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peanut
Sep 9, 2007


Too much msg or a similar flavoring gives my husband slightly swollen and numb lips. He can still enjoy most restaurants but not cup noodles.

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Pekinduck
May 10, 2008
Just got a call, an actual person surprisingly, from "visamastercard"

Its funny how indignant they get when you call them out. I said "didn't realized they merged" he replied: "do not waste my time sir!" like I prank called him.

PHIZ KALIFA
Dec 21, 2011

#mood
anyone get calls from USA ONLINE PHARMACY? they've got viagra, cialis, or MIXED BAG 50/50. every time they call i try hitting them up for some good drugs but it looks like this is all they got.

TheKennedys
Sep 23, 2006

By my hand, I will take you from this godforsaken internet
My 73-year-old mom got a "your Microsoft Windows is about to expire!" call the other day and while she knows less than nothing about computers, she hates the phone and hangs up on anyone she doesn't know, and is an old school mild racist that doesn't trust anyone with an accent. She called me to make sure it wasn't something real and I got a chance to fill her in on some scam call/robocall info, which she appreciated, as well as letting her know that no, your Windows doesn't expire and you can hang up on literally anyone that says they're calling about your computer. At least some of the Boomers can learn.

greazeball
Feb 4, 2003



It really speaks volumes about the expected level of consumer rights in the US that an absolute flood of spam calls ranging from minor irritations to harrassment to targeted scams which has made regular use of the telephone all but impossible is just hand-waved away with "you just have to ignore it" and "you can pay money to alleviate the problem slightly". I'm still pissed off at how many bullshit calls and voicemails I got while I was in the states for 2 weeks, even with the Hiya subscription (carrier level blocking wasn't available with the roaming SIM I bought and other blocking apps wouldn't install based on my phone's region). If I had to actually live with that, I would seriously consider learning how to program robo-dialers to harass the poo poo out of every single Congressional and FCC office until they put a stop to it.

ToxicSlurpee
Nov 5, 2003

-=SEND HELP=-


Pillbug
John Oliver literally did that. The show's tech guy apparently figured out how in like 15 minutes so they set a really irritating message to call the FCC every 90 minutes until it becomes illegal.

Speaking of robo calls I've been job hunting and keep getting a blatantly recorded message about somebody vaguely saying they're an employment specialist that might have a job for me. Out of morbid curiosity I talked it briefly but answered every question in the most non-committal way possible. It was apparent very quickly that it was just a machine.

Fortunately I figured out how to make it stop, I think. The last call I just said "you're a robot" to it. It hung up and hasn't called me since.

ToxicSlurpee fucked around with this message at 16:50 on Jul 21, 2019

Midjack
Dec 24, 2007



Blasting public numbers won’t do poo poo, if you want to have an impact you have to get the cell phone of a policy maker and call that a thousand times a day.

goatsestretchgoals
Jun 4, 2011

Not gonna lie, I’m considering buying a prepaid credit card for the Russian mystery drug box.

E: It’s probably a kilogram of phenazepam and krokodil mixed together, but I can’t be sure until I inject it.

One Swell Foop
Aug 5, 2010

I'm afraid we have no time for codes and manners.

ToxicSlurpee posted:

John Oliver literally did that. The show's tech guy apparently figured out how in like 15 minutes so they set a really irritating message to call the FCC every 90 minutes until it becomes illegal.

Speaking of robo calls I've been job hunting and keep getting a blatantly recorded message about somebody vaguely saying they're an employment specialist that might have a job for me. Out of morbid curiosity I talked it briefly but answered every question in the most non-committal way possible. It was apparent very quickly that it was just a machine.

Fortunately I figured out how to make it stop, I think. The last call I just said "you're a robot" to it. It hung up and hasn't called me since.

https://en.wikipedia.org/wiki/Agent-assisted_automation

Sometimes it's a single person managing prerecorded responses across multiple calls simultaneously with a soundboard and occasionally transferring to a 'colleague' when they get a bite.

