|
every time a yuppie smiles a underprivileged baby melts
|
#
?
Sep 28, 2014 18:48
|
|
|
|
| # ? Apr 24, 2024 13:31 |
|
|
Tuxedo Gin posted:i am 29 years old and they want $450/month for me so i'm uninsured and if i have a medical emergency i will declare bankruptcy GG capitalism That's what emergencies are for. http://www.washingtonpost.com/blogs/post-politics/wp/2012/09/24/romney-calls-emergency-room-a-health-care-option-for-uninsured/ See.
|
|
#
?
Sep 28, 2014 18:48
|
|
|
I am Toni Lippi posted:My doctor was convinced that I needed to have my chest MRI'd because I smoke even though I show no signs of damage from nicotine abuse. No coughing, wheezing, or waking up congested with chest pain and bloody mucus. I went to the radiologist and said, "I don't think I really need to do this, so if my insurance is not going to cover it I'm not going through with the procedure." The receptionist assured me that my insurance would cover the cost and all I needed to pay out of pocket was 15 dollars. I'm in and out in less than 20 minutes and a few days later I get a call from the doctor that my chest is fine. A few weeks after all that happens I get a phone call from the radiology place telling me that my insurance rejected the claim and that I now had to pay over 500 dollars. I said, "I told your receptionist that if my insurance was not going to cover that I wasn't going to go through with the procedure." The oval office on the other end of the line told me, "It doesn't matter, that person no longer is employed with this company." Then she starts haggling with me. 450 dollars, 325 dollars, 175 dollars all the way down to 115 all the while being a vicious rude oval office. Every time she lowered the priced I kept telling her that I paid my 15 dollars and they would just have to eat the loss. The crazy thing is that it started getting kicked higher and higher up their chain of command and I'm getting threatening phone calls from loving regional managers and they all pretty much tell me the same thing. Pay up or we're going to turn this over to a collection agency. Some dude, making clearly over six figures a year is using his time to try and get their 115 dollars. My wife works in the medical field and we eventually tell them that they've clearly violated hipaa rules in regards to how they handled our bill and the calls stopped. good riddance! 
|
|
#
?
Sep 28, 2014 18:48
|
|
|
wilfredmerriweathr posted:that is correct except for the not affecting credit part. even with insurance people go bankrupt from medical bills i just decided simply to not pay them. gently caress them. they want "their" money, they are gonna have to take me to loving court.
|
|
#
?
Sep 28, 2014 18:49
|
|
TOILETLORD posted:it works the exact opposite the government says it works. Why do you think it's been a complete failure and waste of money. Also now that they can't use it for trolling for votes it's pretty much been completely abandoned. It hasn't been a complete failure by any measure, especially since the meat of it was just implemented this year. Not to mention that the extension of student healthcare and other, minor things in the law have been pretty successful over the last five years.
|
|
|
#
?
Sep 28, 2014 18:50
|
|
|
Effectronica posted:It hasn't been a complete failure by any measure, especially since the meat of it was just implemented this year. Not to mention that the extension of student healthcare and other, minor things in the law have been pretty successful over the last five years. they did that because there was no other way they could give those people healthcare, because the rest of ACA was and still is non functioning. Either way just don't buy insurance if you are young/healthy i think all they can do is take about 5% of your tax return as a penalty, while hospitals still being legally required to treat you.
|
|
#
?
Sep 28, 2014 18:52
|
|
|
yeah people seem to love talking about how its been a failure and have no goddamned clue what it actually did. I have health insurance where before I couldn't get coverage, and the same is true for plenty of other people anyone who says otherwise is loving retarded and/or has never seen a doctor for anything other than a checkup. it's a pretty great tell though when someone starts spewing nonsense about the ACA, you can immediately checkoff the "out of touch dipshit" box in your mental profile of the person is it perfect? of course not, the insurance companies wrote it. is it light years ahead of what we had before? hell yes
|
|
#
?
Sep 28, 2014 18:52
|
|
TOILETLORD posted:they did that because there was no other way they could give those people healthcare, because the rest of ACA was and still is non functioning. Either way just don't buy insurance if you are young/healthy i think all they can do is take about 5% of your tax return as a penalty, while hospitals still being legally required to treat you. On the contrary, contributing to an insurance system helps people with major health problems. Selfishness is idiotic. TOILETLORD posted:being healthy is pretty awesome. I see no reason for low risk healthy people to be penalized. This kind of principle leads us to dangerous ground.
|
|
|
#
?
Sep 28, 2014 18:54
|
|
|
wilfredmerriweathr posted:yeah people seem to love talking about how its been a failure and have no goddamned clue what it actually did. I have health insurance where before I couldn't get coverage, and the same is true for plenty of other people being healthy is pretty awesome. I see no reason for low risk healthy people to be penalized.
|
|
#
?
