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Jastiger posted:I really don't get the Credit Karma commercials or really anything that advocates a credit score in such a way as a bargaining chip. Yes, and Yes. The logic is that people with lower credit scores are less likely to pay their bills, so they hedge their bet by charging a ridiculously higher interest rate. They have to be a little more transparent about it these days (like with credit card offers) but not much more.
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Aug 18, 2015 15:23
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vyst posted:Yes, and Yes. The logic is that people with lower credit scores are less likely to pay their bills, so they hedge their bet by charging a ridiculously higher interest rate. They have to be a little more transparent about it these days (like with credit card offers) but not much more. No, I get WHY they charge a higher interest rate. I know that. I'm asking why would someone be charged a higher rate if they qualify for a lower one, especially if it is the difference between making a sale.
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Aug 18, 2015 15:35
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Jastiger posted:No, I get WHY they charge a higher interest rate. I know that. I'm asking why would someone be charged a higher rate if they qualify for a lower one, especially if it is the difference between making a sale. It's like buying a car, if you can get away with charging someone more without them haggling about it then you will. At least that's my assertion.
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Aug 18, 2015 15:37
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Jastiger posted:No, I get WHY they charge a higher interest rate. I know that. I'm asking why would someone be charged a higher rate if they qualify for a lower one, especially if it is the difference between making a sale. Because if it's like car dealerships, that extra interest % is just more money in their pockets. They count on most people not finding out what a lender outside of the sale would charge you in terms of interest, and will always try to put another point or two on top of what you qualify for if you finance through the dealership.
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Aug 18, 2015 18:30
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It's kind of weird how Dax Shepard and Kristen Bell keep doing commercials together as themselves.
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Aug 19, 2015 03:17
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I will never complain about anybody putting Kristen Bell on my screen.
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Aug 19, 2015 03:32
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Spoken like someone who has never seen When in Rome on HBO and thought "how bad could it be?"
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Aug 19, 2015 03:34
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The first time I saw this cellphone commercial proclaiming it is the only phone that comes with "Free Uh Oh Protection", I honestly thought Idiocracy was on whatever channel this was.
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Aug 19, 2015 03:49
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Aphrodite posted:Spoken like someone who has never seen When in Rome on HBO and thought "how bad could it be?" It's true. I did not see When In Rome. I have however seen The Lifeguard. oof
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Aug 19, 2015 03:57
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The monkeys in that Dole...frozen fruit chocolate whatever the hell...commercial are terrifying
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Aug 19, 2015 04:33
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Timett posted:I will never complain about anybody putting Kristen Bell on my screen. On the other hand, that also usually means putting Dax Shepard on your screen, who looks like a transforming werewolf. BaronVonVaderham posted:The first time I saw this cellphone commercial proclaiming it is the only phone that comes with "Free Uh Oh Protection", I honestly thought Idiocracy was on whatever channel this was. Hahaha, same. I thought they should have just gone all out and said "Free uh oh protection for when you make phone fall down go boom."
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Aug 19, 2015 16:12
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Who the hell are the Jetta commercials with the annoying old women for?
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Aug 19, 2015 16:16
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Aphrodite posted:Who the hell are the Jetta commercials with the annoying old women for? 65 year old bland people. I was just about to go into a "I hate these loving commercials" comment when my father in law started talking about how funny they were.
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Aug 19, 2015 17:24
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Aphrodite posted:Who the hell are the Jetta commercials with the annoying old women for? I"m guessing that since VW has lost the "suburban white girl in her 20's" market to Mini and Fiat, they have to go after a new demographic.
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Aug 19, 2015 20:08
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Is it Bush's baked beans that has the commercial of the guy looking for some canned beans in a grocery store and is in the aisle that is just a loving wall of the brand and its varieties, and upon discovering these varieties he just freaks the gently caress out? 'SLOW COOKED? WHY THE gently caress NOT?!' 'BROWN SUGAR? I JUST CAME IN MY PANTS' 'FIESTA BAKE? THERE ARE NO RULES, KILL THE PIG SPILL ITS BLOOD' My recollection isn't all that great but I'm pretty sure that's what he says, or it's pretty close. I loving hate that commercial. It's just loving canned beans, bro!
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Aug 19, 2015 21:25
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Target has a back to school kid clothes commercial and the group of kids reaches Burger King Kid's Club levels of diversity.
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Aug 20, 2015 03:27
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muscles like this? posted:Target has a back to school kid clothes commercial and the group of kids reaches Burger King Kid's Club levels of diversity. Is there a wheelchair kid?
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Aug 20, 2015 03:38
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There is a wheelchair kid.
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Aug 20, 2015 03:41
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Is there a kid from loving the future or whatever Kid Vid was
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Aug 20, 2015 06:33
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Tatum Girlparts posted:Is there a kid from loving the future or whatever Kid Vid was No, he wasn't from the future. He was just obsessed with videogames and technology like virtual reality.
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Aug 20, 2015 07:15
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Old women love to gently caress, buy a car.
