldn't expose yourself to more risk just to minimize your costs, you know. Doing stupid things that could jeopardize your health (like having your buddy give you the pass on tires that can't grip when you live in the barren north) when you already can't afford your current string of bad choices? That's just asking for yet more trouble you can't afford.
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Jul 10, 2012 05:51
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Breetai posted:...your mood is swinging wildly between spending the better part of a grand on a holiday like it was nothing, then swinging completely in the other direction... Some people spend money to reassure themselves that they have money, even when they don't. That is most likely the case here. "I'm not so bad off, look, I'm going to take a great vacation" which inevitably leads to an emotional and economic crash further on.
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Jul 11, 2012 00:15
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Zeta Taskforce posted:If you stayed at home you are going to spend a couple hundred dollars just to eat, unless it is rice and cheap hotdogs and you already picked on him about that. Wait, are you being serious or mocking Tuyop here? I can't tell anymore, you seem to be implying an average person should spend "a couple hunded dollars just to eat" for a week. What, should he be eating at a steakhouse for three meals a day?
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Jul 13, 2012 00:43
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tuyop posted:Oh give me a break If we do that you will literally kill yourself. And not have enough money left over to even wrap you in newspaper and toss you in a ditch.
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Jul 18, 2012 09:16
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tuyop posted:Yesterday I was running and a bird poo poo on me. Not the first time. That's not a bird, that's a metaphor for nature, or if you prefer, life. Life was making GBS threads on you literally, because simile wasn't working.
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Jul 28, 2012 02:57
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Zeta Taskforce posted:If you did the webcam thing, the stories could write themselves. You could get them to divulge their fantasies, take the chat logs and clean up the grammar and embellish a few details and you’d be set. So basically the Web 2.0 approach but applied to novellas? That's an interesting concept, get your clients to write your content and you'll always know you're fulfilling a niche that exists and have no guilt about trying something really outlandish for a plot (not that Tuyop has guilt).
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Jul 31, 2012 01:10
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tuyop posted:Because I didn't want to be a dick? You don't want to eat dog food and beans for a month, either.
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Aug 21, 2012 00:56
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Well he was going to call the insurance company, you see, but he didn't want the representative at the call center to actually need to pick up the phone; I mean, that'd just be an inconvenience to the poor soul. And he was going to send a letter but then he'd need to have a mail carrier deliver it, and that's right out.
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Aug 21, 2012 19:40
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Fraternite posted:Haha, keep telling yourself that. On a lark I went back to read the first few pages the other day. Tuyop, you might want to do the same every now and then. Review choices and outcomes, you know?
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Sep 20, 2012 18:49
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spog posted:Here's a suggestion: Similarly, Tuyop, open a second account with a new card and only put like $200 on there at a time. Use that for all your stupid poo poo, and don't opt for overdraw protection. Even if you can't track your own budget in your head over the month, when it fails to swipe you'll know you've hosed up and/or have hit your Stupid poo poo limit for the month. While it's pretty simple and instant to go on the bank site and transfer another allocation over, hopefully it will make you think twice about why you need to fill up your card again and if you're making the right purchase choices. Also, it will reduce your risk of theft because it also forces you to periodically go look at the account and there's never much in there. Be sure to not get overdraw safety or they'll knock you a $15 fee and just take from another account. You want that swipe to fail.
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Sep 25, 2012 18:25
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tuyop posted:Oh, sorry for the confusion. No offense but how does your background fit into doing a good job on that task? Since you are so pressed for time, can you honestly dedicate the hours here? That time is much better spent picking up free furniture if you are trying to be efficient.
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Oct 6, 2012 09:59
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quaint bucket posted:And $10 for a reflective vest from RONA. Doesn't look cool but works in a quick fix. I feel like this wasn't given enough consideration. It's not like you're on the market for a new girlfriend anyway. Keep it with you always, including when you drive for when you break down.
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Oct 15, 2012 00:43
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Where I am from they start plowing the roads at like, 4AM and keep crews going if it keeps snowing.
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Oct 15, 2012 00:50
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Getting rid of an iPhone will simplify your life and allow you to save money while using less.
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Oct 20, 2012 21:42
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Don't fall into the trap of thinking an iPhone is a suitable replacement for a real computer. You don't want to end up writing your CV or searching for work on an iPhone, you know?
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Oct 21, 2012 05:28
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You should look into buying floor models or demo units. We got a nice hardwood table (with chairs) that was normally about $1,000 according to internet research, and got it down to $400 complete with a guy to deliver it, disassemble it and reassemble it back where the old table was.
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Oct 23, 2012 00:27
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Why not use the luchador mask? Seriously a big part of this will be character appeal, right?
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Oct 24, 2012 10:21
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Does three voicemails mean three inboxes or something, or literally three saved messages?  As far as I can tell my phone downloads and stores voicemail locally, so there's no real imposed storage limit.
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Nov 1, 2012 22:58
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CanadianSuperKing posted:Maybe write about a strapping young military man who fell behind on his debts and got a bad back injury on the job. With bills piling up, he has no choice but to turn gay for pay, and happens to find he has a real knack for turning gay tricks. That one's free, Tuyop. He might charge you royalties on the next one.
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Nov 3, 2012 05:27
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Tuyop let's play a game really quick. Find out how many years you can live at your current place for the price of this little house (by the way, the price of the little house is not $40k). Don't be stupid and include utilities in one and not the other, and don't be stupid and waive installation cost.
