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psyopmonkey2 posted:I want to buy property and build my own house one day. if you started building that house right now instead of whining to the internet about having no house youd have like half a basement by now
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Aug 19, 2015 21:47
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live in a dumpster
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Aug 19, 2015 21:49
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Pawn 17 posted:Anyone who buys a house now will be in so much debt when the real estate bubble 2.0 pops they will probably have to kill themselves. i bought a house for 280,000 3 years ago i got 140,000 left to go. u gotta make extra payments. then it doesnt matter what the real estate bubble does. the house is yours. just pay your taxes.
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Aug 19, 2015 21:50
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Booblord Zagats posted:Try not being poor sometime, it legit owns This man is correct. I'm locked in at 4.25% for 30 and I throw an extra $200 at the principal every month and it's great!
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Aug 19, 2015 21:51
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FistEnergy posted:This man is correct. I'm locked in at 4.25% for 30 and I throw an extra $200 at the principal every month and it's great! Nice! I'm in a 3.2% on a 25 through USAA and put down 30% of the price as a down payment.
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Aug 19, 2015 21:53
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Booblord Zagats posted:Nice! I'm in a 3.2% on a 25 through USAA and put down 30% of the price as a down payment. Was that with really good credit?
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Aug 19, 2015 21:55
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psyopmonkey2 posted:Was that with really good credit? 765, son. My monthly payments on a 3 bed 2 bath are the same as my buddy's rent for a decent 1 bed apartment
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Aug 19, 2015 21:57
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I bought a home in the DC area, got 3.25% for 30 with nothing down and when everything was said and done paid nothing out of pocket and made $25.00. A++ would buy again.
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Aug 19, 2015 22:04
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"try not being poor" *has a mortgage* loving plebes lol you obv don't know what rich is double lol at your $250k houses and poo poo come live somewhere nice where entry level shitholes go for like $750k
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Aug 19, 2015 22:04
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Owning a home is for suckers who have already picked out which lovely state they're going to die in
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Aug 19, 2015 22:06
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Aralan posted:Owning a home is for suckers who have already picked out which lovely state they're going to die in bought a home in south florida so it's not like i have to actually go far for that
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Aug 19, 2015 22:08
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Professor Tomtom posted:oh so you've got a job and wife? human being Voted 5
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Aug 19, 2015 22:09
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ElectricSheep posted:bought a home in south florida hahaha
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Aug 19, 2015 22:10
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Banks destroyed the economy and individual lives through housing and now are surprised that no one wants to buy a house. Almost as stupid as schools who have put millions of people into debt and are now surprised no one goes to college anymore. It's almost like the Americans wised up to the scam that is the american dream
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Aug 19, 2015 22:15
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Volume posted:Banks destroyed the economy and individual lives through housing and now are surprised that no one wants to buy a house. Almost as stupid as schools who have put millions of people into debt and are now surprised no one goes to college anymore. It's almost like the Americans wised up to the scam that is the american dream the american scream is more like it
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Aug 19, 2015 22:16
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Volume posted:Banks destroyed the economy and individual lives through housing and now are surprised that no one wants to buy a house. Almost as stupid as schools who have put millions of people into debt and are now surprised no one goes to college anymore. It's almost like the Americans wised up to the scam that is the american dream
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Aug 19, 2015 22:17
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Volume posted:Banks destroyed the economy and individual lives through housing and now are surprised that no one wants to buy a house. Almost as stupid as schools who have put millions of people into debt and are now surprised no one goes to college anymore. It's almost like the Americans wised up to the scam that is the american dream some people are just really dumb, and not like in an intellectual sense, they just aren't able to plan for poo poo. Change majors half a dozen times at a private/large public university, saying "LOL I am gonna be so screwed by debt when I graduate!" without thinking how they can minimize the impact, stuff like that. I know someone who is going to be in the high five figures range in debt getting a library science degree at Duke after changing majors twice. If you do that you have no one to blame but yourself. You can join the coast guard in a clerical position and get your college not only 100% paid for, but also get paid a minimum income while in school. Not only that, but with veteran status you can easily be awarded grants to boost your quality of life even more. This poo poo isn't hard, people are just too used to taking the easy route of checking a box to pay for it. Justin Tyme fucked around with this message at 22:36 on Aug 19, 2015 |
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Aug 19, 2015 22:33
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you bougie motherfuckers are going in the stewpot the minute the poo poo hits the fan. gonna ride my Murdersegway right up to your flimsy foam-core doors and food-cuck your whole life down my hungry prole gullet. gonna nail your balls to your den and smear dook all over your tv screen. i'm gonna hurl your videogames into a ravine and shout poetry at it. i'm gonna find the videos you made of yourself making GBS threads all over your anime figurines and i'm going to immediately regret ever knowing you. i'm gonna feel weird and queasy knowing i ate someone in the robot nuclear post apocalypse. man fuckin GBS does not deserve my brilliance, poo poo.
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Aug 19, 2015 22:41
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Justin Tyme posted:some people are just really dumb, and not like in an intellectual sense, they just aren't able to plan for poo poo. Change majors half a dozen times at a private/large public university, saying "LOL I am gonna be so screwed by debt when I graduate!" without thinking how they can minimize the impact, stuff like that. I know someone who is going to be in the high five figures range in debt getting a library science degree at Duke after changing majors twice. If you do that you have no one to blame but yourself.
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Aug 19, 2015 22:52
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Three Olives posted:You can just pay people for that, I've never even met my housekeeper. I'd be afraid my housekeeper would use the towel she cleans my toilet with to wipe down my kitchen counter.