My PIN is 4826
Aug 30, 2003

greazeball posted:

It really speaks volumes about the expected level of consumer rights in the US that an absolute flood of spam calls ranging from minor irritations to harrassment to targeted scams which has made regular use of the telephone all but impossible is just hand-waved away with "you just have to ignore it" and "you can pay money to alleviate the problem slightly". I'm still pissed off at how many bullshit calls and voicemails I got while I was in the states for 2 weeks, even with the Hiya subscription (carrier level blocking wasn't available with the roaming SIM I bought and other blocking apps wouldn't install based on my phone's region). If I had to actually live with that, I would seriously consider learning how to program robo-dialers to harass the poo poo out of every single Congressional and FCC office until they put a stop to it.

Wait, am I reading your post correctly? Are you saying that even if I'm on a roaming plan from my own country, I will get robocalls once I set foot in the US?

PhazonLink
Jul 17, 2010
you're microflora/microbiome changes within hours of being in the US too.

Mustached Demon
Nov 12, 2016

goatsestretchgoals posted:

Not gonna lie, I’m considering buying a prepaid credit card for the Russian mystery drug box.

E: It’s probably a kilogram of phenazepam and krokodil mixed together, but I can’t be sure until I inject it.

Enjoy your new grand piano.

The Lone Badger
Sep 24, 2007

Mustached Demon posted:

Enjoy your new grand piano.

But how will he play it without arms?

Corsair Pool Boy
Dec 17, 2004
College Slice

My PIN is 4826 posted:

Wait, am I reading your post correctly? Are you saying that even if I'm on a roaming plan from my own country, I will get robocalls once I set foot in the US?

Not if you're still using your weird phone number with extra digits, I'm pretty sure they stick to US area codes.

Don Gato
Apr 28, 2013

Actually a bipedal cat.
Grimey Drawer

Corsair Pool Boy posted:

Not if you're still using your weird phone number with extra digits, I'm pretty sure they stick to US area codes.

can confirm that my mom's mexican cell phone number never gets hit by robocalls but the US number she got recently is just spammed constantly. Might just be confirmation bias but there's one anecdote

greazeball
Feb 4, 2003



My PIN is 4826 posted:

Wait, am I reading your post correctly? Are you saying that even if I'm on a roaming plan from my own country, I will get robocalls once I set foot in the US?

No I had to buy a temporary SIM in the states because my carrier doesn't have a roaming plan for the US. When I put in the new card, I had already received a text message by the time my phone had started up and two calls in the first hour. I can only assume the temporary cards use recycled numbers so the calls and texts were previously just going into the ether.

Siselmo
Jun 16, 2013

hey there

Don Gato posted:

can confirm that my mom's mexican cell phone number never gets hit by robocalls but the US number she got recently is just spammed constantly. Might just be confirmation bias but there's one anecdote

I'm from Tijuana and my cellphone number doesn't get any robocalls whenever I cross to San Diego. I just get a message from my carrier with the roaming fees and that's it. My Mexican-American friends with American carriers get them all the time and when I was at uni they pretty much had to silence their phones during classes.

Tubgoat
Jun 30, 2013

by sebmojo

Siselmo posted:

when I was at uni they pretty much had to silence their phones during classes.
No joke, everyone should be doing this anyway.

Rockman Reserve
Oct 2, 2007

"Carbons? Purge? What are you talking about?!"

Sanford posted:

Over the last six months a friend, a family member and I have all cards cloned. Every time the scammers try and buy loads of sex toys from online vendors like lovehoney.com or pandora.com:



What's with all the sex toy buying?

From last page but one of you has been buying big sex toys online and is trying to make the whole thing look less suspicious.

Happy Thread
Jul 10, 2005

by Fluffdaddy
Plaster Town Cop
I don't bank with CITI. Nonetheless, they just mailed me two things: A brand new credit card I "applied" for, and a letter stating that my application for a credit card was rejected because they couldn't verify my identity.

Well poo poo. I seem to be having some identity theft.

To make matters worse, there's all these other things going on in my life that now I have to wonder if they're connected to identity theft attempts. Could they be?

