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tuyop posted:I just feel like it's a terrible thing to throw away a free* 12000 dollar degree or whatever a 1 year BEd is worth.
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Nov 15, 2011 00:06
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tuyop posted:Yup, I have a BA. Ah ok, cool, must have missed that in the OP 
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Nov 15, 2011 00:30
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If you've ever gone overseas $2100 isn't a lot to pay for a vacation, even if you're eating in little bistros and staying in youth hostels. Hell half the time the airfare will eat up half that amount. This is in economy. Seriously, if you think $2100 will get you first class airfare return to Istanbul you have obviously never traveled outside of the United States. There's nothing wrong with spending that kind of money, as long as you have earned it and saved for it.
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Mar 1, 2012 08:30
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Canadian Tire charges my mom like $32 for an oil change and a check to make sure things like lights are working. They have a sign out the front that says the workers don't make commission based on upsells but I don't know how true that is. Also when her car battery stopped working basically once a week after the second time they stopped charging her for a new battery and instead gave her some gadget that notices when the battery is failing and cuts it off so that it never goes completely flat anymore. Seeing as she's a 55+ year old woman with no idea how cars work they could have pretty easily just made her pay for a new battery each time.
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Mar 12, 2012 21:40
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Devian666 posted:For food I go by the rule of thumb in the Watch and Weight subforum. If you are gaining weight you have excess carbohydrate intake. That applies to any (or no) physical training. It sounds like you could remove some carbs from your diet. I find that tough myself but it's a way to save money on food. Your proposed diet sounds fine but keep an eye on your weight. This is stupid advice, eating carbohydrates doesn't make you fat, eating more calories of any kind that you don't burn off later makes you fat. And carbs, like fruits, veggies, potatoes & rice are the cheapest stuff you will find in any supermarket, so no, it doesn't save money on food either. If you honestly think buying a kilo of chicken is cheaper than buying a kilo of potatoes, you need to get mommy to stop doing your grocery shopping, and stop posting terrible financial advice in a finance thread.
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Apr 15, 2012 07:52
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Sorry about your uncle  Fluffy Bunnies posted:White long grain rice, cooked, has like 200 calories or so for a cup.
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May 27, 2012 14:15
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tuyop posted:vacation in August (going to exotic Nova Scotia) You're going to be poor forever and ever and ever dude.
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Jul 11, 2012 20:44
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Leperflesh posted:I actually think it's OK to take time off and go see your girlfriend. Human beings need breaks from the routine drudgery of daily life, even when they're impoverished. Maybe especially when they're impoverished, because that poo poo is stressful. But you know when the last time Tuyop went on vacation was? MAY. Literally two months ago. And he spent $700. Having a vacation from time to time is fine, even when you're impoverished, but Tuyop doesn't plan for them, he doesn't budget for them, and he takes them like 4 times a year.
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Jul 12, 2012 03:27
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If the dude ran into your car, why do you have to pay for it out of pocket? Granted I live in BC where our SOCIALISM means the car insurance company is public and so it might be different in NB, but why doesn't their insurance company pay for the damage? And if it was your fault, why don't you have comprehensive, given your tendency to destroy all vehicular modes of transport you approach? Either way, that sucks dude.
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Aug 20, 2012 22:03
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tuyop posted:Yeah he's only paying for it if I repair it and send him the bill. Haven't done that yet because it's an 800 dollar repair. But it's his call. Why's your car spending at $1500 over budget then if it's only an $800 repair that you haven't gotten done yet?
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Aug 20, 2012 22:37
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You might as well add the $800 to the budget now because you're not going to see that money, just FYI. This is why you always go through insurance companies.
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Aug 21, 2012 01:17
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Corrupt Cypher posted:In his defense I don't think Americans understand how much more we pay in insurance in Canada and how sensitive our rates are. I have a six year spotless insurance record, university degree (there's a discount for this), and drive a 1993 Volvo, and my rates are like $1500 a year. If I got in an accident that could easily double. New Brunswick has really low car insurance rates compared to the rest of the country, I think the average is like $700 a year or something. The counter argument is you have to live in New Brunswick to get those low rates.
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Aug 27, 2012 18:37
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quaint bucket posted:Better than Manitoba. Though of course this brings up a new expense: when Tuyop moves to Ontario his car insurance premiums are probably going to double since he's now moving to the province with the highest car insurance rates in Canada.
