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I just had to renew my passport in YOOL 2016 and the only option they gave me to pay the fee was a check or money order for christ's sake. Now if they offered bitcoin however, what an improvement that would be right? ....right?  Mercury_Storm fucked around with this message at 22:28 on Jun 22, 2016 |
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Jun 22, 2016 22:25
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people who say checks are backwards have no room to complain when "cash only" exists. holy poo poo the number of restaurants that are cash only. gently caress that. i'm not carrying around wads of bills and coins, and i'm certainly not using the ATM with fees in your lobby my phone case has a slot for cards and i carry my driver's license and debit card in it. that's it.
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Jun 22, 2016 22:28
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CapnAndy posted:You will notice that in spite of these flaws we have all the money and all the guns, so, y 'know. Make us. Well, you either reform your primitive banking system now or you gonna have to watch the captains of industry do it for you, with the cryptographically backed payment system of the future. It's your choice, change or total bitcoin annihilation
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Jun 22, 2016 22:29
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With the advent of magnetic strip readers you can attach to your phone, there's no excuse for cash only.
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Jun 22, 2016 22:37
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"our business isn't solvent if the big banks take their 1.9%!!!!!!"
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Jun 22, 2016 22:42
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actually, with restaurants and probably most others, it's "we have to pay taxes on money we get from card transactions and our business is only solvent if we can hide half our income from the government"
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Jun 22, 2016 22:43
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Tuxedo Gin posted:people who say checks are backwards have no room to complain when "cash only" exists. Lol u pay ATM fees. Mines free even 7$ ones in Vegas. Poor, maintain a balance and it's free. Actually I get 2.5% on my checking too. Less than Bitcoin tho
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Jun 22, 2016 22:49
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you still pay fees you just get them refunded at the end of the month or whatever it's the principle of the thing also if you take money out of an ATM you have to deal with change and that's dumb and annoying much better to just swipe your card and be on your way
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Jun 22, 2016 22:53
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This reminds me, back in the the day, when I used to read this thread, there was this one guy called "dank" or something. I remember he - tried to do a bitcoin source code audit and asked in a thread what #include means - worked on becoming a rockstar by practising guitar every week and looking down on all the moochers who are never going to achieve their goals in life - tried to open a hookah bar without any money or business plan and was begging for loans - got way too much into drugs and had a psychotic break where he saw his own death. Supposedly some biker gang was stalking him and was trying to kill him or something? - last thing I remember was that he was convinced to be the second coming of Jesus Christ and that his destiny was to organize the biggest rock festival in the world and create world peace. What happened to that guy? Was there ever any payoff?
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Jun 22, 2016 23:02
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was that the guy who moved into an abandoned cargo container or was that some other bitcoin nutscase they all seem to meld into each other after a while
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Jun 22, 2016 23:40
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Dank's psychotic break eventually grew to the point where even other bitcoiners were telling him to get help.
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Jun 22, 2016 23:46
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Cojawfee posted:With the advent of magnetic strip readers you can attach to your phone, there's no excuse for cash only. Some businesses are cash only so they can dodge paying tax on their income 
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Jun 22, 2016 23:56
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waitwhatno posted:This reminds me, back in the the day, when I used to read this thread, there was this one guy called "dank" or something. I remember he The first one was Atlas, the bitcoin wunderkind who brought women to orgasm through his inherent value. He was just a dumb teen. All the rest of those are dank though, yeah.
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Jun 23, 2016 00:15
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waitwhatno posted:This reminds me, back in the the day, when I used to read this thread, there was this one guy called "dank" or something. I remember he yes. he may also have sent more than a grand in cash via USPS with too many stamps and without insurance. what happened? schizophrenia waitwhatno posted:- tried to do a bitcoin source code audit and asked in a thread what #include means this was actually atlas. he's given up on bitcoin and decided to become immortal instead
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Jun 23, 2016 00:16
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will someone please just start the wiki about bitcoin people
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Jun 23, 2016 00:18
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Adix posted:this was actually atlas. he's given up on bitcoin and decided to become immortal instead probably a wise choice.
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Jun 23, 2016 00:19
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lol Bitcoins price has crashed 22% in less than 3 days. Currency of the future!
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Jun 23, 2016 00:28
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It's kind of sad that bitcoin has become such a chinese warehouse full of processors sort of endeavor now. I really miss reading these threads when people were giving themselves heat strokes in their apartments 
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Jun 23, 2016 00:36
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Jun 23, 2016 00:52
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Tuxedo Gin posted:much better to just swipe your card and be on your way In this regard, Germany is Bitcoin: The Cuntry. Try to convince the average (on average slightly old) German that swiping cards is the way to go and the typical response will be some combination of "  But what about my god-given right to stuff my life savings into a mattress (also investing is weird and ungerman)" and " Big Government is coming for ARE FREEDOMS".
