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what are some examples of ways you've handled money well? if you think you're bad with money: why? what happened to make you think that?
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Jul 28, 2016 21:39
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| # ? Apr 20, 2024 04:32 |
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I don't look at prices and I buy whatever i feel like at the time based on my desires. i have burned through most of my savings and im suicidal. i am not good with money.
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Jul 28, 2016 21:41
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also i owe the IRS like $25000
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Jul 28, 2016 21:43
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Yeah If I had more money I would be worse with it though
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Jul 28, 2016 21:43
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on the one hand I spend too much money on weed and useless poo poo like LEGO on the other my portfolio is up 24% YTD which beats the poo poo out of most pro managers so
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Jul 28, 2016 21:44
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sometimes i see things i want and then, i dont buy them
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Jul 28, 2016 21:44
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I was bad at handling money until I looked at a half dollar and the ghost of Ben Franklin came out and he told me about keeping a budget.
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Jul 28, 2016 21:45
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Moridin920 posted:on the one hand I spend too much money on weed and useless poo poo like LEGO how much is too much?
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Jul 28, 2016 21:45
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Really good with money. I only ever buy generic brand milk and sugar because it's all produced under the same set of standards, so why pay more for the same thing? After doing this for a few short weeks I was able to afford a something awful account.
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Jul 28, 2016 21:47
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pig slut lisa posted:how much is too much? Few hundred bucks a month (mostly on the weed though). Kinda just poor impulse control.. For example, I'ma buy this when it comes out: http://shop.lego.com/en-US/The-Disney-Castle-71040 Idk then again at least I'm not wasting my money running out and buying the new phone and stuff. I spend frivolously on a few hobbies and that's about it. I have a friend who blows $500+/mo just at the bars
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Jul 28, 2016 21:47
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Friginator posted:I was bad at handling money until I looked at a half dollar and the ghost of Ben Franklin came out and he told me about keeping a budget. a penny saved is a penny earned plus interest (if you save the penny in a savings account)
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Jul 28, 2016 21:47
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My butt is my bank. Wanna make a deposit?
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Jul 28, 2016 21:48
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I'm pretty good with it tbh, whenever I pay with credit cards I flip the card out really quickly and then make a swoosh with my arm and then do the pin code in like 600ms like a ninja and the cashier always looks at me like 'wow, this person is special'
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Jul 28, 2016 21:49
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ah, another rear end-penny enthusiast?
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Jul 28, 2016 21:49
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pig slut lisa posted:what are some examples of ways you've handled money well? if you think you're bad with money: why? what happened to make you think that? There's no specific example, my funds are just solid as gently caress and always have been.
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Jul 28, 2016 21:49
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My job matches my 401k contributions up to 7% and I have dumped 10% in since I started here 8 years ago so now I'l be rich unless my wife divorces me and takes it all. I saw a lady driving a corvette the other day with a license plate that said "his401klol". But those are like 50 grand? So his 401k sucked and she was ugly. Either way she better stay away from me or I'll punch her right in the face.
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Jul 28, 2016 21:50
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I don't make a lot of money. I also don't spend a lot of money. Money and life is easy if you don't koyaanisqatsi the gently caress out of it.
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Jul 28, 2016 21:51
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Bloodfart McCoy posted:There's no specific example, my funds are just solid as gently caress and always have been. you must be a very dilligent saver
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Jul 28, 2016 21:52
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dad gay. so what posted:I don't look at prices and I buy whatever i feel like at the time based on my desires. i have burned through most of my savings and im suicidal. i am not good with money. same
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Jul 28, 2016 21:53
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William Stoner posted:I don't make a lot of money. i'm pretty sure it's impossible to be happy if you're not ordering off amazon at least once a day
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Jul 28, 2016 21:56
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Mozi posted:i'm pretty sure it's impossible to be happy if you're not ordering off amazon at least once a day what do you like to buy on Amazon?
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Jul 28, 2016 21:56
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I had plenty of money until I got the dude wipes dash button:
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Jul 28, 2016 21:58
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pig slut lisa posted:what do you like to buy on Amazon? i bought an aeropress drying rack a couple of days ago um... i bought a 12-pack of squirrel corn logs too needless to say i'm currently in ecstatic bliss
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Jul 28, 2016 22:00
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I'm very bad with money actually
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Jul 28, 2016 22:01
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signalnoise posted:I'm very bad with money actually oh no  how so?
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Jul 28, 2016 22:02
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good at spending it hahaha
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Jul 28, 2016 22:02
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pig slut lisa posted:oh no I bought a house
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Jul 28, 2016 22:03
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signalnoise posted:I bought a house May god have mercy on your soul.
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Jul 28, 2016 22:05
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Ive dropped money many times (bad case of SHS - slipery hand syndrome)
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Jul 28, 2016 22:07
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My Dad passed and left a decent inheritance and I put most of it in a mutual fund so I'll wake up rich in 20 years or so. My Mom lectured me about being obsessed with money. She wanted me to buy an $80,000 luxury car like my cousin did when he got a sizable windfall.
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Jul 28, 2016 22:17
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bloodysabbath posted:My Dad passed and left a decent inheritance and I put most of it in a mutual fund so I'll wake up rich in 20 years or so. The more I learn about personal finance the more I realize the people with nice things are often not people with a lot of money.
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Jul 28, 2016 22:19
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I am excellent with money. I spend some, but when I go to an ATM more and more just keeps coming out every time 
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Jul 28, 2016 22:20
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On a serious note, the best thing I have ever learned how to do with money is develop a discipline of using credit lines in a proper way, investing in good quality items (saving for $350 boots instead of buying awful $60), and keeping a solid safety fund so I don't go into emergency debt ever. A lot of good money handling is understanding the poverty traps a lot of people fall into or are unfortunately born into.
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Jul 28, 2016 22:22
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William Stoner posted:The more I learn about personal finance the more I realize the people with nice things are often not people with a lot of money. It has and continues to amaze me, what people want more than money.
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Jul 28, 2016 22:22
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William Stoner posted:The more I learn about personal finance the more I realize the people with nice things are often not people with a lot of money. pretty much I see a lot of "I got X from windfall, how should I use it" and I tell them to take 5-10% to spend on what they want and stick most of the rest in relatively low risk okay yield things and a loooot of the time the response is 'but idk I was gonna take this $300k and spend it on a super 6 month Europe trip what do you think?' and I kinda just give a weak smile and shrug and go 'well if you want to blow it all.'
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Jul 28, 2016 22:23
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How much money we talkin?
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Jul 28, 2016 22:23
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I am excellent with money. For example, one way I learned to save money is to: 1) buy bread at panera 2) go to a salad bar for lunch 3) use the bread with the salad in order to make a sandwich Now I have a sandwich for lunch but I only went to a salad bar! 
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Jul 28, 2016 22:24
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William Stoner posted:On a serious note, the best thing I have ever learned how to do with money is develop a discipline of using credit lines in a proper way, investing in good quality items (saving for $350 boots instead of buying awful $60), and keeping a solid safety fund so I don't go into emergency debt ever. also good advice
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Jul 28, 2016 22:24
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Stinky_Pete posted:I am excellent with money. Your life is a point and click adventure.
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Jul 28, 2016 22:25
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| # ? Apr 20, 2024 04:32 |
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Stinky_Pete posted:I am excellent with money. I dont think this is right... a sandwhich needs meats on it. Reported
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Jul 28, 2016 22:25
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