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I bet you could get a lot of money being on the ground floor of some MLM gaming addiction treatment scheme. That would sell to Boomers like hotcakes.
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Dec 27, 2017 05:24
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Panfilo posted:I bet you could get a lot of money being on the ground floor of some MLM gaming addiction treatment scheme. That would sell to Boomers like hotcakes. How do I get my rear end in a top hat son out of my house? How much do I have to pay?
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Dec 27, 2017 05:27
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Moneyball posted:How do I get my rear end in a top hat son out of my house? How much do I have to pay? A down payment plus monthly mortgage payments on a new house?
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Dec 27, 2017 05:46
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please knock Mom! posted:Part of the problem is that it's a multi billion dollar business to convince people doing unhealthy and wasteful things is actually Good, and that the change from lazy sack of potatoes --> active human being feels really bad for the first week or two. Just combine your binge drinking with distance running and suddenly you’re in great shape
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Dec 27, 2017 06:11
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Youth Decay posted:Ok, so Vital isn't the most evil thing out there but it definitely does qualify as an MLM and it is worrisome to me that a major financial player (Visa) is latching on to this kind of marketing. Mainly I just don't want to see a bunch of credit card recruitment posts on my Facebook feed alongside the relatives selling Stella and Dot/LLR/whatever. I think it is a Visa network credit card, I don't think it's literally backed by Visa any more than any other Visa network credit card
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Dec 27, 2017 19:28
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uvar posted:This person is too good with money. This appears to have escalated https://twitter.com/ap_oddities/status/946104663258083328
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Dec 27, 2017 21:05
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zelah posted:This appears to have escalated Since when do they investigate this???
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Dec 27, 2017 21:12
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The latest issue of VIA magazine has an ad for a company that will help you exit your timeshare. Even with a team of experts you might not escape your timeshare.The Fine Print posted:Experience portrayed is not typical. Actual customer experience may differ, including that customers may not get out of their timeshares. My guess is they just pressure other people into buying them from you.
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Dec 27, 2017 21:23
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An actual honest-to-goodness Ponzi scheme making the Instagram rounds. Interestingly, I've seen this version with the pyramid filled in with stereotypical Hispanic names and another version with stereotypical African-American names and "street slang" ("hey girlfriend" etc) in the ad wording, so they're definitely targeting specific populations that might not be familiar with Ponzi schemes or know how illegal this is.   "This is not a pyramid scheme" *shows diagram of pyramid scheme* This does get reported to local police departments as it pops up (even when targeting a naive audience, eventually a savvy person will see it), but it's harder to prosecute without knowing the actual persons or companies behind it. And I suspect that even if the originator does get prosecuted a new one will pop up right after.
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Dec 27, 2017 21:52
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Youth Decay posted:An actual honest-to-goodness Ponzi scheme making the Instagram rounds. Interestingly, I've seen this version with the pyramid filled in with stereotypical Hispanic names and another version with stereotypical African-American names and "street slang" ("hey girlfriend" etc) in the ad wording, so they're definitely targeting specific populations that might not be familiar with Ponzi schemes or know how illegal this is. 
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Dec 27, 2017 22:46
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kwinklesOFFICIAL posted:Just combine your binge drinking with distance running and suddenly you’re in great shape And when you're dehydrated you'll get drunker off of less booze! GWM!
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Dec 27, 2017 22:48
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This seems like some GWM advice:
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Dec 27, 2017 23:24
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n8r posted:This seems like some GWM advice: Open bar, dancing, food. That's all a wedding needs. Doesn't even need a married couple as far as I'm concerned.
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Dec 28, 2017 01:31
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Oh poo poo - I have a wedding BWM I was just reminded of I was at a wedding at some banquet place once and the wait staff came around and poured champagne for the toast The bride's mother who was paying for everything flipped her poo poo and said "WE'RE NOT DOING THAT YET, GET THAT OUT OF HERE" No one ever did the toast and all the champagne that was paid for was dumped
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Dec 28, 2017 01:47
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TheLastManStanding posted:The latest issue of VIA magazine has an ad for a company that will help you exit your timeshare. Even with a team of experts you might not escape your timeshare. My mother in law bought a time share in galveston of all places. She tried to sell it without getting our help because she was embarrassed to have spent money on it and then not have used it. Somehow, she tried to sell it and *ended up with a second time share*. After we researched her options she finally just donated them to a charity that will deal with the headache of selling them and took a tax deduction.