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Jun 23, 2016 01:02
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I CANNOT EJACULATE WITHOUT SEEING NATIVE AMERICANS BRUTALISED!
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blowfish posted:In this regard, Germany is Bitcoin: The Cuntry. Chinese are like this too. My former father in law has the equivalent of tens of thousands of dollars in grocery bags in his closet and in drawers.
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Jun 23, 2016 01:07
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a minor 20% correction is nothing to worry about, Bitcoin is a safe and stable store of value that you can depend on
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Jun 23, 2016 01:09
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vortmax posted:I mailed a check to my landlord every month for nearly 13 years. Last week she told me she finally accepts direct deposit, so I can send it from my bank account to hers starting next month. I have no idea what I'm going to do with all these stamps I have left. Send like a birthday card or christmas card ? Print out and mail a bitcoin ?
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Jun 23, 2016 02:21
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CapnAndy posted:Yeah, they're amazingly on top of things. I can go on vacation and start dropping serious money in a city I'm never in and it all goes through, but somebody got my credit card number and tried to buy themselves lunch and that poo poo got detected, shut down, and I had a new card by overnight mail. Amex did this exact thing for me, including the lunch fraud. Bitcoin hasnt caused me any fraud but I'm not dumb enough to use it. Yet.
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Jun 23, 2016 02:24
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Partycat posted:Amex did this exact thing for me, including the lunch fraud. Bitcoin hasnt caused me any fraud but I'm not dumb enough to use it. Yet. Amex has this poo poo on lock. We pay for that.
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Jun 23, 2016 02:26
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Tuxedo Gin posted:Chinese are like this too. My former father in law has the equivalent of tens of thousands of dollars in grocery bags in his closet and in drawers. i think thats because china has a weak social safety net + a legit chance the govt will steal/devalue all your money, lol
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Jun 23, 2016 02:39
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Darth123123 posted:Amex has this poo poo on lock. We pay for that. I always assume it's because I have the delta Amex so they know when I fly somewhere for work or when we go on a dive trip but it is ridiculous how it always works for me and even the fraudulent one in Barbados like a day after we left triggered all kinds of alerts they have this poo poo nailed
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Jun 23, 2016 02:51
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Yeah I figure part of it is that there's some giant computer deep in Wells Fargo headquarters that knows I bought tickets to and a hotel room in whatever city, so I'm probably there, but I showed no sign of going to a different city, and it trips an Unexpected Payment flag and everything just goes on auto until I call in to ask why my credit card's being declined with a message to call the bank. It's an invasion of privacy I guess, but who cares, it's for my benefit and I trust the bank with all my money anyway, they're trustworthy. It's like trust makes finance work or something who knew
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Jun 23, 2016 03:14
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blowfish posted:In this regard, Germany is Bitcoin: The Cuntry. to be fair, historically speaking being worried the german government is coming for your freedoms has not been that crazy 
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Jun 23, 2016 03:27
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evilweasel posted:to be fair, historically speaking being worried the german government is coming for your freedoms has not been that crazy esp for those of the jewish persuasion
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Jun 23, 2016 03:27
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WAMPA_STOMPA posted:i think thats because china has a weak social safety net + a legit chance the govt will steal/devalue all your money, lol well he lived in Taiwan not China so i think it might be cultural
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Jun 23, 2016 03:58
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Darth123123 posted:I don't understand why businesses do this - charge a fee for an electronic transaction that costs less, is immediately verifiable (no insufficient funds returns), doesn't require imaging/storing paper, and likely has a lot of other manual processes associated with it. My mortgage company does this. Because instead of doign it themselves they're using a third party to handle transactions, but aren't willing to pay for that service so they pass the fees on to their customers. Utilities get away with this because everyone has to have water and it's not like you have a fuckin' choice of which water company delivers water to your house. Mercury_Storm posted:I just had to renew my passport in YOOL 2016 and the only option they gave me to pay the fee was a check or money order for christ's sake. It's funny how some government agencies like the DMV are OK with paying Visa, Mastercard, etc. transaction fees to process your payment - or at the worst, passing those fees to you - but others like the passport office aren't willing to engage with a fee processor at all. Could be some kind of arcane dumb outdated security rule but I doubt it. Tuxedo Gin posted:actually, with restaurants and probably most others, it's "we have to pay taxes on money we get from card transactions and our business is only solvent if we can hide half our income from the government" They know they can't get away with charging their credit card customers 2.5% extra, but they also don't want to just eat the card processing fees (which are pretty stupidly high for what those companies are actually doing and how efficient they are at doing it... it does not cost Visa $2.50 to process a $100 credit card transaction) and they don't want to or don't understand the idea of raising all their prices across the board to cover their overall overhead from processing cards. And/or they're paranoid that customers are just going to do a chargeback and they'll have to document the charge. Plus yes a lot of restaurants and other small businesses run all-cash operations in order to conceal part of their income for tax dodging purposes.
