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JB50 posted:I like how my state (MN) recently got 190 million dollars to fix there hosed up MNSURE website. Oregon had a better story: https://www.youtube.com/watch?v=j500PjgzYhg
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Jan 16, 2015 06:20
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| # ? Apr 26, 2024 12:45 |
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JB50 posted:I like how my state (MN) recently got 190 million dollars to fix there hosed up MNSURE website. at least you got a state exchange. you think dealing with the fed is better?
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Jan 16, 2015 06:20
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Crusty Nutsack posted:don't bother dude, just compare the plans without being in your account, and call them to sign up. If you get someone who sounds like an idiot, hang up and call back until you get someone competent. Because some of the idiots WILL gently caress up and sign you up for the wrong plan. gently caress it. I'll put aside 200 per month and hope I don't get ebola.
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Jan 16, 2015 06:21
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Taima posted:I don't even know what that is bitch i live in CA on the beach, im sure no one else here knows what that poo poo is either, Mason-Dicks-son is more like it CA = Old Ho
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Jan 16, 2015 06:21
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Dolphin posted:Hmm. 400/month for a basic silver plan and a $2K deductible. get poorer edit: but srsly make sure you calculate the prices with your income so you can see if you'll be eligible for tax credits and price reductions.
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Jan 16, 2015 06:22
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Beef Turret posted:Have fun giving half your paycheck on private health insurance
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Jan 16, 2015 06:22
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Does somebody have a PDF of a typical plan? I'd be curious to see what they actually cover. $400/month with a $2k deductible sounds ridiculous even factoring in you guys needing to pay to see a doctor.
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Jan 16, 2015 06:26
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This is pretty good: my dad, who watches fox everyday and at least until recently used to listen to rush, signed me up for bluecross through the OBAMACARE DEATHPANEL site in order to save money over my previous Cobra plan. (I'm too incompetent to do it for myself, basically.) He had no problems and now my lovely American healthcare coverage costs less.
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Jan 16, 2015 06:26
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1500quidporsche posted:Does somebody have a PDF of a typical plan? I'd be curious to see what they actually cover. $400/month with a $2k deductible sounds ridiculous even factoring in you guys needing to pay to see a doctor. The bronze plans are 4k to 5k lol
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Jan 16, 2015 06:27
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The plans & subsidies are designed so that the second-cheapest Silver plan costs no more than 9.5% of your income (what is considered "affordable") so the only way the cheapest Silver plan is 400/month is if you make over ~45k as a single person w/ no dependents or spouse, or something else on your application is precluding you from a subsidy ie indicating on the application that you have coverage through an employer or receive Medicare benefits for being old or disabled. e: and while Silver plans do have deductibles there are only certain things which require paying through the deductible. A doctor's visit or generic prescription is a co-pay only on a Silver plan, whereas infrequent or emergency services may require you pay towards your deductible. I don't have insurance through the ACA but I've had to familiarize myself with it quite a bit. Highbrow Slick fucked around with this message at 06:34 on Jan 16, 2015 |
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Jan 16, 2015 06:30
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Dolphin posted:Hmm. 400/month for a basic silver plan and a $2K deductible. You're middle class, I see. You have two choices: Get health insurance and become poor, or don't get health insurance and become poor if you get sick.
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Jan 16, 2015 06:30
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1500quidporsche posted:Does somebody have a PDF of a typical plan? I'd be curious to see what they actually cover. $400/month with a $2k deductible sounds ridiculous even factoring in you guys needing to pay to see a doctor. The plans vary by area because they're offered by your local insurance companies. There is no actual "obamacare plan" because all obamacare did was create an open marketplace where people can buy insurance from private insurance companies. So I can show you what I can get in my area, but that's totally different than what you can get. The insurance companies still control most everything, except now they have to offer it to everyone, and some other things like the birth control mandate etc. A $400/month plan with a $2k deductible is pretty standard or ANY insurance plan, including those offered by employers. The difference is that most employers subsidize their employee's plans privately, dropping the monthly premium and deductible to whatever rate they want their employees to pay.
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Jan 16, 2015 06:32
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If you don't treat your body like a disposable commodity you don't need good health insurance anyway
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Jan 16, 2015 06:32
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Remember when Obama made the speech during the government shutdown about the website being tested and open for business? After getting out of office he should just work on kickstarter campaigns.
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Jan 16, 2015 06:34
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etalian posted:The bronze plans are 4k to 5k lol and they have the smallest premiums. designed for younger, healthier people who don't go to the doctor much. Nothing's stopping anyone from choosing a plan with a lower deductible. If your income is low enough, your deductible will be $0.
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Jan 16, 2015 06:34
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The Human Crouton posted:You're middle class, I see. You have two choices: Get health insurance and become poor, or don't get health insurance and become poor if you get sick.
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Jan 16, 2015 06:35
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Dolphin posted:I'm still young I think I'll keep my money and file for bankruptcy in the event of anything catastrophic. Then I'll blame taxpayers for not instituting a better healthcare system when I get blamed for the additional healthcare burden. You'll be paying a rather hefty fine at tax time next year, so you might as well just get a bronze plan or something. It may even be cheaper than the penalty.
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Jan 16, 2015 06:37
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I figured that they would vary by insurance co but I just wanted to get a sense of what's being offered to you for $400/month. Thats an insane amount of money and I've only come across a rate like that for an individual plan once up here. And that was a loaded plan for a group of really old employees.
