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Inept
Jul 8, 2003

Crunk Abortion posted:

Since people asked, my expenses for the month come to $716.45 all in. Last month, I made $2,634.67, after taxes, not counting the 10% of my net paycheck that automatically gets diverted to a savings account. I posted this thread because I'm trying to make sure I pay this thing down in the most financially beneficial manner I have available to me. I made enough money last month to pay all my bills three times over. I don't need a second job to handle this loan, I just want the money I pay into it to do as much work for me as it can.

Then just pay it down as quickly as you can. I hope that there isn't an early payoff penalty. Also in the future, if you can't afford to replace a car when you wreck it, get collision/comprehensive insurance to cover it so you don't have to take out a 6 year loan for a 10 year old car at 16%. Jesus Christ man.

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