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Jun 23, 2016 05:14
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Leperflesh posted:They know they can't get away with charging their credit card customers 2.5% extra, but they also don't want to just eat the card processing fees (which are pretty stupidly high for what those companies are actually doing and how efficient they are at doing it... it does not cost Visa $2.50 to process a $100 credit card transaction) and they don't want to or don't understand the idea of raising all their prices across the board to cover their overall overhead from processing cards. And/or they're paranoid that customers are just going to do a chargeback and they'll have to document the charge. that's a lot of words to say "yes, they are bad at running a business"
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Jun 23, 2016 05:35
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vortmax posted:I mailed a check to my landlord every month for nearly 13 years. Last week she told me she finally accepts direct deposit, so I can send it from my bank account to hers starting next month. I have no idea what I'm going to do with all these stamps I have left. Pranks. Or thank you notes, nobody sends thank you notes anymore. Or get a prison pen pal. Combine all three ideas and send a prank letter to an incarcerated bitcoiner thanking them for all the laughs.
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Jun 23, 2016 07:16
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Bit late but Halifax would every three months or so decide that anything I bought online that wasn't from amazon must be fraud and would shut off my card until I called them. After about a year of this they switched to not shutting my card off instead calling me every three months to make sure I did indeed mean to purchase Tropico 4 from Steam for £10. After about a year of that I switched to doing all my online business with a different card that hasn't messed with me once. I really don't like Halifiax for that and other reasons but my wife thinks it'd be too stressful to switch all of our automatic payments to a different bank. Oh well. Shame I didn't know much about bitcoin when all of this was going on. I could have switched to that instead and not bought anything but child porn and drugs for awhile to stick it to those nasty bankers. Darkhold fucked around with this message at 08:53 on Jun 23, 2016 |
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Jun 23, 2016 08:49
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I tried to order a subscription to NJPW World (Japanese pro wrestling streaming site) at like 3am one night and my credit union said "holy poo poo, this can't be right" and canceled my debit card. I had to call them and say "yes, this is something I meant to order, my card is totally in my hands and everything" but then I just couldn't bear to re-order it, so thanks credit union for saving me 999 Yen a month.
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Jun 23, 2016 09:17
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KnifeWrench posted:Which is a massive security hole! Hooray! This article is terrible. I work at a company that makes check fraud software for banks and while most of what is in here is correct, he kind of shows why checks are fine to use at the end of the article; you almost always get your money back. If you complain to a bank about unauthorized funds they will refund you. On top of that, personal check fraud is one of the least common types of check fraud and WAY WAY easier to catch. Most check fraud is done with corporate accounts since there are way more transactions and thus it is easier to hide. In addition, the amounts are actually worth going after. Companies writes checks for tens of thousands of dollars, people write checks for maybe hundreds. The situation he describes here: "it’s possible for a sneaky fraudster to quietly siphon relatively small sums out of our accounts for years without us noticing." never happens. Because no one is risking that much for like $10/month, when you could do it once for $10k
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Jun 23, 2016 15:35
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waitwhatno posted:It's your choice, change or tonal bitcoin annihilation One bong at a time. Adix posted:will someone please just start the wiki about bitcoin people Yes please, it turns out we don't just need [[Bruce (disambiguation)]] but also [[Category:Bitcoin users who obviously had literal psychotic breaks]] or something.
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Jun 25, 2016 04:08
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turbomoose posted:This article is terrible. I work at a company that makes check fraud software for banks and while most of what is in here is correct, he kind of shows why checks are fine to use at the end of the article; you almost always get your money back. If you complain to a bank about unauthorized funds they will refund you. On top of that, personal check fraud is one of the least common types of check fraud and WAY WAY easier to catch. You just shut this dead thred down bro
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Jun 25, 2016 05:35
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Darth123123 posted:You just shut this dead thred down bro I do not consent!
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Jun 25, 2016 05:57
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