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akadajet posted:not in the US. here you have to put your card in a slot and wait like 12 seconds before it buzzes angrily at you to remove it. in the past you'd just swipe and that'd be it. apple pay is okay when it works, but it rarely does. and then you look like an idiot while you fish out your card from your wallet. applepay has never once not worked for me. you're holding it wrong
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Mar 24, 2018 16:11
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Rex-Goliath posted:applepay has never once not worked for me. you're holding it wrong Very first time I tried it, it failed and the POS seized up. It doesn't work at the grocery store by me. Everywhere else I've tried it has been hit or miss.
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Mar 24, 2018 16:13
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apple pay seems like a bunch of extra effort over just tapping your card, but i guess y'all have george costanza wallets or something
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Mar 24, 2018 16:13
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infernal machines posted:apple pay seems like a bunch of extra effort over just tapping your card, but i guess y'all have george costanza wallets or something None of my cards have NFC. And not every store has NFC readers. I'd love it if they did.
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Mar 24, 2018 16:14
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akadajet posted:Yeah, I would think stores with a high volume of transactions would be pretty pissed that it takes 10x as long to check people out. i would like to think that neither you or i am a store
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Mar 24, 2018 16:14
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cinci zoo sniper posted:i would like to think that neither you or i am a store and I never complained that it takes a significant portion of my day away. it's just more awkward than what we had.
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Mar 24, 2018 16:16
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akadajet posted:None of my cards have NFC. And not every store has NFC readers. I'd love it if they did. infernal machines posted:i'm sorry your country hasn't figured out merchant services yet.
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Mar 24, 2018 16:20
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my bank doesn't even offer Apple Pay
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Mar 24, 2018 16:20
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also, apple pay is just nfc, how do you have apple pay in places you can't use an nfc tap card?
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Mar 24, 2018 16:21
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yeah, it's all badly implemented. that's what I'm saying.
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Mar 24, 2018 16:22
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Smiths card machines process chip card transactions in a few seconds while target seems to take a year.
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Mar 24, 2018 16:57
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infernal machines posted:also, apple pay is just nfc, how do you have apple pay in places you can't use an nfc tap card? almost no one in the US has a tap card. and getting out your phone is faster than digging your CC out of your wallet anyway
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Mar 24, 2018 17:27
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I didn't bother with a nfc card yet because chip + pin is fine hth
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Mar 24, 2018 17:28
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Maximum Leader posted:I didn't bother with a nfc card yet because chip + pin is fine hth yah i chose against getting an nfc card. especially given that i have an ancient constanza wallet with no rfid protection
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Mar 24, 2018 17:31
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akadajet posted:remember when credit cards were fast and convenient before all of this chip and apple pay garbage? remember when half the credit card fraud in the world took place in the US because we held on to magstripe cards for so much longer than everyone else? remember when Home Depot and Target got hacked and millions of credit card numbers were stolen because they stored the CC number of every single customer who bought anything in one of their physical stores?
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Mar 24, 2018 17:33
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cinci zoo sniper posted:yah i chose against getting an nfc card. especially given that i have an ancient constanza wallet with no rfid protection my "wallet" is a slim metal case that just happens to be the perfect size for holding my id, transit pass, bank card and cc. i only have nfc enabled on the credit card because lol if i'm letting anything touch my bank account without a pin
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Mar 24, 2018 17:37
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infernal machines posted:also, apple pay is just nfc, how do you have apple pay in places you can't use an nfc tap card? tap cards mysteriously disappeared like 10 years ago in the US for some bizarre reason Apple Pay is faster than the chip readers on the same devices
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Mar 24, 2018 17:37
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hobbesmaster posted:tap cards mysteriously disappeared like 10 years ago in the US The first set of chip readers (in the eu) were kinda slow, same with the pin authorization machines. They are almost all instant now though. The only bad ones are the tube entry/exit ones where you have to hold for like 3/4 a second, but you get used to that pretty quickly
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Mar 24, 2018 17:44
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infernal machines posted:my "wallet" is a slim metal case that just happens to be the perfect size for holding my id, transit pass, bank card and cc. i only have nfc enabled on the credit card because lol if i'm letting anything touch my bank account without a pin yeah my buddy showed me that he has one of those too and now im planning to buy one myself next weeks since i really need to carry my id card, my debit card, two electronic keys, and members pass for local gas station i walk by each morning since they give free food and coffee every half a dozen coffee or food purchases respectively
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Mar 24, 2018 17:47
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someone tried to use my AmEx to buy $800 of stuff at Macy’s so they instantly texted me about it, cancelled my card and fedexed me a new one. They pushed the updated card to my Apple Pay and I didn’t have to do anything so good work I guess.
