Weatherman posted:

what the gently caress just happened

SpelledBackwards posted:

He told him to kiss his wife's entire rear end.

Moneyball posted:

With like 30 new posts, I expected a conversation about what type of vehicle to use to drive to your horse wedding

Residency Evil posted:

I still can't tell if this is the best or worst thread on SA.

Spermy Smurf posted:

You obviously ride in a carriage. Pulled by other horses. With your newlywed horses in the carriage.

acidia posted:

I don't know, monopoly got a lot of things right about banks... like how the banker's sole goal in life is to steal every dollar they possibly can from the bank and gloat about it afterwards.

BWM contribution:
$500,000 in life insurance but I'm alone, have no close family, and have no debts. Just don't want to be a burden, if I gently caress something up accidentally on the way out the door feel free to sue my estate I guess?
Does the gub'ment tax away all the "my bad" insurance if leftovers go to non-profits?

NancyPants posted:

I got "creep on your sleeping family" out of that, which I guess is not that bad a sentiment in general but i don't know why it's advice in this specific situation

TLG James posted:

I always wonder if those horses in downtown areas have more issues now that the average american is like 50 lbs heavier.

TLG James posted:

I always wonder if those horses in downtown areas have more issues now that the average american is like 50 lbs heavier.

Sic Semper Goon posted:

Vendagoat has broken into his supply of amphetamines again.

KingSlime posted:

y'all are giving his irrelevant and insane ramblings too much attention, more stories please!

Moneyball posted:

Okay, here's how this works. First, I got pregnant in high school. Then! My baby's daddy decided not to leave his wife but he did stop being my guidance counselor. So none of my transcripts went to college. Now I'm going to take you through the next eight years in eleven seconds. Ready? Meth. Meth. Meth. Biker boyfriend. Dead cop. Technicality. Rehab. Jesus. Pharmacy assistant. MEEEEETH! Checkout clerk. Wave your food over this laser beam and put it in the bag. Do you HAVE any meth? No? Then we'll end on put your food in this bag. That's how this works!

H110Hawk posted:

Today for lunch I'm going to go get a starbucks mocha.

Bloomberg posted:

The company said Zubkis asked for the leave due to concern that his continued involvement with Neuromama would embolden short sellers keen to drive down its shares. Zubkis also cited a “crusade to bring his daughter’s murderer to justice” by persuading police to reopen the case, according to the statement.

“That will require so much of my attention that I won’t be able to provide Neuromama executives with the 24/7 counseling they deserve," Zubkis is quoted as saying in the filing.

Thesaurus posted:

Bonus: in one of the articles, his mom or some relative says the boy was naturally just "excited" and doing what anyone would do. Then she argues that if anyone is at fault, it's the bank teller, and that she'd do the same thing if she found extra money in her account.

My favorite part of these stories is the mad rush to just waste it all in the most pointless way possible. Not, "better stash this somewhere and lay low and see if anyone notices" but "HOT drat!!! If I spend it all, they won't be able to take anything back, will they? "

Jesse from Breaking Bad IRL, basically.

BraveUlysses posted:

was it 5 or 6 dollars

Devian666 posted:

This is pretty much what a lot of people think being rich is. Spending a whole heap of money all the time. Brewster's Millions but with $35k.

H110Hawk posted:

Today for lunch I'm going to go get a starbucks mocha.

H110Hawk posted:

it was free from star rewards

Thesaurus posted:

My favorite part of these stories is the mad rush to just waste it all in the most pointless way possible. Not, "better stash this somewhere and lay low and see if anyone notices" but "HOT drat!!! If I spend it all, they won't be able to take anything back, will they? "

Jesse from Breaking Bad IRL, basically.

Cocoa Crispies posted:

For pretty much anyone living hand-to-mouth, "being able to buy something nice" would be miraculous, and "saving money for when you really need it" usually means paying down a loan or some urgent bill and never having anything nice.

Danknificent posted:

Fools! Financial security is literally the nicest thing anyone can have.

MilleniumBuc posted:

How bankruptcy works.

meade18 posted:

My dad did really well for himself working in upper management in a family business. He made himself invaluable to them so much so that when he finally left to work for himself, they kept him on as a consultant and he spends 6 weeks a year working for them making what I make in a year at my job. But he is horrible with all the money he made. He has very little retirement savings. His current job (the business he co-owns) pays him a salary, but I don't think it makes much of a profit that he can collect at the end of the year. He says he's building a lot of equity and the business will be worth a bunch when he wants to retire and sell, but it's not really a liquid investment. Even with essentially two salaries, he and his wife spend nearly all of it. He had very little liquid savings. Just a few pieces of real estate. Almost no equity, but they are cash flow positive. I have no idea where all his money goes.

