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Sep 28, 2014 16:31
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So you can choose between getting a BA and an MA or having a baby basically.
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Sep 28, 2014 16:32
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Megaspel posted:So you can choose between getting a BA and an MA or having a baby basically. In America debt is actually encouraged and people are proud of their credit ratings and how much money they're allowed to borrow at a time, so the answer with most people I know who are 20-30 is not one, but both
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Sep 28, 2014 16:35
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The system is rigged to pull money from insurance companies from peoples jobs. If you don't have insurance its pretty much assumed that you will never pay it, and it cannot effect your credit. This is how it was explained to me. Is it right? of course not, but neither are a lot of things =/
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Sep 28, 2014 16:35
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that is correct except for the not affecting credit part. even with insurance people go bankrupt from medical bills
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Sep 28, 2014 16:38
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I spent 4 hours in the emergency room once. Couple X-Rays and an I.V cost me $17,000 
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Sep 28, 2014 16:41
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Explain yourselves immediately, americans
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Sep 28, 2014 16:42
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Zzulu posted:Explain yourselves immediately, americans gently caress you, got mine
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Sep 28, 2014 16:43
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loving lol english hospitals are horrible though tbf
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Sep 28, 2014 16:44
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Megaspel posted:So you can choose between getting a BA and an MA or having a baby basically. uhhhh $40K might get you a BA but it's kinda low tbh
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Sep 28, 2014 16:45
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Zzulu posted:Explain yourselves immediately, americans the one true way to run everything is via the business/corporate model and if you don't like it you are a socialist/communist/terrorist ayn rand is god
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Sep 28, 2014 16:45
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that's not real cost they over inflate all prices to force haggling to see how much they can get. Are europeans that stupid, also are goons so retarded they won't go and even try to haggle down a retarded high bill.
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Sep 28, 2014 16:46
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Do you actually haggle with the doctor? Like do you go buy a big fake mustache and walk up to him and say "Want make Deal?"
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Sep 28, 2014 16:47
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TOILETLORD posted:that's not real cost they over inflate all prices to force haggling to see how much they can get. Are europeans that stupid, also are goons so retarded they won't go and even try to haggle down a retarded high bill. haggle down an american medical bill by 50 percent and you still have to live with knowing you spent 3/4 of your day waiting and 1/4 of it being helped by a doctor and still overpaid by about 500%
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Sep 28, 2014 16:47
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no you call up the billing dept and just keep telling them you have no insurance and it's too high, you can't pay also you do the same with comcast they should probably teach how to do it in high school
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Sep 28, 2014 16:47
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TOILETLORD posted:that's not real cost they over inflate all prices to force haggling to see how much they can get. Are europeans that stupid, also are goons so retarded they won't go and even try to haggle down a retarded high bill. I haggled it down to $0 because I told them to go gently caress themselves.
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Sep 28, 2014 16:48
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seems to me if we bring back debtors prisons it will not only solve the personal debt crisis but also discourage the poor from reproducing
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Sep 28, 2014 16:48
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extra stout posted:haggle down an american medical bill by 50 percent and you still have to live with knowing you spent 3/4 of your day waiting and 1/4 of it being helped by a doctor and still overpaid by about 500% dunno most of my OH and PA family just pays a doctor to be a mid wife on their day off and pay like 1k total. Lots of my family here in california just shows up with 5k in cash and says this is all we got. it's worked pretty good.
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Sep 28, 2014 16:48
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The solution is simple, goto jail. They will pay for it.
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Sep 28, 2014 16:49
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yeah, this is true. we americans have to haggle for just about any medical service. our system is superior to yours.TOILETLORD posted:dunno most of my OH and PA family just pays a doctor to be a mid wife on their day off and pay like 1k total. Lots of my family here in california just shows up with 5k in cash and says this is all we got. it's worked pretty good. basically this
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Sep 28, 2014 16:49
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Megaspel posted:So you can choose between getting a BA and an MA or having a baby basically. Plus another 245,340 over 18 years.
