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I have a liberal college professor boomer mentor. I was talking about money with him and I said how great it'll be when I get my first good job and I'll be able to pay down all my student loan debt. He told me gravely that I shouldn't be in a rush because it would probably be smarter to invest the money instead. Then I told him how high the interest rates were and he became visibly angry. (Not at me, at his generation.) I only have loans through federal and state programs.
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Feb 23, 2015 14:03
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open container posted:I have a liberal college professor boomer mentor. I was talking about money with him and I said how great it'll be when I get my first good job and I'll be able to pay down all my student loan debt. He told me gravely that I shouldn't be in a rush because it would probably be smarter to invest the money instead. Then I told him how high the interest rates were and he became visibly angry. (Not at me, at his generation.) I only have loans through federal and state programs. I don't know how the rules have changed over the last 8 years or so, but my loans came due in June 2007, and after about a year of making on-time payments, my interest rate dropped. And every year that I continued to make on-time payments, it continued to drop. I got to the point after a few years, with a whopping 0.33% interest rate on my Stafford loans, where it actually was smarter to invest the money instead. My Checking Account's interest rate was higher than that (.45% or so), so I actually would have lost money by paying them off any earlier. RonMexicosPitbull posted:you seem salty q face. maybe go to your nearest bank and talk to their financial planner? Its usually free. Not salty, not in need of financial planning assistance, just annoyed by the "Anyone can be a millionaire with just a small % of their money" BS. As long as interest rates remain low, No, they can't. But that idea (that things don't cost what they used to, and interest rates aren't what they used to be) is lost on Boomers.
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Feb 23, 2015 15:28
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"Your goal in life should be to work at a job you hate for forty years! It's not work if you like your job!" "You're just too lazy to wash dishes!" "You could get a job at Mc Donalds. That'll be enough to support you!" And the ever present "pounding the pavement".
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Feb 23, 2015 15:38
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The Whole Internet posted:My parents were pretty cool and chill, and I grew up well-adjusted and don't resent them at all. But I was unemployed and living with them for a year out of college (graduated in 2010), and my dad gave me some grief for it. Gave me advice for getting a job that wasn't much help. My mom's husband is like this. Motherfucker's been unemployed for about eight years now because he's too good to take a $10/hr while my mom works a minimum wage job in retail after getting pressured out of her office job. When I lived with them, I'd have to mow the lawn with the push mower because he didn't trusted me with his riding mower. And he called me lazy when all I've seen him do was watch TV all day while I worked on finding a job or go out and look for work.
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Feb 23, 2015 15:49
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glowing-fish posted:There is always work in the salt mines if you can start at the bottom. As there is a Morton Salt operation near where we lived, my brother-in-law's wife gave me this suggestion about ten years ago in complete sincerity.
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Feb 23, 2015 17:05
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You should really look at getting your own house to cut that rent cost of yours. I already had my first house when I was your age you know. Thanks for driving me to the airport by the way, I will speak to you again after me and your mum have enjoyed our 4 week get away in Turkey.
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Feb 23, 2015 18:33
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Start in the mailroom and work your way up.
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Feb 23, 2015 19:18
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"just walk in, ask to see the boss and ask him for an interview. once he meets you they'll probably hire you on the spot. if you did this for a solid 2 weeks straight i GUARANTEE you'd have a job by the end of it."
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Feb 23, 2015 19:25
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Why don't you try [tangentially related job that is not entry-level]?
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Feb 23, 2015 19:30
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"If you'd just apply yourself..."
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Feb 23, 2015 19:34
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Applewhite posted:Start in the mailroom and work your way up.
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Feb 23, 2015 20:13
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Applewhite posted:Start in the mailroom and work your way up. What is a mailroom, anyway? Like, where the post office delivers mail to a company and then clerks sort it out and deliver it within the building? Do those still exist?
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Feb 23, 2015 20:21
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RonMexicosPitbull posted:That'll be the case for most college people who save even a small % of their money dude. Compound interest and long term investments is a hell of a thing.
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Feb 23, 2015 20:22
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so what we're learnign here is that you guys got a bunch of good advice but still failed, right? Yes there are still mailrooms jesus christ
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Feb 23, 2015 20:23
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There's still wheelbarrows and candles too
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Feb 23, 2015 20:24
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guess i should have just tried to get work at that salt mine then, would've built character i guess?
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Feb 23, 2015 20:29
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sexy young infidel posted:There's still wheelbarrows and candles too are the mailrooms used by bored white women to make their suburban hell even slightly more appealing?
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Feb 23, 2015 20:30
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i interned for free in 8 different mail rooms for 5 months and 3 weeks each before getting laid off every time my paying job is capped at 25 hours a week because its cheaper to hire guys as year-round non-benefited "seasonal" workers and i have to take 8 busses to get there the only good-paying job ive ever had was working in the appalachian turd mines and i had to quit because i was getting turd lung
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Feb 23, 2015 20:34
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sexy young infidel posted:There's still wheelbarrows and candles too Liar, next you'll be telling me there are skilled labor jobs available!
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Feb 23, 2015 20:39
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gary oldmans diary posted:i interned for free in 8 different mail rooms for 5 months and 3 weeks each before getting laid off every time Lol if all you did while in the mailroom was deliver mail. You're supposed to make friends and kiss asses while you're on delivery runs. Keep your ears open for opportunities. If people like having you around they tell you about job openings further up the chain.
