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I attempted to create a mint account today, I was really drawn to the automatic entries (current YNAB user). The deal breaker for me is that it expects you to have a savings account for each goal you set. I have several savings goals and only 2 savings accounts. I could create a budget account and have it carry over, but I would not be able to enter a starting amount. I suppose I will just stick to YNAB, which is a great program and can do a lot more than Mint. It just is not quite a slick and straight forward as Mint. Do most of you guys use some software/app for your budgets? Or do you have spreadsheets that you journal everything in?
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May 16, 2013 02:14
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| # ¿ Apr 25, 2024 00:37 |
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PhantomOfTheCopier posted:Allocation techniques Thanks for the write-up, it was pretty informative. I now know that I use a Pareto method for my estimated monthly income then apply any amount I earn in excess (overtime/spiffs) using a percentage system. The percentages are generally pretty irresponsible (mostly discretionary stuff and goodies for myself), but since I view it as "extra" income. I can justify the indulgence.
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Feb 17, 2014 16:37
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Only have data from Nov 1st to now. Fuel: 2.46% Groceries: 3.61% Eating Out: 6.56%
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Dec 26, 2015 22:13
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https://financier.io/ is a free YNAB type budgeting software, you could use it to track expenses only if you wanted to. To get the most out of it though it costs $12 a year to get sync between devices. The only weakness based on what you said is the charts/reports function. Currently it only has a month net worth chart.
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Feb 19, 2017 02:29
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It really is a shame, budget creation part of it doesn't seem to warrant very much activity. Perhaps we should include budget critiques/discussion as part of the thread (not sure if there is already a place for it).
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Mar 28, 2017 16:37
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| # ¿ Apr 25, 2024 00:37 |
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TraderStav posted:Here's February. No time for commentary now but tee up questions. I really dig the presentation, going to have to steal these for my budget.
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Mar 31, 2017 15:12
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