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My Q-Face posted:http://www.investor.gov/tools/calculators/compound-interest-calculator bring back lf
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Feb 23, 2015 21:42
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set the interest rate to 100% compounded monthly 
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Feb 23, 2015 21:48
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"you should focus on getting into grad school or try getting a second bachelors because we don't approve of your degree." hahaha gently caress no
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Feb 23, 2015 22:16
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What was that sonny? My ears don't hear so good any more. Did you say I'm pray?
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Feb 23, 2015 22:30
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MeatwadIsGod posted:I'm in a pretty good spot now - no debt, a decent-paying job, and a growing diversified retirement plan - but the boomer obliviousness to today's student loan debt and tuition costs still pisses me off. Most of them, if they needed a college degree for gainful employment at all, relied on Pell grants or their in-state tuition was probably $1000 tops in today's dollars. It's virtually impossible for college grads to save now right out of college, even if they luck out with a good job. Even when you're aggressive about paying off loans, it takes years. "Don't you disagree with me! I've been there! I did it all myself and came through in the end. These graduates are just getting worthless degrees and have no marketable skills. And don't get me started on all the visible tattoos that just scream, I make bad decisions. They're unhirable, not like me!"
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Feb 23, 2015 22:33
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Kitchner posted:You should really look at getting your own house to cut that rent cost of yours. I already had my first house when I was your age you know. i hope they get killed by isis
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Feb 23, 2015 23:14
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Kitchner posted:You should really look at getting your own house to cut that rent cost of yours. I already had my first house when I was your age you know. It's an investment I'll be able to retire from the appreciation on this water-damaged split level
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Feb 23, 2015 23:16
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I've been hearing a lot of talk on the news about home invasion roberies. Have you tried doing that?
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Feb 24, 2015 00:29
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You don't try hard enough to get hired, you have to have passion and drive to go after something and see it through regardless of the consequences. So you are still mowing my lawn this weekend right? Mower is right where you left it last time. Also, your mother needs help with her computer and I want you to take me to my doctors appointment at 2 pm on Tuesday. What do you mean you work? I thought you couldn't find a good job? Well, just take me to my appointment, they won't care. It's on the other side of town and it'll be at least two hours there and I'll need you to cook us dinner afterwards. What? Don't you love us anymore?
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Feb 24, 2015 01:00
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gently caress. I've spent so many years freaking out about dropping out of college because I was miserable and aimless so that I could work for the government. It's not glamorous work but it's easy, I get paid more than I may be worth and we only have to deal with furlough when congress throws a tantrum or someone unplugs the fax. Most of my friends have bachelor's/professional degrees and barely keep their head above water with all their debt. I only know one person doing what they went to school for and he's a teacher in some po-dunk town because that's literally the only school hiring full-time. I have no debt, I'm not very smart and I have (rent) a house that's too big just because I can. So... American dream? Growing up, my mom would never shut up about the importance of a college degree yet she's never had a real job. She forced my brother to pay a ton of money for a journalism degree and he's been a bartender forever.
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Feb 24, 2015 02:26
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Kinda wonder how this generation's mature, worldly life advice is gonna wind up out-of-touch and ridiculous in a few decades Daaad I don't need to send out 400 resumes to get a job tilling for the baron, if you send out that many messages at once the Reaper drones mark you as a terror cell commander!
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Feb 24, 2015 02:38
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glowing-fish posted:
God this. I keep hearing variations of this.
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Feb 24, 2015 02:38
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Go to PYF and you can see a bunch of goons with too much disposable income buying really stupid crap so what is the promblem??
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Feb 24, 2015 02:39
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A Wizard of Goatse posted:Kinda wonder how this generation's mature, worldly life advice is gonna wind up out-of-touch and ridiculous in a few decades I guarantee you none of the people who believe things like that or how investing for retirement is a scam will reproduce.
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Feb 24, 2015 02:39
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RonMexicosPitbull posted:I guarantee you none of the people who believe things like that or how investing for retirement is a scam will reproduce. Poor people have kids like all the loving time dude, there's not much else to do when you're broke
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Feb 24, 2015 02:40
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I just find it hard to believe they can figure out rod A into slot B. I mean there was a dude who said interest rates for treasury bonds are low therefore its impossible to save/invest for retirement for fucks sakes. Its not really practical to ride a unicycle to work therefore its impossible for me to get to work.
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Feb 24, 2015 02:45
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In case it wasn't made clear by my flippant response I don't actually care about whatever home economics poo poo you're raging out about I was just trying to be polite dude, but no
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Feb 24, 2015 02:48
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I just want people to be non suicidal and happy
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Feb 24, 2015 02:50
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my retirement plan's to save up enough to buy a plane ticket to one of those countries with kinda nice prisons like Sweden and knock over a convenience store
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Feb 24, 2015 02:52
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RonMexicosPitbull posted:Its not really practical to ride a unicycle to work therefore its impossible for me to get to work. Welcome to Portland!
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Feb 24, 2015 02:54
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MeatwadIsGod posted:"A few days after submitting your resume, go into the office and hand a letter of appreciation to the hiring manager. It'll keep your resume fresh in their mind and show initiative." resume writing services offer to write thank you notes for interviews. i think it's weird.
