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Pelafina posted:emailed every restaurant who is on craigslist looking for servers Drive to the restaurant and ask to speak to the manager about a job. I don't want to assume my experience applies to everyone, but when I was 18-23 or so I must have waited tables at 10 different places (I bounced around a lot obviously and wasn't a super great employee, although I never got fired from anywhere) and always got a job same day when I went in and spoke to a manager. Worst case they tell you to fill out an application and never call you, but unless the restaurant industry has changed a lot in the last 10 years (and maybe it has, I dunno) you're going to do better in person.
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Jul 4, 2015 10:20
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imabanana posted:Drive to the restaurant and ask to speak to the manager about a job. I definitely agree that going into a restaurant to apply is the way to go.
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Jul 4, 2015 19:58
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Pelafina posted:Still have a big couch and bed/mattress/headboard that we're somehow going to have to carry for two blocks, but HOPEFULLY that's not too impossible. Sell them. You can sit on the floor and you can sleep on the floor. Keep your mattress because used mattresses are basically worthless but unless the bed is absolute garbage, you can sell it. The couch is a luxury you cannot afford right now. Pelafina, your situation is dire. You may not realize it but you're on the verge of homelessness. With your poo poo credit, you aren't going to get extended loans. You claimed a paycheck loan place approved you previously but that was maybe when you showed them a paycheck from that week with actual income? Even if they agree to give you money, you are intentionally defrauding them over $150 and that's just stupid. And $150 isn't enough anyway. When you stop paying your debts, they're going to go into collections, and the collectors are going to tack on hundreds or thousands of dollars in fees to the debt and then come after you to collect it. Your acquaintance could repossess your car for nonpayment. If your parents really are out of cash then them co-signing isn't going to save you when they also default on the rent. You need cash immediately and stealing it from a payday loan place isn't a good plan. You said you have nothing to sell but if that couch is still sit-onnable you sure do. All that stuff you've been moving from one home to the next? I bet you can sell a lot of it. Take clothes to a thrift store and sell for cash. Put furniture up on craigslist and sell it. Here's how I would prioritize spending right now. #1 gas, insurance, and car payment. This is #1 solely because having a car you can legally and safely drive massively improves your employment prospects, and if you lose your home you can sleep in your car. #2 food. Apply for food stamps immediately. Look up where your local food banks are. If there's a place that serves hot meals to poor people, go there and get them. This step is going to require a change in mental status... you aren't a middle-class person any more. You're deeply in debt and have zero income and that puts you among society's most-impoverished class. Think like it: take advantage of every free thing and discount offered to the poor. #3 rent. Obviously being evicted is a very bad step. Moving to a more expensive rental was a bad idea but you already signed the lease and started to move in. Maybe it's not too late to cancel your lease? Search craigslist for a roommate or super-cheap living situation. Maybe outside of town since you have a car. Obviously your cats are a problem here and the smart thing would be to re-home them but more on that in a bit. #4 personal maintenance. This is stuff like meds, shampoo, deodorant, etc. You need to stay healthy, and you need to be presentable for jobs. You should retain two or three good clean work outfits, one good pair of shoes, etc. and sell the rest. #5 the rest of your debts. You should be making minimum payments on all debts until you have accumulated an emergency fund, and then pay down the highest-interest debts in order once you have that. Obviously right now #5 is impossible. Hell right now, everything from #1 on down is impossible because you have no income and no money. The insurance thing is the sort of job that, at best, a person with a significant safety net can do. Obviously the income is uneven and obviously as the new person you're going to get the poorest-quality leads put in front of you. You cannot afford to go for a week or four without income and that is not going to change in a month or two. You need to get a full-time steady job yesterday, save money, get your finances back into the black, and only after you can afford a month with no income can you afford to work on 100% commission. As a fellow many-cat-owner I understand the dilemma you have with the cats. It may be a moot point because you've already signed that lease but your cats are costing you way more than just their food and kitty litter; they're costing you substantially cheaper rent. If you only had one cat you could maybe find a friend willing to become a temporary or permanent guardian, but five is going to be extremely difficult. I won't tell you you can't survive if you don't give them up, but it's going to cost you and so far you're not making up that gap. I also know that staying positive and being in good mental health is essential. Some folks aren't going to agree with me, but if giving up your cats is going to be so traumatic that you won't be able to get a job, or stay off the booze, or whatever, then keep them. But, man, five cats in your situation is grim. I have a cat now that a lady had to give up because she split with her husband, and finding an apartment for herself and her 4-year-old was way too hard if she also had cats. It was hard for her to let the cat go but both she and the cat are in better shape now than they would be. Online job markets are a double-edged sword. On the one hand, you have to do craigslist because so many jobs are only advertised there, and it's the best possibility for "do work today, get paid today" work. On the other hand, it's fundamentally impersonal and that means you're just another name in the inbox. Meeting someone face-to-face makes it far, far easier for them psychologically to envision you as the right person for a job. Especially for any job involving contact with co-workers and/or the public. That's why you check listings, apply for them online, and then whenever feasible, also go and walk in and ask to chat with the boss. If that bar got 12 applications in their inbox but one person came in at opening time to chat and hey, it's not a creepy axe murderer or a hobo, that's the person who will get the job 90% of the time. So just to reiterate: -Sell everything you can sell, short of your last suit of work clothes, your mattress, and the most basic utensils and cookware you need to still be able to prepare basic dishes at home. -If you possibly can, get out of that lease and find somewhere cheaper. -If you possibly can, re-home your cats, enabling you to find somewhere cheaper to live, and reducing your monthly expenses -Apply for every job you can on craigslist, even if you don't seem particularly qualified. -Go in person to the place of business for any good/likely prospect and present yourself. Ask politely to speak to a manager and if that's impossible, make sure whoever you speak to hears your name at least twice, is handed a copy of your resume, and isn't feeling harassed or annoyed when you leave. -Start thinking about what exactly you're going to do if you can't raise the cash for #s 1 through 5, above. If moving back with your parents isn't an option, is there any other family member who might be able to provide a couch to crash on for a few days? A friend? Anyone? Because if not, you should figure out where the local homeless shelters are and find out if they're always full. Leperflesh fucked around with this message at 01:16 on Jul 8, 2015 |
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Jul 8, 2015 01:11
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How's the job hunt coming?
