chip and pin / tap to pay discussion

The Something Awful Forums > Discussion > Serious Hardware/Software Crap > YOSPOS > chip and pin / tap to pay discussion

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duTrieux.: Oct 9, 2003

mishaq posted:

lol if you live in a municipality that doesn't collect enough tax revenue to fund basic poo poo just lol

also lol if your local libraries aren't literally awesome free public computer labs in tyool 2014

okay, so basically "gently caress poor people". radicla, bro

# ? Sep 14, 2014 02:29

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# ? Apr 27, 2024 02:22

Asymmetric POSTer: Aug 17, 2005

duTrieux. posted:

okay, so basically "gently caress poor people". radicla, bro

rule 36

# ? Sep 14, 2014 02:31

Asymmetric POSTer: Aug 17, 2005

duTrieux. posted:

okay, so basically "gently caress poor people". radicla, bro

also a lot of poors are unbanked and use greendot/preload able debit cards and check cashing instead of debit cards since the us hates poor people

chip+pin/signature chat is not relevant to the unbanked poor

# ? Sep 14, 2014 02:34

Joe 30330: Dec 20, 2007; "We have this notion that if you're poor, you cannot do it. Poor kids are just as bright and just as talented as white kids."

As the audience reluctantly began to applaud during the silence, Biden tried to fix his remarks.

"Wealthy kids, black kids, Asian kids -- no, I really mean it." Biden said.

lol just lol if you live in a place where some transitory bullshit for children and idiots like "chip and signature" exists. sorry that you cannot remember 4 numbers much in the same way you already know them for your ATM card

# ? Sep 14, 2014 02:44

Vincent K. McMahon: Sep 13, 2014; by Ralp

Millstone posted:

lol just lol if you live in a place where some transitory bullshit for children and idiots like "chip and signature" exists. sorry that you cannot remember 4 numbers much in the same way you already know them for your ATM card

you have different cards for the ATM vs paying for stuff in store? and different pins? lol

# ? Sep 14, 2014 02:46

Joe 30330: Dec 20, 2007; "We have this notion that if you're poor, you cannot do it. Poor kids are just as bright and just as talented as white kids."

As the audience reluctantly began to applaud during the silence, Biden tried to fix his remarks.

"Wealthy kids, black kids, Asian kids -- no, I really mean it." Biden said.

Vincent K. McMahon posted:

you have different cards for the ATM vs paying for stuff in store? and different pins? lol

my bank card is separate from my credit cards (different network). they're starting to combine them though, some banks

the pins can be whatever I want

# ? Sep 14, 2014 02:54

Vincent K. McMahon: Sep 13, 2014; by Ralp

Millstone posted:

my bank card is separate from my credit cards (different network). they're starting to combine them though, some banks

the pins can be whatever I want

oh right credit card, I thought you meant you had a debit card that somehow didn't function in an ATM

# ? Sep 14, 2014 02:56

echinopsis: Apr 13, 2004; by Fluffdaddy

mishaq how many times have you said "lol if"

serioisly its in the billions.

also whats the bad on PINs?

basically bitcoins are looking better by the day

# ? Sep 14, 2014 03:45

bobbilljim: May 29, 2013; this christmas feels like the very first christmas to me

thanks everyone for extolling the virtues of modern cards + gently caress the haters / idiot check havers

rotor give us all some sweet gang tags but someone else design it cos i cbf

# ? Sep 14, 2014 03:54

bobbilljim: May 29, 2013; this christmas feels like the very first christmas to me

wish my card didn't have this bitch rear end magstripe on it. i want that chip only hotness

# ? Sep 14, 2014 03:55

Asymmetric POSTer: Aug 17, 2005

bobbilljim posted:

thanks everyone for extolling the virtues of modern cards + gently caress the haters / idiot check havers

rotor give us all some sweet gang tags but someone else design it cos i cbf

bobbilljim posted:

wish my card didn't have this bitch rear end magstripe on it. i want that chip only hotness

god bless you

# ? Sep 14, 2014 04:05

Asymmetric POSTer: Aug 17, 2005

echinopsis posted:

mishaq how many times have you said "lol if"

serioisly its in the billions.

lol if you read my posts

# ? Sep 14, 2014 04:06

Asymmetric POSTer: Aug 17, 2005

echinopsis posted:

also whats the bad on PINs?

there's nothing wrong with chip+pin really, the reason why the us is doing chip+signature instead is to lessen the complication of transition

a lot of the payment terminals have the facilities to handle chip cards, but if the US were to move to chip+pin, additional infrastructure would be needed to facilitate changing the offline PIN for offline transactions, which is baked into the chip.

