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moana
Jun 18, 2005

one of the more intellectual satire communities on the web

Hi GBS, it's your friendly financial forum mod here. While you're still collapsed on your couch from working out during the first week of January, I'd like to draw your attention to an easy way for you to take financial control of your life in 2013: ask the internet what you should do with your money!

In BFC (Business, Finance, and Careers), we have dedicated our lives to making YOU financially responsible. Some of you might not know about this wonderful subforum of Ask/Tell, so I'm personally inviting you (yes, you!) to come see what we have to offer:

Practical Ways To Get Out of Debt


How to Start Saving - Budgeting and Investment Advice



Life Advice for a Financially Sound Future



So come check out our success stories and our not-quite-yet success stories, or start writing gay werewolf erotica for some side cash. A good place to start with any questions you might have is the Newbie Personal Finance thread. Don't wait, click today and discover a whole new world of fiscally prudent decision making!

moana fucked around with this message at Jan 9, 2013 around 17:38

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That DICK!
Sep 28, 2010


A good thread! Thanks.

Muy
Dec 11, 2005
MuyBurrito

Corb : noun : A bank account or firm investment.

Thanks, moana!

BAKA FLOCKA FLAME
Oct 9, 2012
If you see me posting in the trans megathread, report me so I can be banned! Thank you!

love, the management

Joke's on you, I still live with my parents

Sonrisa
Aug 13, 2004

Who is this irresistible creature who has an insatiable love for the dead?

You mean I can't start making meth to secure my financial future?

Great thread though.

Jailbrekr
Apr 8, 2002
A TOWN LEVELED BY AN EXPLOSION? DOZENS LIKELY KILLED? OH GOD LET ME SEE THAT SWEET VIDEO OH MY GOD I'M CUMMING


we just renegotiated our mortgage to help pay off our debt, so now that its swept under the rug we need to concentrate on keeping us "debt free". And this thread is a great way to do that. Thanks!

slap me silly
Nov 1, 2009
Slap me until I work out

moana posted:

While you're still collapsed on your couch from working out during the first week of January,

How did you know I was doing this?? So creepy. Right now I'm trying to refinance my mortgage with a really busy lender. Wish me luck!

Stoic Commie
Aug 29, 2005

G's up
Hoes down


Just sell weed.

Mad Pino Rage
Aug 2, 2007

Cynical


A budget thread and a long-term savings thread are just the kind of reads I need.

moana
Jun 18, 2005

one of the more intellectual satire communities on the web

slap me silly posted:

How did you know I was doing this?? So creepy. Right now I'm trying to refinance my mortgage with a really busy lender. Wish me luck!
Good luck! Hopefully they have their ducks in a row; my refinance was relatively painless even with taking one name off of the loan. Now is definitely a good time to be refinancing, though, your payment should drop considerably!

Stoic Commie posted:

Just sell weed.
Please, please. We call it BASIL.

Cantorsdust
Aug 9, 2008

Infinitely many points, but zero length.

The best BFC thread, and the only thread in BFC I've read in its entirety, is YEAR, n. A period of 365 disappointments

If you want to learn exactly what not to do with your money, and how to ensure your future poverty (or if you want a laugh), read on.

OilSlick
Dec 29, 2005

Population: Buscuit

Are any of these threads Canadian friendly? I usually welcome goon (non relationship related) advice but I know the bulk of the info in these threads is related towards Americans.

Glambagss
Feb 13, 2004

you mount bag?


Please join the weirdoes in the erotica thread and write 100000 word documents for literally next to nothing! Join other retard goons in creating increasingly hosed up and creepily specific fetish literature, such as the cult classic "Game of Bones!" Then kill yourself!

moana
Jun 18, 2005

one of the more intellectual satire communities on the web

OilSlick posted:

Are any of these threads Canadian friendly? I usually welcome goon (non relationship related) advice but I know the bulk of the info in these threads is related towards Americans.
There is a specific Canadian tax thread linked in that newbie thread, and the long-term investments thread often has canadian-specific questions and answers. Feel free to ask and someone is bound to have at least a partial answer.


Glambagss posted:

Please join the weirdoes in the erotica thread and write 100000 word documents for literally next to nothing!
I made 10k last year writing erotic short stories, and there are lots of other options in the Legitimate Online Moneymaking thread if you want to try your hand at making some side cash in other ways. I know you're joking, but it's certainly helped out a lot of struggling people.

Jake Blues
Jun 17, 2003

Cruisin' for burgers.


Stoic Commie posted:

Just sell weed.

Only registered members can see post attachments!

moana
Jun 18, 2005

one of the more intellectual satire communities on the web

I know that Zeta Taskforce (fellow BFC mod) has also graciously offered to help with quality control on anyone who might be looking into gay-for-pay modeling. Please send all query photos his way via PM.