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Jan 16, 2015 06:38
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The United States is a veritable shithole rofl
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Jan 16, 2015 06:39
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Crusty Nutsack posted:You'll be paying a rather hefty fine at tax time next year, so you might as well just get a bronze plan or something. It may even be cheaper than the penalty. 1500quidporsche posted:I figured that they would vary by insurance co but I just wanted to get a sense of what's being offered to you for $400/month. 
Dolphin fucked around with this message at 06:44 on Jan 16, 2015 |
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Jan 16, 2015 06:40
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TheSlutPit posted:The United States is a veritable shithole rofl also owns how the DNC runs away from the New Deal/Great Society legacy and just tries to out republican the republicans.
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Jan 16, 2015 06:41
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1500quidporsche posted:I figured that they would vary by insurance co but I just wanted to get a sense of what's being offered to you for $400/month. You can go to healthcare.gov and browse the plans, just put in a zip code or whatever.
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Jan 16, 2015 06:43
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1500quidporsche posted:Does somebody have a PDF of a typical plan? I'd be curious to see what they actually cover. $400/month with a $2k deductible sounds ridiculous even factoring in you guys needing to pay to see a doctor.
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Jan 16, 2015 06:49
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quote:High cost and infrequent services (e.g. Hospital Stay): 20% of your plan’s negotiated rate Wow you have to pay 20% of any catastrophic claims? On top of $400/month and a $2k deductible? How is the country not rioting over this? Edit: typing up poo poo on a smartphone is hard Tony quidprano fucked around with this message at 06:59 on Jan 16, 2015 |
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Jan 16, 2015 06:51
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my state hates free healthcare so much we re-elected a guy who had to pay a 600 million dollar fine for scamming old peoples medicare
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Jan 16, 2015 06:53
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1500quidporsche posted:Woe you have to pay 20% of any catastrophic claims? On top of $400/month and a $2k deductible? How is the country not rioting over this? we simple peasants have no right to question our social betters, for that is the way of things
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Jan 16, 2015 06:54
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1500quidporsche posted:Woe you have to pay 20% of any catastrophic claims? On top of $400/month and a $2k deductible? How is the country not rioting over this?
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Jan 16, 2015 06:55
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Crusty Nutsack posted:at least you got a state exchange. you think dealing with the fed is better? I already had insurance because I have a real job.
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Jan 16, 2015 06:57
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Crusty Nutsack posted:You can go to healthcare.gov and browse the plans, just put in a zip code or whatever. How much do you get paid to defend this poo poo?
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Jan 16, 2015 07:00
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1500quidporsche posted:Wow you have to pay 20% of any catastrophic claims? On top of $400/month and a $2k deductible? How is the country not rioting over this? It's a little bit better than that, although not a ton. If you have the plan described, you would be responsible for the first $2k of your hospital stay (provided you had up until that point paid zero dollars towards your deductible, meaning no previous doctor's visits, no prescriptions, nada). Then, after satisfying the yearly deductible, you are responsible for 20% of cost of the hospital stay. There is typically an out-of-pocket maximum of $6250 for the year, meaning once you've spent that much on co-pays, deductibles, and co-insurance combined, the insurance company is responsible for 100% of your medical costs (other than your monthly premium) for the remainder of the calendar year. In order to reach that in a single hospital stay you would've had to incur a $23,000+ medical bill in a single hospital stay. Of that you would be responsible for $6250, and the insurance company picks up the tab on all co-pays and co-insurance for the rest of the year. Highbrow Slick fucked around with this message at 07:14 on Jan 16, 2015 |
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Jan 16, 2015 07:09
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they should have hosted with CloudFlare
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Jan 16, 2015 07:11
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why is the us healthcare system so hosed up?
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Jan 16, 2015 07:12
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JB50 posted:How much do you get paid to defend this poo poo? let the grown ups discuss things that you don't know about Crusty Nutsack fucked around with this message at 07:19 on Jan 16, 2015 |
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Jan 16, 2015 07:15
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1500quidporsche posted:Wow you have to pay 20% of any catastrophic claims? On top of $400/month and a $2k deductible? How is the country not rioting over this? $400/month is not a catastrophic plan. those have much lower premiums. just go look at plans on the website
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Jan 16, 2015 07:16
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Rambling Robot posted:why is the us healthcare system so hosed up? America Inc. fucked around with this message at 07:22 on Jan 16, 2015 |
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Jan 16, 2015 07:19
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Crusty Nutsack posted:$400/month is not a catastrophic plan. those have much lower premiums. just go look at plans on the website I think they mean catastrophic in the sense of catastrophic injury/illness, not catastrophic coverage.
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Jan 16, 2015 07:19
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Dolphin posted:Eh, $350 bucks next year. That's less than 1 month of insurance. loving lol gently caress this gay country
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Jan 16, 2015 07:19
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I get full hospital coverage for $150 a month and that's my story I hope you enjoyed it
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Jan 16, 2015 07:19
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Highbrow Slick posted:I think they mean catastrophic in the sense of catastrophic injury, not catastrophic coverage. oh, dur.
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Jan 16, 2015 07:20
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Crusty Nutsack posted:let the grown ups discuss things that you don't know about Sorry I dont need the govt to give me healtcare.
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Jan 16, 2015 07:27
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