Sep 28, 2014 18:54
|
|
|
Effectronica posted:On the contrary, contributing to an insurance system helps people with major health problems. Selfishness is idiotic. you are saying it's a good idea to make the majority of people waste money on higher bills. It's more selfish to take other peoples money for personal benefit.
|
|
#
?
Sep 28, 2014 18:55
|
|
|
as of sometime soon medical debt can't be reported to your credit anymore punchline: only one of the three major agencies is doing this 
|
|
#
?
Sep 28, 2014 18:56
|
|
|
Just a reminder. Average Funeral costs are 7,500 dollars. When I die I have it in my will to throw me in the ocean or something. 7,500 on death? I'd rather hire a hooker instead.
|
|
#
?
Sep 28, 2014 18:56
|
|
|
Chomp8645 posted:Yeah, we'll maybe the nation has the most money, but the average citizen doesn't and the nation ain't paying their loving medical bills. Don't be obtuse. The US ranks 5th in the world for net average wealth per adult and in those top 5 ranks the lowest for average debt. 
|
|
#
?
Sep 28, 2014 18:57
|
|
|
ColdReaches posted:Just a reminder. Average Funeral costs are 7,500 dollars. it cost i think 800 dollars total to have my grandmas body taken away and cremated 5 months ago, the majority of that cost is paying for a grave,alcove, mausoleum spot.
|
|
#
?
Sep 28, 2014 18:57
|
|
TOILETLORD posted:you are saying it's a good idea to make the majority of people waste money on higher bills. It's more selfish to take other peoples money for personal benefit. Waste money? That money goes towards people's lives and well-being. It's hardly wasted at all.
|
|
|
#
?
Sep 28, 2014 18:58
|
|
|
Also when your free-market worshipping dumbass gets in a car accident, your medical bills won't drive you bankrupt and (in the case of the county-run level I trauma center in my city) be paid off by other taxpayers this just happened to a friend who is all up in arms about having to pay health insurance and he still doesn't get it, even when he looks at his $10k+ bill. Good thing he has a job now and his recurring accident-related problems are no longer out of pocket... because the ACA means his insurance has to cover that preexisting condition wilfredmerriweathr fucked around with this message at 19:02 on Sep 28, 2014 |
|
#
?
Sep 28, 2014 19:00
|
|
|
Effectronica posted:Waste money? That money goes towards people's lives and well-being. It's hardly wasted at all. you can't run economies or companies or make money on feelings (unless you are a predatory charity) effectronica that's not profitable.
|
|
#
?
Sep 28, 2014 19:01
|
|
TOILETLORD posted:you can't run economies or companies or make money on feelings (unless you are a predatory charity) effectronica that's not profitable. It's my money that I'd be spending on health insurance. Why shouldn't I spend it on a good cause?
|
|
|
#
?
Sep 28, 2014 19:02
|
|
|
Effectronica posted:It's my money that I'd be spending on health insurance. Why shouldn't I spend it on a good cause? because you would do more good if you saved more money and gave it to a charity that did the same thing, but put more of your dollars towards treatment instead of government mandate overhead.
|
|
#
?
Sep 28, 2014 19:03
|
|
|
TOILETLORD posted:being healthy is pretty awesome. I see no reason for low risk healthy people to be penalized. You're looking at it the wrong way - it's not a penalty for being low-risk(young) and healthy, it's prepaying for the inevitable and constant care you're going to need when you get old. In other words, the premiums that people 50-65 would have to pay if they weren't subsidized by the young would be much higher than they already are. You can go your first 25-30 working years with nary a health problem, then you find a tumor, or knee operation or some poo poo and it's 50, 100k or more.
|
|
#
?
Sep 28, 2014 19:03
|
|
|
ambulance companies are non profit which is why the bill you get if you don't have insurance is only $700-$800 phew
|
|
#
?
Sep 28, 2014 19:04
|
|
|
JnnyThndrs posted:You're looking at it the wrong way - it's not a penalty for being low-risk(young) and healthy, it's prepaying for the inevitable and constant care you're going to need when you get old. uh yeah i already said that earlier that's traditionally how it works, ACA makes people start paying higher premiums at younger ages then makes it taper off later in life, instead of letting people choose to buy insurance young and have lower premiums for a life time.
|
|
#
?
Sep 28, 2014 19:05
|
|
|
Mike the TV posted:Don't be obtuse. The US ranks 5th in the world for net average wealth per adult and in those top 5 ranks the lowest for average debt. The median wealth rank for the US is far lower. Mean wealth doesn't mean jack poo poo when billionaires skew the data way, way, way up.
|
|
#
?
