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Olothreutes posted:As someone who will probably be working for a long while yet, Roth or non-Roth? That’s very subjective, but Roth in my opinion. If you don’t plan on withdrawing for 30 years, your investment today could be worth 10x in 30 years, and then you withdraw the whole thing tax free, for the price of 1x tax today. tbf, I put in the legal limit every year, and I also see Roth as a way of investing more. I pay more today in the form of taxes, and receive more later in the form of tax free withdrawals. Also, if you do decide to retire or otherwise need to withdraw early, Roth contributions can be withdrawn at any age without the 10% penalty, though in the case of tsp, it would have to be rolled over to an IRA first. In my opinion, the strongest case for non-Roth is if you’re very highly paid, or for some other reason in a high tax bracket right now, because that’s when the pre-tax advantage is the strongest. There’s also those who plan on using a variety of gimmicks to make their taxable income low post retirement which allows a low tax bill on non-Roth withdrawals, or late rollovers to Roth...but I find all that kind of complicated and stressful to think about, personally. I suppose the real min/max move is probably to do Roth early in your career, while you’re lower paid and it has a longer time to grow before withdrawal, and then transition to non-Roth as you get further along, but opinions abound.
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# ? Mar 2, 2020 04:30 |
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# ? Apr 24, 2024 15:53 |
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Oyak posted:Same here. There is a Hatch Act crone in my department who literally starts yelling, "HATCH ACT" when something tangentially related to politics arises. I wish they worked in my office.
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# ? Mar 3, 2020 16:06 |
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Oyak posted:There is a Hatch Act crone in my department who literally starts yelling, "HATCH ACT" when something tangentially related to politics arises. I was the hatch act crone one time. It was in the middle of a supervisory review, telling the employee how good/bad of a job they were doing, and without prompt they decided it'd be a great time to interject "someone really needs to assassinate the president. I'd do it if I weren't such a bad shot!" I already had a printed summary of the hatch act in my hand, which I promptly threw at her skull while screeching HATCH ACT.
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# ? Mar 3, 2020 16:38 |
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looks like I am leaving SSA and going to the USDA as a program specialist for SNAP/EBT, hooray! anyone have any insight on working for USDA?
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# ? Mar 3, 2020 17:36 |
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Does anyone have any tips on trying to apply for this position: https://careers.state.gov/work/foreign-service/specialist/career-tracks/security-engineering-officer/ Particularly the Statement of Interest.
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# ? Mar 4, 2020 10:20 |
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Xelkelvos posted:Does anyone have any tips on trying to apply for this position: https://careers.state.gov/work/foreign-service/specialist/career-tracks/security-engineering-officer/
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# ? Mar 4, 2020 14:19 |
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Anyone know how your DAWIA career field is determined? I thought it was by the announcement and what is in the FO but my supervisor gave me a sheet with DAU courses for another career field. I'm going to ask my supervisor again but just wanted to ping you guys.
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# ? Mar 7, 2020 05:48 |
Howard Phillips posted:Anyone know how your DAWIA career field is determined? I thought it was by the announcement and what is in the FO but my supervisor gave me a sheet with DAU courses for another career field. I'm going to ask my supervisor again but just wanted to ping you guys. It should be in Acqnow I think. At least mine was, no one knew if I was coded for level one or two, but it appeared there.
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# ? Mar 7, 2020 06:50 |
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What is Acqnow? How do I access it?
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# ? Mar 7, 2020 14:32 |
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My condolences if you have an acquisition job that requires DAU certifications.
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# ? Mar 7, 2020 16:55 |
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Howard Phillips posted:Anyone know how your DAWIA career field is determined? I thought it was by the announcement and what is in the FO but my supervisor gave me a sheet with DAU courses for another career field. I'm going to ask my supervisor again but just wanted to ping you guys. Depends. Army puts it on your ACRB, which you get to on CAPPMIS. Air Force does AcqNow Navy.....? Army at least needs an account that takes a few weeks to set up, I’d assume other branches are the same.
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# ? Mar 7, 2020 17:31 |
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Kolodny posted:Depends. I'm Navy. I guess it's eDACM for the Navy. I've requested access. I did some more research and it looks like the supervisor or the organization's acq authority determines what career field you are supposed to certify in. In other words, it's not determined by your job series unless you are a contract specialist. So as an engineer 08XX engineer, I could be assigned to a project management career certification requirement. Pneumonic Book posted:My condolences if you have an acquisition job that requires DAU certifications. Yeah... not looking forward to doing all this DAU stuff on top of everything else going in my life. Did I tell you my job requires decent amount of travel also? Not to exciting places but to bumfuck places along the mid Atlantic corridor.