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Dec 28, 2017 01:48
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Solice Kirsk posted:Open bar, dancing, food. That's all a wedding needs. Doesn't even need a married couple as far as I'm concerned.
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Dec 28, 2017 02:00
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I am starting a wedding pyramid scheme where once you get 8 people married it then becomes your turn to have a wedding. I am also opening a divorce counseling service.
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Dec 28, 2017 02:37
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kwinklesOFFICIAL posted:After we researched her options she finally just donated them to a charity that will deal with the headache of selling them and took a tax deduction. Did they write a donation receipt for the "value" of the timeshare, or for whatever fraction of that they managed to get rid of it for?
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Dec 28, 2017 02:48
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AreWeDrunkYet posted:Did they write a donation receipt for the "value" of the timeshare, or for whatever fraction of that they managed to get rid of it for? That distinction appeared with this case, where this guy allegedly was getting appraisals for inflated values for the sellers, then selling the timeshares on ebay after “donating” them. https://www.justice.gov/opa/pr/justice-department-sues-shut-down-abusive-tax-scheme-involving-improper-deductions-donating
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Dec 28, 2017 02:55
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Elephanthead posted:I am starting a wedding pyramid scheme where once you get 8 people married it then becomes your turn to have a wedding. I am also opening a divorce counseling service. I think that's already existed. There was some kind of wedding club thingy maybe 10 years ago. I think it lasted a few weeks before going bust.
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Dec 28, 2017 02:55
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EugeneJ posted:Oh poo poo - I have a wedding BWM I was just reminded of I would have figured some drunk uncle would be in the back room chugging that down, I mean why waste it at that point?
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Dec 28, 2017 03:01
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Solice Kirsk posted:Open bar, dancing, food. That's all a wedding needs. Doesn't even need a married couple as far as I'm concerned. Right - except that a big % of many weddings' cost is food/booze/entertainment so welp.
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Dec 28, 2017 03:03
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n8r posted:Right - except that a big % of many weddings' cost is food/booze/entertainment so welp. That's true but it doesn't have to be exorbitant if you do it right. Getting beer/wine at Costco can be cheaper than an open bar and satisfy everyone's thirst just as well, and catering can be pretty competitively priced depending on where you go.
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Dec 28, 2017 03:16
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Weddings are low hanging BWM fruit, imo
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Dec 28, 2017 03:53
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You can wed my low-hanging fruit 
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Dec 28, 2017 04:06
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Krispy Wafer posted:I think that's already existed. There was some kind of wedding club thingy maybe 10 years ago. I think it lasted a few weeks before going bust. I'm pretty sure matchmaking/dating MLMs have been around for a while, though I can't think of any active right now. And yes, there are horse MLMs too. Alva is based in the UK while Dynamite is in the US. I've heard Alva products are actually decent but Dynamite sells homeopathic remedies and colloidal silver and every kind of "holistic" bullshit under the sun.
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Dec 28, 2017 04:15
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Youth Decay posted:I'm pretty sure matchmaking/dating MLMs have been around for a while, though I can't think of any active right now. This was actually some kind of wedding club thingy. I think you put in X, but had to stay married Y number of years to get your X + Z payout. Obviously they were planning to invest everything into mortgage backed securities or something and make a profit off the earnings.
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Dec 28, 2017 13:33
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Solice Kirsk posted:Open bar, dancing, food. That's all a wedding needs. Doesn't even need a married couple as far as I'm concerned. That's like, 90% of the cost of a wedding.... soo yeah you're spot on!
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Dec 28, 2017 14:23
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rotaryfun posted:That's like, 90% of the cost of a wedding.... soo yeah you're spot on! Adding the word "wedding" makes those things like 50% more expensive as well.
