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Yeah, really, most people are just going to break even with Next 18 when they buy a new phone. The advantages over a contract are: If you keep a phone longer than 2 years, your monthly bill goes down at that point. On a contract, you are a chump if you don't upgrade at 2 years. If you buy a phone that costs less than $450, your monthly bill is lower than a contract would be. (Not really applicable to iPhones.)
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Sep 10, 2014 22:23
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smackfu posted:If you keep a phone longer than 2 years, your monthly bill goes down at that point. On a contract, you are a chump if you don't upgrade at 2 years. My issue is my bill off contract goes down to what I am paying now for an on contract phone, I'm saving money compared to the new plan but the new plan is costing me more money than the old plan with the subsidy built in for effectively the same service, break even should come with a phone on the new plan under contract, not without a phone on Next or on contract.
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Sep 10, 2014 22:29
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I'm trying to figure out if it would make sense to go on Next. The problem is that I have 3 lines in a family plan. I'd be upgrading, my wife has a year left on her contract, and my father in law is on a dumbphone out of contract. The plan itself is cheaper, but I don't know if there would be extra charges because of my wife's line and poking around their site on my phone isn't showing me much.
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Sep 10, 2014 22:55
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Molten Llama posted:The added benefit is that, like some cars today, there's a guaranteed buyback written into your loan. If you decide you want a new phone in 12 or 18 months, AT&T says "No problem; bring back the phone and we'll say it's worth whatever's left on your loan." With iPhones, this will almost certainly be less than you would make on the open market, but you literally walk into a store and walk out with a newer model. Do you have to do the trade at the same time or can you buy earlier than the 12 month mark as long as you pay at least 12 installments? Mobile contracts are hard 
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Sep 10, 2014 22:58
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CoasterMaster posted:Do you have to do the trade at the same time or can you buy earlier than the 12 month mark as long as you pay at least 12 installments? The contract explicitly says installments rather than months, so you would presumably be able to upgrade as long as you've paid off 12 installments' worth. But I'd argue if you're trading early you'd definitely be better off selling it privately; less than a year into it, the trade-in value's weighted even more in AT&T's favor. Unless the market completely falls apart in the coming months, selling it yourself you should be able to pay off your old installment plan and throw $100+ at your new installment plan. Better yet if you've got AppleCare on it.
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Sep 10, 2014 23:24
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The borders look huge and stupid on the new phones.
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Sep 11, 2014 01:28
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Is this the thing that requires you also trade in the phone? Not simply pay installments?
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Sep 11, 2014 01:36
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I've read only a few that have made their decision on their purchase. I'm definitely against the 6 plus, it's too big. I wasn't interested in a bigger phone than my 32GB 5, but will settle for the slightly bigger size of the 6. Not getting the camera stabilizer is a kick in the nuts. I'm going with the white/silver 64gb. My wife will be getting a 6 too and is annoyed at the bigger size. She'll probably get the gold one. No interest in the watch at all. Maybe that will change in future iterations but for now? A definite pass. A little weirded out over the camera that sticks out. Is that because they are convinced that people will ugly it up with a $15 piece of plastic? I've been free phoner since day 1. I'll be buying the phones at the discounted contract price. Forget the whole next thing. Gimmicky things like that usually mean you're going to spend more money long term. I'm still on unlimited data too. 
Somewhat Heroic fucked around with this message at 02:29 on Sep 11, 2014 |
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Sep 11, 2014 02:20
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Choadmaster posted:Square has already announced they'll be compatible with Apple Pay (though they didn't say how; probably through an app on your phone, at least until they release their new chip+pin compatible dongle). I would expect NFC to work in restaurants the same way chip+pin does (non-US goon can confirm, but I gather they bring a portable reader to your table). From last page, but yeah restaurant payments here in Aus are done with a portable reader at your table. Pretty much everywhere has a portable POS terminal with wifi or 3G which they bring over. They key in the bill price, then hand you the terminal which asks if you want to tip (tipping isn't the norm in Australia since we actually pay our workers reasonable money). It shows you the total price, you tap your card and everything's sorted. Once or twice I've come across an older place without a portable reader, in which case you just pay at the register like in ye olden days.
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Sep 11, 2014 02:27
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There are a scant few places here in my circle of hell that do the tablet thing, but they only dredge it out when the line is really loving long, and you still have to pay at a typical POS terminal. And yet for a nominal fee, I could order a Square magstripe reader and accept CC or debit payments to my smartphone or tablet, for the nominal rate of 2.75% of every transaction. I guess some places aren't willing to pay quite that much yet, or something.
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Sep 11, 2014 04:26
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Ok, this is actually pretty cool: http://www.macrumors.com/2014/09/10/apple-watch-apple-pay-security/ quote:Both Rene Ritchie of iMore and Cult of Mac report that when a user first puts on the Watch they must type in a PIN code to authorize Apple Pay. Once it's on, the Watch uses constant skin contact, which it can sense using the four sapphire-covered lenses on the underside of the device, to authorize payments. However, once the device is removed from a user's wrist, they must re-enter their PIN when putting the device back on their wrist.
