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NancyPants posted:Stop this poo poo
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Jul 30, 2016 05:13
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Here's some content:r/legaladvice posted:My aunt who has cancer asked me to marry her so that she can leave me her wealth avoiding estate taxes. Why draw up a will to spite your "deviant" trans child when you can uhhhhhhhh...marry your nephew instead? 
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Jul 30, 2016 05:25
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lol that motherfucker got us to fight about whether the chilis in his town is as good as the multiple chilis in our towns.
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Jul 30, 2016 05:34
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Hot Dog Day #91 posted:lol that motherfucker got us to fight about whether the chilis in his town is as good as the multiple chilis in our towns. Dude, everyone knows Chilis is BWM. You gotta go to TGIF to get your moneys worth.
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Jul 30, 2016 05:37
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Applebees is best with money. A weeks worth of calories in only 17 servings of mozzarella sticks! For one low price!
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Jul 30, 2016 05:39
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sparkmaster posted:Applebees is best with money. A weeks worth of calories in only 17 servings of mozzarella sticks! For one low price!
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Jul 30, 2016 05:41
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Dik Hz posted:Got any tips for camping out there on endless appetizers as long as possible? Sweatpants E: sorry for spelling your name wrong EE: crazy aunt has some terrible motivations, but is her strategy insane? Would the nephew need to show his contributions to the accounts to keep them out of her estate? Also, it would be hilarious if the nephew went along with it, then cut in his cousin when she's dead. BonerGhost fucked around with this message at 05:48 on Jul 30, 2016 |
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Jul 30, 2016 05:45
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pig slut lisa posted:Here's some content: I'm hoping someone convinced him that yes, by law, he must have photographic proof.
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Jul 30, 2016 06:17
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Jesus Christ I'm from the city and I know if y'all are talking about the kind of cuisine you only get in the "big city" then y'all are all bwm because that poo poo ain't cheap. Back to real bwm though, my wife's coworker is commuting 1.5 hours to work every morning(from an hour north of DC to Arlington) and is paying $250 to live in a tent on some hillbilly's property. That's not all, though. He's also paying an EXTRA $200 a month to get "daylight house privileges" to use the kitchen and bathroom and stuff. He also does house work and chores. He also owes $100k in student loans because he went abroad for a year and has an associate's and some other professional degree. He wore velour 'big and tall' sweat shorts to work today complete with a belt (the shorts don't have belt loops). I have photographic evidence of all of this.
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Jul 30, 2016 07:33
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HoogieChooChoo posted:Jesus Christ I'm from the city and I know if y'all are talking about the kind of cuisine you only get in the "big city" then y'all are all bwm because that poo poo ain't cheap. Even of his student loans??? Why aren't you posting that poo poo??? WHY ARE YOU RUINING MY IMMERSION???????? Seriously though, that outfit sounds p. Ridiculous, plz show!
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Jul 30, 2016 08:59
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HoogieChooChoo posted:He wore velour 'big and tall' sweat shorts to work today complete with a belt (the shorts don't have belt loops). I have photographic evidence of all of this. Why throw this in when you know everyone is going to tell you to 
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Jul 30, 2016 09:29
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IllegallySober posted:Why throw this in when you know everyone is going to tell you to bwp
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Jul 30, 2016 11:53
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IllegallySober posted:Why throw this in when you know everyone is going to tell you to
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Jul 30, 2016 12:47
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pig slut lisa posted:Here's some content: I feel like she's aware of this option but instead chose to troll the hell out of everyone just so she can lie on her deathbed in her dying hours and go, "Heh. Punk'd." At least... that's what I hope.
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Jul 30, 2016 13:31
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Getting kind of weird in here
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Jul 30, 2016 16:23
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Edit: very out of date refresh, nevermind.
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Jul 30, 2016 17:51
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I blame whoever bought that banner ad. Wanting to buy a 13 year old Porsche instead of moving out of your parent's place: Questionably BWM(he might be able to afford it, but mostly because he's living rent-free), definitely BWL. https://www.reddit.com/r/personalfinance/comments/4ujjp5/when_is_it_okay_to_make_an_irresponsible_purchase/ posted:I'm 25 with a job making $70k a year. Slightly over $50k in savings and $20k in my 401k. Currently live at home with no rent, no student loans, and my car is paid for. Only expenses are car insurance, phone & gym bill.
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Jul 30, 2016 18:13
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gently caress that guy. I'm in that situation right now, making less, with less in savings, and 100% of my focus is on improving my situation.
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Jul 30, 2016 18:19
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Moneyball posted:gently caress that guy. I'm in that situation right now, making less, with less in savings, and 100% of my focus is on improving my situation.   Same here.I'm just trying to save up enough money to buy a lovely used car (less than $5k) and be able to move out, this gently caress has $50k in savings and is still living at home. Move out, you poo poo!