Bloody Hedgehog
Dec 12, 2003

Gotta' nuke something.


moana posted:

I know that Zeta Taskforce (fellow BFC mod) has also graciously offered to help with quality control on anyone who might be looking into gay-for-pay modeling. Please send all query photos his way via PM.

Hey, they were just wrestling photos.

Rotten Punk
Nov 11, 2009



I'm stockpiling silver bullion so I can never be robbed by wall street bigwigs (secretly vampires) and live in the desert in Arizona. I figure I will get used to the smell of the solar composting toilet.

Nutmeg
Feb 8, 2004



Wow, thanks. I signed up to laugh but this is more than i bargained (see its already working) for.

Kevyn
Mar 5, 2003

I just want to smile. Just once. I'd like to just, one time, go to Disney World and smile like the other boys and girls.

Thanks for the tip, but I already get all my financial advice from that guy on TV with the question marks on his suit.

El_Elegante
Jul 3, 2004

Urethra wins my approval as a Good Word

The riddler? He's not even a certified financial planner. Even the GCPD financial crimes unit think he's a joke.

ghetto wormhole
Sep 15, 2008


Whoa, scared me there! I saw the thread title and was afraid Lowtax was out of money!

IllegallySober
Aug 25, 2004


Joined NFL: 2002
Winning Seasons: 1




SAVE_US.ANDRE


Hmmm. Maybe it's time I start a new BFC thread again. I could use some more help.

But seriously, great forum full of people who will help you.

User0015
Nov 24, 2007

Please don't talk about your sexuality unless it serves the ~narrative~!

moana posted:

I made 10k last year writing erotic short stories

I could go for an extra 10k a year. What topics or themes netted you the most of that 10k moana or is that some kind of trade secret or like, secret recipe. I don't know proper erotic short story etiquette so please forgive.

Zeta Taskforce
Jun 27, 2002


moana posted:

I know that Zeta Taskforce (fellow BFC mod) has also graciously offered to help with quality control on anyone who might be looking into gay-for-pay modeling. Please send all query photos his way via PM.

No jokes.

Dramatika
Aug 1, 2002

FUCK
YOU
MUTHAFUCKA


I'm concerned about the lack of Bitcoin information in these threads about getting our financial poo poo together.

moana
Jun 18, 2005

one of the more intellectual satire communities on the web

User0015 posted:

I could go for an extra 10k a year. What topics or themes netted you the most of that 10k moana or is that some kind of trade secret or like, secret recipe. I don't know proper erotic short story etiquette so please forgive.
No secret, I had some good success with paranormal and gay cowboy stories but now it seems the big winners are all bdsm billionaire stories. I published 50 stories in the first half of the year and then like 10 since then, so I'm not really up to date on what's hot right now.


Dramatika posted:

I'm concerned about the lack of Bitcoin information in these threads about getting our financial poo poo together.
Today I went to open an account at a credit union and there was a guy sitting there with a grizzly beard and crazy eyes, a ratted t-shirt and cowboy boots. He was talking about how he needed an account number to get bitcoins "but the bank of america people have too much of my information, so I just need some account numbers. I'm not giving you my social security number! They already know all of my numbers!"

That is really all you need to know about bitcoins.

Gravy Jones
Sep 13, 2003

I am not on your side


Mo Money Mo Problems

FedoraDefender420
Feb 25, 2011
Probation
Can't post for 3 days!


User0015 posted:

I could go for an extra 10k a year. What topics or themes netted you the most of that 10k moana or is that some kind of trade secret or like, secret recipe. I don't know proper erotic short story etiquette so please forgive.

http://forums.somethingawful.com/sh...hreadid=3459102

Possibly one of the weirdest threads of last year.

CRAlvery
Aug 10, 2012

Ain't No Stoppin' Me Now.


Re: Current Smut Trends. Everything is all over the place for everyone. Some people are selling monster erotica hand over fist while other people are selling billionaire bdsm just as well, or something else entirely. Gaywolves fell off the map for most of the high earners, but a few of us are still making some sales here and there. Everybody is moving different kinks at different levels so write what you think you can write well, put it up for sale and see if it sells! The thread in BFC is always happy to help out and have new smut slingers among us. Read the OP and see if it's for you.

User0015
Nov 24, 2007

Please don't talk about your sexuality unless it serves the ~narrative~!

^^^^ you read my mind CRAlvery thank you

moana posted:

No secret, I had some good success with paranormal and gay cowboy stories but now it seems the big winners are all bdsm billionaire stories. I published 50 stories in the first half of the year and then like 10 since then, so I'm not really up to date on what's hot right now.

