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Kalli posted:Now imagine you were around Boston when that came out with a ton of people who'd scrawl 26+6=1 on everything. loving West Coast Irish-Americans who are overly proud of being an Irish-American are loving annoying, I can't imagine how terrible it would be in Boston. And especially since the Good Friday accords, because at least before then they used to do cool poo poo like openly hold fundraisers for the IRA.
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Jan 24, 2022 18:37
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That’s… not actually groverhaus right? The ratio of stairs between the top and bottom flights doesn’t match what I remember Also probably a perspective thing but that top flight looks all out of alignment, so even if it’s not the real deal it’s still following his spirit
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Jan 24, 2022 18:38
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Skwirl posted:loving West Coast Irish-Americans who are overly proud of being an Irish-American are loving annoying, I can't imagine how terrible it would be in Boston. And especially since the Good Friday accords, because at least before then they used to do cool poo poo like openly hold fundraisers for the IRA.  NORAID was the group that funded the IRA in the US
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Jan 24, 2022 18:43
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Lol having credit makes zero sense "Hey we're going to give you a rating that will show your credit history and reliability. Oh also it'll be from three different companies. No, none of them will be the same because they all look at different factors and weigh them differently. Oh those numbers you see? Lol those aren't actually your real credit number, that's another number you can't see or access until you apply for a big loan like a mortgage also lol it'll probably be lower because gently caress you" Like it didn't really affect my ability to get a loan/pre-approval except that my lender is telling me the rating she pulls from Equifax is a full 30 points lower than the one I see when I look at Equifax myself. e: also I decided not to offer on that house, I wasn't fully on board with it and I can wait. Joey Freshwater fucked around with this message at 19:25 on Jan 24, 2022 |
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Jan 24, 2022 19:23
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BigPaddy posted:That is most things you watched years ago and look back fondly on. Especially anything from your childhood. An American Tail is still a beautiful movie even with the problematic casual racism.
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Jan 24, 2022 19:29
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Joey Freshwater posted:Lol having credit makes zero sense Fun fact, America is the only country on earth where "credit ratings" are a thing. They don't exist in other countries.
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Jan 24, 2022 19:34
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Skwirl posted:Fun fact, America is the only country on earth where "credit ratings" are a thing. They don't exist in other countries. I guess because I'm used to it, credit ratings make sense*. What do other countries do, or does everyone get the same kind of loan rate no matter what? Make sense in that I see why banks want to know the financial standing of people they loan money too, not necessarily why we have three private companies doing it through obscure means.
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Jan 24, 2022 19:50
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Credit ratings exist elsewhere but it is not something used outside of you know getting credit. None of this you need a good credit rating to get a job stuff.
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Jan 24, 2022 19:51
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I don't think I've ever had a job check my credit rating before hiring me. At most it was a background check but that's not really the same
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Jan 24, 2022 20:30
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Only ones I've ever heard of doing credit checks are financial places, and certain government jobs that require security clearance.
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Jan 24, 2022 20:36
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CannonFodder posted:An American Tail is still a beautiful movie even with the problematic casual racism. I loved that movie as a kid but remember almost nothing about it now. I thought the entire point of the movie was educating kids about the demon of racism??
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Jan 24, 2022 20:39
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The only thing I remember was the big fat cat painted up like an Indian caricature saying "HOW.....do ya do?"
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Jan 24, 2022 21:06
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Decided to look at my now-deceased cousin's wife's FB page and one of her profile pictures has a "I stand for medical freedom, stop the vaccine mandate" filter applied to one of them. Guess she hosed around, and found out, now her kids are paying the price.
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Jan 24, 2022 21:33
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Bird in a Blender posted:Only ones I've ever heard of doing credit checks are financial places, and certain government jobs that require security clearance. Similar here, I've applied for a few jobs doing supply chain support with boeing and rhinemetall because there's a bunch of defense stuff being built not far from where I live and the companies have insane benefit packages and they all want a credit check as part of getting clearance for the jobs, but they're the only ones and they'd be directly related to shipping and ordering bits that go in stuff for the army and air force.
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Jan 24, 2022 21:50
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https://twitter.com/Phil_Lewis_/status/1484890911364554755?t=dbW1k9V1DM3mZQcAC-zzvw&s=19
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Jan 24, 2022 22:02
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This is where my place in PA is! My mom got the video in her email as a regular update and showed it to me, then I showed it to her at the top of reddits front page.
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Jan 24, 2022 22:11
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Idk about the rest of the world but aayyyeee our Kronos is back up and my days will be slightly less hellish than usual soon
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Jan 24, 2022 22:11
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Kalli posted:Now imagine you were around Boston when that came out with a ton of people who'd scrawl 26+6=1 on everything. In my suburban Boston high school Psychology class, we watched Good Will Hunting to learn about reactive attachment disorder.