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Jul 30, 2016 18:49
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He has been working at his $70k job for two years and saved $70k? I wouldn't be surprised if his parents are paying for his food and entertainment too. Dude probably has a parent's credit card and just saves 100% of his paychecks.
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Jul 30, 2016 19:22
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Realtalk the main appeals of big city 'culture' is easy accessibility to low keys shows and mid level cuisine on weeknights. Anything high end - 3 star michelin restaurants, huge concerts with big name artists, Wagner at the opera, can be done easily from out of town. The real advantage is other stuff to do on weeknights without needing to take a ton of time traveling to do so. It's also BWM as all hell but since telling a potential significant other 'i like to stay at home and entertain myself with movies, tv, video games, and cook for myself' isn't the best way to appeal to people.
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Jul 30, 2016 19:31
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Haifisch posted:I blame whoever bought that banner ad. hell why not, he's got enough to pay for it outright and his family is totally ok with him living at home (not shameful imo, america's fixation on people moving out as soon as they can is ridiculous given how expensive cost of living is in any reasonable city) Not the brightest of decisions but it wouldn't bankrupt him and he'd have a rad car. Y'all just jealous (I sure am)
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Jul 30, 2016 19:46
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For real, feels like that just got posted so people could say gently caress this guy that makes 70k and has such few expenses.
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Jul 30, 2016 20:37
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If his parents can afford it, I don't see the problem with him living at home specifically to save money. It does make it a little tough to justify buying that car, though. The intent was to save money, not spend it.
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Jul 30, 2016 21:03
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mastershakeman posted:Realtalk the main appeals of big city 'culture' is easy accessibility to low keys shows and mid level cuisine on weeknights. Anything high end - 3 star michelin restaurants, huge concerts with big name artists, Wagner at the opera, can be done easily from out of town. The real advantage is other stuff to do on weeknights without needing to take a ton of time traveling to do so. Right, I can take a 55 minute flight into NYC for a three day weekend, see Hamilton and get a table at Per Se so I can tell everyone it's gone off a cliff, and I don't have to pay $8000/mo rent to do it. I definitely understand the appeal and parts of it are irreplaceable if you have that luxury but lol some people acting like they live this world class lifestyle with their three roommates between their two jobs.
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Jul 30, 2016 21:34
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Haifisch posted:I blame whoever bought that banner ad. It might piss his family off but the only thing outrageous about buying a that car is the sole fact that it is a Porsche. If he said he was buying a new $23,000 Jetta nobody would bat an eyelash at such.a sensible young man working hard and saving up cash to buy a car. It will hold it's value much better than 50% depreciation in two years and it is a vehicle legendary for its reliability and reasonable maintenance costs.
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Jul 30, 2016 21:40
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BEHOLD: MY CAPE posted:Right, I can take a 55 minute flight into NYC for a three day weekend, see Hamilton and get a table at Per Se so I can tell everyone it's gone off a cliff, and I don't have to pay $8000/mo rent to do it. I definitely understand the appeal and parts of it are irreplaceable if you have that luxury but lol some people acting like they live this world class lifestyle with their three roommates between their two jobs. A loving men.
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Jul 30, 2016 21:53
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I understand taking into account the resale value of a car or a house when making a purchase. But your daily driver is not a car you should expect to flip, even more so than your primary residence. By necessity you're taking your "investment" outside and beating up on it, because that's its job. There's probably some space between "brand new Jetta that will depreciate 50% in the first year" and "13 year old imported (sports?) car used as a DD" when it comes to the balance of depreciation vs maintenance cost. Just going out on a limb.
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Jul 30, 2016 21:57
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NancyPants posted:I understand taking into account the resale value of a car or a house when making a purchase. But your daily driver is not a car you should expect to flip, even more so than your primary residence. By necessity you're taking your "investment" outside and beating up on it, because that's its job. Who cares? He's got 70k in the bank and is doing just fine. A $23k splurge isn't going to hurt him.
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Jul 30, 2016 22:11
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Residency Evil posted:Who cares? He's got 70k in the bank and is doing just fine. A $23k splurge isn't going to hurt him. He should splurge on some stock. 
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Jul 30, 2016 22:33
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Seems like he's already saving a ton in a year so I'd personally say gently caress It and splurge. Of course he could do better things with that money but nailing him as bwm is a huge stretch. Me? I'm bwm
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Jul 30, 2016 23:12
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Residency Evil posted:Who cares? He's got 70k in the bank and is doing just fine. A $23k splurge isn't going to hurt him. My only problem with it is he isn't putting enough into his 401k/IRA. I imagine the reason they want him to live at home is to buy a house when he moves out, and $50k is house buyin money in a lot of markets. It also sounds like he might not understand that it really is a $23k splurge, because any residual value in that thing is going to be eaten up by maintenance. There's a reason a $100k car is worth $23k today. He should get his dad to go in halfsies with him and they can co-midlife crisis.
