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I'm switching home insurance companies to get on a replacement cost coverage (none of that ACV bullshit). I have a set of fine china from my great-grandmother that I want covered, but obviously I need to value it first. There are some replacement pieces for this particular set being sold on replacement.com, how convenient! My question is if I use these values, what will I need to prove that I'm not just making the prices up? I can link the individual listings in my spreadsheet, but if they go out of stock later, the price may no longer show up. I can take dated screenshots, but that's a pain in the rear end with this many individual pieces and besides, screenshots can be doctored very easily. Some other action I haven't thought of? Am I overthinking this?
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# ? Apr 10, 2016 22:50 |
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# ? Mar 28, 2024 10:01 |
People still own fine china? Haven't seen that scam since like the 80s.
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# ? Apr 10, 2016 23:47 |
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Pryor on Fire posted:People still own fine china? Haven't seen that scam since like the 80s. It was my great-grandmother's set and it's a very simple, elegant-looking design. Besides, why would I argue with free plates?
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# ? Apr 11, 2016 00:56 |
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Ask your agent and get a declared value that you both agree upon. I think that how it works insuring your $50 FMV plates for impossible replacement. Anyway your agent will know.
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# ? Apr 12, 2016 17:45 |