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Jan 24, 2022 22:24
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My credit score dropped 20 points randomly in October and I spent like three hours trying to figure out why, to no avail.
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Jan 24, 2022 22:28
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Joey Freshwater posted:Lol having credit makes zero sense If you investigate deeply, you'll discover each "credit rating" has some kind of additional qualifier on it, e.g. they're different ratings for different things. The one you probably see when you pull your own rating is VantageScore. The one a bank uses for lending depends on the type of loan - FICO Auto for an auto loan will be a bit different from FICO Bankcard score for getting a credit card. Equifax has its own scoring though! Because why use the same scoring as the other two agencies? Equifax's score goes from 280 to 850, instead of the 300 to 850 that TransUnion and Experian. Fun! The important thing though is that you are probably not going to be offered a significantly different mortgage rate if your score is 30 points different, unless you drop below some key threshold from "good" to "bad" credit. If you're above around 740 or so, you'll get the going rate the day you apply for a mortgage from a particular bank, they are not likely to be offering significantly better rates to someone with 800+ and they're definitely not offering a different rate to someone at 780 vs. 750. Ornery and Hornery posted:My credit score dropped 20 points randomly in October and I spent like three hours trying to figure out why, to no avail. Don't obsess over 20 points though. It's a meaningless amount. The important thing to do when you check your credit is to look for fraud or major errors on your report. Leperflesh fucked around with this message at 22:32 on Jan 24, 2022 |
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Jan 24, 2022 22:30
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Leperflesh posted:Don't obsess over 20 points though. It's a meaningless amount. The important thing to do when you check your credit is to look for fraud or major errors on your report. Yes this. Please do not obsess over your credit score. Look for odd things and big swings. There's a whole community out there obsessing over raising their credit scores and they are insane. If you're above 700, it's barely worth paying attention to. If you're above like 750 then don't even bother trying to improve your score, just keep an eye on signs of trouble.
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Jan 24, 2022 22:38
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Its Rinaldo posted:https://twitter.com/Phil_Lewis_/status/1484890911364554755?t=dbW1k9V1DM3mZQcAC-zzvw&s=19 This is why I can never live someone cold again. I have a hard time walking when there isn't ice on the ground. I can't handle busting my rear end every single year for the rest of my life. I almost died this morning when my house flip flop folded up under my foot and I almost ate poo poo but caught myself at that last moment on the sofa. I can't do it. Bury me where it's warm.
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Jan 24, 2022 22:50
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I ate poo poo under a ski lift once and it took me like 5 minutes to figure out how to dig out the snow and put my skis back on. That is an unfortunate experience, absolutely everyone riding up dumping whatever snow is stuck to their skis or board on your head and laughing at you.
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Jan 24, 2022 22:59
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https://twitter.com/ArdenFarhi/status/1485739117451399173 https://twitter.com/josephzeballos/status/1485739888196599808 https://twitter.com/Acyn/status/1485739301685972992 A rare good Biden appears out of nowhere!
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Jan 24, 2022 23:23
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Braksgirl posted:This is why I can never live someone cold again. I have a hard time walking when there isn't ice on the ground. I can't handle busting my rear end every single year for the rest of my life. I almost died this morning when my house flip flop folded up under my foot and I almost ate poo poo but caught myself at that last moment on the sofa. I can't do it. Bury me where it's warm. About a month ago I was taking a poo poo and browsed the forums long enough for my legs to fall asleep. I didn’t realize this so I got up and went to take a step and basically face planted off of my toilet. Ankle just crumpled. I heard a pop (not super loud, just like when you pop a joint on purpose). Since I couldn’t feel anything I didn’t know what I was gonna see when I looked down. There could’ve been bone, my ankle could’ve been sideways, who knows. Thankfully it looked okay and I was able to rotate a bit, but I had to wait for the feeling to come back to really assess. I laid on that bath mat contemplating my entire life and all of the choices I’d made to get to that point. Would I have to wear a walking boot at my own wedding? Would I be able to ski on our trip? How would I explain what happened? Luckily my wife diagnosed it as a sprain before laughing at me. Me and Lamar Jackson, just a couple athletes out here poopin.