My mom, when my parents divorced, had to work a lot to keep up her lifestyle. She'd be miserable right now if she didn't meet and marry a very successful engineer.

sclantw posted:

A while ago I got my epiphany when my professor told me her parent started a mutual fund for her and taught her how to invest and save when she was in high school. That made me realize that my parents were financially illiterate.

My parents treated money topic as taboo and 99% cases of money related discussions ended up in fights. Now the female parent is 67, can't retire, with little net worth because she spends based on her emotion (wants instead of needs) without any planning for a dignified retirement life.

I started working three years ago. With the knowledge I gathered and aggressive saving habit, I am looking at 8 more years of work before I let the investment income take over and become self-insured for the rest of my life. I may have to work longer to take care of the female parent but that will be OK.

The thing that irks me the most is to see someone in the family does stupid things or make uninformed decisions and still treats me like a kid. If the norm is being broke and work for whole life without anything to show for it, then I am happy to be abnormal.

If you are someone's parent or guardians, please don't just think it would be OK as long as your child is doing better than you are. That is far from enough. Be a grown-up so you can show your kids how wise decisions are made. And you also need to keep learning to exercise your mind in order to adapt the new information and be more capable to keep open mind.

rufflesinc posted:

that would your mom right?

sclantw posted:

When I am mad at my mom, that's what I call her.

donsho posted:

Don't recall my parents actually teaching about money so I learned by watching...watching them unabashedly squander every cent they made, and then some. I recall one experiment they ran back in the '70s, to see how many credit cards they could possibly get. You can guess the result. But while I have lived -more or less- a modest lifestyle and saved my money throughout my adult life, they're continually having their last laugh; never having put away a cent, my parents find themselves with more money now than they had during their working lives, largely due to my father's pension from his civil service career. So it's still new cars and restaurant dining every day for them while my wife needles me because we've never taken a cruise...

HKnight posted:

My father made a lot of money trading stocks in the 80s. A proponent of technical analysis, he believed that he could predict a stock's future movements by looking at a chart of its past movements. He lost a lot of money over the next three decades trading stocks. To this day, he continues to trade and becomes hostile whenever I suggest that his success was due to luck and a bull market. He remains hostile to the idea of benchmarking his performance against an index, and when I finally convinced him to let me track his top 5 current "best" trades a few years ago, when his performance started to lag the index by about 10% over the course of a few months, he stopped telling me about his trading activity. Had it not been for my mother reining him in over the years, I suspect he would have bankrupted the family several times over.

Phone posted:

1997 Subaru Legacy Outback - Probably had cruise
1996 Mazda Miata - No cruise
1994 Mazda Miata - No cruise
2012 Mazda 2 - Had cruise
1992 Lexus SC300 - Had cruise (until we ripped it out)
2016 Mazda Miata - Has cruise
2006 Chevy Silverado - No cruise
2010 Sym Symba scooter - No cruise

A car not coming with cruise is pretty easy to fall into. It's less common these days, but most super entry level cars (like the Mazda2) didn't come with cruise standard unless if you went a trim level up. It's fairly inexcusable now considering that the old systems were vacuum operated and had dozens of ways to fail and the current tech is electronic throttle, so it's literally a $20 control box and $10 in switches for the steering wheel controls. Retrofitting cruise control is just as expensive and a pain in the rear end as it was in the past.

I'm curious how entry level cars are going to change for MY2018 because of the federal mandate for back up cameras on all new cars.

quote:

donsho posted:
Don't recall my parents actually teaching about money so I learned by watching...watching them unabashedly squander every cent they made, and then some. I recall one experiment they ran back in the '70s, to see how many credit cards they could possibly get. You can guess the result. But while I have lived -more or less- a modest lifestyle and saved my money throughout my adult life, they're continually having their last laugh; never having put away a cent, my parents find themselves with more money now than they had during their working lives, largely due to my father's pension from his civil service career. So it's still new cars and restaurant dining every day for them while my wife needles me because we've never taken a cruise...

SweetSassyMolassy posted:

What have your parents taught you about money?




There's this guy...


That begged the reply:


he replied with this:


LOL

Thesaurus posted:

So they were reckless with money and now have more than ever, while their loser son toils and saves but never gets to take a cruise?

Also lol @ "needling wife"

Boon posted:

VendaGoat posted:

You gambled and won.

You're lucky while being BWM.

In my opinion.

Boon posted:

I'm not sure if this is GWM or BWM, but I'll let you guys decide. My undergrad degree was in Finance.

...

So, question. GWM or BWM?

Boon posted:

If that's the prevailing opinion, my question would be the following.

Would you recommend that people pay down very low interest rate loans or invest for retirement if they're at no default of risk (not a large debt burden compared to income)? Because that's essentially what happened.