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FIRST TIME posted:Bank accounts can be a bitch to get if you have bad credit and if you have no idea how finances work, good luck figuring out all that poo poo. there's some great smilies there 
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Oct 22, 2015 05:47
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| # ? Apr 26, 2024 00:57 |
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 spacemang_spliff posted:there's some great smilies there I get jealous of their smilies, not gonna lie. It makes a fun game to figure out what they all mean in different contexts. Edmund Sparkler fucked around with this message at 05:50 on Oct 22, 2015 |
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Oct 22, 2015 05:48
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Lutha Mahtin posted:don't forget the crappy american education system and cultural attitudes that math is for nerds and has no application in real life Martin luther said I can interpert the bible as I plesea and I wan tto do it without any fukken math you papist
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Oct 22, 2015 05:54
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sin(boldly)
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Oct 22, 2015 05:55
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 You know you done hosed up, right?
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Oct 22, 2015 06:01
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Lutha Mahtin posted:sin(boldly) GD papal gently caress
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Oct 22, 2015 06:03
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I guess black people are already salty towards Russel Simmons because of this, among other things. https://www.youtube.com/watch?v=78OvnOmZvTg
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Oct 22, 2015 06:10
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Sheep-Goats posted:GD papal gently caress More of an anti-papist TBH
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Oct 22, 2015 06:17
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JB50 posted:More of an anti-papist TBH Don't you defend him you scurrilous devil
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Oct 22, 2015 06:25
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That martin lawrence emote needs to be on SA.
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Oct 22, 2015 06:28
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 "It's not about Lowtax. You guys can point the finger at him. You can talk about the vacation... if you do that, that's really unfair. Really unfair. That's my admin. That's my forum admin. We created a dead gay forum as a team, man. We created it as a team."
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Oct 22, 2015 06:29
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 Mike LAAAAWRY
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Oct 22, 2015 06:30
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Daaaaammmnnn Giiinnnaaa!!! True story, Martin and Tisha Campbell hated each other so much by the later seasons, they had to shoot them separately and then edit the footage to make it look like they were in the same room.
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Oct 22, 2015 06:35
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Lutha Mahtin posted:the funny thing is though, these prepaid debit cards are actually a better deal for poor american people than payday loan lenders I thought they got rid of payday lenders a few years ago. Maybe it's just in my state, but it was in the news that they were no longer allowed to give them at insane rates, so they just stopped giving them at all and most of them closed, with a handful remaining open but the signs on the windows just say stuff like "check cashing" and "western union" and stuff. Every once in a while I get a flyer in with the ads in the mail for one offering payday loans, but it's always ones based in another state and on an Indian reservation (with a bonkers interest rate of like 400% for a two week loan). I used to know people that used the payday loan places before they became illegal, but it seemed as ridiculous to me as renting furniture. If you go in once, you'll get a few hundred to tide you over til payday, but then payday comes and you're a few hundred short, so you do it again. Seems like the kind of thing you could never get out from under.
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Oct 22, 2015 06:43
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criscodisco posted:I thought they got rid of payday lenders a few years ago. Maybe it's just in my state, but it was in the news that they were no longer allowed to give them at insane rates, so they just stopped giving them at all and most of them closed, with a handful remaining open but the signs on the windows just say stuff like "check cashing" and "western union" and stuff. There is a payday loan place in my city that literally has a sign out front that says something about "borrow money from friends". It always made me sad seeing payday loan places with a loving play area for kids in the waiting room. How loving sad is that if you're a kid playing with some cheap rear end toys while your parents poo poo away your financial security? 
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Oct 22, 2015 06:53
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nomadologique posted:credit unions definitely sound like white people things. idk in my experience they tend to be more of a private thing for government employees. like if the state signs your paycheck, you have access to one, whether you're a county janitor or a firefighter or whatev. though i've seen a couple local ones in the continental us where they seem to be much more inclusive.
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Oct 22, 2015 07:03
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everything about being poor in america is sad. there is nothing redeeming. that moral superiority some people want to argue for doesn't exist.
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Oct 22, 2015 07:07
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nomadologique posted:"cacs" fuckin lol Does that mean Caucasian? My Bank of America account was like $100 to open in 2003, and $5 per month if I was under $1000 in it or something. Now it's $13+ per month if it's under $1500+, but I haven't been under that in years. Kinda hosed up.