also the difference between a PIN based transaction and a signature based transaction with a debit card in the US separates whether or not it's going over an interbank network like an ATM transaction vs a MasterCard/visa transaction

tl;dr chip+pin wouldn't work in the us so chip+signature is good enough

also the US isn't/won't be the only chip+signature country

# ? Sep 14, 2014 04:12

Asymmetric POSTer: Aug 17, 2005

what's even better is banks have taken even longer to agree on how to do EMV on ATMs in the US so we'll be in magstripe with that poo poo even longer than credit/debit cards (but not forever, they finally agreed recently)

literal problems the rest of the world has solved and already competed the transitions for 2-15 years ago.

# ? Sep 14, 2014 04:19

Vincent K. McMahon: Sep 13, 2014; by Ralp

bobbilljim posted:

thanks everyone for extolling the virtues of modern cards + gently caress the haters / idiot check havers

rotor give us all some sweet gang tags but someone else design it cos i cbf

# ? Sep 14, 2014 04:19

Bisty Q.: Jul 22, 2008

mishaq posted:

but if the US were to move to chip+pin, additional infrastructure would be needed to facilitate changing the offline PIN for offline transactions, which is baked into the chip.

it actually ain't that much, every online transaction can run a script that can set the card's PIN, it's how barclay lets you set it online. but then again, convincing america to "use your old PIN one last time to get your card to update to the new PIN" would be basically rocket surgery, given the composition of this thread

quote:

also the difference between a PIN based transaction and a signature based transaction with a debit card in the US separates whether or not it's going over an interbank network like an ATM transaction vs a MasterCard/visa transaction

they actually really hosed this up by introducing the "US DEBIT" application which is basically a huge hacky bullshit to let the merchant pick which interbank network the debit transaction goes to. "VISA DEBIT" app erryday

quote:

rotor give us all some sweet gang tags but someone else design it cos i cbf

EMVigliantes

# ? Sep 14, 2014 04:29

echinopsis: Apr 13, 2004; by Fluffdaddy

all money should be in the form of anonymous disposable loadable debit cards

# ? Sep 14, 2014 04:32

echinopsis: Apr 13, 2004; by Fluffdaddy

it seems like a smart idea to have like 25k spread over 25 pre paid credit cards paied for with cash. like in your cars boot and your safe at home. at the very least

sometimes the man will come for you and you won't have time to prepare then. hit the kill button on yoru estate and get out of there

# ? Sep 14, 2014 04:33

PleasureKevin: Jan 2, 2011

Shaggar posted:

I had to write a check when I lost my card for a week and the cashier said he can print the check for me, all I have to do is sign. it ended up almost being faster than a card since u just sign and hand it over, but all the old people who normally write checks don't trust it so they still take 10 years to write it out.

exactly how much personal info did you give away then.

# ? Sep 14, 2014 04:40

PuTTY riot: Nov 16, 2002

u sign the check then it goes thru a lil machine thing then pops back out and they hand u the check back as a receipt

# ? Sep 14, 2014 04:43

Smythe: Oct 12, 2003

ive used checks to pay for groceries without having the cash many a time in college mein friends. if you cant use a lil fraud to get by b.c some fancy electreonics, well, i dont want nething 2 do w/ it.

ever buy cigarettes and a 40 with a bogus check? its a good feeling. drinking that 40 and smoking knowing that its hells of free. well, more like a loan. you know theyre not gonna empty that till until way later,m and prolly cash the che k tomottow., like 40 hours of intertest free loan on the 40 and cigarettes

# ? Sep 14, 2014 04:46

Asymmetric POSTer: Aug 17, 2005

Bisty Q. posted:

it actually ain't that much, every online transaction can run a script that can set the card's PIN, it's how barclay lets you set it online. but then again, convincing america to "use your old PIN one last time to get your card to update to the new PIN" would be basically rocket surgery, given the composition of this thread

didn't know that you could do that online like that, but that's cool/simple but you're exactly right americans would be too stupid to figure this out without blowing up the phones of their bank with PIN change issues

quote:

they actually really hosed this up by introducing the "US DEBIT" application which is basically a huge hacky bullshit to let the merchant pick which interbank network the debit transaction goes to. "VISA DEBIT" app erryday

this is probably due to the federal reserve rules to cap debit card transaction fees. what's stupid is the push of all us banks to train consumers to use all their debit cards as visa/mastercards when we could have continued using EFTPOS

quote:

EMVigliantes

rotor please do the needful

# ? Sep 14, 2014 04:52

Moo Cowabunga: Jun 15, 2009; [Office Worker.