1. Our apartment complex has someone on videotape periodically stealing everyone's mail.
2. I never got my driver's license in the mail from the DMV. My wife never got hers years ago either, so either the DMV is horrible about sending them out, or it got stolen too (the mail theft was happening back then as well).

And the worst one:

3. I just had my entire month's paycheck stolen. I called my work's payroll to ask when it was coming, and they replied that someone had already endorsed it so their bank can't reissue it. I never got a check this month, much less put my signature on one or deposited it. They sent me a fraud application to fill out and told me it could take many, many months for the pay to come through.

Could these be isolated scammers who happened to hit me at once because they're so common, or is it likely one scammer that has all my info and is trying to do everything?

:sigh:

EL BROMANCE
Jun 10, 2006

COWABUNGA DUDES!
🥷🐢😬



If you're not getting things in the mail, definitely sign up for this - https://informeddelivery.usps.com/box/pages/intro/start.action

It's amazing how much better my mail receiving has been since I used it, coincidence perhaps? It does strike me as ironic that it took me 2 attempts to sign on, because the first thing they mailed me didn't bloody arrive.

doctorfrog
Mar 14, 2007

Great.

Dumb Lowtax posted:

3. I just had my entire month's paycheck stolen. I called my work's payroll to ask when it was coming, and they replied that someone had already endorsed it so their bank can't reissue it. I never got a check this month, much less put my signature on one or deposited it. They sent me a fraud application to fill out and told me it could take many, many months for the pay to come through.
Depending on which state you live in and some other factors, they could be doing something pretty illegal by withholding your pay.

MrNemo
Aug 26, 2010

"I just love beeting off"

Wow people in the US still get paid with an annual cheque you need to take to the bank? Employers don't just take your bank details and do an electronic transfer? Why?

EL BROMANCE
Jun 10, 2006

COWABUNGA DUDES!
🥷🐢😬



Most companies do direct deposit, I work for a smaller place and we still print checks. But because it's not 1990 at least through technology you don't have to go to the bank anymore - you just take a photo in your banking app and deposit it that way.

Somehow someone got a hold of a paycheck I'd deposited already, scratched out all the writing on it that clearly said it had been deposited, went to their bank and cashed it under their own name. The issuing bank then got an alert, spoke to my boss who presumed it was a mistake and told them to cancel the most recent deposit, and the issuing bank ignored this and took the money out of my account instead. All 3 banks then proceeded to not take any responsibility for the fuckups and I was out 2 weeks wages.

Parallelwoody
Apr 10, 2008


I don't understand how American banks haven't been sued into Oblivion over identity theft at this point.

EL BROMANCE
Jun 10, 2006

COWABUNGA DUDES!
🥷🐢😬



Capitalism is designed to protect big business over us peasants. I've only been here and suffered 2 things that should've led to lawsuits, both of which are going to end up being "they're bigger than us so we can't win" or "the system is geared against us so we can't win".

Eric the Mauve
May 8, 2012

Making you happy for a buck since 199X

Parallelwoody posted:

I don't understand how American banks haven't been sued into Oblivion over identity theft at this point.

Just who do you think owns the American justice system, comrade?

Zereth
Jul 9, 2003



EL BROMANCE posted:

Capitalism is designed to protect big business over us peasants. I've only been here and suffered 2 things that should've led to lawsuits, both of which are going to end up being "they're bigger than us so we can't win" or "the system is geared against us so we can't win".
You might be lucky and get "sign this contract saying you're no longer allowed to talk about it and we'll give you some money"!

Midjack
Dec 24, 2007



MrNemo posted:

Wow people in the US still get paid with an annual cheque you need to take to the bank?

Usually it’s every two weeks, a month at the outside.

Happy Thread
Jul 10, 2005

by Fluffdaddy
Plaster Town Cop

EL BROMANCE posted:

Most companies do direct deposit, I work for a smaller place and we still print checks. But because it's not 1990 at least through technology you don't have to go to the bank anymore - you just take a photo in your banking app and deposit it that way.