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Oct 22, 2015 07:08
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what the gently caress bank of america banks are supposed to GIVE you money for having an account, way to completely gently caress up a really simple 4000 year old business model
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Oct 22, 2015 07:21
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nomadologique posted:everything about being poor in america is sad. there is nothing redeeming. that moral superiority some people want to argue for doesn't exist. well there's the free handouts from my hard earned tax dollars
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Oct 22, 2015 07:35
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they screw poor people in so many different ways it's loving laughable. seriously, there are so many different loving scams that are allowed to exist under the law it's ridiculous, and no one cares because it's mostly uneducated poor people who fall for them
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Oct 22, 2015 07:44
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Credit union is the poo poo, that is why most people don't know they exist and what they actually do. They would be the ultimate solution against banking cartels that plague US. When you enter a credit union, you get a share, a vote and you can influence decisions of the board. Control = Win = No filthy rich bastards leeching of your hard earned money.
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Oct 22, 2015 07:44
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 me: who the gently caress is that
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Oct 22, 2015 07:50
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The White Dragon posted:idk in my experience they tend to be more of a private thing for government employees. like if the state signs your paycheck, you have access to one, whether you're a county janitor or a firefighter or whatev. though i've seen a couple local ones in the continental us where they seem to be much more inclusive. That's what I meant about them seeming like exclusive clubs. Anytime I hear or see advertisements for credit unions, they're for ones aimed at teachers or military members. If you're poor and financially illiterate, imagine how abstract "Spokane Teachers Credit Union" sounds. What average person would think that's somewhere they could bank unless they were a teacher in Spokane? Some cac, obviously. 
Edmund Sparkler fucked around with this message at 07:58 on Oct 22, 2015 |
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Oct 22, 2015 07:55
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Sergeant Mac Eliot: You're ghostin' us, motherfucker. I don't care who you are back in the world, you give away our position one more time, I'll bleed ya, real quiet. Leave ya here. Got that?
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Oct 22, 2015 07:56
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 pawg a nikkas kryptonite
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Oct 22, 2015 08:13
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Long story short I'm stuck inside my homies couch [ Update : homie momma saved me]
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Oct 22, 2015 08:18
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Haha Cac hoes.
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Oct 22, 2015 08:18
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EugeneJ posted:Many have taken to social media to report that they've spent a week or longer without access to their money and found it difficult or impossible to reach customer service.
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Oct 22, 2015 08:21
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Lamar Odom? More like Lamar ODin'! Am i rite?
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Oct 22, 2015 08:25
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The best Russell.Simmins
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Oct 22, 2015 08:33
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op tell your idiot friends to get Simple and move on with your life https://www.simple.com/ cheers
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Oct 22, 2015 08:36
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EugeneJ posted:There's a computerized background check run by ChexSystems whenever you try and open an account - if you've ever passed bad checks or had an account closed because of delinquency, you're blacklisted from ever opening an account again. tell them to go to a credit union for fucks sake we have credit unions for a reason: its to avoid parasitic banks
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Oct 22, 2015 08:50
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KongMu posted:
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Oct 22, 2015 09:16
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Making things worse, the RushCard terms have an arbitration clause, so there's probably no way the users can get a class action going. Realistically no one's going to arbitrate so there's very little chance anyone sees any compensation for this other than the limp-dick promise to waive fees until February.
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Oct 22, 2015 13:23
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JB50 posted:Haha think thats a word filter or a real thing
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Oct 22, 2015 13:25
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A FUCKIN CANARY!! posted:what the gently caress bank of america banks are supposed to GIVE you money for having an account, way to completely gently caress up a really simple 4000 year old business model everything i hear about bank of america makes them sound really awful compared to almost any other bank you could choose, not even considering credit unions, and it makes me wonder why so many people use them
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Oct 22, 2015 13:36
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ashgromnies posted:everything i hear about bank of america makes them sound really awful compared to almost any other bank you could choose, not even considering credit unions, and it makes me wonder why so many people use them because theyre teh biggest bank
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Oct 22, 2015 13:39
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FIRST TIME posted:That's what I meant about them seeming like exclusive clubs. Anytime I hear or see advertisements for credit unions, they're for ones aimed at teachers or military members. your local credit unions must be pretty clueless. a whole bunch of them around here have changed their names to neutral-sounding brands, & i know theres at least one that doesn't even say "credit union" on some of their signage.
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Oct 22, 2015 13:43
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Bold Robot posted:Making things worse, the RushCard terms have an arbitration clause, so there's probably no way the users can get a class action going. Realistically no one's going to arbitrate so there's very little chance anyone sees any compensation for this other than the limp-dick promise to waive fees until February. The deposits are supposedly FDIC insured, so if RushCard goes under, at least the users wouldn't lose whatever money is in their accounts. But who knows how long it would take for that to get sorted out.
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Oct 22, 2015 13:51
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