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Stinky_Pete posted:I am excellent with money. didn't you also go to panera
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Jul 28, 2016 22:26
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No I'm not Catholic
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Jul 28, 2016 22:26
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pig slut lisa posted:didn't you also go to panera Yeah but that bread lasts for at least 2 days
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Jul 28, 2016 22:28
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Secret to being good with money: Hmmm... I could buy all this weed and xbox games today.... or I could put off the instant gratification and save that money and be able to retire at a normal age in a few years instead of having to sponge off the good graces of my lovely children. Hmmm. What should I do. gently caress it I vote democrat they'll take care of me. More weed, please.
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Jul 28, 2016 22:28
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Jul 28, 2016 22:30
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GORDON posted:Secret to being good with money: Are you insinuating that all pot smokers are bad with money?
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Jul 28, 2016 22:30
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jews
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Jul 28, 2016 22:30
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Jul 28, 2016 22:31
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VendaGoat posted:Are you insinuating that all pot smokers are bad with money? Nope. Are you insinuating that I was insinuating that?
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Jul 28, 2016 22:33
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GORDON posted:Secret to being good with money: wow, sounds like you lead a very interesting life!
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Jul 28, 2016 22:37
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I bought an account on this forum so the obvious answer is no.
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Jul 28, 2016 22:39
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GORDON posted:Nope. Are you insinuating that I was insinuating that? Well, I just flat out asked you a question about it. Would you like a cookie?
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Jul 28, 2016 22:40
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i'm not gonna write your loving essay op
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Jul 28, 2016 22:43
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GORDON posted:Secret to being good with money: but I could be high right now or have money in 10 years to be high with? dumb choice just don't have kids in the first place that poo poo is a massive money sink
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Jul 28, 2016 22:44
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VendaGoat posted:My butt is my bank. Wanna make a deposit? More like a... SPERM bank! 
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Jul 28, 2016 22:44
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Paging Three Olives to this thread.
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Jul 28, 2016 22:50
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I'm a compulsive gambler and only win big once a quarter and put back about ten times whatever I win. But this just means I'm way overdue for a huge win. So I'm only bad with money in the sense my huge jackpot hasn't happened...yet
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Jul 28, 2016 22:50
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I'm just neutral with money, but I make so much of it that it doesn't matter. For example, I haven't purchased any exotic cars, but I've got an exotic cat on order.
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Jul 28, 2016 22:56
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jonathan posted:For example, I haven't purchased any exotic cars, but I've got an exotic cat on order. I have an exotic cart, all the other Amish people are mad jealous.
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Jul 28, 2016 23:06
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I'm good with money but bad with gainful employment 
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Jul 28, 2016 23:47
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I traded all my current and future money to Goldman Sachs for a couple years at a bullshit nonsense culinary school. Now I work on rich folks cars for only just enough money.
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Jul 29, 2016 00:01
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Moridin920 posted:but I could be high right now or have money in 10 years to be high with? People will poo poo on you for saying this, but kids are a massive goddamned luxury that most people don't have the ability to afford. People will put more thought into whether or not to buy a $1,000 TV than they will about creating two or more living, breathing beings that will cost them an average of $250k in base expenses each over 18 years, before college expenses. This isn't some "lol breeders" poo poo, I admire people who actually want kids and dedicate themselves to being the best parents they can be, but goddamn the quality of life upgrade you can get from just, IDK, *not* having two or three kids by the time you're in their mid 20s is revelatory, but it's just viewed as "what you do."
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Jul 29, 2016 00:09
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I like to buy food, alcohol, gas and drugs
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Jul 29, 2016 00:14
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Moridin920 posted:I have a friend who blows $500+/mo just at the bars Dude, we're not "friends". Nice try though.
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Jul 29, 2016 00:15
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I paid $10 to be able to post on a dead gay forum, what the hell do you think?