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Jul 8, 2015 14:15
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Why haven't you gotten food stamps months ago? Let's do it today. It has massively saved a few of my friends when they barely could make rent and couldn't afford anything else period.
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Jul 8, 2015 15:52
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SiGmA_X posted:Why haven't you gotten food stamps months ago? Let's do it today. It has massively saved a few of my friends when they barely could make rent and couldn't afford anything else period. It's much more simple to just continue taking money from mom and dad. I'm sure they'll push off his payday loan too add soon as creditors start calling.
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Jul 8, 2015 17:18
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Just remember that broke, desperate and stupid are all cousins that hang out with each other. Not calling you stupid, but being broke has caused you to make short sighted, stupid decisions that will keep you there. You need to break that cycleLeperflesh posted:
Agree completely on the priorities. With regard to the car payment, $600/mo on a 2001 Integra is really steep. This is a friend who sold it to you? Renegotiate the terms. It might need to be $100 every 2 weeks until you get on your feet a bit more. You are unemployed, almost homeless and nearly starving, you can't afford $600/mo. Sit down face to face, be honest about your situation, say that he will be made whole, but this is all you can do now. Food stamps and food pantries. When you are doing well you can and should give money to charity, but now you need the help Can you advertise for a new roommate? Hopefully one that won't die on you. A word of caution, I know you are desperate, but don't take whatever riff raff that comes your way since the wrong person is worse than no one Can you deliver pizza evenings and weekends while you search for a job? If went to every temp agency in town and was available during the day and delivered pizza every night you should be able to make enough where you can afford your car, shelter, utilities, and whatever food you need to buy to supplement the food stamps. Your credit is destroyed so don't even worry about it now. But if you were able to take care of the basics of food, shelter, utilities and transportation you will have a foundation of stability that you don't have now and you won't be bouncing from crisis to crisis and look at dumb solutions like payday loans. If you deliver pizzas and pick up a few temp assignments you will make enough money to at least cover food, shelter, utilities and transportation
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Jul 12, 2015 23:23
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How far are you from Richmond airport? I ask because you can easily swing a baggage handling job that pays around $7-$15 per hour. Those jobs have high turnover, so you could be hired within the week if you apply. Once you get the baggage handler job, start looking to apply at TSA or the airlines for longterm jobs (it sucks but they pay decent money at $15+ per hour plus overtime).
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Jul 14, 2015 21:11
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It's been 11 days. Without more info we can assume Pelafina is now homeless and has no computer or phone to post with, because that's certainly the direction things were going. We're sorry, Pelafina. We hope you can get back onto your feet, somehow. Let us know how it went. Oh, wait: http://forums.somethingawful.com/showthread.php?threadid=3730605&pagenumber=1&perpage=40#post447623101 Pelafina, you cannot start a small business growing and selling weed when you have no money and are renting an apartment. Even legal grow ops aren't legal when done in secret on someone else's property, and you have no money to start up a grow op anyway. Hydroponics isn't cheap! Neither is electricity.
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Jul 14, 2015 21:22
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Seconding pizza delivery driver. Cash tips every night, quick hire. It's a band aid until a better opportunity comes along.
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Jul 15, 2015 00:14
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Leperflesh posted:It's been 11 days. Without more info we can assume Pelafina is now homeless and has no computer or phone to post with, because that's certainly the direction things were going. Uh, yeah. This is a really horrible idea, Pelafina.
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Jul 15, 2015 06:39
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Leperflesh posted:It's been 11 days. Without more info we can assume Pelafina is now homeless and has no computer or phone to post with, because that's certainly the direction things were going. When you are in over your head, the first step is to stop digging
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Jul 16, 2015 01:15
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Leperflesh posted:Hydroponics isn't cheap! Neither is electricity. I have quite a few friends that sold equipment and they made good money so confirming this. Nothing like having a suspiciously high power bill and growing in such a way that the heat could be spotted with an IR camera on a helicopter.
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Jul 20, 2015 03:02
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Devian666 posted:I have quite a few friends that sold equipment and they made good money so confirming this. Nothing like having a suspiciously high power bill and growing in such a way that the heat could be spotted with an IR camera on a helicopter. Yeahhhh you're in a part of the country that doesn't take kindly to grow operations. Please stop. I've been in your situation before and here's how I kept my head above water until things got better: -wait tables during the day -deliver pizza at night -donate plasma on days when I was only working one job -clip coupons and visit coupon matching blogs (you can get toiletries and pet supplies free or almost free this way). Make sure you get the Sunday paper at Dollar Tree and get four copies so it's only $4 instead of $7. -figure out where the food banks and soup kitchens are -defer all of your student loans for fucks sake. Why have you not done this?
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Jul 22, 2015 05:10
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