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I paid $0 for a two month hospital stay in New Zealand and I got paid a disability benefit on top.
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Sep 28, 2014 17:04
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happyhippy posted:Personally I hope they repeal Obamacare soon, as the stories of poor trash americans dying to tooth aches and having to select which fingers to not reattach is loving hilarious. also medical workers who normally do missions in third world shitholes diverting their resources to hold free mass clinics in america because the situation is more dire
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Sep 28, 2014 17:05
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TOILETLORD posted:about 468 dollars. apparently very worth it, but you kind of have to add that value into what you consider your insurance payment imo, because you wouldn't have insurance like that otherwise.
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Sep 28, 2014 17:05
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OlmanRiver posted:apparently very worth it, but you kind of have to add that value into what you consider your insurance payment imo, because you wouldn't have insurance like that otherwise. ok then i pay less than 1k a year. happy.
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Sep 28, 2014 17:06
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yup =)
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Sep 28, 2014 17:06
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TOILETLORD posted:sounds lovely i pay 7 bucks a month, and can get whatever i want except major surgery for free and major surgery gets cut in cost by 75%, if i get married i can pay 12 bucks a month for the same coverage for my whole family and have infinite kids for free. your employer probably pays the rest of your premium, mine doesn't (but pays a higher salary than otherwise so maybe it balances out idk) i have a mostly-no-deductible plan available (like yours sounds) but the premiums are really high so i just take the risk that i won't need serious medical care
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Sep 28, 2014 17:06
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I pay $150 a month and that covers -any and all treatment relating to my bipolar disorder (they only pay in full for generic medication because they're cheap cunts) -full coverage for emergency treatment -all serious operations completely covered
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Sep 28, 2014 17:08
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The_Franz posted:Even with medicare you can end up screwed if you don't have supplemental insurance. My uncle had none because he thought that doctors were crooks, but he wound up in the hospital anyways after having a stroke and someone calling an ambulance. All of the money he saved up over a lifetime was basically wiped out since he was in the hospital for about a month and even with medicare the bill he was responsible for was still tens of thousands of dollars. why the hell did he pay?! the reason it's so high is because nobody pays and im sure as he'll not gonna be the first
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Sep 28, 2014 17:08
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the big trick is go to a hospital 2 towns over, have no social media presence, and walk in with no id and say your name is ricky recardo. If they refuse to treat you call one of many ambulance chasers over.
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Sep 28, 2014 17:10
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what is the bill like with obamacare probably like 10k still
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Sep 28, 2014 17:10
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Zzulu posted:Explain yourselves immediately, americans it's pretty bad here. our roads literally crumble beneath our feet. but at least we can say mean things about people without getting in trouble!!!!
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Sep 28, 2014 17:11
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TOILETLORD posted:the big trick is go to a hospital 2 towns over, have no social media presence, and walk in with no id and say your name is ricky recardo. If they refuse to treat you call one of many ambulance chasers over. Mr. Romney, is that you? Miltank posted:what is the bill like with obamacare probably like 10k still Depends on your deductible. "Affordable" plans usually have around $7000 per person per year deductibles which is insane because the ACA forbid anything not deemed "affordable" which this clearly is not. If you bump your plans up to $600-1000 a month, your deducibles will shrink to around 1500 per person per year which is STILL ridiculous and not affordable and goes against the ACA. So how all these plans got greenlit is beyond me. Basically the next step is to remove deductibles entirely. The step after that is just make a federal tax that each person pays to have unlimited no deducible coverage with anyone they choose. What is really sad, is this is BETTER than what we had prior! Before, they would deny you coverage for having a migraine. They would only let people on plans who have never seen a doctor and were 100% healthy. So you would pay them and they wouldn't have to pay out for you. Philthy fucked around with this message at 17:22 on Sep 28, 2014 |
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Sep 28, 2014 17:13
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Philthy posted:Mr. Romney, is that you? because ACA doesn't work and was just created to get more control over people, it also can't be run at a national level due to the way it was written. If a state doesn't want to spend any of it's budget setting up an exchange then ACA can't be enacted, because the federal government doesn't have the power to set up an exchange the way ACA is currently written and states have total control over it..
