- n8r
- Jul 3, 2003
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I helped Lowtax become a cyborg and all I got was this lousy avatar
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You have opted out of healthcare but they are deducting $120/pay period regardless?
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Jul 29, 2015 21:28
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Apr 29, 2024 11:22
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- n8r
- Jul 3, 2003
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I helped Lowtax become a cyborg and all I got was this lousy avatar
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I want to make sure I understand this correctly..
Basically, your ER said "You can sign up with us or opt out." You chose to opt out, but have the funds go towards your wife's insurance. So you're getting paid (hypothetically) $1000.00 bi-weekly. They take 120 of that and put it towards your wife's insurance. They then said that 'sorry, can't do that anymore' and now you're only getting paid $880 bi-weekly and they blamed it on the ACA.
If that's all correct, then it sounds like your employer is full of poo poo.
Money quote:
Also if that money is money that you would have kept regardless of where it went as opposed to a bonus for opting out, then they're doubly full of poo poo.
If it's bonus money then they may have altered their bonus policy to make it more strict in order to make up for the fact that they now have to offer insurance to more of their employees than before. If that's the case then I guess I can see how it's the ACA's fault. So..was it bonus money or not?
Also also I am not a lawyer.
Keep in mind rules for small employers is different, but it's kinda hard to tell what they are. It appears that requiring 'part-time' employees to work 36 hours prior to getting health insurance does run afoul of the 30/week provisions in the ACA.
http://www.kellerbenefit.com/white-papers/employer-reimbursements-for-health-insurance-under-the-aca
This may be helpful?
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Aug 5, 2015 20:57
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Jul 29, 2015 21:28
