|
I just closed a mortgage loan on my house and have been inundated with URGENT: TIME SENSITIVE junk mail that looks like it's from the mortgage company telling me I'm eligible for a free life insurance policy. I finally called the lender because I got like 10 of these things and they assured me they don't offer life insurance. I don't know what the angle is but I assume it's trying to get me to give personal information and poo poo related to the money. Which is a serious red flag because obviously my lender knows just about anything there is to know about me, as anyone who's gone through that process can attest. loving scammers man.
|
#
?
Nov 10, 2022 01:16
|
|
|
|
| # ? Apr 28, 2024 18:14 |
|
|
BiggerBoat posted:I just closed a mortgage loan on my house and have been inundated with URGENT: TIME SENSITIVE junk mail that looks like it's from the mortgage company telling me I'm eligible for a free life insurance policy. I finally called the lender because I got like 10 of these things and they assured me they don't offer life insurance. I don't know what the angle is but I assume it's trying to get me to give personal information and poo poo related to the money. Which is a serious red flag because obviously my lender knows just about anything there is to know about me, as anyone who's gone through that process can attest. Those aren't from your lender. They are from actual scummy life insurance companies trying to sell you whole life or some other really bad "mortgage protection" insurance. They are basically scams.
|
|
#
?
Nov 10, 2022 01:28
|
|
|
BiggerBoat posted:I just closed a mortgage loan on my house and have been inundated with URGENT: TIME SENSITIVE junk mail that looks like it's from the mortgage company telling me I'm eligible for a free life insurance policy. I finally called the lender because I got like 10 of these things and they assured me they don't offer life insurance. I don't know what the angle is but I assume it's trying to get me to give personal information and poo poo related to the money. Which is a serious red flag because obviously my lender knows just about anything there is to know about me, as anyone who's gone through that process can attest. they are 'real' companies that are trying to prey on you being a new homeowner who is worried about themselves/their family. That are definitely scams, my realtor even warned me about them when we bought our house.
|
|
#
?
Nov 10, 2022 03:41
|
|
|
remember you can get rid of any junk mailer https://en.wikipedia.org/wiki/Prohibitory_Order using a loophole where legally you can stop anything that makes you too horny, and thanks to the supreme court's ruling, the first amendment says the government legally can't argue when you say something makes you horny
|
|
#
?
Nov 10, 2022 03:46
|
|
|
Captain Monkey posted:they are 'real' companies that are trying to prey on you being a new homeowner who is worried about themselves/their family.
|
|
#
?
Nov 10, 2022 04:58
|
|
|
bort posted:Your deed transfer paperwork and your mortgage are public record in the US. So, you'll get home warranty, title and mortgage scams for a while after the sale. Hell, it's been over a decade and lending tree is still trying to offer me a mortgage, it's bizarre.
|
|
#
?
Nov 12, 2022 02:30
|
|
|
Tunicate posted:remember you can get rid of any junk mailer yeah, i'm not gonna argue that grocery store ads make me all horned up to the gov't.
|
|
#
?
Nov 16, 2022 00:39
|
|
|
Coward
|
|
#
?
Nov 16, 2022 00:53
|
|
|
Professor Shark posted:Coward
|
|
#
?
Nov 16, 2022 00:53
|
|
|
EndlessRagdoll posted:yeah, i'm not gonna argue that grocery store ads make me all horned up to the gov't. Nothing worthwhile without sacrifice.
|
|
#
?
Nov 16, 2022 02:35
|
|
|
EndlessRagdoll posted:yeah, i'm not gonna argue that grocery store ads make me all horned up to the gov't. "Your honor, they offered me a big eggplant."
|
|
#
?
Nov 16, 2022 03:35
|
|
|
"Did you see those sausages? I rest my case."
|
|
#
?
Nov 16, 2022 04:28
|
|
|
"I was eating peaches...for hours!"
|
|
#
?
Nov 16, 2022 06:31
|
|
|
I have a question about a potential scam/shady situation. Ten years ago, when I moved to a new area, I started to get mail that was for my address but was for someone else by name. I figured they were the previous apartment tenant and threw the mail out/sent it back with 'return to sender' attached. I didn't think much of it. Then my wife and I moved after four years into my in-laws to save for a house. And within a few months we started getting mail at that address to the exact same name. At this point, I knew something was fishy, but we never saw any suspicious credit card charges, or loans taken out in our names, or credit report issues, so I ignored it. Now, in our new house, I continue to occasionally get mail at our new address but to this exact same name, plus one other name occasionally (Different first name, same last name). Usually, it is debt collectors or some other type of agency mailing the mail. I never open it as it is not addressed to us, but is this some type of scam, or is it just someone who keeps using our address to hide from debt collectors? And how do they keep getting our next address? Crazy Joe Wilson fucked around with this message at 16:44 on Nov 21, 2022 |
|
#
?