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Sep 28, 2014 17:18
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Philthy posted:Mr. Romney, is that you? It's because Obama doesn't care about poor people either Jesus Christ it's not hard to figure out. it's okay though he can just blame congress for his crappy legislative haggling
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Sep 28, 2014 17:18
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I went to hospital last week as a result of a minor but nasty infection that had attacked my lungs, lymph nodes, kidneys and heart. They got me in within 5 minutes of arriving, admitted me and got me a bed within an hour and when they discharged me they gave me a round of antibiotics. None of this cost a penny, even without private medical insurance. Sad thing is that our government has looked at the way it works in America, which costs literally twice as much per capita, and decided we need to be more like America so they're selling all of that off to their mates to gut and cash in on. What I'm trying to say is we should eat the rich. Their tasty fois gras and caviar infused flesh is a panacea for all the ills in the world.
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Sep 28, 2014 17:30
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I'm actually not going to my doctor for severe back pain until next week. that's when my insurance kicks in 
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Sep 28, 2014 17:32
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My doctor was convinced that I needed to have my chest MRI'd because I smoke even though I show no signs of damage from nicotine abuse. No coughing, wheezing, or waking up congested with chest pain and bloody mucus. I went to the radiologist and said, "I don't think I really need to do this, so if my insurance is not going to cover it I'm not going through with the procedure." The receptionist assured me that my insurance would cover the cost and all I needed to pay out of pocket was 15 dollars. I'm in and out in less than 20 minutes and a few days later I get a call from the doctor that my chest is fine. A few weeks after all that happens I get a phone call from the radiology place telling me that my insurance rejected the claim and that I now had to pay over 500 dollars. I said, "I told your receptionist that if my insurance was not going to cover that I wasn't going to go through with the procedure." The oval office on the other end of the line told me, "It doesn't matter, that person no longer is employed with this company." Then she starts haggling with me. 450 dollars, 325 dollars, 175 dollars all the way down to 115 all the while being a vicious rude oval office. Every time she lowered the priced I kept telling her that I paid my 15 dollars and they would just have to eat the loss. The crazy thing is that it started getting kicked higher and higher up their chain of command and I'm getting threatening phone calls from loving regional managers and they all pretty much tell me the same thing. Pay up or we're going to turn this over to a collection agency. Some dude, making clearly over six figures a year is using his time to try and get their 115 dollars. My wife works in the medical field and we eventually tell them that they've clearly violated hipaa rules in regards to how they handled our bill and the calls stopped.
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Sep 28, 2014 17:35
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old dog child posted:I'm actually not going to my doctor for severe back pain until next week. that's when my insurance kicks in Pre existing condition bro. Please swipe the deed to your house here, and sign this contract promising indentured servitude from your first born child.
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Sep 28, 2014 17:36
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obamacare is four things: a bunch of limitations on crappy things private insurance companies do, a system of government-funded discounts on private insurance for poor people, a mandate that everyone buys private insurance, and a website to browse and buy private insurance. these are all good things but none of them are 'government-funded health care' which is basically the only thing we need (unless you defended are nation in which case you get government funded health care for life as a reward for doing pt on a base in texas for three years)
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Sep 28, 2014 17:38
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Quote-Unquote posted:Pre existing condition bro. Please swipe the deed to your house here, and sign this contract promising indentured servitude from your first born child. that's one of the crappy policies obamacare did away with, as it doesn't make sense anyway in a system where everyone has/is supposed to have insurance all the time
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Sep 28, 2014 17:40
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you irl posted:that's one of the crappy policies obamacare did away with, as it doesn't make sense anyway in a system where everyone has/is supposed to have insurance all the time Ah okay, that's good. Always thought it was pretty retarded, like in movies where some insurance jerk will be all "oh hey you never told us you got the flu once twenty years ago and even though that has nothing to do with the stroke you just had we're not giving you money because gently caress you" I think that was the plot of one of the Saw films.
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Sep 28, 2014 17:43
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yeah and for that reason alone the aca is a good thing (even though its super lovely compared to what we could have gotten)
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Sep 28, 2014 17:44
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the US is all about incremental change. we'll probably get basic UHC by the time we're seniors or dead
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Sep 28, 2014 17:46
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unlimited shrimp posted:seems to me if we bring back debtors prisons it will not only solve the personal debt crisis but also discourage the poor from reproducing We've drat near got indentured servitude already, what with wage garnishment.
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Sep 28, 2014 17:46
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old dog child posted:it's pretty bad here. our roads literally crumble beneath our feet. but at least we can say mean things about people without getting in trouble!!!! Oh SNAP. Freedom of speech burn motherfucker! The NSA has injected me with weaponised AIDS and now won't treat me but I can say a bad thing on twitter without someone giving me a unenforceable warning.
