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Read some books about successful people. Biographies if you want. Richard Branson wrote one called 'Losing my Virginity' and there are plenty more. Focus in on some people you think are cool and then use the information superhighway to find out what made them cool.
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Dec 2, 2016 05:18
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| # ¿ Apr 27, 2024 15:20 |
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Shbobdb posted:It's easy: Yep, perfect. You don't have to hate your job everyday and you also don't have to work for a pittance. The good life is somewhere in the middle.
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Dec 2, 2016 07:00
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Jeb Bush 2012 posted:This does not really support your claim about how incredibly smart med students are tbh What does a painter or poet make patterns with if not ideas? Do mathematicians own a monopoly on ideas? Sorry, but your avatar doesn't really support the claim you have a valid opinion
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Dec 6, 2016 05:59
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250k a year is wealthy. You can still piss it all up a wall, but even then some should stick in a crack somewhere and turn into more money. 250k, period, isn't a lot of money on it's own. Someone that has a real job and pulls down legit 250k a year is making bank. Not a salesperson with a commission based bonus to that amount or small business person that signed someone 'big' to them, someone that every two weeks gets a paycheck with them all adding up 250k each year and doing that year in and year out. Traders can scoff along with so many others but I did say 'real' job 
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Dec 6, 2016 08:00
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oliveoil posted:No, I think if you need to work to keep a modest living then you're not wealthy. Having $95k in the bank is not enough for you to keep a modest living. You still have to keep the paychecks coming in or you become homeless. This is ridiculous. Do you mind me asking how much you earn? I can tell you now I earn 150k a year, that's 100 less than 250, I drive a BMW, live in Camberwell in Melbourne and have every toy you could think of and probably quite a few more you don't know about yet. I always pay for dinner/drinks with my girlfriend, it just seems crass any other way. I am wealthy. Someone paying out a huge mortgage can claim they are sitting on a huge asset I am not, but my earning potential now and for the next 30 years means I can funnel money into whatever (it's index funds now, but property in Australia is stupid and I really need to get into it and make the money every other chump is making) and always be wealthy. Also, I never do my own tax, I pay an accountant that comes up with all sorts of ways to minimize tax, from salary sacrifice purchases to careful asset allocation. So you don't just take the default tax rate and do the math, the real world is more complicated (and awesome) than that.
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Dec 6, 2016 23:38
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Cockmaster posted:I would recommend skipping the part where you go around bragging about how much cooler you are than anyone even slightly less frugal than you. Especially if it means dismissing dog ownership as a frivolous luxury (never mind that interacting with animals has been scientifically proven to be good for one's physical and mental well-being) while you have a kid. I had a father who practiced it religiously. We always had a poo poo TV with a poo poo picture and the furniture was always worn and old and everything didn't work or was empty. Why was he such a scrooge? He never made real money, money was a sacred thing that you came upon on rare occasions which you squirreled away and never spent a cent of because.. I dunno.. maybe there isn't more coming? I don't know and I certainly don't care, nothing makes your son strive to achieve so he can ignore your advice like the idea of having to live like that. I didn't spend my 20s eating noodles and not going to the movies so I can.. not work and have even more time to continue a lovely life of eating noodles and not going to the movies?
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Dec 7, 2016 04:05
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How does someone in their 20s make the choice that the worst thing in life would be to work for pay? How do they know? What do they know of what they are they are giving up, they haven't experienced much of life yet! Travel to Europe on a budget, it's miserable. You can got to Thailand or Vietnam and spend a few dollars a day and live like a king, until you grow up a bit and as many cheap cocktails as I can drink each day doesn't equate to how I think a king lives anymore. But Europe and really doing it, rent a cool car and go to the awesome spots and ski in the ski fields and eat in the restaurants and buy the fashion.. this all requires money, real disposable money not a carefully budgeted 10k between two people for a month. Most sport, but particularly the sport I like (motorsport), requires money and with lots of it you can do all sorts of fun and cool things in that space. It just goes on like this. Some coder and his girlfriend eat cereal for 10 years so they can.. what exactly? Retire on a farm? I guess.. that's pretty cool.. but you gotta buy the farm and keep paying the upkeep. So, you don't work. That doesn't really impress me. Can I go and talk to the person that has an exciting life and experiences now? edit: there is a thread on here about a guy and his girl that sail around and just post blog posts about it and they don't work. Their blog posts and their Internet efforts earn enough to buy their next boat. Surely that's the go, isn't it? I don't want to live like them, when I was younger I'd look at his young girlfriend and her bronze skin and think that sounds pretty cool.. but I don't think so much anymore. I can sail when I feel like it and it's not my house, it's not my whole 'thing' in life. I guess wealthy people don't have to COMMIT like others do, it can just be a hobby when you feel like it. Tony Montana fucked around with this message at 04:42 on Dec 7, 2016 |
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Dec 7, 2016 04:40
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Yep, that's fine. Just keep what I've said in mind if someone starts lecturing you in BFC. Each to their own is a fine argument when someone isn't trying to ram something down your throat. edit: This is all so broad. What are you studying OP? How are your marks? Let us map out some possible next few years for you Tony Montana fucked around with this message at 07:21 on Dec 7, 2016 |