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Sep 11, 2014 04:42
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smackfu posted:I want a bigger phone just to give me more space for the space bar. My odds of hitting that thing successfully are probably 50%. no poo poo!! This is me typing: I Am typing A Single sentence. Or if I'm in the URL it's like this: How.Many.cups.in.a.gallon. Or the best is when I'm typing and I got the dictation button instead of space bar and the little "ding" sound wakes up my sleeping baby in my lap.
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Sep 11, 2014 04:44
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Anyone have good highres pics of the new iphone 6? I'm trying to decide if I should keep on going with the black/grey iphone for the 20th time or if I should switch it up.
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Sep 11, 2014 04:58
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Honestly when i have unnecessary periods in a web search I just roll with it and google knows what I meant.
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Sep 11, 2014 06:36
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kode54 posted:There are a scant few places here in my circle of hell that do the tablet thing, but they only dredge it out when the line is really loving long, and you still have to pay at a typical POS terminal. Restaurants on average have a profit margin around 3%. Square's rates are nearly 1% higher than you'll get on average from a normal credit card processor, so that's a hefty chunk (on the other hand Square doesn't have any other fees iirc - it can be worthwhile for low volumes). It's also worth noting that some (most?) credit card processors have apps and Square-like dongles that you can use with their systems now too. Last time I was troubleshooting a CC processing issue at my friend's restaurant (gently caress you Micros for pointing fingers at everyone else and delaying replacement of your faulty equipment for THREE DAYS despite me pinpointing the problem immediately), her card processing company sent over a guy with a dongle for her phone within a couple of hours.
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Sep 11, 2014 07:31
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RVProfootballer posted:Here he is wishing his iPad could make telephone calls. I take/make more calls on my iPad than my mobile (though I wasn't sold on the iPad until it got a retina display).
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Sep 11, 2014 07:41
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And if you're crazy enough to be rolling with a Windows Phone and not an iPhone or iPad user, or Android phone user, there's this. According to the reviews, it has a $39/mo fee on top of 2.9% per transaction. Yuck.
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Sep 11, 2014 07:47
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smackfu posted:Yeah, really, most people are just going to break even with Next 18 when they buy a new phone. With Verizon, after your 2 years is up they knock off $10 a a month from your monthly access...which is exactly the same as the Edge program (if you have a plan under 10GB). There's zero advantage to Verizon's model that I can see, except being able to upgrade early, and is generally more expensive if you get a higher end phone.
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Sep 11, 2014 12:12
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Adopt a family member and exploit them for their upgrade.
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Sep 11, 2014 12:52
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Auron posted:With Verizon, after your 2 years is up they knock off $10 a a month from your monthly access...which is exactly the same as the Edge program (if you have a plan under 10GB). There's zero advantage to Verizon's model that I can see, except being able to upgrade early, and is generally more expensive if you get a higher end phone. Yeah, it's only worth it if you have the 10GB plan or higher because then you get the steeper discount once the phone is paid off.
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Sep 11, 2014 15:06
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Just a heads up, please take all preordering discussion to the new thread: http://forums.somethingawful.com/showthread.php?threadid=3664195
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Sep 11, 2014 17:58
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September 9th, shall be remembered as Apple's 9/11
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Sep 11, 2014 21:23
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Choadmaster posted:Restaurants on average have a profit margin around 3%. Square's rates are nearly 1% higher than you'll get on average from a normal credit card processor, so that's a hefty chunk (on the other hand Square doesn't have any other fees iirc - it can be worthwhile for low volumes). Square doesn't have any per-transaction fees, which makes it worthwhile for small purchases.
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Sep 12, 2014 03:03
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tractor fanatic posted:Square doesn't have any per-transaction fees, which makes it worthwhile for small purchases. With Square, credit cards are 2.75% per swipe. No idea about debit cards.
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Sep 12, 2014 03:39
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kode54 posted:With Square, credit cards are 2.75% per swipe. No idea about debit cards. Right, but some merchant agreements charge a percentage of the transaction, plus a flat per-transaction fee.
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Sep 12, 2014 03:41
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Like that Windows Phone thing I linked to, which charges 2.7% + 15c, on top of $39/mo.
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Sep 12, 2014 04:18
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Amazon's new system is 1.75%.
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Sep 12, 2014 16:24
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Super Dude posted:Amazon's new system is 1.75%. For a limited promotional period. It goes up in 2015 I believe.
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Sep 12, 2014 19:21
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xilni posted:For a limited promotional period. It goes up in 2015 I believe. You also happen to be forking over a shitload of consumer data to Amazon who would very much like to put you out of business.
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Sep 12, 2014 20:13
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Three Olives posted:You also happen to be forking over a shitload of consumer data to Amazon who would very much like to put you out of business. Yes I'm quite sure Amazon is this close to putting the local coffee shop out of business. If you think payment processors and their affiliates, from Verifone to Visa, don't sell that info already, I've got a bridge to sell you.
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Sep 12, 2014 20:16
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