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# ? Mar 7, 2020 17:50 |
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Eh, DAU stuff isn't too bad. When you first start it's a bunch of online classes, and for the in person everyone cuts you slack on it because we all had to go through it. Just try not to go somewhere dead for it. My main issues with them are the amount of repetition and the 10k foot view they give. Like if you come in as a computer toucher just touch the computers they tell you to. Appropriations, colors of money, etc are way beyond your pay grade. Doing the 9 or so weeks of the engineering (SPRDE) one there was maybe an afternoon, one day tops, that talked about software. I'm level 3 in two of them and considering starting up a third because I'm dangerously short on my 80 CLP's.
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# ? Mar 7, 2020 18:00 |
PneumonicBook posted:My condolences if you have an acquisition job that requires DAU certifications. Depending on how much you care about the subject matter (hint: not at all) you can get through most of the online classes by just clicking through the slides at whatever pace you want, then opening the pdf of those slides to ctrl+f for the questions in the tests. In six weeks I've finished engineer 1 and I'm a single course away from program manager 1. By far the worst part is if you have no prior service or federal employment experience. The first few courses are just a dense wall of acronyms that make no sense to normal people. Howard Phillips posted:Did I tell you my job requires decent amount of travel also? Not to exciting places but to bumfuck places along the mid Atlantic corridor. My boss was TDY all week in thrilling Minot, North Dakota. I'm sure he had a great time. Olothreutes fucked around with this message at 18:10 on Mar 7, 2020 |
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# ? Mar 7, 2020 18:07 |
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The online courses are a pain to chug through, but I’ve generally enjoyed my in person DAU classes. They tend to be taught by retired O6s who literally do not GAF. Also interesting to hear from folks in other branches in similar career fields.
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# ? Mar 7, 2020 18:21 |
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Hackan Slash posted:Eh, DAU stuff isn't too bad. When you first start it's a bunch of online classes, and for the in person everyone cuts you slack on it because we all had to go through it. Just try not to go somewhere dead for it. Nice certs! O wise one, can you help me understand the experience requirements for program management level 3? quote:4 years in program management with cost, schedule and performance responsibilities Does the bolded portion mean that as long as I meet the DAU training and resident class requirements I can certify in 2 years without any prior experience?
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# ? Mar 7, 2020 19:56 |
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Howard Phillips posted:Nice certs! Provided you’re already level III in something else. In general, you need unique years of experience for each cert. The provision here just means that, instead of needing four new years of experience for level III, you can count two that you already have for something else as long as they meet the criteria. RDT&E organizations will often matrix personnel to PM shops. This is for people who already have level 3 Eng/S&T/T&E from their home organization who need to quickly get PM level 3 to be certified in their current position. Kolodny fucked around with this message at 20:19 on Mar 7, 2020 |
# ? Mar 7, 2020 20:15 |
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Howard Phillips posted:Nice certs! Ask your training rep, but I don't think the bottom one applies to you because you're not level 3 in a different cert. But in general, if there is an experience requirement you can take the classes before getting it, if you can get in. You'll be at the bottom of the list and bumped for anyone with priority. Just check your acrb and make sure your current work is against a job series that counts.
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# ? Mar 7, 2020 20:15 |
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Thanks for answers.
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# ? Mar 7, 2020 20:22 |
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I heard that federal employees get congratulatory coins to commemorate working in the government for a certain number of years...I'm coming up on 5 years at the VA, is there any chance I will get a sweet coin with Trump's visage upon it?
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# ? Mar 11, 2020 03:08 |
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Oyak posted:I heard that federal employees get congratulatory coins to commemorate working in the government for a certain number of years...I'm coming up on 5 years at the VA, is there any chance I will get a sweet coin with Trump's visage upon it? I got a service award. No presidential elements to it though that I can remember.
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# ? Mar 11, 2020 03:16 |
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You're getting a paper certificate until at least year 15. That's also when you get the real reward, 8 hours leave per pay period
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# ? Mar 11, 2020 03:23 |
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I think you get a pin and certificate for every 10 years. My first 10 I got at my first office meeting (9 years military) to several raised eyebrows. I found my 20 year certificate under my desk at the 21 year mark. Next year, I get the 30, so I expect to find it in the toilet stall floor.