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Dec 7, 2016 07:12
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WampaLord posted:God this combined with the post about your ultra-frugal dad explains so much about who you are and why you are such a loving defender of the status quo and ready to yell at people for being "slackers." So there you go, OP. One way to be successful and make money is to come from a background that doesn't appreciate or have these things so you don' take them for granted when you are in control. Sic Semper Goon posted:Never really understood why bankers and other office dwellers get married or have children. Is this like the guy that said '250k a year isn't actually wealthy'? Are you a real person? Do you work? Do you have life experience beyond these forums? Nobody spends 16 hours a day in the office, in fact we spend more time at home than the travelling salesmen and reps and other jobs where you're paid for how much talking you do as opposed to what is in your head. It's 9-5 and even less than that, every weekend is free, every Friday night. I don't have a 'home office' beyond a space where I can work from home once a week, it's certainly not a place I sit in stressing about if we can sell enough widgets next month to make our rent. Dogfish posted:How does someone in their 20s know that they don't want to work for pay? How do they know they want to be a doctor, or marry someone, or have kids? There's no way to be sure that the decisions you make at 25 are the decisions that the self you'll be at 45 will have wanted you to make, but there's no remedy for that. It sounds like you don't find the experiences associated with extreme frugality meaningful or appealing. My suggestion to you would therefore be not to practice extreme frugality. People are different, and different people want and like different things. You don't have to personally approve the lifestyle choices of everyone on the planet. Yes, very good. Different people are different. I am glad you are here to explain that. Do you understand you are undermining your own argument? How can you commit to something with such a huge opportunity cost as frugality to the point of missing out on life as someone in their 20s because of the future promise of.. what? I don't see the experiences associated with extreme frugality as necessary. I think it's just a plan some people have come up with, but it doesn't apply to me or my life.
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Dec 8, 2016 02:06
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I'm not mad. It's more the frugality idea as being floated as the 'smart' way or the 'people with their poo poo together'. You know what I'm talking about, if you've read much of BFC you'd know exactly what I'm talking about. That's all. I'm just saying don't take the goon hivemind for gospel because away from this website much of it gets questionable. It also totally depends on where you are. An American with a solid plan for retirement and living that plan is being 'responsible' moreso than an Australian. We plan for retirement too, but we don't have to consider health costs or insurance costs or many other things as carefully, because we live in a society that is focused less on the individual. So yeah, read BFC and putting money aside is never dumb, but also take it with a bit of salt and remember the other posters probably live somewhere totally different to you.
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Dec 8, 2016 03:20
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Dogfish posted:I read and post in BFC frequently - including the FI thread because I enjoy marvelling at the extremes of human behaviour. I come from a different culture to you. I also just have SA open on my work computer and bash into it when I have a few moments, my posts aren't well considered and balanced reports on my perspectives, I'm just talking conversationally. There is some more advice for the OP, focus in on the content, what people are actually saying to you rather than who is saying it and how. "people in their 20s are babies who can't make decisions" - come on man, don't strawman me so obviously. I said people in the 20s who think theyve got it all worked out and like to tell others about how smart they are and foolish you are, are actually barely adults and are complete rookies at the whole life thing. They don't actually know poo poo and what they do know someone else told them. But that's all just bullshit really, the point is we agree and you don't have to eat cereal through your 20s to be 'successful'. In fact, you can eat steak and drive a sportscar and be just fine. PromethiumX posted:Becoming wealthy is all about exploitation and/or luck. Anyone sitting here trying to tell you that "working hard" will get you anywhere NEAR what it means to be actually wealthy is utterly full of poo poo. See, I think that's really sad. Are you American? If you are, I kinda get it, I guess. America - Where a 10 million dollar net worth means you're not wealthy. I just can't believe you. Can you give me some background to you and why you think this? I don't want to cut you down and brag that youre a scrub or something, I'd just like to understand what kind of person goes through life honestly believing they don't have control of their future. Or is it that you've read Buffets autobiography and some other traders or something and unless you've got a 100 million dollar trading account you throw around like lunch money then you're not 'wealthy'.. like the heroes you've read about? I did that too when I was in Uni, but in my 30s now I don't really care about those guys anymore and it's more about what achievable for me.. which is quite a lot and should be for you too. So wealthy you never have to work another day in your life is different to having everything you want and never having to think twice about replacing something with the latest and greatest. The latter I consider wealthy and would be what most people would strive for, never working another day in your life is something else and I don't really understand why it's such a desirable goal. You can try it, save some money and be unemployed for a while.. I did it when I returned from my last Europe trip. After 6 months I was so loving bored that it was affecting my mental health, despite filling the days with the gym and friends and stuff. As I get older work increasingly becomes the place I meet new people, interact with friends I've made and generally get exposed to stuff I wouldn't do on my own. It's not some kind