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What's the deal with that department-store smell? Everything from Kohl's on up to the high-end places have that same smell. What the hell is that?
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Aug 1, 2016 16:32
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thathonkey posted:i'm old enough now that i dont give a gently caress that LL Bean isn't stylish. poo poo is super high quality and owns. have an awesome leather jacket from them but one of the buttons is messed up i'm probably gonna try and get it replaced before winter. I looked at their site and they will give you a giftcard for the full cost of what you paid. I'm thinking of sending in my sweater and getting a pair of their boots or something. I also have a wool peacoat I got from them like 7 years ago. I bet I could exchange it for a new one, especially since I've had to get the thing repaired a bunch of times.
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Aug 1, 2016 16:48
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Mr. 47 posted:For-profit "universities." In January I got laid off from one, where I was a business analyst. This didn't come as a total surprise, as I had just help run the numbers to determine who was getting cut at the various locations, and the CEO had conducted an employee appreciation luncheon in November where he said, "I've talked to finance and I think we could back in profit next year." One of my prior employers, The College Network, is part of the for-profit education industry. They sell online textbooks and self-testing materials for nursing students to take and qualify for equivalency exams. Where they make their money is selling everything at ridiculous prices, and disguising the fact that their payment plans are actually loans (that start at a minimum of 12% interest). I worked in their call center for a month before getting fired back in 2010. Since then they've been investigated/sued by both New York and Indiana's Attorney General, and the Federal Trade Commission. Basically they're hosed and aren't so much circling the drain as being flushed down it. http://www.ibj.com/articles/55079-federal-lawsuit-college-prep-company-insolvent-owes-millions It was a pretty toxic pit of bad management and scummy practices, so good riddance. Part of our training was if someone called in about trouble making loan payments, to tell them about our referral program where they could get a whopping $200 worth of credit with us if they got 5 friends to sign up. The company newsletter also praised a heavily pregnant woman for continuing to work past the point where she could have gone on maternity leave, IIRC.
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Aug 1, 2016 18:48
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The speed at which for-profit schools are folding is pretty surprising.The University of Phoenix's enrollment has been cut in half, and it was one of the 'better' ones. For context having kids diddled in their football program reduced Penn State's enrollment by about .003%. Schools just don't lose that many students that quickly. MeatwadIsGod posted:They're also really good with wages. I think the wage floor in the entire company is like $12.50 per hour. Cashiers top out at just under $40k a year. Although I think it takes like 14 years to reach that point. Still, it's a job you can actually work as an adult and retire from.
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Aug 1, 2016 19:39
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I know someone who works in "enrollment" at University of Phoenix (totally not a sales job!) She told me that when the gainful employment rule came out from the government, they cut enrollment staff by over half. They also stopped running the 3AM TV ads, and most of the online banner ads because "although about half of our enrollments came from those sources, we have known for a long time that the sort of student that comes in that way is very, very unlikely to stick through and finish the program" Good riddance. If I were King of the USA I would abolish all of those scammy companies
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Aug 1, 2016 20:58
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Some for-profit law school in SD is under fire for saying "99% of our graduates get placed in jobs" on their recruiting material but conveniently leaving out that the stat includes ANY job not just in the field. So, if you graduate law school and end up having to work as a server bc there's no legal work available (or no one wants to hire you bc you don't have a better degree), you still count as part of their 'graduate with a job' numbers. Also while we're on the subject Payday Loan places are modern day legal loan sharks and I don't get how they are legal still (well, I do, bc politicians own or get money from Payday Loan places but still). Preying on people in need and slapping them with a 400-500% interest rate is just wow how do you sleep at night.
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Aug 1, 2016 21:05
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I liked the loan commercial with the hot Indian girl but that company got shut down for being illegal loan sharking even though it's part of their culture
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Aug 1, 2016 21:10
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Cash Money in Canada has a kangaroo mascot but hey...kids! http://imgur.com/a/5xO2T
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Aug 1, 2016 21:16
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Bonzo posted:Cash Money in Canada has a kangaroo mascot but hey...kids! These people charge a 599.64% interest rate. 
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Aug 1, 2016 21:17
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Toronto has thee people who have commercials played at least 10 times an hour http://haroldjewellerybuyer.ca/ http://www.oliverjewellery.ca/ http://www.orenisbetter.com/ Bring us your jewelry, gift cards, gold, silver, no questions asked! Need money? A mortgage? no problem!
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Aug 1, 2016 21:31
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I've read a lot about how, behind the scenes, the amount of fighting that the Costco leadership has to do with it's shareholders is insane - it's nearly constant open warfare between the 'you're being stupid, the company is perfectly fine doing it this way' leadership and the 'pay employees less! Don't give them health insurance! More profits! etc.' shareholders. It helps, i'm sure, that the company founders are still actively engaged in the business, but you have to believe that the shareholders are salivating at the chance to gently caress things up once they retire/die. It's astounding that no one else sees things like 'if we have people knowledgeable about electronic products, and makes sure that the customer knows what they're buying AND how to use it properly..then it doesn't come back, and we don't have to deal with a return' as a good thing.
