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Boogle
Sep 1, 2004

Nap Ghost

Guest2553 posted:

I signed up maybe a year ago and they allowed transfer in kind as well as wires, sounds like they just sucked back then. I only use the bare bones trading platform which never game me an issue, I heard the problems were with the full feature one. The only thing that bugs me is that I can't make spousal TFSA contributions so I have to EMT money to my wife's account which adds an extra 75 basis points in transaction costs.

That's because there's no such thing as a spousal TFSA.

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Boogle
Sep 1, 2004

Nap Ghost

Koskinator posted:

It looks like RDSPs are not transferable, so my options seem limited to RBC's offerings.

They actually are, just a bitch to do so. The receiving institution needs to complete new account application and fill out a special transfer form (ESDC EMP5499), and either mail or fax it to whoever deals with account transfers at your current institution. Most institutions however will only take in-cash transfers, and are limited to their in-house mutual funds.

If you can, transfer it to TD Waterhouse, since you can actually use the e-series and/or ETF's for their RDSP's (all though call them to double check).

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