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Feb 23, 2015 20:46
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Applewhite posted:Lol if all you did while in the mailroom was deliver mail. You're supposed to make friends and kiss asses while you're on delivery runs. Keep your ears open for opportunities. If people like having you around they tell you about job openings further up the chain. That Michael J Fox movie was great. 
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Feb 23, 2015 20:47
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BigBoss posted:That Michael J Fox movie was great. Dunno what movie you're talking about. I was thinking of How to Succeed in Business Without Really Trying and, to a lesser extent, Monsters University.
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Feb 23, 2015 20:53
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im a self-made libertarian breaking and entering artist specializing in gold coin mergers and acquisitions
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Feb 23, 2015 20:57
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gary oldmans diary posted:i interned for free in 8 different mail rooms for 5 months and 3 weeks each before getting laid off every time I'm pretty sure this is nothing to do with the economy or boomers the market has simply correctly assessed your value through consensus
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Feb 23, 2015 21:01
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ive lowered my sights to working my way up from jizz room mop attendant ill get that raise when they see the pride i take in my work
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Feb 23, 2015 21:06
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glowing-fish posted:What is a mailroom, anyway? Like, where the post office delivers mail to a company and then clerks sort it out and deliver it within the building? That is exactly what is it and yes they still exist. A friend of mine had a job in a mailroom and he quit that poo poo in like two weeks. Now he gets paid $17.50 an hour to play video games so I'd say it was a pretty good move.
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Feb 23, 2015 21:07
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I will never not lol at the people who do lovely faceless menial jobs for free on the theory that if they show enough willingness to toady for nothing it will motivate someone to pay them to toadyglowing-fish posted:What is a mailroom, anyway? Like, where the post office delivers mail to a company and then clerks sort it out and deliver it within the building? unless you work for Facebook or one of those other soul-crushing offices with open cubicles and beer nights in place of a retirement plan then your company still runs 90% on paper, and it goes through the mailroom It may also be where they keep the well-used fax machine A Wizard of Goatse fucked around with this message at 21:12 on Feb 23, 2015 |
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Feb 23, 2015 21:08
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Chomp8645 posted:A friend of mine had a job in a mailroom and he quit that poo poo in like two weeks. Now he gets paid $17.50 an hour to play video games so I'd say it was a pretty good move. https://www.youtube.com/watch?v=BRWvfMLl4ho
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Feb 23, 2015 21:13
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If you live like a bitch you're gonna die like a bitch. All that bitches do is bitch.
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Feb 23, 2015 21:13
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'Get an English degree, a liberal education will broaden your mind and teach you how to learn, then you'll have time to develop salable skills later!'
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Feb 23, 2015 21:15
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He's not a game tester. He's part of a private security detail for an extremely wealthy individual. Let's just say than in this case I think the gentleman hired too much staff for too little work because one of them is playing video games with me every night while on the clock.
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Feb 23, 2015 21:17
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A Wizard of Goatse posted:'Get an English degree, a liberal education will broaden your mind and teach you how to learn, then you'll have time to develop salable skills later!' those many times
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Feb 23, 2015 21:17
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gary oldmans diary posted:i recognize this advice from all the liberals ive heard repeat it over the years literally everyone over 40, ages 10-19
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Feb 23, 2015 21:19
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yeah
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Feb 23, 2015 21:27
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itt people who have yet to come to terms with the economic hellscape that the west is becoming
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Feb 23, 2015 21:35
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"If you can't get a good enough job to feed and house yourself there must be something wrong with you, and you deserve to starve and die homeless. Lazy fuckers don't deserve to live."
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Feb 23, 2015 21:36
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unemployed ppl should just move to where the work is. looks like you're useless to the 1st world, we can't all reap the benefits of cheap labour.
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Feb 23, 2015 21:38
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I'm in a pretty good spot now - no debt, a decent-paying job, and a growing diversified retirement plan - but the boomer obliviousness to today's student loan debt and tuition costs still pisses me off. Most of them, if they needed a college degree for gainful employment at all, relied on Pell grants or their in-state tuition was probably $1000 tops in today's dollars. It's virtually impossible for college grads to save now right out of college, even if they luck out with a good job. Even when you're aggressive about paying off loans, it takes years.
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Feb 23, 2015 21:40
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TwoQuestions posted:"If you can't get a good enough job to feed and house yourself there must be something wrong with you, and you deserve to starve and die homeless. Lazy fuckers don't deserve to live." Well when talking to goons it's not hard to form this opinion by reading e/N.
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Feb 23, 2015 21:40
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MeatwadIsGod posted:I'm in a pretty good spot now - no debt, a decent-paying job, and a growing diversified retirement plan - but the boomer obliviousness to today's student loan debt and tuition costs still pisses me off. Most of them, if they needed a college degree for gainful employment at all, relied on Pell grants or their in-state tuition was probably $1000 tops in today's dollars. It's virtually impossible for college grads to save now right out of college, even if they luck out with a good job. Even when you're aggressive about paying off loans, it takes years. it's a big hoax, same as your healthcare. you're all stupid
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Feb 23, 2015 21:42
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