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Mar 24, 2018 17:50
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Maximum Leader posted:I didn't bother with a nfc card yet because chip + pin is fine hth I thought chip + pin was fine but tap is everywhere and super convenient, also you can't chip and pin a vending machine cinci zoo sniper posted:yeah my buddy showed me that he has one of those too and now im planning to buy one myself next weeks since i really need to carry my id card, my debit card, two electronic keys, and members pass for local gas station i walk by each morning since they give free food and coffee every half a dozen coffee or food purchases respectively i use a wallet phone case since I don't like to carry a lot of stuff and don't have too many cards, it's functional but could be nicer
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Mar 24, 2018 18:02
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infernal machines posted:also, apple pay is just nfc, how do you have apple pay in places you can't use an nfc tap card? nope. Apple Pay is tokenized nfc with biometric confirmation. it generates a new card number for every transaction and authorizes the transaction with your finger instead of a PIN nfc tap cards are just wireless swiping
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Mar 24, 2018 18:21
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Jimmy Carter posted:someone tried to use my AmEx to buy $800 of stuff at Macy’s so they instantly texted me about it, cancelled my card and fedexed me a new one. yeah amex is real good with apple pay, with full transaction history instead of just those made on that phone, and apple wallet notifications for transactions done with the physical card i was grocery shopping at a store id never been to in a different city last weekend, and habitually tried to use apple pay since i saw the "tap card" symbol on the reader, it failed and told me to insert the chip instead of swiping, which is the only time ive ever had something like that happen, it was super weird
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Mar 24, 2018 18:27
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The Management posted:nope. Apple Pay is tokenized nfc with biometric confirmation. it generates a new card number for every transaction and authorizes the transaction with your finger instead of a PIN sorry, i was unspecific, applepay uses nfc, so how do you have apple pay but can't use tap cards? evidently because your backwards rear end banks stopped issuing tap cards or something
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Mar 24, 2018 18:27
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apple pay also uses your face (i.e. someone's face) because lol iphonx
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Mar 24, 2018 18:28
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ars has a cool piece on the pippen
infernal machines fucked around with this message at 19:39 on Mar 24, 2018 |
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Mar 24, 2018 18:30
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OldAlias posted:i use a wallet phone case since I don't like to carry a lot of stuff and don't have too many cards, it's functional but could be nicer
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Mar 24, 2018 18:37
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The Management posted:nope. Apple Pay is tokenized nfc with biometric confirmation. it generates a new card number for every transaction and authorizes the transaction with your finger instead of a PIN if i use apple pay with my debit card the POS still prompts for my pin lol 3-factor?
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Mar 24, 2018 18:38
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YPOSPOS
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Mar 24, 2018 18:39
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KOTEX GOD OF BLOOD posted:YPOSPOS the arkansas cousin
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Mar 24, 2018 18:40
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Stymie posted:as usual, i must protest at this wanton dilution of my brand ALL THESE BRANDS ARE YOURS – EXCEPT STYMIE ATTEMPT NO ENGAGEMENT THERE
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Mar 24, 2018 19:28
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Apple Pay is great on a watch and lovely on a phone
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Mar 24, 2018 19:37
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Last night my SE got so hot while charging that it literally woke me up. Apple gonna burn my house down.
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Mar 24, 2018 19:49
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Kobayashi posted:Last night my SE got so hot while charging that it literally woke me up. Apple gonna burn my house down. stop sleeping on top of your phone
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Mar 24, 2018 19:50
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he sleeps with it gently cradled in his buttocks
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Mar 24, 2018 19:53
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Lysidas posted:i was grocery shopping at a store id never been to in a different city last weekend, and habitually tried to use apple pay since i saw the "tap card" symbol on the reader, it failed and told me to insert the chip instead of swiping, which is the only time ive ever had something like that happen, it was super weird i've had it happen where the terminal has nfc capabilities and pops up the wallet when i hold my phone over it, but after a few seconds it just makes an obnoxious noise with CARD READ ERROR on the screen and won't work until i insert the actual card you would think that the payment companies would incentivize retailers to support mobile payments since they basically eliminate the possibility of compromising accounts via skimming or hacking
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Mar 24, 2018 19:54
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gosh it's almost as if apple pay doesn't work very well
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Mar 24, 2018 20:07
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Kobayashi posted:Last night my SE got so hot while charging that it literally woke me up. Apple gonna burn my house down. it’s not meant to be charged wedged in adipose tissue
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Mar 24, 2018 20:18
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infernal machines posted:sorry, i was unspecific, applepay uses nfc, so how do you have apple pay but can't use tap cards?
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Mar 24, 2018 20:28
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cinci zoo sniper posted:yah i chose against getting an nfc card. especially given that i have an ancient constanza wallet with no rfid protection what are you worried about? if you've ever used a nfc card like on public transport you'd know accidentally scanning it somewhere is a complete non-issue. I remember when nfc cards were just coming out and people thought holding the card in your hand while the bus drove by would scan your card on the bus lol
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Mar 24, 2018 20:34
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