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Amused to Death
Aug 10, 2009

google "The Night Witches", and prepare for

Or make you carry an average daily balance of like $1,000 or some poo poo. lmao, why the gently caress are not more of you using a credit union. I can have $26 in my checking account and not only not get charged but actually get paid interest.

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mookface
Jun 7, 2009

CRACK MACHT FREI


You're poor

gorki
Aug 9, 2014


Amused to Death posted:

why the gently caress are not more of you using a credit union. I can have $26 in my checking account and not only not get charged but actually get paid interest.

because my bank gived me a fone charm for opening my account and i got to pick which one

SpazmasterX
Jul 13, 2006

Wrong about everything XIV related
~fartz~


I do use a credit union

whip
Apr 9, 2007

Guo Wang Huang Hou

Poor human beings are not worthy of life.

ArbitraryC
Jan 28, 2009
Pick a number, any number.

Amused to Death posted:

Or make you carry an average daily balance of like $1,000 or some poo poo. lmao, why the gently caress are not more of you using a credit union. I can have $26 in my checking account and not only not get charged but actually get paid interest.
I really should switch over to a credit union but usbank has basically been amazing to me so I'm never really motivated to change.

Affe mk2
Mar 9, 2004

Chicks dig giant robots

my credit union just recently started charging me 3 goddamn u.s. dollars a month for my checking account. total loving bullshit.

Amused to Death
Aug 10, 2009

google "The Night Witches", and prepare for

mookface posted:

You're poor

agreed, but I get paid to be poor at my CU

naem
May 29, 2011



My bank is super paranoid about people stealing my money, if I buy gas in a state I haven't been to before they call me it's great

EugeneJ
Feb 5, 2012


mookface posted:

You're poor

Cnut the Great
Mar 30, 2014


naem posted:

My bank is super paranoid about people stealing my money, if I buy gas in a state I haven't been to before they call me it's great

wanna switch to this bank so i'll have people to talk to

neogeo0823
Jul 4, 2007

hello i am your shadow how nice to meet you


I switched to a credit union after my previous bank tried to charge me $160 for what should've been $40 in overdraft fees. They were doing that bullshit "take the largest charges out of your account first" thing, and the largest charge would've been the last one done chronologically, and thus the only one that set me into overdraft. But because it came out first, I overdrafted, then overdrafted 3 more times from the other charges that were made before the big one.

2 years later, they're getting a class action lawsuit because of that lovely lovely practice. They deserve every penny of the miniscule fine they're paying for it.

naem
May 29, 2011



When my dad died the philipino lady behind the counter of the credit union was a jerk to my mom for no reason that is my Somethig story

naem fucked around with this message at Sep 1, 2014 around 02:35

All on Black
Dec 14, 2007

She's not "that Mexican", Mom, she's MY Mexican. And she's...Colombian or something.

I use a credit union and get charged $13 a month. Should I go in and tell them the internet man told me this isn't allowed?

Amused to Death
Aug 10, 2009

google "The Night Witches", and prepare for

All on Black posted:

I use a credit union and get charged $13 a month. Should I go in and tell them the internet man told me this isn't allowed?

yes

White Noise Marine
Apr 14, 2010



College checking account bro, no charges.

a bone to pick
Sep 14, 2011


Theparker posted:

College checking account bro, no charges.

just be in school for the rest of your life

Shasta Orange Soda
Apr 24, 2007


All on Black posted:

I use a credit union and get charged $13 a month. Should I go in and tell them the internet man told me this isn't allowed?

how did you wind up with a credit union that's even worse than a bank?

Parallax Scroll
Nov 13, 2009

spiderman

i had a credit union account for a while. then i moved and did not have a credit union account. now i have a credit union account again.

thats my credit union story

mookface
Jun 7, 2009

CRACK MACHT FREI


I've always had a credit union and I think they charge me but I don't care

Harald
Jul 9, 2009

LINKIN PARK

its pretty bullshit

White Noise Marine
Apr 14, 2010



a bone to pick posted:

just be in school for the rest of your life

I've been in school for the last 10 years

Infidel Castro
Jun 8, 2010

WHATCHA GONNA DO, BROTHER?!


My bank doesn't charge me anything for checking, is open on Sundays, and all they ask is I keep at least $25 in a savings account (which I use to stash my emergency funds anyway).

LethalGeek
Nov 4, 2009

Angry Duck is watching you...


lol if you use a US bank and not a credit union you loving scrub

Dead Precedents
May 4, 2005

Precedents come and go, but death goes on forever.


Look at all these poor people. If you don't have to spread your money across multiple bank accounts in order to have FDIC coverage, you're a sucka.

Harald
Jul 9, 2009

LINKIN PARK

unions ruin everything

Hitler420
Jun 11, 2014

by Ralp


wtf, people should charge the banks fees, you are the ones doing them a favor.
"Here give me all your $$$ and Ill hold onto it for you lol"
charges you fees for giving them your money

at what point did we decide that would ever make sense

Supreme Allah
Oct 6, 2004



waah I only got 10 dollars I can only pick one place to open an account. But I got money for fancy online forum accounts.

5 DOLLAR FOOT LONG
Jul 14, 2007

dodecatuple secret probation

LethalGeek posted:

lol if you use a US bank and not a credit union you loving scrub

Tautologicus
Oct 3, 2013


Chase military, usaa, and capital one 360, no charges ever. Don't need all 3 but it makes me feel pretty inside.

EugeneJ
Feb 5, 2012


Tautologicus posted:

Chase military, usaa, and capital one 360, no charges ever. Don't need all 3 but it makes me feel pretty inside.

Don't Ask, Don't Tell, bro

mookface
Jun 7, 2009

CRACK MACHT FREI


lol if you don't keep thousands of dollars in a pillow slip stuffed between the mattress and the box spring and stay off the grid

Hitler420
Jun 11, 2014

by Ralp


mookface posted:

lol if you don't keep thousands of dollars in a pillow slip stuffed between the mattress and the box spring and stay off the grid

the world is going to end before im 55 anyway, so it doesn't matter. keep it in cash and spend it

ded
Oct 27, 2005

Kooler than Jesus

gently caress banks

mookface
Jun 7, 2009

CRACK MACHT FREI


ded posted:

gently caress banks



now thats some motherfuckin liquidity son

notZaar
Jan 7, 2004

MUH SOCIAL STATUS

credit UNION you say? that sounds like some fag liberal poo poo to me bro

Cnut the Great
Mar 30, 2014


Amused to Death posted:

Or make you carry an average daily balance of like $1,000 or some poo poo. lmao, why the gently caress are not more of you using a credit union. I can have $26 in my checking account and not only not get charged but actually get paid interest.

i have a credit union but even i have to pay a fee or have a minimum balance if i want to accrue interest on my checking account. sounds like you got a pretty sweet deal

PyPy
Sep 13, 2004

robutt peepin


Dead Precedents posted:

Look at all these poor people. If you don't have to spread your money across multiple bank accounts in order to have FDIC coverage, you're a sucka.

PyPy
Sep 13, 2004

robutt peepin


I could tell you how to get free account, but I don't really care enough to do so.

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uG
Apr 23, 2003
Probation
Can't post for 37 hours!


bank of america doesnt and they are the worst bank

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