Nov 21, 2022 16:40
|
|
|
Did you do any mail forwarding? That might be why the old names followed you. I constantly get mail at a property I've lived at for 5 years for people who haven't been there fore at least 10 years, usually credit card offers and healthcare stuff.
|
|
#
?
Nov 21, 2022 16:50
|
|
|
They only forward mail addressed to the names you specify.
|
|
#
?
Nov 21, 2022 16:59
|
|
|
Are phishing mails able to trigger the red flag status in outlook? Mail looks to be coming from no-reply@microsoft.com 
|
|
#
?
Nov 23, 2022 20:40
|
|
|
Soonmot posted:Are phishing mails able to trigger the red flag status in outlook? I thought you set the flag yourself?
|
|
#
?
Nov 24, 2022 06:18
|
|
|
No idea, I didn't see those linked when I checked my microsoft logins, but I set up two factor authentication anyways. There were some failed autosynch attempts from China on my account for the past week.
|
|
#
?
Nov 24, 2022 17:05
|
|
|
Usually the red ! is set by the sender marking an email as high importance, the red flag on the right is set by the recipient so they know they still have to deal with the email. Not sure if those can be set by anyone else.
|
|
#
?
Nov 24, 2022 22:49
|
|
|
Mini success story! Friend is setting up a new rescue, and I saw on her wall she posted this... I didn't give it too much thought but wanted to help out so said I'm in.  (not my pic, but similar text so I'm sure you can see where this is going. The one I saw mentioned you'd get 6-36 gifts and I initially thought it was something she'd arranged with vendors etc) She then messaged me the instructions, which was to reshare the text and then send the message out to everyone who responds but to change one of the addresses for my own. Of course the sirens in my head went off instantly as I now realised it wasn't something she was running from scratch herself and was a pyramid scheme, so I told her I'd have to bail due to that and sent a link to a .gov site that named this specific scheme and she said thanks. Thought that was the usual 'well I don't care I'm running with it anyway' thing, but lo and behold she pulled down the post and maybe spoke to others. Always nice to kill a branch of these things before more people get scammed, especially when it comes from respected people in the community who are just victims themselves and not trying to perpetuate a scam. EL BROMANCE fucked around with this message at 20:56 on Dec 7, 2022 |
|
#
?
Dec 7, 2022 20:53
|
|
|
EL BROMANCE posted:Mini success story! A few years ago a friend posted a book version. As well as telling them how it was a scam, I made sure to send a couple of books their way because if I have some disposable income I'm always happy to buy a friend a book or two.
|
|
#
?
Dec 7, 2022 21:31
|
|
|
A friend of mine just posted something similar on FB yesterday, but it was a Holiday Whiskey/Bourbon/Tequila exchange.
|
|
#
?
Dec 7, 2022 21:46
|
|
Cat Army
|
So, the person at the top of the pyramid never has to buy dog toys again? Did I miss something or is there no cash involved. Vvvvvvvvvvvvvvv If that’s true then what’s the “scam” part? namlosh fucked around with this message at 22:13 on Dec 7, 2022 |
|
#
?
Dec 7, 2022 21:52
|
|
|
namlosh posted:So, the person at the top of the pyramid never has to buy dog toys again? Did I miss something or is there no cash involved. I think you change one of the addresses to yours and move the other one down so it would be removed entirely on the next tier, but man I wouldn't doubt someone changes the system to make it so they keep getting sent stuff and hope nobody catches on.
|
|
#
?
Dec 7, 2022 22:07
|
|
|
namlosh posted:So, the person at the top of the pyramid never has to buy dog toys again? Did I miss something or is there no cash involved. These things mathematically cannot go on forever so there will at some point be a load of people who buy gifts and never receive anything themselves while the person who started it never buys anything and gets a full suite of gifts. In this particular instance, sounds like people in the middle aren't getting scammed but are obviously playing a part in someone further down the line getting screwed.
|
|
#
?