Do you have much experience with writing? I am a terrible writer and person in general so I'm not sure if I'm cut out or not for this sort of thing. Maybe I should write some hot fiction and see what people think? Thanks for this sticky by the way I had no idea this kind of thing was on the forums so consider my eyes open.

User0015 fucked around with this message at Jan 11, 2013 around 01:00

Seaside Loafer
Feb 7, 2012



It would be lovely to get our financial poo poo together but there are kindof no jobs right now. I do appreciate your effort though.

I also think advising stock trading as a basis of managing ones life is both morally repugnant and obviously not very sensible.

Seaside Loafer fucked around with this message at Jan 11, 2013 around 06:33

EngineerSean
Feb 9, 2004

Must keep dancing

Glambagss posted:

Please join the weirdoes in the erotica thread and write 100000 word documents for literally next to nothing! Join other retard goons in creating increasingly hosed up and creepily specific fetish literature, such as the cult classic "Game of Bones!" Then kill yourself!

This guy gets it.

tuyop
Sep 14, 2006

Every second that we're not growing BASIL is a second wasted


I can vouch for the effectiveness of BFC's tough love approach to improving financial well being! Post a thread and you can have literally dozens of rich goons telling you to spend less and earn more in order to stop being poor!

Zeta Taskforce
Jun 27, 2002


tuyop posted:

I can vouch for the effectiveness of BFC's tough love approach to improving financial well being! Post a thread and you can have literally dozens of rich goons telling you to spend less and earn more in order to stop being poor!

And leave rich goons scratching their heads.

moana
Jun 18, 2005

one of the more intellectual satire communities on the web

Seaside Loafer posted:

It would be lovely to get our financial poo poo together but there are kindof no jobs right now. I do appreciate your effort though.

I also think advising stock trading as a basis of managing ones life is both morally repugnant and obviously not very sensible.
I don't ever read the stock trading thread but in the long-term investing thread BFC will never recommend a financial newbie to get into stock trading. Passive index funds are the best way to get started investing, and unless you have a burning desire to spend your days learning about stock valuations you should avoid single-stock investing. Notice the disclaimer at the beginning of the stock investing OP:

quote:

Disclaimer: Everything in this thread is a lie. You will lose everything if you do anything we recommend. Reading this thread is making you lose your house. Your kids will never get into college because you wont close this window.

I debated linking it or not for that very reason, but since it's one of the more popular threads I thought I'd include it. I basically equate stock trading to online gambling: you can make money at it if you're really passionate and smart, but if you're just doing it for fun expect to lose.

It sucks if there are no jobs around you, yes, but there is also help in BFC for people who want to file for unemployment, and there is a bankruptcy thread with good advice. If you're actively searching for jobs we can also help you with resume and networking advice, and there are quite a few job openings being posted in the job openings thread, although naturally most of them are tech-oriented.

User0015 posted:

Do you have much experience with writing? I am a terrible writer and person in general so I'm not sure if I'm cut out or not for this sort of thing.
I wouldn't do it if you don't like writing. I'm an avid reader and I write for fun, but it's hard for me sometimes to push myself to write. If I were bad at it I think I would hate it. Try another way to make money online instead.

moana fucked around with this message at Jan 11, 2013 around 19:57

moana
Jun 18, 2005

one of the more intellectual satire communities on the web

tuyop posted:

I can vouch for the effectiveness of BFC's tough love approach to improving financial well being! Post a thread and you can have literally dozens of rich goons telling you to spend less and earn more in order to stop being poor!
More like people telling you not to spend hundreds of dollars on special bike accessories while moaning about not being able to afford a microwave. What a maroon.

Awkward Davies
Sep 3, 2009



Cantorsdust posted:

The best BFC thread, and the only thread in BFC I've read in its entirety, is YEAR, n. A period of 365 disappointments

If you want to learn exactly what not to do with your money, and how to ensure your future poverty (or if you want a laugh), read on.

Jesus Christ. I just skipped through that thread. So depressing. I'm making a budget right now, just so I can do my best not to be zaurg.

pancaek
Feb 6, 2004

sup fellaz

The Cornholio thread inspired me to start a budget and track my spending. 2 years later, my student loan is paid off and my bf and I have nearly 20% saved as a downpayment for a house.

This is all thanks to one thread about a guy who was in some debt and got out of it.

(and also partially thanks to one thread about a guy who was in some debt and then got into more debt. though I don't really dig schadenfreude, thanks zaurg.)

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Orange_Lazarus
Mar 31, 2010

but I love kids with freckles and funny accents.

Moana is just trying to create more Zaurg/CH threads by inviting GBS and for that I thank him.

Orange_Lazarus fucked around with this message at Jan 12, 2013 around 03:24

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