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Aug 19, 2015 22:55
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Justin Tyme posted:some people are just really dumb, and not like in an intellectual sense, they just aren't able to plan for poo poo. Change majors half a dozen times at a private/large public university, saying "LOL I am gonna be so screwed by debt when I graduate!" without thinking how they can minimize the impact, stuff like that. I know someone who is going to be in the high five figures range in debt getting a library science degree at Duke after changing majors twice. If you do that you have no one to blame but yourself. I thought about joining the Coast Guard when I graduated HS for those reasons. Then I found out that instead of guarding the coast they wanted to deploy me to Iraq to guard their coast and I said 'lol gently caress off.' Same with the reserves. I feel like our students shouldn't have to go to a literal war zone to be able to pay for school. Plus just from a macroeconomics point of view it's dumb as gently caress that we are making our students compete in a global marketplace with all these free trade laws and whatever but while other (smarter) countries are subsidizing education so their workforce can stay competitive, we're making it harder and harder to do the same. What's the end goal there besides cheap labor for big companies? Moridin920 fucked around with this message at 23:00 on Aug 19, 2015 |
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Aug 19, 2015 22:57
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Aralan posted:Yeah, I sure wish I had joined the military in 2002 instead of going to school. It would've been a risk free way to get my education paid for and not at all an idiot idea that couldn't possibly be available for every person who needs assistance paying exorbitant tuition fees I would have prayed for you to come home safe as a finance clerk who for some reason did foot patrols in the hairiest part of fallujah. Also lol at the thought of public service being an idiot idea but thaaaaaaat's goons! (It is an idiot idea, you're right  )And yeah I agree something needs to be done for higher education in this country but it's not exactly hopeless currently as long as you play your cards right and focus on exactly what you want and how you plan to get it. Justin Tyme fucked around with this message at 23:26 on Aug 19, 2015 |
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Aug 19, 2015 23:22
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OP is right. That's why I stole a house.
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Aug 19, 2015 23:32
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yea you should do what i do and just suck a lot of dicks instead of owning things
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Aug 19, 2015 23:33
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notZaar posted:I will never own a house, have an SO, or sire children. Wtf am I even living for Time to join the night's watch?!?
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Aug 19, 2015 23:57
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Justin Tyme posted:I would have prayed for you to come home safe as a finance clerk who for some reason did foot patrols in the hairiest part of fallujah. Also lol at the thought of public service being an idiot idea but thaaaaaaat's goons! (It is an idiot idea, you're right did you just call joining the military 'public service' like it's some sort of charity work? because loving lol bro
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Aug 19, 2015 23:58
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Justin Tyme posted:(It is an idiot idea, you're right Oh ok, I get all riled up anytime the opportunity to be an internet class warrior presents itself
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Aug 20, 2015 00:01
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I am getting ready to sell my house and move somewhere less lovely and boy does it suck. Don't buy a house
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Aug 20, 2015 00:08
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You can buy a quadruplex with a federally subsidized mortgage and get free room and board from letting three units while you live in the fourth.
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Aug 20, 2015 00:08
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i'm closing on a house in a few weeks in one of the fastest growing cities in america and could rent it out the minute it's mine for a lot more than my mortgage including tax & insurance. a government grant paid my entire down payment. feels good man, having to fight or get shafted by a landlord is the worst
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Aug 20, 2015 01:17
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i dont have a wife but i have a house and a dog i guess im gay Teflon Don posted:You can buy a quadruplex with a federally subsidized mortgage and get free room and board from letting three units while you live in the fourth. This is a godawful idea.
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Aug 20, 2015 01:18
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TwoFire posted:i dont have a wife but i have a house and a dog Wrong
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Aug 20, 2015 01:26
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Teflon Don posted:Wrong My grandfolks did this. Even 20 years ago tenants rights were so skewed that they had problems kicking people out who were months behind in rent and literally destroying the place.
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Aug 20, 2015 01:28
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TwoFire posted:My grandfolks did this. Even 20 years ago tenants rights were so skewed that they had problems kicking people out who were months behind in rent and literally destroying the place. You can screen tenants
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Aug 20, 2015 01:32
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Having a house owns owns owns. Sometimes ill be mowing my lawn and think about my one old apartment roommate that used to play folk guitar late at night. Good ol' Chris. Hope he's dead
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Aug 20, 2015 01:37
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Pawn 17 posted:Anyone who buys a house now will be in so much debt when the real estate bubble 2.0 pops they will probably have to kill themselves. saving up for this can't wait
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Aug 20, 2015 02:06
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dad gay. so what posted:i make "tunco dip" in my kitchen and feed it to people on my street
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Aug 20, 2015 02:13
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Durrrrrrrrrrr
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Aug 20, 2015 02:15
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I paid off my house this year, so no more mortgage for me. It's actually pretty sweet having a house, and my dogs like the yard.
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Aug 20, 2015 02:16
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renting fuckin owns when my air conditioner breaks in balls hot florida I call up my apartment complex and it's fixed in like two hours and I don't need to pay some poo poo rear end AC guy. I also don't need to mow the lawn out in loving 110 degree weather or pay some dudes 60 bucks a month to do it for me it also owns not paying 160 a month in homeowners insurance and an extra 40 a month in hoa fees like my dad does, instead just 12 bucks a month for renter's insurance when I'm in a stable career I'll probably buy close to work though after I've saved up a nice chunk o' change, but right now I just rent luxury and piss away 1.5 grand a month while everyone chastises me "dude that's a mortgage payment buy a house" no gently caress you deadwing fucked around with this message at 02:24 on Aug 20, 2015 |
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Aug 20, 2015 02:21
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