Dec 8, 2022 09:10
|
|
|
The latest iteration of the Chain Letter.
|
|
#
?
Dec 8, 2022 15:46
|
|
|
I feel like if someone says 'it's really not a scam!' unprompted that is um well a bit of a 
|
|
#
?
Dec 8, 2022 16:16
|
|
|
MrNemo posted:These things mathematically cannot go on forever so there will at some point be a load of people who buy gifts and never receive anything themselves while the person who started it never buys anything and gets a full suite of gifts. In this particular instance, sounds like people in the middle aren't getting scammed but are obviously playing a part in someone further down the line getting screwed. Yup, usual pyramid stuff where the person who thinks of it/the people right at the top of the chain get out fine then dozens/hundreds of people below can get hosed. There's a bunch of infographics that show just how fast these things can spiral beyond 'a few people' to 'the entire population of the world' kinda things. 
|
|
#
?
Dec 8, 2022 21:38
|
|
|
Thanks so much for the replies. I get pyramid schemes and such, I think in my head scam has a connotation (wrongly) that money is made at the top. The fact that it was just dog toys made my brain see it as less harmful compared to something like Bernie Sanders. It may be less harmful, but it’s a scam all the same. Got it
|
|
#
?
Dec 11, 2022 21:55
|
|
|
Whoever starts those things is probably mostly interested in getting people to post their addresses and other PII, not getting a boatload of pet toys.
|
|
#
?
Dec 11, 2022 22:21
|
|
|
namlosh posted:...see it as less harmful compared to something like Bernie Sanders. It may be less harmful, but it’s a scam all the same. Got it Lol do you mean Madoff?
|
|
#
?
Dec 11, 2022 23:13
|
|
|
Parallelwoody posted:Lol do you mean Madoff? No
|
|
#
?
Dec 12, 2022 00:52
|
|
|
Parallelwoody posted:Lol do you mean Madoff? Lmao, yup Leaving it cause it’s funny. He was at the top of the mitten pyramid
|
|
#
?
Dec 12, 2022 01:47
|
|
|
I am once again asking you to take a second helping, you're a growing country and you need it.
|
|
#
?
Dec 12, 2022 04:24
|
|
|
Has anyone brought up towing companies yet? The poo poo they get up to is downright criminal, theft and is nothing short of extortion. In the town I grew up in, there was a company near the university that cut deals with business owners to give them kickbacks on the towing fees/fines and the company where you had to go get your car was like a fortified compound. The people that worked there acted like mobsters and would charge you basically whatever they wanted since there seemed to be no set amount on the fines. There was no way for you to prove it or challenge it in cases where there was not a clearly marked sign either and the motherfuckers would tow you anyway even if you were present with your vehicle and before they even hooked it up. OFten, they'll just flat out refuse to release your vehicle unless you pay whatever made up amount they say you owe them, tack on exorbitant "storage fees" and, usually, the cops won't help you either. If you send your kid, a family member or your spouse to go get your car, they won't give it to them Here's a little write up I found https://medium.com/the-random-nerdi...es-29a7094be69a
|
|
#
?
Dec 14, 2022 14:05
|
|
|
BiggerBoat posted:Has anyone brought up towing companies yet? I haunt r/legaladvice as sometimes there’s something neat to share in the r/r thread and holy gently caress, if a politician wants to make a career taking on something, towing companies are up there. There are some horror stories
|
|
#
?
Dec 14, 2022 15:13
|
|
|
The towing/extortion companies are invariably well connected, which is why they feel free to extort whatever they want from you with the full power of the government backing them.
|
|
#
?
Dec 14, 2022 16:06
|
|
|
My sister's apartment complex gets kickbacks for snitching on their own residents parking with expired tags. Someone had a new car with the registration on the dashboard and it took a community intervention to get the driver to gently caress off. He said he could tow because the tag wasn't on the license plate. I'm sure you'll be shocked to know it's a low-income area.
|
|
#
?
Dec 14, 2022 17:00
|
|
|
|
| # ? Apr 28, 2024 18:14 |
|
|
Eric the Mauve posted:The towing/extortion companies are invariably well connected, which is why they feel free to extort whatever they want from you with the full power of the government backing them. Here's one case from a few years back in California: https://www.courthousenews.com/california-city-settles-towing-scam-for-1-2-million/ quote:California City Settles Towing Scam for $1.2 Million
|
|
#
?
Dec 14, 2022 17:09
|
|