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Sep 28, 2014 16:49
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VendaGoat posted:Plus another 245,340 over 18 years. maybe if you are rich you can cut that waaaaaaaaaay down, if you just buy used poo poo or free hand me downs and make them get a job when they turn 15.5.
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Sep 28, 2014 16:50
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Thats for parents who use designer clothing and 5 day a week daycare at palace le mickey mouse.
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Sep 28, 2014 16:51
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with the way rights are being taken away and childhood extended to like 25 it'll be close to 1mil per child by the time most of us have kids that are 18.
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Sep 28, 2014 16:51
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Zzulu posted:Explain yourselves immediately, americans Umm I have a job.
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Sep 28, 2014 16:51
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It cost 60 bucks to deliver my sisters baby here in Sweden. It was mostly for the extra hospital food
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Sep 28, 2014 16:51
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Why do people give a poo poo, all of you are never going to have children anyways.
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Sep 28, 2014 16:52
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i got lots of family with a million kids the trick is you homeschool them, the state at least in california will pay parents money for school supplies, so you end up with a parent that gets paid to baby sit all the kids all day long.
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Sep 28, 2014 16:52
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The Taint Reaper posted:Why do people give a poo poo, all of you are never going to have children anyways.
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Sep 28, 2014 16:52
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Because unless the hospitals / drug companies are able to financially rape you THEY WON'T INNOVATE. NO NEW MEDICINES WILL BE CREATED. EVER. Despite the fact that most R&D money these days is spent on treating illnesses that effect less that 50k people WORLDWIDE.
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Sep 28, 2014 16:53
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with my insurance (which costs over 5k a year) i could be stuck with up to 30k in uncovered expenses after i hit my 7k deductible so up to 42k in medical expenses per year with insurance through my employer
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Sep 28, 2014 16:53
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Personally I hope they repeal Obamacare soon, as the stories of poor trash americans dying to tooth aches and having to select which fingers to not reattach is loving hilarious.
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Sep 28, 2014 16:53
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The Taint Reaper posted:Why do people give a poo poo, all of you are never going to have children anyways. this is true I loving hate kids I would rather have money and things and maybe a cat or dog
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Sep 28, 2014 16:54
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watching my friends without health insurance (full libertarian retard style) injure themselves biking/skiing/climbing and watching their eyes as the realization of how much they just cost themselves sets in is pretty hilarious though
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Sep 28, 2014 16:55
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you irl posted:with my insurance (which costs over 5k a year) i could be stuck with up to 30k in uncovered expenses after i hit my 7k deductible sounds lovely i pay 7 bucks a month, and can get whatever i want except major surgery for free and major surgery gets cut in cost by 75%, if i get married i can pay 12 bucks a month for the same coverage for my whole family and have infinite kids for free.
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Sep 28, 2014 16:56
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TOILETLORD posted:sounds lovely i pay 7 bucks a month, and can get whatever i want except major surgery for free and major surgery gets cut in cost by 75%, if i get married i can pay 12 bucks a month for the same coverage for my whole family and have infinite kids for free. How much are your union dues a year?
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Sep 28, 2014 16:59
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happyhippy posted:Personally I hope they repeal Obamacare soon, as the stories of poor trash americans dying to tooth aches and having to select which fingers to not reattach is loving hilarious. That was pre Obamacare, unless you're a Fox News viewer
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Sep 28, 2014 17:01
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a hole-y ghost posted:"First they came for the babies..." And then they mace for the manbabies, of which I was, but I just ineffectively mumbled some protest at my shoes.
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Sep 28, 2014 17:01
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OlmanRiver posted:How much are your union dues a year? about 468 dollars.
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Sep 28, 2014 17:03
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Even with medicare you can end up screwed if you don't have supplemental insurance. My uncle had none because he thought that doctors were crooks, but he wound up in the hospital anyways after having a stroke and someone calling an ambulance. All of the money he saved up over a lifetime was basically wiped out since he was in the hospital for about a month and even with medicare the bill he was responsible for was still tens of thousands of dollars.
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Sep 28, 2014 17:04
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