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Aug 1, 2016 22:19
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Martinpale posted:I've read a lot about how, behind the scenes, the amount of fighting that the Costco leadership has to do with it's shareholders is insane - it's nearly constant open warfare between the 'you're being stupid, the company is perfectly fine doing it this way' leadership and the 'pay employees less! Don't give them health insurance! More profits! etc.' shareholders. It helps, i'm sure, that the company founders are still actively engaged in the business, but you have to believe that the shareholders are salivating at the chance to gently caress things up once they retire/die. This is a really good metaphor for America too
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Aug 1, 2016 22:21
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Martinpale posted:I've read a lot about how, behind the scenes, the amount of fighting that the Costco leadership has to do with it's shareholders is insane - it's nearly constant open warfare between the 'you're being stupid, the company is perfectly fine doing it this way' leadership and the 'pay employees less! Don't give them health insurance! More profits! etc.' shareholders. It helps, i'm sure, that the company founders are still actively engaged in the business, but you have to believe that the shareholders are salivating at the chance to gently caress things up once they retire/die. most people are retarded and that totally applies to the group called 'shareholders' regardless of what finance people like to say and how hard they get over efficient market theory
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Aug 1, 2016 22:21
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Martinpale posted:I've read a lot about how, behind the scenes, the amount of fighting that the Costco leadership has to do with it's shareholders is insane - it's nearly constant open warfare between the 'you're being stupid, the company is perfectly fine doing it this way' leadership and the 'pay employees less! Don't give them health insurance! More profits! etc.' shareholders. It helps, i'm sure, that the company founders are still actively engaged in the business, but you have to believe that the shareholders are salivating at the chance to gently caress things up once they retire/die. At least the CEO tells all the various big money shareholders to pound sand when they whine about things like too much benefits. Costco also offers education scholarship programs to help employee pay for school.
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Aug 1, 2016 22:23
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Titus Sardonicus posted:That's a company-wide policy, there are no PA systems at Target stores so there's no music. I appreciate it when I shop there because if I have to hear that goddamn Michael Bublé song one more goddamn time, etc etc. It's interesting because I never really noticed it until I had to go to Walmart for some reason and heard whatever crap was playing over the speakers. Michael Buble owns you fuckman
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Aug 1, 2016 22:40
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High finance seems like such a creepy world, thinking of employees as debts and liabilities. It also seems like something that could be automated by machines, wonder why they don't 
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Aug 1, 2016 22:44
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vyst posted:Michael Buble owns you fuckman lol what the gently caress
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Aug 1, 2016 22:50
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someone told me that finance kills what makes you human because you start thinking about everyone as just numbers and one day you wake up and realize you're dead inside when you see a news story about some super massive tragedy and all you're thinking about is what trade opportunities this presents
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Aug 1, 2016 22:51
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Moridin920 posted:someone told me that finance kills what makes you human because you start thinking about everyone as just numbers and one day you wake up and realize you're dead inside when you see a news story about some super massive tragedy and all you're thinking about is what trade opportunities this presents It's like that scene in which Brad Pitt explains to the two hedge fund managers the human cost if their creative plan actually works and the highest rated tranches fall apart.
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Aug 1, 2016 22:52
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This was a dated but good article on Costco. Still no mention of why they don't have aisle signs indicating the poo poo in a given aisle but that's the treasure hunt part I guess. http://www.neatorama.com/2013/09/09/10-Most-Fascinating-Facts-About-Costco/
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Aug 1, 2016 22:54
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If Costco really hates their shareholders that much, would a stock buyback and going private be feasible
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Aug 1, 2016 23:02
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tenspott posted:so far the only consensus seems to be the way for a business to succeed is to cater to rich WASPs first and foremost it's really "lower to upper middle class" families irrespective of race. my costco is majority of hispanic/indian/asian families, but of course other locales will be 70% white people.
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Aug 1, 2016 23:04
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ThirdPartyView posted:Still not sure how f.y.e. (Trans World Entertainment) is still in business. the one in the mall near me just closed and i'm pissed because it had this sick multi-level design where the lower section was all DVDs and movies and the upper section was all music. Newbury Comics moved into that spot and they walled off the lower section and the cash registers sit where the stairs used to be. gently caress them
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Aug 2, 2016 00:28
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Moridin920 posted:someone told me that finance kills what makes you human because you start thinking about everyone as just numbers and one day you wake up and realize you're dead inside when you see a news story about some super massive tragedy and all you're thinking about is what trade opportunities this presents Are they hiring?
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Aug 2, 2016 00:33
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darkhand posted:High finance seems like such a creepy world, thinking of employees as debts and liabilities. It also seems like something that could be automated by machines, wonder why they don't They did. 
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Aug 2, 2016 00:42
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Moridin920 posted:These people charge a 599.64% interest rate. There are UK ones that charge 1000%+.
