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I work at a place that cashes checks (and other things). I'm on night shift so I have time to spare. I have a few stories but I don't know which you guys might be interested in, if any. 1) Customer poop stories. (That is, they pooped on the floor and it caused a lot of trouble.) 2) Customer recognized me outside of work but didn't recognize that we were not at my work. 3) Counterfeit check stories. 4) Customers not being able to keep clothes on. 5) Candy assault. Or whatever else comes to mind! I just want to share some hilarious happenings. Agoat fucked around with this message at 06:00 on Oct 7, 2015 |
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Oct 7, 2015 05:53
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| # ? Apr 20, 2024 01:47 |
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All of the above, we have an emote that probably gives away the starting point though.
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Oct 7, 2015 07:26
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I'll start with poop and move onto whichever someone calls out next. Typing on mobile is rough, but... It was a slow day at work, mostly selling money orders and shooting the poo poo with a lead. It was just the two of us that day, which was usually fine. An older gentleman came in and cashed a check, and he seemed distressed. I don't usually pry unless I have to, it's usually something strange that bothers our customers. The gentleman leaves, and a lady comes in wearing sandals. She begins to literally slide towards the teller windows. Again, I don't ask why she's sliding across the floor. I can't even see it from where I'm standing. She leaves and another woman takes her place to purchase a stamp. She drops the stamp and her face turns pale. I peek over the counter to discover a thick layer of liquid poo poo spread all across the floor. Our customers had been walking in poo poo. We assist the rest of the customers and lock the doors. I'm sent outside to survey the damage. Turns out the old man from earlier didn't just squirt out a little bit, he literally dumped on our lobby floor. Meanwhile, there's a line at the front door of people observing the tragedy, but apparently don't care because they were still standing in poo poo that got tracked outside the front door. I pointed at the ground to tell them, only to have a lady reply "That ain't a money order! Open up!"
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Oct 7, 2015 07:48
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Does your work do payday loans or other short-term loans? Do you feel like your company takes advantage of people?
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Oct 7, 2015 12:52
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Are you in the US OP? Do you work at a pawnbroker type place or is it purely cash & checks?
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Oct 7, 2015 15:45
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Panda Bear posted:Does your work do payday loans or other short-term loans? Do you feel like your company takes advantage of people? And if you don't feel this way, please also post about how it feels to be a robot in a human world.
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Oct 7, 2015 21:13
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Hey, maybe you should just pick the most interesting story and tell it instead of whatever this is jackass
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Oct 8, 2015 04:00
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Panda Bear posted:Does your work do payday loans or other short-term loans? Do you feel like your company takes advantage of people? Payday loan brokers are the worst people on earth.
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Oct 8, 2015 15:21
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How much cash do you keep on hand? Also where are you located and how thick is your safety glass?
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Oct 9, 2015 20:36
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Crazyeyes posted:How much cash do you keep on hand? Also where are you located and how thick is your safety glass? I worked at a bank and we did the cash drops.. I seem to remember the bigger ones ordering 250k for a holiday weekend
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Oct 10, 2015 01:03
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What was the situation with hose customers who treated you outside of work as if you were working?
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Oct 10, 2015 04:22
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Why have you forsaken us, OP?Vagon posted:Payday loan brokers are the worst people on earth.
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Oct 10, 2015 20:27
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Non Serviam posted:What was the situation with hose customers who treated you outside of work as if you were working? Back on another overnight shift. Was busy killing kittens. I was at Wal-Mart buying the new Gears game. I was waiting in line to pay when the lady in front of me started looking around, eventually looking to me. She focused on me then had this weird look like she was staring through me and let out "I need a money order for $300 and a stamped envelope". I wasn't in uniform, I was wearing that Destiny shirt they had for the Nepal earthquake. I just sorta looked at the lady, I really didn't know what to say. She looked angry for a second then seemed to realize she was at Wal-Mart. Then she paid for her groceries and left. And yeah, I do payday loans, at least for right now. It pays the bills until I can find work elsewhere.
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Oct 11, 2015 05:42
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Don't see the issue with payday brokers. They might not be saving the world but obviously the service exists because consumers want it. Usury rates for payday loans are high because it is an extremely risky proposition. If it wasn't as risky, they would charge less. The process is transparent..nobody walks into a payday broker thinking they are making out like a bandit. The same way people who walk into pawn shops know they aren't going to get the retail price for their wedding ring they decide to liquidate.
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Oct 11, 2015 07:26
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faarcyde posted:Don't see the issue with payday brokers. They might not be saving the world but obviously the service exists because consumers want it. Usury rates for payday loans are high because it is an extremely risky proposition. If it wasn't as risky, they would charge less. The process is transparent..nobody walks into a payday broker thinking they are making out like a bandit. The same way people who walk into pawn shops know they aren't going to get the retail price for their wedding ring they decide to liquidate. We actually have to disclose a ton of information and be very clear about what we're doing during the application process otherwise the company might get shut down.