of sentence.. unless you do something horrible I guess, but don't do something horrible? photomikey posted:True wealth, I agree with everyone else, start a business and pour 80 hours a week into it. Do you have a business? Does anyone in your family? So you know why my Dad was such a lazy loving poo poo? He was a 'business man', he owned his own business. To me, that means a whole lot of bullshit and work and stress for not much money! Dad never had any money, never paid for anything. He didn't have a wage! He also had really weird and crazy ideas about money, to the point he would get angry when Mum spend HER money on something because it was a 'waste'. gently caress dude, you lazy gently caress, if you had a real job and earned an income like everyone else you wouldn't be such a weirdo. I hate small business people almost with a passion, because every time you really try to get the details it's all nebulous. How much did you really earn last year? If you don't know that, how do you know if you're making progress at all? At what point will you acknowledge this isn't making money? Now you've been masturbating in the corner to your 'dream' for the last 10 years, you can't actually come back to the workforce because 'loving around on my own' isn't actually a marketable skill. So yeah, just to continue my theme in this thread.. my extreme and out-there viewpoint is that a lot of small business people work long and thankless hours simply because they can't or won't collaborate with other people, they go and do it on their own because doing it with other people is beyond them. It's harder to discuss and compromise and be held accountable by your colleagues than everyday is what I say because I'm the boss! That then leaks in your personality, pretty soon you're a backward wanker that keeps making the same mistakes because you're the boss!
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Dec 9, 2016 00:17
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That's good advice. The problem particularly on these forums is talking the way I have people will focus in on small details of what you've said rather than trying to understand the whole point. They're basically looking for reasons to discredit you and often can't see the bigger picture. Don't give people the opportunity to misunderstand or dismiss you, by keeping on point in an adult way. I totally agree, although I'm not the best at it. I just don't do the whole 'detached objective commentary' thing well, it's not in my nature.
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Dec 9, 2016 03:38
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Um, I think that's going a bit far. Companies and really anything else on this world are full of people. People interact with each other. If you're poo poo at interacting with people, then you are poo poo at part of your job. I don't care if you're the spergiest coder to code a method, coders that can communicate where they are and what they need done without devolving into wheezing circlejerks will ALWAYS do better than the sperg in the corner that wrote 20% of the project on his own. Nothing big in this world is done with individuals. Build a bridge, go the moon, compete in business, whatever.. once you start doing really cool poo poo you have to work with people in teams. Your ability to do this is as important as your individual technical skills. This is what a lot of people, particularly on this forum, have a hard time with.
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Dec 12, 2016 01:51
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Veyrall posted:I used to believe this until one of the "schmoozers" at my company got a bad case of head-on collision and I found out just how much he was doing behind the scenes and all the little slack he was picking up here and there. In this particular example, I worked with one guy who basically only got coffee and talked to department heads, and it turned out he was the guy who made certain that everyone had the necessary equipment for their job and losing him for a few weeks nearly brought the store to a screeching halt. Nah. I can tell you from personal experience that Hewlett Packard and IBM have plenty of 'sitters'. I once had a team lead that would happily state in meetings that she didn't know anything about the technology we were all about. She tried to set me up with her niece. This is while I was the Active Directory Lead for Hewlett Packard directly responsible for a 10k seat network and routinely consulting on other networks of similar size on behalf of HP. There are shitlords everywhere, just don't be one.
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Dec 15, 2016 00:28
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Yeah, you can do that on salary. I mean, you still have to go to work but I don't have to cram onto the train anymore, I can drive each day and pay for parking without thinking about it. If I don't want to eat lunch with a throng of people, you can just step into a restaurant and have a quiet plate of pasta, again without really having to think about it. My friends are having a get-together after Christmas and I'd like to stay with a particular couple, but if they don't have the room then I'll just grab a hotel. That's what financial control or stability or whatever, means to me. Just live life the way you want to do what you want without having to check a budgeting spreadsheet or hold a meeting about it. Buy a house where you want, drive the car where you want and if anyone gets in your way or is just annoying, go around them. Actually there is something to be said right there, in that some people have been brought up in this way to the extent they never developed (or lost) basic skills in communication and compromise. I am all for living the way I want but don't separate yourself from humanity so much that you aren't really a part of it anymore. This is how some stunningly stupid decisions have been made in the past. It's not that you shouldn't think you're doing better than the guy pumping your gas or whatever, you probably are.. but it's when you stop thinking of that guy as another person is when you've gotta check yourself
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Dec 15, 2016 05:18
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| # ¿ Apr 27, 2024 15:20 |
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Avshalom posted:i am a STEM and the leaves are... my sheer rage at society what Avshalom posted:no wealth can inoculate you against smallpox of the soul. you need a girlfriend or something. Go and check the fitness forum.
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Jan 13, 2017 01:05
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