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# ? Mar 11, 2020 03:57 |
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The awards I've seen are just pins, starting at 5 years. I think they just have the years of service on there, no Trump. I think there's also some monetary award for 20 years of service, not actual cash, just something you can pick out of a catalog or whatever. I'm sure this varies depending on your agency.
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# ? Mar 11, 2020 03:59 |
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Evil SpongeBob posted:I think you get a pin and certificate for every 10 years. My first 10 I got at my first office meeting (9 years military) to several raised eyebrows. I found my 20 year certificate under my desk at the 21 year mark. Next year, I get the 30, so I expect to find it in the toilet stall floor. Judging from how they've been doled out to colleagues, you can expect the 35, 40, and 45 to be given with embarrassment on your behalf. If you make it to 50 years of service though it just becomes awe and then you get a legit party (I had a co-worker get this. He did die 3 months later though, so there's that).
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# ? Mar 11, 2020 04:03 |
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Our agency just does paper certs, no cash as far as I'm aware.
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# ? Mar 11, 2020 04:03 |
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El Mero Mero posted:Judging from how they've been doled out to colleagues, you can expect the 35, 40, and 45 to be given with embarrassment on your behalf. The crazy part is for the last eight years he was working for 20% pay
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# ? Mar 11, 2020 04:11 |
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sullat posted:Our agency just does paper certs, no cash as far as I'm aware. Money is basically based on your department's budget.
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# ? Mar 11, 2020 09:03 |
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I got my ten year at USCIS last summer. I got a paper cert and a pin I lost somewhere. I think I got a pin at 5 years too.
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# ? Mar 11, 2020 15:30 |
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I don't recall getting a pin at 5 years at the IRS. I do hit 10 years in April, so we'll see what happens then.
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# ? Mar 11, 2020 16:02 |
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I've been around for 9.5 years, we started giving decorative coins away for 5 years just recently. didn't get one retroactively, but I don't much care either. I DO have a 30-year congratulatory pin, though! I went to deliver it to one of my veteran employees-- shook her hand, gave her a certificate, held out the pin and said great job! she stared at me flatly and said "what the gently caress am I going to do with a pin? send it back and tell them to stop wasting money." I left it on her desk thinking she'd change her mind, but it was still there 2 years later when she retired.
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# ? Mar 11, 2020 16:45 |
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Y'all starting to max the C fund yet? I want to "buy the dip" all year long.
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# ? Mar 12, 2020 02:57 |
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Howard Phillips posted:Y'all starting to max the C fund yet? I want to "buy the dip" all year long. I'm about 13 years away from full retirement (3 to Fed plus about 10ish in private sector). I'm at 85/15 stocks bonds. Just figure out your personal ratio and set your allotments. Or just go with a target retirement fund. Don't try to buy the lows because, man, it's a roller coaster day to day. And TSP trades sometimes don't kick in the next business day.
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# ? Mar 12, 2020 04:11 |
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Howard Phillips posted:Y'all starting to max the C fund yet? I want to "buy the dip" all year long. Day trading your Thrift is kind of dumb and they limited the rate of interfund transfers for exactly that reason.
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# ? Mar 12, 2020 15:20 |
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Out on classroom training trip, training's getting canceled and we're flying back to PoD tomorrow...back to places all of which have way more viral cases than our training location.
Discendo Vox fucked around with this message at 03:01 on Mar 13, 2020 |
# ? Mar 13, 2020 02:57 |
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I’m wondering when my agency is going to go telework only, and how that will affect our field operations. Being the “low man on the totem pole field scientist” I can definitely see my absentee supervisor trying to figure out a way for me and my partner to go out, even if mandatory telework is called for
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# ? Mar 13, 2020 03:47 |
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We got the expanded telework email this morning. 4 days a week, and possible unscheduled on the 5th.
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# ? Mar 13, 2020 15:28 |
My whole center is scrambling to get telework in place for everyone. We apparently all count as essential which is weird but whatever.
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# ? Mar 13, 2020 22:45 |
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Defense is still staying the course. The one concession is people who have children home can telework, but make sure you submit leave correctly when you're doing childcare and when you're working
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# ? Mar 13, 2020 23:01 |
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# ? Apr 24, 2024 15:53 |
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Hackan Slash posted:Defense is still staying the course. The one concession is people who have children home can telework, but make sure you submit leave correctly when you're doing childcare and when you're working Jenniferlawrenceokay.gif
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# ? Mar 13, 2020 23:29 |