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Oct 11, 2015 07:53
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faarcyde posted:Don't see the issue with payday brokers. They might not be saving the world but obviously the service exists because consumers want it. Usury rates for payday loans are high because it is an extremely risky proposition. If it wasn't as risky, they would charge less. The process is transparent..nobody walks into a payday broker thinking they are making out like a bandit. The same way people who walk into pawn shops know they aren't going to get the retail price for their wedding ring they decide to liquidate. human beings will always favor instant gratification and need compassionate people to save them from themselves. consumers demand things like heroin; most people that do it are equally aware of the consequences as well.
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Oct 11, 2015 12:51
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Panda Bear posted:human beings will always favor instant gratification and need compassionate people to save them from themselves. consumers demand things like heroin; most people that do it are equally aware of the consequences as well. Most people start doing heroin while on the influence of other drugs. While this may be true for payday loans, they are also not one of the most addictive substances on the planet.
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Oct 11, 2015 14:05
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Panda Bear posted:human beings will always favor instant gratification and need compassionate people to save them from themselves. consumers demand things like heroin; most people that do it are equally aware of the consequences as well. The alternative in your scenario is they have no access to credit because nobody will lend to someone if they aren't compensated for the risk. Is that better then them having the option if they need it and making an individual decision?
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Oct 11, 2015 17:03
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What is the craziest reason you ever heard of for someone taking out a payday loan?
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Oct 11, 2015 22:51
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Leviathan Song posted:What is the craziest reason you ever heard of for someone taking out a payday loan? A guy got one in my first week on the job to buy an iPhone. Months later he was getting them back to back and was very upset with me for not stopping him. (Which I'm not allowed to do.)
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Oct 12, 2015 09:53
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faarcyde posted:Usury rates for payday loans are high because it is an extremely risky proposition. If it wasn't as risky, they would charge less. The process is transparent..nobody walks into a payday broker thinking they are making out like a bandit. The same way people who walk into pawn shops know they aren't going to get the retail price for their wedding ring they decide to liquidate. That being said, I'm still interested in hearing your stories, OP! Tell us more!
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Oct 12, 2015 21:34
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The fact they are designing their business to be the most profitable it can be is irrelevant. Every business in existence functions the same way by trying to maximize their profit and every consumer tries to minimize their cost. That's called a price. The only difference is you want to be the moral arbiter of how two people are making a mutual decision. If Starbucks wanted to charge $100 for a latte they could but they don't because the consumer says they can't.
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Oct 13, 2015 05:33
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Companies make more money off of return check fees but they want to ultimately collect. The business model is aimed at people financially struggling. It's shady but they're legally required to be up front about every aspect of the transaction. The company I work for is very tough on complying with these laws, the company can be shut down if we don't. We also have to encourage our service, it's discrimination if we don't. Imaduck posted:That being said, I'm still interested in hearing your stories, OP! Tell us more!
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Oct 13, 2015 05:49
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twig1919 posted:Most people start doing heroin while on the influence of other drugs. While this may be true for payday loans, they are also not one of the most addictive substances on the planet. faarcyde posted:I believe that is called "the vision of the anointed", thinking that you can make a better decision for someone than they can for themselves. FYI for the others reading this thread, "vision of the anointed" is a term coined by a libertarian economist who has written books against "intellectualism" as well as the book condoning extremely limited government that this phrase comes from. faarcyde posted:The fact they are designing their business to be the most profitable it can be is irrelevant. Every business in existence functions the same way by trying to maximize their profit and every consumer tries to minimize their cost. That's called a price. The only difference is you want to be the moral arbiter of how two people are making a mutual decision. If Starbucks wanted to charge $100 for a latte they could but they don't because the consumer says they can't. Third parties exist as moral arbiters of how two people make mutual decisions all the time, precisely because every business will try to maximize profit no matter what if left completely unchecked. This isn't exactly anything new here, it's called government. The consumer won't buy a $100 coffee from a business because the typical consumer isn't ignorant about what $100 is, unlike interest rates. Just jump to the point where you say that the invisible hand of the free market is solely responsible for everything not descending into chaos so more people know to ignore the rest of your posts. I mean, this is practically what you're inferring with that analogy anyway.
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Oct 13, 2015 06:50
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Please don't hijack my thread, you don't know anything about my work and you're not actually saying anything.
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Oct 13, 2015 07:01
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Agoat posted:Please don't hijack my thread, you don't know anything about my work and you're not actually saying anything. I support the idea of people not hijacking your thread. However, you're a cashier at this joint, your ideas on the business model are relevant, true, but as much as a fry cook's opinion at McDonald's are on fast food regulation. You're not the goddamn CEO. Tell us crazy stories.
