|
HonorableTB posted:Tonight I'm going to list out my June expenses for this thread. I haven't forgotten! Apparently you did? Holding you accountable for saying this.
|
#
¿
Jul 30, 2014 19:40
|
|
|
|
| # ¿ Apr 27, 2024 10:41 |
|
|
HonorableTB posted:Regarding the mental gymnastics, I don't quite understand. I get that I'm setting money aside that doesn't necessarily have to be spent. What I don't understand is why this is necessarily a negative. If I'm putting money aside for it, I'm still setting a set limit on that specific expense, even if it doesn't "need" to be spent. I could put that into my savings instead, but sometimes we just want to go out to a restaurant and make up for that added expense (which still came out of my Eating Out/Restaurants category for this two weeks, meaning I'm not allowed to go grab fast food or something later). I'm not exactly a shining example of implementation here and I'm still learning a lot of this stuff myself, but consider this: I can put aside $400.00 right now to buy a new Playstation 4 next week. There now I've planned for it, I can take take the hit and still make my bills, but does that mean I should? Would you advise me to pick up a PS4? How much interest would you save putting that towards one of your loans, or alternatively how much interest could you turn that money into if you saved it for 1 year? How about 10 years? An alternative to this would be making a nice meal (but frugally) together at home, or if you're feeling lazy pick up a frozen lasagna and a bottle of wine or something. Eating out is expensive (trust me I know).
|
|
#
¿
Aug 6, 2014 20:06
|
|
|
EugeneJ posted:Anyone on IBR is being converted to Pay as You Earn - it's only 20 years for repayment Unethical and kind of a gamble yea? Laws can change in 20 years.
|
|
#
¿
Aug 11, 2014 17:38
|
|