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Aug 27, 2012 20:38
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Yeah, you're basically going from the cheapest insurance in the country to the most expensive, so good luck with that. Even those of us in BC have cheaper insurance, and the government decided that since they have a monopoly on insurance they can make SO MUCH MONEY by charging an arm and a leg, which is the opposite of the reason ICBC was started in the first place...
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Sep 17, 2012 20:40
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quaint bucket posted:ICBC suck balls, we all know this. But yeah, you're right, his deductible shouldn't be 1k. I doubt it's even 10-15 a month on a $700 yearly, it's probably closer to $5 a month, which quite frankly is probably the best investment Tuyop could make. Hear that Tuyop: pay for the LOWEST POSSIBLE DEDUCTIBLE when you get your Ontario insurance.
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Sep 17, 2012 22:52
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But Will, I'm on my feet four hours a day, three days a week here, and then I have to go home and cook dinner for myself!
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Oct 3, 2012 16:55
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FrozenVent posted:And aren't you at CFB Borden? Seriously, that's about 44 degree latitude. There are part of Michigan that are closer to the Arctic than you are. LITERALLY the ENTIRE rest of Canada. Including the entire province of New Brunswick, where he JUST moved from.
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Oct 8, 2012 16:52
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Leperflesh posted:I don't know about Socialist Canada, but at least in my state (California), landlords are required to provide adequate heating for tenant units in order to meet code. I'm sure it's the same here, but 16 degrees Celsius is probably, apparently, not going to be considered inadequate heating. HookShot fucked around with this message at 01:07 on Oct 9, 2012 |
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Oct 9, 2012 00:22
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Tuyop, you spent around $300 to buy new bike shoes (I know it was $200-something, I can't remember how much) but didn't remember to add in $30 for two blinking bike lights from Canadian Tire?
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Oct 11, 2012 03:08
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If his girlfriend's driving to the base at the same time as he is there's no real reason for Tuyop to risk his life biking in the dark anyway, except for exercise. Maybe he could bike to the base and drive back if he wants to do it for fitness, at least until November when it doesn't get light until like 9am. It's more just the fact that Tuyop spent over $200 on something that's now completely useless for at least six more months.
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Oct 12, 2012 01:52
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tuyop posted:Yes, I'm more concerned with how my sex life has changed, how I lose hours of sleep a week because of pain (and the medication makes me loving retarded), how I can't pursue the long list of outdoorsy sporting hobbies that I used to, help my friends move or do a lot of chores (gently caress garbage bags forever), things like that. And that's why you're not going to see the same kind of money they will, because you might be found to be 15 or 20% disabled, while they'll be 80 or 90% disabled. It doesn't mean you're not entitled to your share of funds, because you WERE injured while working for the Canadian Armed Forces. The system is designed to pay you because you do deserve that pay. It has affected your life, and you should be compensated for it.
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Oct 12, 2012 20:27
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Yeah that seems like a lot. Hell my dad, who literally drives his car like the entire day for work, has a 2008 car with 300k kilometers on it.
HookShot fucked around with this message at 03:31 on Oct 14, 2012 |
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Oct 14, 2012 03:06
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He is actually correct on its value, you Americans also don't realize that your cars are a lot cheaper. I did a check on Autotrader.ca, his car in Ontario with that many kms does sell for around 10k-15k
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Oct 14, 2012 03:32
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I hope you're trolling with that post, I really, really do.
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Oct 14, 2012 22:45
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In Australia I was paying $80 a month for a 50GB cap. Things could be worse. Still, I agree that all the telcos should include the modem. Hell, my Telus modem blew up in a power outage last week and the guy gave me a reference number to go pick a new one from the Telus store, it was a five minute process and completely free!
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Oct 18, 2012 07:56
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Do you even want to be a personal trainer? Honestly, your career options would be "working at a place for the rest of your life where the equipment could possibly exacerbate a bad injury you've already got." This does sound like another impulse thing that isn't planned out at all. You're also not going to get a lot of customers if you can't show them how to do a deadlift without dying.