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Sep 28, 2014 17:49
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you irl posted:that's one of the crappy policies obamacare did away with, as it doesn't make sense anyway in a system where everyone has/is supposed to have insurance all the time Yes, and that needs to be shouted from the rooftops for anyone who still wants to go hang the black man. Preexisting conditions was the absolute worst thing to ever have been allowed for insurance companies in the first place. I got denied because my mom died of cancer and I had a colonoscopy as a preventative measure back when I had health care. I lost my job a few years later, and went to apply and got denied left and right because of that. My wife got denied because she had a prescription for migraines 15 years prior. Ridiculous.
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Sep 28, 2014 17:50
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I got denied life insurance in the UK because I was on anti depressants at the time and therefore was deemed a suicide risk. I was all "the gently caress? it doesn't pay out if I off myself anyway!" but they said I'd make it look like an accident in order to defraud them. They made me get my doctor to write a letter saying I wasn't a suicide risk, then they still refused it anyway because reasons.
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Sep 28, 2014 17:53
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old dog child posted:the US is all about incremental change. we'll probably get basic UHC by the time we're seniors or dead Probably not but keep the dream alive. The Union will dissolve into bickering successor states before UHC becomes a thing.
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Sep 28, 2014 17:54
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Philthy posted:Yes, and that needs to be shouted from the rooftops for anyone who still wants to go hang the black man. Yep I got denied repeatedly for having had a sinus infection that required an ER trip as a child. My brother got denied for having (juvenile-onset) type I diabetes. My mom got denied for having gotten whiplash in a car crash a decade earlier. We were all literally uninsurable until the ACA due to these retarded reasons. If this is the only positive thing that comes out of Obama's 8 years, I still consider it a step forward.
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Sep 28, 2014 17:55
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Regarde Aduck posted:Oh SNAP. Freedom of speech burn motherfucker! The NSA has injected me with weaponised AIDS and now won't treat me but I can say a bad thing on twitter without someone giving me a unenforceable warning. yeah it's totally worth it wilfredmerriweathr posted:If this is the only positive thing that comes out of Obama's 8 years, I still consider it a step forward. well his K/D ratio is also positive
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Sep 28, 2014 17:55
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Didn't you hear? In communist marxist socialist UK we sometimes ease the suffering of terminally ill patients a little so that they can die a tiny bit more peacefully. This is literally death panels on a bigger scale than the holocaust! commumarxsocianazis want to KILL your family to save money!!!
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Sep 28, 2014 17:57
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Train Girl posted:I paid $0 for a two month hospital stay in New Zealand and I got paid a disability benefit on top. Weren't you billed for the duct tape?
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Sep 28, 2014 17:57
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As an American I basically just cross my fingers that I never have a serious medical problem because if I do I'll basically just have to choose between being a debtor for the rest of my life or loving off to the boonies as starting a new life as a redneck.
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Sep 28, 2014 17:57
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wilfredmerriweathr posted:If this is the only positive thing that comes out of Obama's 8 years, I still consider it a step forward. This kind of opinion is the only thing necessary to establish proof of the core servile character of Americans. AstheWorldWorlds fucked around with this message at 18:02 on Sep 28, 2014 |
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Sep 28, 2014 17:58
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Nuke the us immediately
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Sep 28, 2014 18:00
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Philthy posted:Mr. Romney, is that you? Thanks for posting this. Pretty much go to the obamacare marketplace and browse for a plan for someone in their late 20s early 30s. No way it is even affordable. If you don't have insurance through your job, you're hosed
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Sep 28, 2014 18:00
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maybe you should work harder and then you won't have to worry about it
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Sep 28, 2014 18:02
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triple the cost of having kids and make all the other hospital visits free
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Sep 28, 2014 18:02
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remember MRI's are one of the top procedures that have the least overhead with highest insurance pay out 90% of the time you don't need them. The main reason why most people have "high medical bills" is because they go to the doctor for anything all the time. It also doesn't hurt that the majority of people just go to the emergency room and just waste everyones time.
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Sep 28, 2014 18:03
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lol 144 dollars for "observation" like what a nurse stopping by every 2 hours to make sure your IV isn't spewing all over the room?
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Sep 28, 2014 18:03
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