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Pagan posted:Cool. I get mine from Quizzle.com. It's free, and there aren't any predatory strings attached (as far as I can tell.)
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Mar 8, 2010 21:36
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quepasa18 posted:I hope you live in a state where it's legal to record a phone call without the other party's consent... I've heard as long as you notify the other party, you are in the clear (but IANAL). So some people will pass it off as if they were remarking on the automated notification, "So, this call may be recorded. Heh." Often on the other end they have a quick chuckle with you, then proceed to their spiel, not realizing you've just told them the call may be recorded.
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Apr 14, 2010 16:20
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NancyPants posted:what incentive does any other creditor really have to agree to it? My understanding is the creditor probably bought that credit for pennies on the dollar, and thus will be making a profit off you even if you don't pay the full amount. Many people fight their debt, or blow it off, and that increases the cost of recouping it. If you offer to pay a significant portion of it, they don't have to hunt you down, and they make a quick buck. It's sort of a you scratch their back they scratch yours scenario.
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Apr 22, 2010 07:12
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Just got a bill from Puget Sound Energy with a small (<$40) amount from a previous residence in 2007. Apparently they never got my forwarding address or the bill got pitched by an old roommate. In any case, I'm fine paying it, but it's gone off to collections. I've never heard from the collections agency, and as far as I know it's never shown up on my credit.(As of Nov 15th, 2010). Is my best course of action to just pay the energy company? Should I bother calling the credit agency? (Ie, by calling them am I at risk of them damaging my credit?)
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Apr 30, 2011 00:23
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