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Aug 20, 2015 10:50
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muscles like this? posted:Burger King Kid's Club levels of diversity. Gonz posted:Is there a wheelchair kid? muscles like this? posted:There is a wheelchair kid. I love all of this so much 
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Aug 20, 2015 16:09
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BaronVonVaderham posted:The first time I saw this cellphone commercial proclaiming it is the only phone that comes with "Free Uh Oh Protection", I honestly thought Idiocracy was on whatever channel this was. Yeah, well, as you might expect, they people both most likely to need and most likely to buy that protection are not the most literate among us. Seriously, I've had cellphones for 12 years now, and have been carrying two for the past 4 years, and the worst thing that's ever happened to any of them is one time the back glass on my iPhone 4 shattered and I needed to get it replaced for $30. I'm sure if you add up all the money I've saved by not buying idiocy protection for retarded morons, I've probably saved enough to buy at least two brand-new phones out of contract. On the other hand, I know a guy who, between loss and theft, goes through at least one smartphone per year (sometimes more!).
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Aug 20, 2015 17:24
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PT6A posted:Yeah, well, as you might expect, they people both most likely to need and most likely to buy that protection are not the most literate among us. I'm the same way....and coincidentally also got my first phone 12 years ago. I've always hated that you need to get a case for everything, which I feel just makes you think the phone is invulnerable and be less careful (and also partially defeats the purpose of caring about the design of the phone). I've never had a case on my phone, and only this summer did I "damage" a phone for the first time....the tempered glass did its job absorbing the energy and no harm done after peeling that off. Aside from that I had my Droid 2 bricked by Verizon with a mandatory software update (which just happened to contain a boot loader revision that prevented users from flashing custom ROMs onto the device, yet that boot loader was ONLY released for that model which was universally incompatible with the other updates......), and I had a screen just die for no reason. I have a drawer of a decade of perfectly functional old phones somewhere. The rest of my family seems to have a smartphone life span of about 6 months. When that Droid was bricked, I went to replace it only to find out they blew through all of our upgrades and I had to buy a new phone at full price (getting off their plan when the contract is up again, dumbfucks gave up our unlimited data that we were grandfathered in to keep as long as we never got rid of it).
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Aug 20, 2015 17:43
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DJExile posted:I love all of this so much He sinks a sweet 2 pointer in basketball! Also Minions because why not.
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Aug 20, 2015 18:11
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BaronVonVaderham posted:I'm the same way....and coincidentally also got my first phone 12 years ago. I've always hated that you need to get a case for everything, which I feel just makes you think the phone is invulnerable and be less careful (and also partially defeats the purpose of caring about the design of the phone). I've never had a case on my phone, and only this summer did I "damage" a phone for the first time....the tempered glass did its job absorbing the energy and no harm done after peeling that off. Your dumbfuck parents pay your phone bill for 12 years. You sound like an insolent teen.
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Aug 20, 2015 18:27
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Gonz posted:No, he wasn't from the future. He was just obsessed with videogames and technology like virtual reality. So wait there just two generic white kids? Wasn't there a white girl too? Burger King: Diversity is important, but gotta keep the ratio.
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Aug 20, 2015 18:57
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Kaizoku posted:Your dumbfuck parents pay your phone bill for 12 years. You sound like an insolent teen. Or my family decided to all go in on a plan together to save everyone money and I've paid my quarter of the bill since we started the account when I was a senior in high school.
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Aug 20, 2015 18:58
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Am I supposed to empathize with the family in the Krylon commercials who take advantage of a vulnerable old man?
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Aug 21, 2015 00:02
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I, uh, just saw a commercial advertising golf handicaps? Edit: now I just saw a commercial where Dominos is taking orders via emojis. muscles like this! fucked around with this message at 00:29 on Aug 22, 2015 |
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Aug 22, 2015 00:20
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PT6A posted:Yeah, well, as you might expect, they people both most likely to need and most likely to buy that protection are not the most literate among us. Consider those commercials where people intentionally destroy their current phones so they have an "excuse" to buy the next year's model and his Idiocracy assessment isn't terribly off base. Can you imagine a car commercial with a montage of people wrecking their cars and driving them off cliffs because they heard the next year's model was out?  muscles like this? posted:Edit: now I just saw a commercial where Dominos is taking orders via emojis. I wonder how long it will be until we just do away with the alphabet altogether, since the kids seem to be into communicating through incomprehensible series of retarded pictographs. raditts fucked around with this message at 01:51 on Aug 22, 2015 |
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Aug 22, 2015 01:47
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raditts posted:I wonder how long it will be until we just do away with the alphabet altogether, since the kids seem to be into communicating through incomprehensible series of retarded pictographs. Probably before they get off your lawn.
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Aug 22, 2015 01:53
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lol at people being mad about emojis in any context
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Aug 22, 2015 02:49
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carry on then posted:Probably before they get off your lawn. 
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Aug 22, 2015 02:59
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raditts posted:
它适用于中国。
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Aug 22, 2015 03:05
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I just saw the same goddamn Infiniti commercial 5 loving times during the same commercial break. What the gently caress, guys, at least make two different ones.
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Aug 22, 2015 13:33
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Like... on broadcast or cable? that poo poo happens all the time on any sort of online streaming network.
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Aug 22, 2015 13:53
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Timett posted:Like... on broadcast or cable? that poo poo happens all the time on any sort of online streaming network. Cable (TSN to be precise).
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Aug 22, 2015 16:06
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raditts posted:I wonder how long it will be until we just do away with the alphabet altogether, since the kids seem to be into communicating through incomprehensible series of retarded pictographs. All letters are pictographs
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Aug 22, 2015 18:44
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raditts posted:I wonder how long it will be until we just do away with the alphabet altogether, since the kids seem to be into communicating through incomprehensible series of retarded pictographs. 
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Aug 22, 2015 20:20
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