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Oct 18, 2012 20:40
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quote:this is for part-time work and also to maybe teach extra-curricular high school weightlifting in the future. And for part time work, see below. tuyop posted:Talk with toeshoes to see if it's alright. We have an appointment with a financial planner too, because we want to get some professional input now that we're living together permanently, so I'll bring it up with the planner there. You don't need a financial planner, honestly. All he will do is try to convince you to buy mutual funds that he gets a commission for selling you. You need to spend as little as you can and bring down your debt. Seriously, you're very far from the only person to ever start living with a significant other. I'd wager 90% of the posters in this thread have done it (including me) and can answer any questions you have. This is definitely not "financial planner" material. quote:This is just step one, asking the goons. Me being me, I would want to get some kind of liability insurance so that some retard doesn't legally destroy me when he folds himself in half somehow. So what do you guys think? I think the injury causes some problems with some exercises, but I don't necessarily have to do something to teach it. Right? I can sort of lift a broomstick overhead to demonstrate shoulder press form... You do need to demonstrate something to teach it. You will have ZERO credibility otherwise. When your fat, out of shape clients can do an exercise and you, as their personal trainer, cannot, they won't respect you and they won't hire you. Not to mention that they're going to wonder why you can't do things, and they will almost certainly assume that you hurt yourself exercising, and that they might get hurt if you teach them.
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Oct 18, 2012 21:16
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quaint bucket posted:He wants to be a teacher down the road. Oh yeah, I forgot about that. I thought he meant volunteering, sorry Tuyop, my bad.
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Oct 18, 2012 21:45
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quaint bucket posted:It's ok. It's totally understandable because that was like 20-30 pages ago. Tuyop, I agree, don't buy a used laptop. You can find cheap ones for under $400, and if this is some weird thing where you're punishing yourself well a) don't do it b) if you really insist on doing it, at least get a refurbished laptop. They're as little as $279 at Futureshop.
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Oct 19, 2012 00:45
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Yeah, I almost never use my cell, and when I do it's only texting. I put $100 on it, and every five or six months I have to recharge. $200 a year, not a bad deal. Tuyop, just make sure you wait until you're out of contract (you said it's expiring a few posts ago, so I guess you've probably got two months max to wait).
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Oct 19, 2012 20:55
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Saeku posted:Tuyop, can you tell us more about your phone plan and internet plan? Are you on a traditional plan or a tab plan? Because $70 a month is pretty high for phone. Welcome to Canada.
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Nov 1, 2012 02:00
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Saeku posted:I live in Ontario and I pay $33/mo for phone, voicemail, and light data. I was looking to see if he could switch to Wind or Koodo feasibly and go without a major data plan because being on Rogers is a a lubeless anal gently caress. I don't remember the details, but Tuyop uses his phone a LOT, including the data. Enough to probably actually justify $70, which is why people mostly dropped that idea. Plus now that he lives in the middle of nowhere, it's probably safer to stay with Telus that he knows gets reception than move to two carriers that are known for having reception issues in some areas.
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Nov 1, 2012 04:56
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Hhahhahahhaah basil
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Nov 3, 2012 17:29
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Yeah, Toeshoe's idea isn't a bad one. Grow your own basil for fun. I think people are just saying this is a stupid idea because Tuyop wants to turn the extra bedroom into a grow op instead of renting it out.
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Nov 3, 2012 22:11
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This is the worst idea you have ever posted about. EVER.
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Nov 3, 2012 22:24
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tuyop posted:And if this guy can do it, why can't I?
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Nov 4, 2012 02:29
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tuyop posted:Yeah, exactly! With BASIL Compared to a roommate, which costs you 10 minutes on Kijiji every week, then 10 minutes collecting a cheque every month, without the risk of cops breaking down your door because they think you have a growop, flooding your building, pissing off your landlord and a whole number of other reasons why this is a terrible idea.
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Nov 4, 2012 06:15
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I trust that Toeshoes is not going to let him literally turn the spare bedroom into a growop and that we are in fact talking about the legal plant that goes well in pasta, not the illegal plant that goes well in brownies.
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Nov 5, 2012 03:28
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^^ This, a thousand times this. And congratulations, ToeShoes! That's pretty awesome
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Nov 5, 2012 17:36
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What happened to the tax return you didn't file and owe the CRA around $500 on? It was 2011, not this one, wasn't it?
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Nov 8, 2012 18:11
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