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Aug 2, 2016 00:45
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They put in (or attempted to? who knows anymore) new regulations for pay day loans in the states. The borrower now has to be able to prove they can reasonably pay back the loan without the requirement of opening a new one right away. Or some such poo poo
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Aug 2, 2016 00:59
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Martinpale posted:I've read a lot about how, behind the scenes, the amount of fighting that the Costco leadership has to do with it's shareholders is insane - it's nearly constant open warfare between the 'you're being stupid, the company is perfectly fine doing it this way' leadership and the 'pay employees less! Don't give them health insurance! More profits! etc.' shareholders. It helps, i'm sure, that the company founders are still actively engaged in the business, but you have to believe that the shareholders are salivating at the chance to gently caress things up once they retire/die. I've heard the same thing, it's pretty incredible that shareholders might have actual proof of an investment making steady money but think "If only they did the opposite of what is apparently making this investment profitable, profits will go through the roof!  "Like, if only CostCo could be more like K-Mart, they could be rolling in those returns.
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Aug 2, 2016 00:59
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Darth123123 posted:This was a dated but good article on Costco. Still no mention of why they don't have aisle signs indicating the poo poo in a given aisle but that's the treasure hunt part I guess. Interesting read. I hadn't thought about it, but I prefer it as is. What would the signs have to say? Here are the Kirkland dress shirts. There are only 3 patterns. They're awesome. They're going to last for years. If you don't like them, kindly gently caress off and buy a cheesecake. Signage and product claims are probably seen as just another litigation vector for retards. Like this one: http://fortune.com/2016/01/20/costco-slavery-lawsuit/ Because Sud was a Costco member, the retailer was able to track her purchase history. The record didn’t show that she had purchased shrimp imported from Thailand, but she had instead purchased a product imported from Vietnam and Indonesia. Because her complaint specified Thailand, the court granted Costco’s motion. Owned.
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Aug 2, 2016 01:06
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As I've been gearing up for some backpacking at REI some of the workers would tell me of people hanging onto gear for a decade and it being in tatters when it was returned. REI is cool but drat did people abuse that return policy.
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Aug 2, 2016 02:05
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I mean for gently caress's sake the problem isn't capitalism, it's this fantasy football version of reality that venture capitalists and shareholders live in. Capitalism is great for moving money and goods around with minimal ritualism and institutionalization, and a fantastic game for encouraging novel approaches to old problems. But when you get shareholders involved it strips every shred of humanity from the system, negates truly creative impulses, and reduces everything to some min/maxed version of a once useful system. Basically we need a new Marxism, but this time we need to focus on the basic cognitive and psychological lacunae that define shareholder driven economies. Something about the alienation of management...
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Aug 2, 2016 02:57
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We just need a representative government that puts the needs of its people first to regulate that market
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Aug 2, 2016 03:09
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Moridin920 posted:someone told me that finance kills what makes you human because you start thinking about everyone as just numbers and one day you wake up and realize you're dead inside when you see a news story about some super massive tragedy and all you're thinking about is what trade opportunities this presents i remember one time on facebook this kid i knew i college that started working at a hedge fund in the aftermath of the housing market crash and posted statuses nonstop bitching about how his job was extra hard because a bunch of deadbeats who couldnt pay their mortgages  unrelated but after the orlando shooting same person said he wasn't going to get upset about quote "a bunch of faggots getting killed" on FB. so yeah i'd say people who work in finance are pretty broken. on the other hand i think he has a sick apt in manhattan
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Aug 2, 2016 03:14
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So what's going to happen to big oil once the market crashes?
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Aug 2, 2016 03:48
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ColoradoCleric posted:So what's going to happen to big oil once the market crashes? Isn't oil already crashing again? I think it's back down to the low 40's. I read an article today saying some big fracking producers can break even at $3 a barrel due to advances in technology. Which kind of fucks with the Saudi's attempt to dump oil and bankrupt everyone.
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Aug 2, 2016 03:51
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Krispy Kareem posted:Isn't oil already crashing again? I think it's back down to the low 40's. Can you post a link? I find that impossible to believe.
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Aug 2, 2016 03:55
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Didn't at least one of the two biggest fracking companies declare bankruptcy earlier this year? There's no way 3 dollars is accurate, even 30 is pushing it.
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Aug 2, 2016 04:07
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I remember the good oiled days when poo poo was 100 a barrel or more Lmao at 3$/barrel though
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Aug 2, 2016 04:09
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Moridin920 posted:Also while we're on the subject Payday Loan places are modern day legal loan sharks and I don't get how they are legal still (well, I do, bc politicians own or get money from Payday Loan places but still). Preying on people in need and slapping them with a 400-500% interest rate is just wow how do you sleep at night. https://www.youtube.com/watch?v=8rAYo0_GEuI The fine print at then end: "The APR for a typical loan of $2600 is 99.95% with 42 monthly payments of $216.55." Borrow $2600 and pay back over $9000. You might be better off going to an actual loan shark since they probably have better rates.
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Aug 2, 2016 04:10
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Cliff Racer posted:Didn't at least one of the two biggest fracking companies declare bankruptcy earlier this year? There's no way 3 dollars is accurate, even 30 is pushing it. In some of the articles there was a throw away quote of someone saying they could produce for $2 a barrel but another one said the north dakota region's break even is $27
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Aug 2, 2016 04:13
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