Sep 28, 2014 19:08
|
|
|
ACA is a stupid loving law that helped some people get medical insurance and let the rest of the population get hosed by the insurance companies' thorned cock it's not even a believable baby step towards a national system because every accomodation was made to get insurance companies on board and, like the banks, insurance companies are never going to give up the reigns cause they loving own all of us.
|
|
#
?
Sep 28, 2014 19:08
|
|
|
Mike the TV posted:Don't be obtuse. The US ranks 5th in the world for net average wealth per adult and in those top 5 ranks the lowest for average debt. average don't mean poo poo, give me medians please
|
|
#
?
Sep 28, 2014 19:08
|
|
|
also most americans, get a paycheck and just go I have x amount to spend till next pay day and spend all their money, and never even open a bank account.
|
|
#
?
Sep 28, 2014 19:09
|
|
|
wow 100 retweet.... so viral. um op please get your story straight before posting a misleading thread tuitle. sigh
|
|
#
?
Sep 28, 2014 19:10
|
|
|
Stoic Commie posted:as of sometime soon medical debt can't be reported to your credit anymore way to go, Obama 
|
|
#
?
Sep 28, 2014 19:10
|
|
|
the reason most people have so much debt is they are unwilling to cut back, or become financially literate. Only two ways to build wealth spend less or make more.
|
|
#
?
Sep 28, 2014 19:11
|
|
TOILETLORD posted:because you would do more good if you saved more money and gave it to a charity that did the same thing, but put more of your dollars towards treatment instead of government mandate overhead. Private charities are incapable of replacing their public equivalents, so not really. TOILETLORD posted:also most americans, get a paycheck and just go I have x amount to spend till next pay day and spend all their money, and never even open a bank account. That's how the economy is built.
|
|
|
#
?
Sep 28, 2014 19:13
|
|
|
TOILETLORD posted:the reason most people have so much debt is they are unwilling to cut back, or become financially literate. Only two ways to build wealth spend less or make more. Oh I get it now, you're terrible! Why didn't you just say so at the start?
|
|
#
?
Sep 28, 2014 19:13
|
|
|
TOILETLORD posted:you can't run economies or companies or make money on feelings (unless you are a predatory charity) effectronica that's not profitable. A society keeping its own people alive and healthy is a pretty important thing because the people are what all a nation's capital comes from. If you have millions of sick, dead, or dying, who can't perform labor, you're in a pretty hosed situation as a country.
|
|
#
?
Sep 28, 2014 19:13
|
|
|
wilfredmerriweathr posted:Also when your free-market worshipping dumbass gets in a car accident, your medical bills won't drive you bankrupt and (in the case of the county-run level I trauma center in my city) be paid off by other taxpayers There wouldn't be any "county run" trauma centers in a libertarian society. You'd probably just get your few healthy organs harvested as a result of being broke.
|
|
#
?
Sep 28, 2014 19:14
|
|
|
all the broke people i know don't go anywhere do anything or buy anything besides food and gas and have been wearing the same clothes for several years idk man
|
|
#
?
Sep 28, 2014 19:14
|
|
|
TOILETLORD posted:the reason most people have so much debt is they are unwilling to cut back, or become financially literate. Only two ways to build wealth spend less or make more. Pretty sure having health insurance is a surefire way to spend less on healthcare over your entire life but people are loving retarded and won't get insured, and then they will run up huge bills later in life, so now we have a law forcing these retards to insure themselves
|
|
#
?
Sep 28, 2014 19:14
|
|
|
Have you guys heard about Ron PAul? HE has some really cool ideas. I think we should buy some ads on SA for him
|
|
#
?
Sep 28, 2014 19:17
|
|
|
Mr.Tophat posted:Socialism is a dirty word in America and yet crippling personal debt is acceptable and expected. You guys have to make a choice between your money or your life. Sounds like Commie talk to me!
|
|
#
?
Sep 28, 2014 19:17
|
|
|
Tsinava posted:A society keeping its own people alive and healthy is a pretty important thing because the people are what all a nation's capital comes from. If you have millions of sick, dead, or dying, who can't perform labor, you're in a pretty hosed situation as a country. the poor sick and infirm don't tend to stimulate the economy much in anything other than medical bills, it's good to make them pay. it's funny that people get mad when you say people should be responsible for their own well being.
|
|
#
?
Sep 28, 2014 19:17
|
|
|
skeletonotherkin posted:There wouldn't be any "county run" trauma centers in a libertarian society. You'd probably just get your few healthy organs harvested as a result of being broke. Sounds like the US military to me, right?
|
|
#
?
Sep 28, 2014 19:18
|
|
|
|
| # ? Apr 24, 2024 13:31 |
|
|
we should stimulate the economy by funding colt to make 260 million rifles and then give them to all the poors for christmas ObamaRifles
|
|
#
?
Sep 28, 2014 19:19
|
|