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Dec 28, 2017 18:07
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Solice Kirsk posted:Adding the word "wedding" makes those things like 50% more expensive as well. GWM -- being able to charge wedding-specific prices for your services even if nothing is different.
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Dec 28, 2017 18:10
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Depending on the service offered though, isn't your liability much higher with weddings? A catering company messes up a holiday luncheon for 200 people and they may be on the hook for some damages, but not the kind of damages associated with a $50k wedding. Even if you have an ironclad contract, that doesn't mean you're not going to court against highly motivated plaintiff. I've seen wedding photographers get sued for outrageous amounts of money (some justified, some not). Higher liability, higher prices. Meth dealers operate in much the same way.
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Dec 28, 2017 18:16
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kimbo305 posted:GWM -- being able to charge wedding-specific prices for your services even if nothing is different. Even if everything in a wedding were priced exactly like every other event, I daresay the average wedding would be the most expensive event most people ever pay for in their lives and between the "once-in-a-lifetime" and expensive nature of it, they let their inner children loose. Wedding pricing is a combination of event pricing, expedited processing, and pain-in-the-rear end tax. If you hired a photographer to follow you and your 80 closest friends around an amusement park for a full day and then expected awesome looking pictures in a month or two, you'd pay similar prices. You might be the coolest, chillest person to ever throw an after-the-courthouse-wedding backyard BBQ. I, too, was basically married by a squirrel officiant with a snake and raccoon as my witnesses. The average person is a piece of poo poo with no empathy for other human beings on a good day, let alone when they actually want something. When money changes hands? It's over.
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Dec 28, 2017 19:01
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WEDDING CHAT JUST DON'T NOT EVEN ONCE A WEDDING CHAT
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Dec 28, 2017 19:14
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But my horses have been living in sin this whole time!!
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Dec 28, 2017 19:17
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so I could say that I finally figured out what this god damned cube is doing. Get well Lowtax.
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Ground floor opportunity here! NOT A PYRAMID SCHEME what two things do people love the most? If you said weddings and horses then you’re already on your way to making BIG MONEY... NOT A PYRAMID SCHEME get in now, claim your horse-share and your wedding-stake then get 5 others to also get a horse-share and wedding-stake. GET THOSE 5 to get 5 more people getting horse-shares and wedding-stakes...watch the happiness collect! NOT PYRAMID SCHEME
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Dec 28, 2017 19:21
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spincube posted:But my horses have been living in sin this whole time!! My brother started an office job after years of "independent contracting" as a dj and bartender (the IRS tends to disagree with that classification) and started telling me and my husband at dinner on Christmas about this woman who can't stop relating every conversation back to her horses. He tried talking to her about his kids...you people know where this went. My husband said my eyes lit up.
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Dec 28, 2017 19:26
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there's a gbs thread for wedding money chat, it's kinda buried in there
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Dec 28, 2017 19:29
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Anyone posted this guy yet? https://www.reddit.com/r/personalfinance/comments/7mmt79/planned_my_life_around_my_paycheck_now_its_been/ quote:Planned my life around my paycheck, now it's been significantly reduced and I'm about to drown.
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Dec 28, 2017 20:19
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Chocolate Milk posted:Anyone posted this guy yet? Mmm that's the good stuff. Drive for Uber and do taskrabbit in your free time, you know you want to you lil prole baby bitchhh
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Dec 28, 2017 20:28
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Wait what. $8k quarterly bonuses? $32k a year in bonuses? For a consumer banker? Also, $1000 a month in OT (after taxes). If they're making about 50k then that's like 24 a hour or maybe 36/hour for OT which means they'd be putting in as much as 40 hours a month in OT which is a lot at a bank. This isn't a Wal-Mart. They literally work banker's hours at a bank. There's only so much room for OT. This feels like a ringer. Like now we're going to hear about this great new part-time business opportunity that's open to him and anyone else who might be interested. But hurry, spots fill fast.
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Dec 28, 2017 20:47
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