I want a chip and piss payment method where i present a chip to the retailer and then just piss. everywhere.

# ? Sep 14, 2014 05:14

Beast of Bourbon: Sep 25, 2013; Pillbug

now that steve/apple has invented NFC and chip & pin, will america finally have the payment method it needs?

# ? Sep 14, 2014 05:15

bobbilljim: May 29, 2013; this christmas feels like the very first christmas to me

when can we have randomly generated site specific cc numbers, like app specific passwords. so if one site is owned (ebay maybe) u just nuke that number. i want this

# ? Sep 14, 2014 06:18

computer parts: Nov 18, 2010; PLEASE CLAP

bobbilljim posted:

when can we have randomly generated site specific cc numbers, like app specific passwords. so if one site is owned (ebay maybe) u just nuke that number. i want this

someone already did this but i forgot the company

that's effectively how apple pay works though

Vincent K. McMahon posted:

oh right credit card, I thought you meant you had a debit card that somehow didn't function in an ATM

my credit union does this but i haven't got a new debit card in like 4 years so it may have been updated by then

# ? Sep 14, 2014 06:51

theadder: Dec 30, 2011

using  pay itt

# ? Sep 14, 2014 07:02

Beeftweeter: Jun 28, 2005; a medium-format picture of beeftweeter staring silently at the camera, a quizzical expression on his face

bobbilljim posted:

when can we have randomly generated site specific cc numbers, like app specific passwords. so if one site is owned (ebay maybe) u just nuke that number. i want this

bank of america already has this

# ? Sep 14, 2014 07:07

echinopsis: Apr 13, 2004; by Fluffdaddy

no nz bank
does

# ? Sep 14, 2014 07:18

Pissflaps: Oct 20, 2002; by VideoGames

Displeased Moo Cow posted:

in fact in like 2004 there was a massive campaign to promote electronic funds transfer at the point of sale technology

Idk wtf you're talking about

# ? Sep 14, 2014 07:25

Pissflaps: Oct 20, 2002; by VideoGames

America "too stupid" for chip and pin

# ? Sep 14, 2014 07:29

Moo Cowabunga: Jun 15, 2009; [Office Worker.

Pissflaps posted:

Idk wtf you're talking about

heh

# ? Sep 14, 2014 07:35

Pissflaps: Oct 20, 2002; by VideoGames

Displeased Moo Cow posted:

heh

Is it a way of sending your bar tips back to wallaballa creek or something?

# ? Sep 14, 2014 07:48

Pissflaps: Oct 20, 2002; by VideoGames

dingocoin

# ? Sep 14, 2014 07:48

30 TO 50 FERAL HOG: Mar 2, 2005

Pissflaps posted:

America "too stupid" for chip and pin

i realize I'm quotin pissflaps here but...

America is literally a corporate distopia, Bank of America, chase, citi, literally everyone will pay every senator a million dollars to silently pass a law that makes consumers liable for all for fraud like 2 months after they promise that chip and pin will change nothing

# ? Sep 14, 2014 07:59

Pissflaps: Oct 20, 2002; by VideoGames

Thanks for condescending to quote me you loving nobody.

# ? Sep 14, 2014 08:01

30 TO 50 FERAL HOG: Mar 2, 2005

Your welcome

# ? Sep 14, 2014 08:05

Beeftweeter: Jun 28, 2005; a medium-format picture of beeftweeter staring silently at the camera, a quizzical expression on his face

Pissflaps posted:

America "too stupid" for chip and pin

also too fat to press little buttons (this is why we need bigger phones)

# ? Sep 14, 2014 08:17

Sagebrush: Feb 26, 2012

the samsung phonrs come with a Special Dialing Wand now

# ? Sep 14, 2014 08:42

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# ? Apr 27, 2024 02:22

funeral home DJ: Apr 21, 2003; Pillbug

echinopsis posted:

all money should be in the form of anonymous disposable loadable debit cards

i agree, being anonymous is the best possible solution to this. tell me friend, have you heard of a new payment system called "Bitcoin"? it is truly anonymous and furthermore

# ? Sep 14, 2014 08:51

The Something Awful Forums > Discussion > Serious Hardware/Software Crap > YOSPOS > chip and pin / tap to pay discussion

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