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Nov 21, 2012 04:39
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Tuyop is innately a terrible troll, although he has one hell of a crutch to lean on because it's incredibly plausible for any random bullshit misadventure he cooks up to "troll" the thread to have started in his mind as a legitimate endeavour. And you can't tell.
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Nov 23, 2012 20:36
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Tuyop you might want to severely reconsider eating discount knockoff Chinese brain powders that, even to you, appears to be an offer that is too good to be true. Not only is it an unnecessary expenditure as Sr. Quixote suggests, but there have been a bunch of recent horror stories about these sketchy Chinese supplements. Like, they're being cut with literal garbage and spiked with a lot of sugar so that idiots will prefer the taste of this great deal they just found. Or worse, they've got all kinds of heavy metals. Somebody, somewhere in China, once got a really good deal on a whole mountain of lead and he's been passing the savings onto toy and supplement customers for years. e: For real you are most likely, in all seriousness, poisoning yourself. This kind of doping may be artificially bolstering your natural capacity for poor choices, and that's unfair to everbody who expected a clean show. You buy from smartpowders, yes? http://www.longecity.org/forum/topic/54695-questionable-3rd-party-coas-from-smartpowders-none-from-build-your-own-supplements/ Chronojam fucked around with this message at 01:08 on Dec 4, 2012 |
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Dec 4, 2012 01:02
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And weren't bunch of the W&W goons burned just a couple months ago by getting the discount "proteins" from American Pure Whey where every lot number was identical (4389) and it was all placebo and sugar in the end? (You'll need archives) I wouldn't use "Feels good and it's cheap" as your line of reasoning towards "therefore safe and effective" when you all got burned half a year ago, but by all means, trust the newer cheaper Chinese source instead. This is a thread about making sensible, informed decisions. I'd rather see Tuyop eating fresh, local, USDA approved eggs than chalk/glucose/lead three-for-one miracle pills. (Yes I know he's in Canada but they have an equivalent)
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Dec 8, 2012 05:33
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A microwave is an energy efficient way to heat a wide variety of meals in a timely fashion, so get yourself a modest microwave. I would encourage anybody to get a microwave. Do not get a turkey-sized microwave with all-digital controls and auto-cook features, set yourself a budget ahead of time. How much can you budget towards a microwave? They're on sale all the time if not for free. Hell, I see them at CVS pharmacy on a regular basis for like $20.
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Dec 8, 2012 18:36
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Luigi's Discount Porn Bin posted:Yeah, a microwave will actually save you money in the long run because it's so much more efficient at (re)heating stuff than an oven is. This is especially important if you're cooking large batches of stuff ahead of time and eating leftovers, which is a good way of wrangling cheap meals. It's absolutely worth dropping $10 on a slightly scuffed used one for $5 from a garage sale or Kijiji or whatever, or even $25 on a cheap new one. Leftovers are the best, my wife and I routinely cook huge wokfuls of fried rice, several quarts of beef stew, or a whole 4lb pack of chicken with another pound of pasta in one go... and I can't imagine using an oven to re-heat that, or hell, your Thanksgiving bird remains. It's 30-second meals for a day or two after.
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Dec 9, 2012 22:00
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Leperflesh posted:I'm pretty sure Tuyop has said previously that his utilities are included in the rent, so no, a microwave isn't going to save him any money. I think it's a faux-frugality thing. A microwave definitely saves you time, if not money, plus is less wasteful and won't warm the house extra. Such a commodity is above a lowly basil farmer's pay grade though, Tuyop's committed to living within his means, ergo microwave deprivation.
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Dec 12, 2012 03:25
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ToeShoes posted:We aren't replacing buying a microwave with spending tons of money. So, who ever is spewing "microwaves vs. saving money" can stop. We just don't have the reason to buy a microwave. Our kitchen is doing fine the way it is. You can buy very many presents for $5 or $10 each, or you can buy not-many expensive presents like designer breast pumps. And, this microwave saga is not something that came up just a week ago. This is something that's been going on for months, if not all the way back to the start of the thread when Tuyop planned to save money by eating more frozen meals (we're talking April) and that period where he was lamenting not having enough free time and little interest in preparing himself meals. tuyop posted:Cash spending is over because I've been eating out on the weekends instead of cooking. As you can imagine, working 80 hours a week leaves me with little motivation to cook or time to buy groceries. And I don't want to. Toeshoes has been amazing with having food ready when I come home so I can eat and then go to bed right after, but she's busy with other things too. Another option is to just eat on base, but I'd rather eat good food and sleep than lose an extra 90 minutes a day waiting in line for lovely, lovely food. tuyop posted:The free stuff is a great idea, and we're pretty handy so we can fix broken drawers and stuff. tuyop posted:Not what I meant by going insane. I meant that I work out and try to do other things to keep sane. Not having a microwave is not a big deal at all and I guess it sounds like I care about it more than I do because I mentioned it. tuyop posted:Is that how that post really comes off? I'm not trying to be all woe is me, I'm just trying to deal with the free time problem and stay sane. We did encourage him to get a cheap-or-free microwave a couple of months ago, too: Leperflesh posted:My 9" Lodge cast iron pan gets hot in about three minutes. I use that time to prep ingredients. Your complaints are silly.
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Dec 12, 2012 04:56
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