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Feb 24, 2015 02:56
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A Wizard of Goatse posted:Kinda wonder how this generation's mature, worldly life advice is gonna wind up out-of-touch and ridiculous in a few decades "Stop sitting on your rear end playing Playstation 8 all day! My $80 social security check came in today and I want to play the new Metal Gear Solid!" I don't understand why anyone would want to raise a kid now when their kid's life is all but guaranteed to be shittier in nearly every respect than their life was. Bored posted:resume writing services offer to write thank you notes for interviews. i think it's weird. No lie, when I was unemployed I spent a precious $100 on a goon-run resume writing service and got a lot more interviews. Although, good, old fashioned nepotism got my foot in the door at my current job. MeatwadIsGod fucked around with this message at 02:58 on Feb 24, 2015 |
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Feb 24, 2015 02:56
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MeatwadIsGod posted:
lol go talk to someone
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Feb 24, 2015 02:57
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MeatwadIsGod posted:"Stop sitting on your rear end playing Playstation 8 all day! My $80 social security check came in today and I want to play the new Metal Gear Solid!" cos people woulda died out somewhere between knuckle-walking and persistence hunting if folks didn't, get a shrink or a bottle whatever's the shortest path to some perspective you whiny bougie baby
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Feb 24, 2015 02:58
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ill rent until im dead
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Feb 24, 2015 03:01
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https://www.youtube.com/watch?v=gn26pEDEhyY
A Wizard of Goatse fucked around with this message at 03:08 on Feb 24, 2015 |
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Feb 24, 2015 03:03
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Ivor Biggun posted:What was that sonny? My ears don't hear so good any more. Did you say I'm pray? "Can you repeat that?....Oh! Yes I have gone grey. Just a hazard of growing old I'm afraid."
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Feb 24, 2015 03:14
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RonMexicosPitbull posted:I mean there was a dude who said interest rates for treasury bonds are low therefore its impossible to save/invest for retirement for fucks sakes. it took all day but you got there personally im going to use that hot tip you gave about investing in gold some time between now and 50 years ago
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Feb 24, 2015 03:22
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Get some mutual funds you knuckleheads.
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Feb 24, 2015 03:29
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"I'm sorry, everything's so different now. After I left my job I had for 35 years I took an entry-level one and they made us sing a song and fired me after I cut my hand on some metal grating. My parents retired and collected SS at 55, I think the minimum is 70 now? Just keep learning, I know that much."
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Feb 24, 2015 03:29
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gary oldmans diary posted:i like how youve gradually spun it from you posting about how saving with compound interest is such an easy to understand and effective long-term retirement plan if you just keep at it and got shot down for that to you having been advocating a non-specific (i guess "good" is as specific as youve gotten) investment plan and got attacked by someone saying the concept of investment is a scam It is though. That guy just thinks you are supposed to buy treasury bonds and was whining that the interest rate didnt make 1 million dollars therefore investing is a scam. When no one actually does that or should do that. this is it vvv pretty simple. If thats too complicated talk to your retirement guy or go to a bank and talk to a planner. If you have a college degree and a job you'll have one million by retirement easy which was the enitre basis of this conversation. Arian_Samurai posted:Get some mutual funds you knuckleheads. RonMexicosPitbull fucked around with this message at 03:49 on Feb 24, 2015 |
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Feb 24, 2015 03:47
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just become a criminal
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Feb 24, 2015 03:49
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Stoic Commie posted:just become a white collar criminal Fixed.
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Feb 24, 2015 03:57
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lmao if you think a million dollars will get you anything in 30-40 years
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Feb 24, 2015 03:59
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poo on ur butt
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Feb 24, 2015 03:59
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How I met your mother has set unrealistic expectations
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Feb 24, 2015 04:00
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OMFG FURRY posted:lmao if you think a million dollars will get you anything in 30-40 years I get your point... I just ran a 55k salary, without raises, adjusted for 5% inflation annually for 30 years. Roughly 250K per year. Which is why so many investment people say savings accounts are totally worthless. At the same point, entities need operating capital for all the major and minor scrapes and such that... WHAT IN THE BLUE gently caress AM I DOING?!?! "Oh still posting on that internet forum son? Not out there making us grand kids and buying a house? Get a job you hippy!"
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Feb 24, 2015 04:06
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OMFG FURRY posted:lmao if you think a million dollars will get you anything in 30-40 years it's kind of dick for savings now, if you need multiple years of medical treatment or assisted living like old folks do and aren't planning to blow it all on one hell of a six-month vacation before topping yourself
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Feb 24, 2015 04:07
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RonMexicosPitbull posted:It is though. That guy just thinks you are supposed to buy treasury bonds and was whining that the interest rate didnt make 1 million dollars therefore investing is a scam. When no one actually does that or should do that. good god man just learn to blow off your mistakes instead of digging in youve got like a dozen posts changing what you said and another dozen about how you totally didnt really lose an internet argument if that matters at all then not bringing it up would be more effective and a new avatar should be a higher concern anyway
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Feb 24, 2015 04:07
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gary oldmans diary posted:you approached a conversation about retiring a millionaire sticking up for the validity of saving with compound interest as a plan for someone to start building a retirement fund oh word thats what happened?
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Feb 24, 2015 04:08
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