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Sancho
Jul 18, 2003

The Noble Nobbler posted:

Personally, I feel that the idea that you should own more stocks at an early age is a byproduct of the 1980-2008 bull market making everyone gush about equity. I keep a 50/50 split in my retirement accounts between VT/BND and then forget about it.

I would have to disagree. Asset allocation research goes back to the early 20th century and the average annual return for stocks has been higher than bonds even well before the 80's.

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Sancho
Jul 18, 2003

abagofcheetos posted:

Vanguard ETFs are now free to trade with a Vanguard brokerage account.

https://personal.vanguard.com/us/insights/article/commissions-05042010

Those $7 and $2 trades are a flat rate whether you place the order online or over the phone with a broker. No more $40 premium ot place an order with a broker on the phone!

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