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Jan 24, 2022 23:31
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Leperflesh posted:Probably something that was benefitting you fell out of a particular calendar range. E.g., you used to have a year of paying >$X off of a credit card "within the past five years" and now it's been 5 years 1 month and so it is no longer as heavily weighted. It dropped me to below 740  Credit yellow now, I want it back in green!!! Ty for the explanation Leper
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Jan 24, 2022 23:38
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My credit keeps crawling toward 800 and just before reaching it dropping back down to around 760 Frustrating I assume it's because I only have one credit card and keep it with a low limit
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Jan 24, 2022 23:48
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The Big Jesus posted:About a month ago I was taking a poo poo and browsed the forums long enough for my legs to fall asleep. I didn’t realize this so I got up and went to take a step and basically face planted off of my toilet. Ankle just crumpled. I heard a pop (not super loud, just like when you pop a joint on purpose). Since I couldn’t feel anything I didn’t know what I was gonna see when I looked down. There could’ve been bone, my ankle could’ve been sideways, who knows. Thankfully it looked okay and I was able to rotate a bit, but I had to wait for the feeling to come back to really assess. Wow. Your story is so much better than mine. Legit cackling over here.
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Jan 24, 2022 23:53
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The Big Jesus posted:About a month ago I was taking a poo poo and browsed the forums long enough for my legs to fall asleep. I didn’t realize this so I got up and went to take a step and basically face planted off of my toilet. Ankle just crumpled. I heard a pop (not super loud, just like when you pop a joint on purpose). Since I couldn’t feel anything I didn’t know what I was gonna see when I looked down. There could’ve been bone, my ankle could’ve been sideways, who knows. Thankfully it looked okay and I was able to rotate a bit, but I had to wait for the feeling to come back to really assess. TFF Chat 2022: Don’t poo poo and browse
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Jan 24, 2022 23:56
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The Big Jesus posted:About a month ago I was taking a poo poo and browsed the forums long enough for my legs to fall asleep. I didn’t realize this so I got up and went to take a step and basically face planted off of my toilet. Ankle just crumpled. I heard a pop (not super loud, just like when you pop a joint on purpose). Since I couldn’t feel anything I didn’t know what I was gonna see when I looked down. There could’ve been bone, my ankle could’ve been sideways, who knows. Thankfully it looked okay and I was able to rotate a bit, but I had to wait for the feeling to come back to really assess. your story will be put to great use on jackbox night e: fun poop related story, pooping after leg day is a delight in my house because the previous owner was an elderly couple and they have all these hand rails installed in the bath tub and around the toilet
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Jan 24, 2022 23:59
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Hot Diggity! posted:https://twitter.com/ArdenFarhi/status/1485739117451399173 I need a new text tone, thanks!
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Jan 25, 2022 00:03
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I can't wait for the clip of Tucker staring at the camera in confusion at the lack of decorum from Biden
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Jan 25, 2022 00:04
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What even was the question? I’m always up for laughing at Fox News though. Frankly they should just get to ask questions so you can mock them.
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Jan 25, 2022 00:05
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Intruder posted:My credit keeps crawling toward 800 and just before reaching it dropping back down to around 760 The former, possibly; "credit mix" is about 10% of your FICO score. Here are the major components:  This article breaks them down pretty well. https://www.myfico.com/credit-education/whats-in-your-credit-score
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Jan 25, 2022 00:07
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Hot Diggity! posted:
https://twitter.com/david_j_roth/status/1485749558844043265?s=21
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Jan 25, 2022 00:12
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My credit score is really good but because I don't have any non-mortage loans, it's taken a minor hit from perfection. Weird that paying off my car and my student loans would work against me!
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Jan 25, 2022 00:15
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Hot Diggity! posted:
To be fair, Steve Doocy is a stupid son of a bitch.
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Jan 25, 2022 00:16
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Braksgirl posted:I almost died this morning when my house flip flop folded up under my foot and I almost ate poo poo I’m generally pretty nimble and very un-clumsy but I always get fuckin caught out by the ol’ taco flop, and usually it’s when I’m outside and I scrape my toes into the cement and I everyone can see what I doofus I look like. Also I have really nice Vans flops and I always have a moment of panic that I tore them whenever it happens 
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Jan 25, 2022 00:20
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Ornery and Hornery posted:I loved that movie as a kid but remember almost nothing about it now. It's still a good movie. I had a Feivel plushie when I was 5 and it's still somewhere in storage.
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Jan 25, 2022 01:32
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Went down a weird rabbit hole and came across what has been my favorite conspiracy theory of all time. I always forget about it for a couple years but it always comes back up. Stevie Wonder isn’t actually blind. There’s a billion videos on YouTube about it with people talking about it but I like this one where it’s different celebrities telling stories about Stevie messing with them, then ends in “proof” that he’s not blind. He catches a mic stand on stage that was falling over that Paul McCartney had bumped into. That’s the proof. https://youtu.be/XsEcNlRZFgQ
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Jan 25, 2022 01:43
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