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Jul 30, 2016 23:15
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BEHOLD: MY CAPE posted:Right, I can take a 55 minute flight into NYC for a three day weekend, see Hamilton and get a table at Per Se so I can tell everyone it's gone off a cliff, and I don't have to pay $8000/mo rent to do it. I definitely understand the appeal and parts of it are irreplaceable if you have that luxury but lol some people acting like they live this world class lifestyle with their three roommates between their two jobs. You could make that a monthly thing, flying in from somewhere in the flyover states, and still pay less. Hell, just for fun. My rent + utilities on an 800 square foot one bedroom in Iowa : $900. Airfare + hotel to hop a flight to NYC tomorrow at 7am and stick around through Tuesday, flying first class and staying at the Hotel St. James on Times Square : $1200 + tax on Travelocity. So to make up the difference in rent, I'd have to somehow keep my entertainment expenses under $5900 for the weekend. Think I might maybe manage that. 
Liquid Communism fucked around with this message at 00:22 on Jul 31, 2016 |
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Jul 31, 2016 00:11
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That Porsche 911 is a great car, the issue is that he's presenting it as an option between a 911 or a lease. Nobody in the reddit thread (or here) is addressing that. That's the BWM part. Him living at home is fine if he gets along ok with his parents, in Asia that is what most people do. I agree that it's a weird American thing that if you don't leave home when you are 18 then you're either a loser or a burden on your parents. My parents would LOVE for me to move home. However, if he's single, it's probably bad with relationships, because dating someone who lives with their parents when you're an adult is awkward. And jesus SHUT THE gently caress UP ABOUT CITY CHAT. YOUR CITY IS BETTER THAN YOUR OTHER CITY WE GOT IT. Bad with money: quote:Hello. Not sure if this is the right sub for this question, but gonna give it a shot. I'm going on 7 day trip to Tokyo, Japan in 35 days and only have $25 dollars in my account. I am 19 & currently interning for a fashion company so flight & room are paid for, but since it is an unpaid internship I do not have any money steadily coming in. I make money here & there by my employer & by selling my own used clothes online. I know I should've been smarter with my money and saved, but this trip was sort of unexpected. Either way I know I should've been saving. The reason I want to have at least $600-$1000+ is for clothes (which is what I'm looking forward to the most), transportation, shopping, food, and other miscellaneous things that require money. I don't want to be worried about running out of money over there or coming back completely broke. Any tips on how to come up with that sort of cash in 35 days and tips on saving it until then? Thank you!
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Jul 31, 2016 00:27
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BEHOLD: MY CAPE posted:lol some people acting like they live this world class lifestyle with their three roommates between their two jobs.
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Jul 31, 2016 00:31
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quote:Hello. Not sure if this is the right sub for this question, but gonna give it a shot. I'm going on 7 day trip to Tokyo, Japan in 35 days and only have $25 dollars in my account. I am 19 & currently interning for a fashion company so flight & room are paid for, but since it is an unpaid internship I do not have any money steadily coming in. I make money here & there by my employer & by selling my own used clothes online. I know I should've been smarter with my money and saved, but this trip was sort of unexpected. Either way I know I should've been saving. The reason I want to have at least $600-$1000+ is for clothes (which is what I'm looking forward to the most), transportation, shopping, food, and other miscellaneous things that require money. I don't want to be worried about running out of money over there or coming back completely broke. Any tips on how to come up with that sort of cash in 35 days and tips on saving it until then? Thank you! Prostitution.
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Jul 31, 2016 00:31
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Danknificent posted:He should splurge on some stock. Good With Money doesn't have to be Perfect With Money.
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Jul 31, 2016 00:33
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Liquid Communism posted:You could make that a monthly thing, flying in from somewhere in the flyover states, and still pay less. Rent on a 1 bedroom apartment in NYC isn't $8,000 unless you are talking about the most exclusive parts of Manhattan. Probably about $2,000 in Brooklyn.
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Jul 31, 2016 00:38
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BarbarianElephant posted:Rent on a 1 bedroom apartment in NYC isn't $8,000 unless you are talking about the most exclusive parts of Manhattan. Probably about $2,000 in Brooklyn. Some careers will have people taking a very significant paycut to live in NYC. When you're looking at earning 1/2 or less of what you could be earning by demanding to live in NYC, even before the massive difference in COL you begin to wonder whether you'd prefer to live in NYC or, say, have a loving winter home and fly there whenever.
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Jul 31, 2016 00:48
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BarbarianElephant posted:Rent on a 1 bedroom apartment in NYC isn't $8,000 unless you are talking about the most exclusive parts of Manhattan. Probably about $2,000 in Brooklyn. $3500-5000 if you want a nicely appointed one bedroom in a doorman building in Nice Brooklyn convenient to Manhattan by subway, like Heights or Park Slope, also you're signing a two year lease and paying a broker fee. No idea how low you can go if you don't mind walking 15 minutes to the subway in a lovely neighborhood way out there
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Jul 31, 2016 01:04
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