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Jul 29, 2016 00:16
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bloodysabbath posted:People will poo poo on you for saying this, but kids are a massive goddamned luxury that most people don't have the ability to afford. People will put more thought into whether or not to buy a $1,000 TV than they will about creating two or more living, breathing beings that will cost them an average of $250k in base expenses each over 18 years, before college expenses. but THE AMERICAN DREAM  Gotta get married. Gotta buy that house. Gotta have kids. WAIT WHY AM I BROKE NOW
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Jul 29, 2016 00:21
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All the money I make this month goes to spending next month. I'm always a month ahead on my budget so I don't have to live paycheck to paycheck. I've also got a shitload of savings so I could soak losing my job for like half a year and not have to worry about my bills. This makes me a weird outlier in America so I don't get all up in my friend's grill about it.
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Jul 29, 2016 00:21
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100 HOGS AGREE posted:All the money I make this month goes to spending next month. I'm always a month ahead on my budget so I don't have to live paycheck to paycheck. I've also got a shitload of savings so I could soak losing my job for like half a year and not have to worry about my bills. can I have some money
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Jul 29, 2016 00:26
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100 HOGS AGREE posted:All the money I make this month goes to spending next month. I'm always a month ahead on my budget so I don't have to live paycheck to paycheck. I've also got a shitload of savings so I could soak losing my job for like half a year and not have to worry about my bills. The way I look at it is - figure out how much you would need to retire early. Let's say you're 30 and have $1000/worth of expenses each month. That's $12,000/year x 32 years before you retire = $384,000 you need to retire at Age 30. Or $264,000 to retire at Age 40. Or $144,000 to retire at Age 50.
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Jul 29, 2016 00:30
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My goal is to have "gently caress you money" by the time I'm 30. I consider this to be more important that buying a house or anything else. Enough money to be able to say to an employer "gently caress you" and not sacrifice my lifestyle one bit. This number is about $300,000 in savings for me with no debt. Enough money I can negotiate with an employer and have the ability to walk away from the table and live on a 50k/year salary for six years! It's an amount of leverage I think is important for making your way up in the world. I currently put away about $900/m in savings towards this goal and I'm 22.
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Jul 29, 2016 00:31
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EugeneJ posted:The way I look at it is - figure out how much you would need to retire early. This is quite possibly the worst retirement planning I have ever seen.
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Jul 29, 2016 00:34
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William Stoner posted:This is quite possibly the worst retirement planning I have ever seen. You just have to factor in the cash for the bullet when you run out of money
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Jul 29, 2016 00:35
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Kuato posted:I'm a compulsive gambler and only win big once a quarter and put back about ten times whatever I win. But this just means I'm way overdue for a huge win. So I'm only bad with money in the sense my huge jackpot hasn't happened...yet Huge jackpot... More like a huge jackoff (which is what you are Kuato you loving degenerate)
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Jul 29, 2016 01:26
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William Stoner posted:My goal is to have "gently caress you money" by the time I'm 30. I consider this to be more important that buying a house or anything else. Enough money to be able to say to an employer "gently caress you" and not sacrifice my lifestyle one bit. ive considered the pros and cons of cashing out my 401k to get my tits done srsly its prob a better investment than a college degree
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Jul 29, 2016 01:34
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How about you just work until you die like a productive member of society?
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Jul 29, 2016 01:36
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Don Tacorleone posted:Huge jackpot... More like a huge jackoff (which is what you are Kuato you loving degenerate) Whoa! That's just mean, man. Mean! 
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Jul 29, 2016 01:39
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I mean 50% of my heccin income goes to goddamn rent but I work 2 days a week max and I'm also studying so eh???????????
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Jul 29, 2016 01:41
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I just spend a decent amount on weed, I think it's for the best
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Jul 29, 2016 01:55
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i dont make a lot so i cant save a lot but i try mostly i just drink tho to pass the time until im dead like townes
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Jul 29, 2016 02:17
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VendaGoat posted:Well, I just flat out asked you a question about it. Are you insinuating that I would want a cookie? But yes I'd like a cookie.
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Jul 29, 2016 03:07
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