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Oct 13, 2015 07:37
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okay, I'll stick to the format of ***your thread***, op. Does the CEO of your particular company do anything to stymie financial regulatory reform or is he/she one of the less politically active ones? oh and Do you usually laugh at the poor, mentally ill and incontinent or only when you're on the clock? I'm guessing always since you made a thread about it. thanks op
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Oct 13, 2015 07:57
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Panda Bear posted:Do you usually laugh at the poor, mentally ill and incontinent or only when you're on the clock? I'm guessing always since you made a thread about it. Only when they post in my threads. Non Serviam posted:I support the idea of people not hijacking your thread. I'm probably the most relevant when one side of the argument is how bad of a person I am for making rent this month. Agoat fucked around with this message at 08:30 on Oct 13, 2015 |
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Oct 13, 2015 08:24
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Thread is lacking in good stories. Had a good start with one involving poo poo then went to 'one time a customer was mean' which is an interesting twist compared to other customer service related job stories that we usually get here. Post more stories. Good ones.
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Oct 13, 2015 13:19
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Agoat posted:A guy got one in my first week on the job to buy an iPhone. Months later he was getting them back to back and was very upset with me for not stopping him. (Which I'm not allowed to do.) An iphone is the best you've got? I was hoping for a hooker vacation or a Galapagos tortoise or something.
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Oct 13, 2015 13:46
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Panda Bear posted:okay, I'll stick to the format of ***your thread***, op. Don't be an rear end in a top hat, man. OP doesn't HAVE to do an A/T about their hosed up, soul crushing job. I'd like to read OP's horrible and depressing stories without it getting hijacked by a crackhead crusader.
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Oct 13, 2015 14:48
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Skoll posted:Don't be an rear end in a top hat, man. OP doesn't HAVE to do an A/T about their hosed up, soul crushing job. ??? OP just did post a thread about their hosed up, soul crushing job more soul crushing stories
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Oct 13, 2015 15:49
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Son of Man posted:??? OP just did post a thread about their hosed up, soul crushing job Sorry, I didn't have my morning coffee yet when I wrote that.
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Oct 13, 2015 15:56
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faarcyde posted:The fact they are designing their business to be the most profitable it can be is irrelevant. Every business in existence functions the same way by trying to maximize their profit and every consumer tries to minimize their cost. That's called a price. quote:The only difference is you want to be the moral arbiter of how two people are making a mutual decision. If Starbucks wanted to charge $100 for a latte they could but they don't because the consumer says they can't. These businesses aren't working as intended for the consumer. The vast majority of their income comes from people who have defaulted on their initial loan. Their training materials demonstrate that they're purposely trying to keep their customers in endless cycles of debt. They're able to pull this off because clearly there is an informational and situational imbalance between the business and the consumer, and the businesses are taking advantage of that.
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Oct 13, 2015 16:54
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Imaduck posted:It's relevant because people are making the argument that the loan rates are really high because the loans themselves are so high risk. The reality is that payday loan businesses are preying on desperate customers and manipulating the government so that they can artificially set their rates to as high as they want to.
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Oct 13, 2015 19:09
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^^ Sure, but a lot of "free market" folks like to believe that every market is operating optimally and that the businesses all are just slinking by on narrow margins because there's so much competition. The truth is that in some markets, pricing is a lot more complicated than supply and demand. In this case, you have customers who will take loans at almost any rate out of desperation and need, making things like marketing and physical proximity more important than the actual rates they're offering.
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Oct 13, 2015 19:54
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One evening a woman came in to cash a check. She went to one of the windows that was farther away, so I walked over to grab her ID and her check then went back to the middle of the branch to process it within the computer. I walked back over with her money to discover she lifted up her shirt and has pulled out her titties in an effort to readjust herself. She wasn't wearing pants, either. "Ma'am, what the actual gently caress are you doing?" "I was itchy and... you got cameras?" This woman was more concerned with cameras than the human being in front of her. She took her money and left... without pulling down her shirt.
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Oct 13, 2015 21:04
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Vagon posted:Payday loan brokers are the worst people on earth. The management and owners are definitely up there, but I have no particularly major objection to the grunts at the counter.
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Oct 13, 2015 21:44
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I'll defer to OP and make this my last post. Panda you say it is a false dichotomy. That would be true if there was any other alternative but in this case it is actually binary. If payday loan places didn't charge the rates they do, nobody would lend money to that type of credit risk. They would have no option. Is that better than having the choice? It works the same everywhere. Junk bond yields have historically been around 10-12%. For AAA rated companies and the government, closer to 4-5%. I am assuming you are advocating some sort of prohibition or government control. For the sake of argument let's say you want some control that says they can only charge X percent. If you apply that to junk bonds vs AAA rated bonds, NOBODY would buy junk bonds because they are assuming more risk for less reward and money would flood to more moderately risky assets for the same yield. Just because a choice isn't romantic and utopian doesn't mean it's not the best of the worst options. quote:FYI for the others reading this thread, "vision of the anointed" is a term coined by a libertarian economist who has written books against "intellectualism" as well as the book condoning extremely limited government that this phrase comes from. faarcyde fucked around with this message at 22:49 on Oct 13, 2015 |
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Oct 13, 2015 22:45
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I don't mind talk about payday loans, but gently caress off if you think you're going to guilt me over my job.
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Oct 14, 2015 04:30
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