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Hello goons I'm disabled, work part time in retail because that's all I can find, and am living paycheck to paycheck in a way that's terrifyingly borderline when it comes to becoming homeless again. As of right now, my credit score is 511, I have debts out the wazoo and I sell plasma every month to make rent, my car insurance and my internet bill, which I need for work. I don't know what to do to get the gently caress out of this situation- I'm on food stamps, I've applied for disability as my poo poo rear end body is disintegrating, and I've cut everything I can to try to save even a little bit of money. How do I get myself out of this situation? Do I apply for bankruptcy? Do I sell a kidney? How the gently caress do I get out of this mess? Current finances: Income: ~$900/month (Includes plasma. Without plasma it's closer to $750) Rent: $615/month Insurance: $77/month Internet: $57/month Gas: ~$80/month Medicine: $70/month Luckily, I get food stamps and so don't have to worry about that. Please, help me.
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Mar 18, 2019 07:12
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| # ? Apr 24, 2024 06:22 |
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Bankruptcy may be an option. What debts do you have? Interest rates?
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Mar 18, 2019 07:15
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Also in the long run, you have an income problem, not an expense problem. What skills do you have? Does your disability preclude you from working most jobs? When you say you're disintegrating, is this a terminal disease or something that you will be living with for decades/forever? Just trying to figure out what kind of solutions are even possible here.
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Mar 18, 2019 07:19
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moana posted:Bankruptcy may be an option. What debts do you have? Interest rates? Most of my debts are bills that I don't have the ability to pay. Right now the bulk of them are expenses I incurred while I was making a necessary move to where I am now, and I have no way of paying them. My disability is precluding me from working most jobs- I have several chronic illnesses that I'll be living with for the rest of my life, to the point where I have trouble getting out of bed most days. I'm working a physical retail job at the moment as a means of survival but as a result my health is declining further and it's likely that I won't be able to work at all very soon. I have skills, but have been having trouble finding a job outside of retail. I mostly have experience in administrative assistant jobs, data entry, that sort of thing. I'm still looking for new jobs, but I haven't had much luck.
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Mar 18, 2019 07:24
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Remote work is certainly possible with those skills. Post up a resume, let us look at it. If it were me, I'd probably try to learn about digital marketing since it's in my wheelhouse and the job market seems pretty good. What would you ideally specialize in? Forget paying bills, looks like you're heading toward bankruptcy and that's not a bad thing necessarily. Look up how bankruptcy works in your state. Do you have family you can lean on? I'm guessing no?
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Mar 19, 2019 00:35
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Have you tried any temp agencies?
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Apr 12, 2019 03:00
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Have you exhausted all social safetynets? 12000 a year is well below poverty level, does your area have housing and utilities assistance for those below poverty? You mentioned food stamps but what else is available? Does your doctor think you should be considered 'disabled' for the purposes of getting a on social security disability?.
tater_salad fucked around with this message at 15:42 on May 8, 2019 |
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May 8, 2019 15:38
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| # ? Apr 24, 2024 06:22 |
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Where do you live? If US, which state?
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May 19, 2019 18:09
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