I *did* sign up for direct deposit immediately upon hire, but they just kept mailing me paper checks anyway. My work's new payroll system is so bad that it sparked major protests. The website looks like somebody's first coding project.

And no, I can't deposit a printed check by taking a photo because my bank won't take app deposits that are over a certain amount (~$2000).

Happy Thread
Jul 10, 2005

by Fluffdaddy
Plaster Town Cop
Last week there was also a sign in attempt into payroll to change my details, and when I called them they had a weird phone number on file for me, but they *insisted* that it was a routine e-mail that gets spuriously sent out and that they were just a 401k service so there was nothing to steal. Should I be worried about that?

Happy Thread
Jul 10, 2005

by Fluffdaddy
Plaster Town Cop
Question, what should I do in immediate response to lock down my identity if I'm getting obvious signs that people are trying to take credit out in my name?

I believe I qualified for an identity monitoring service from UCLA health as part of a settlement after they leaked my data, and sure enough I get e-mails every week from Transunion about credit monitoring, but now I'm even suspicious of those and I can't see where they ever gave me a real login or welcome email. Is https://www.creditviewdashboard.com/CreditView/login.page?enterprise=TU1 a legit website? Can I trust them to lock down my identity?

They just sent me an alert about my credit but I can't even read it without a login.

greazeball
Feb 4, 2003



Step 1 get a fuckin PO Box dude

Happy Thread
Jul 10, 2005

by Fluffdaddy
Plaster Town Cop

greazeball posted:

Step 1 get a fuckin PO Box dude

We got this instead:

EL BROMANCE posted:

If you're not getting things in the mail, definitely sign up for this - https://informeddelivery.usps.com/box/pages/intro/start.action

It's amazing how much better my mail receiving has been since I used it, coincidence perhaps? It does strike me as ironic that it took me 2 attempts to sign on, because the first thing they mailed me didn't bloody arrive.

Hopefully in time to catch if my license ever came in.

What else?

Mr. Fall Down Terror
Jan 24, 2018

by Fluffdaddy

MrNemo posted:

Wow people in the US still get paid with an annual cheque you need to take to the bank? Employers don't just take your bank details and do an electronic transfer? Why?

pretty much all employers except the very shittiest do direct deposit

the new hot scam is to sign up with a company that does payroll on prepaid cards, which have idiotic fees attached - like only two free withdrawls per month, and a $5 monthly maintenance fee just for the privilege of collecting your pay

Mister Kingdom
Dec 14, 2005

And the tears that fall
On the city wall
Will fade away
With the rays of morning light

luxury handset posted:

pretty much all employers except the very shittiest do direct deposit

the new hot scam is to sign up with a company that does payroll on prepaid cards, which have idiotic fees attached - like only two free withdrawls per month, and a $5 monthly maintenance fee just for the privilege of collecting your pay

I've been seeing ads for Chime which claims to not charge you any fees (other than a $2.50 for using an out-of-network ATM). How do they make any money?

Tunicate
May 15, 2012

The float?

Tubgoat
Jun 30, 2013

by sebmojo
Many of them had (have?) multiple dollar fees for checking your loving balance.

Craptacular
Jul 11, 2004

Mister Kingdom posted:

How do they make any money?
The banks/card issuers charge the employers for the service.

Craptacular fucked around with this message at 01:25 on Jul 27, 2019

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EL BROMANCE
Jun 10, 2006

COWABUNGA DUDES!
🥷🐢😬



Zereth posted:

You might be lucky and get "sign this contract saying you're no longer allowed to talk about it and we'll give you some money"!

If only, it was a few years ago and I was still really fresh as to being in the US and I just ran out of avenues. Was ridiculous, I even had a copy of the scan of the check after they crossed out the bit that said it was deposited and someone at Bank of America said ‘why that seems completely legit and fine’.

Dumb Lowtax posted:

And no, I can't deposit a printed check by taking a photo because my bank won't take app deposits that are over a certain amount (~$2000).

Ah that sucks, I can do over $2,000 in one go but there’s a monthly limit of $10k. “Luckily” I’m too poor to ever exceed this so it’s not an issue.

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