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theHUNGERian
Feb 23, 2006

Subjunctive posted:

When did you stop reusing your passwords?

A couple of years ago.

Edit: Sorry for contributing to the derail. If it matters, my first post on the subject did contain the thread mascot. I'll shut up now.

theHUNGERian fucked around with this message at 17:15 on Mar 25, 2018

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Hot Dog Day #91
Jun 19, 2003

I mean lol if you don't use hunter2 for every password.

BEHOLD: MY CAPE
Jan 11, 2004

hailthefish posted:

Congratulations on your future 75 cent settlement.

The class attorneys estimate $235, FACTA violations have very, very stiff statutory penalties per violation.

Paracaidas
Sep 24, 2016
Consistently Tedious!

Hot Dog Day #91 posted:

I mean lol if you don't use hunter2 for every password.

Doesn't look like stars to me.

Haifisch
Nov 13, 2010

Objection! I object! That was... objectionable!



Taco Defender

Switchback posted:

A few days ago during my commute I pulled up behind one of these at a stop light. On the back window, in about 6" tall letters, the owner had put the words "FINANCIAL MISTAKE". (Yes, all caps too). Instant laughter + terrible feeling for all the owners of them.
Cornholio???

theHUNGERian
Feb 23, 2006

https://twitter.com/imrichardmorris/status/923980655050002432

22 Eargesplitten
Oct 10, 2010



Haifisch posted:

Cornholio???

It's okay, he's better now. Now he just has an old cheap Porsche. Much better.

Actually probably genuinely better since it's not a daily driver and there's enough of them in junkyards to get cheap parts

Motronic
Nov 6, 2009

22 Eargesplitten posted:

It's okay, he's better now. Now he just has an old cheap Porsche. Much better.

Actually probably genuinely better since it's not a daily driver and there's enough of them in junkyards to get cheap parts

I daily drove one for 7 years. It cost about as much to maintain as a boring asian econobox. When they're actually put back into good repair and maintained they're surprisingly cheap and reliable.

Harry
Jun 13, 2003

I do solemnly swear that in the year 2015 I will theorycraft my wallet as well as my WoW
There's an occasional gem from Bogleheads. Shame Fatwallet is closed down, since this guy was definitely on there at some point. On the brightside, they probably did save him 2%.

quote:

So, Merrill Edge sold all of my ETFs without my consent. They provided me notice about a month ago they were closing my CMA(Taxable Brokerage) account so I transferred that to another firm, but they never provided any notice about my IRA. I found out this morning that the liquidated all of my positions yesterday. I complained this morning but they basically told me to pound sand.

I've already filed complaints with the SEC, FINRA and CFPB. Any other recommendations on next steps? I've already put in paperwork to transfer to a different firm but I'm still steamed beyond no end on about this.

quote:

Right now it is down, but that may change by the time it gets over to TDAM.

Likely was some minor MS on a BOA CC that caused this. Haven't made a single trade in my Merrill accounts in the past 6 months.

But really, isn't it illegal to sell without consent? And not providing notice?

Someone looked at his post history:

quote:

"Yikes, I've been using Ally as my primary "hub" for all my bonuses and MS since Fido shut me down last year. I too use this as my account for everything and keep a hefty balance. But, there is quite a lot moving in and out between different places, recently started using billpay as I'm hoping they don't frown upon that. Seriously there are better ways to ML like real estate. Its a shame that normal people that have a side hobby get caught up in this nonsense."

Guessing he'll be banned from TDAM in a year.

bob dobbs is dead
Oct 8, 2017

I love peeps
Nap Ghost
continuing on secfuck derail

half the passwords for poo poo at the company i'm at are like stupid 7 bit things

i keep on requesting a real password policy that consists of "use a password manager and 2fa. like, real 2fa dumbass sms doesnt count"

cto is like nah


maybe i should suggest wargames or somethin

Dillbag
Mar 4, 2007

Click here to join Lem Lee in the Hell Of Being Cut To Pieces
Nap Ghost
My old ISP was bad with money because one time I called them for something and they asked me for my password. Not like a customer service pin or anything like that, but my full on online user ID and password. Then when I couldn't remember which one I used the rep offered up the first few letters to help me, albeit with a stifled laugh (it was beeffarts). I was like "uhhh you have plaintext access to my account password???". They weren't my ISP for much longer after that.

It was Teksavvy for anyone in :canada: that cares.

meat police
Nov 14, 2015

I’d honestly buy a 944 turbo if I could ever find one locally :love:

Motronic
Nov 6, 2009

meat police posted:

I’d honestly buy a 944 turbo if I could ever find one locally :love:

Those can also be inexpensive to drive, providing you have a level of self control I do not possess. The one I had ended up with a retardedly large turbo, all of the poo poo to make that work, and then I just kept breaking and upgrading parts of the driveline as the inappropriate power level and my inability to not use full throttle all the time destroyed the car around me.

So yeah, don't be me. Buy a nice stock one, decide that is good enough, and maintain it well.

SiGmA_X
May 3, 2004
SiGmA_X

Amara posted:

So what do you do for websites with 3 challenge questions and they don't let you use the same "answer" for all 3?

And what do you do when you have multiple financial institutions that all demand this?

This isn't sarcastic or snarky, I genuinely want to know what your system is.

I tried to do this, but if your "answer" has nothing to do with the question, how do you remember the answer to a recovery question when challenged? I have enough trouble remembering my important passwords. How do I remeber 3 additional "passwords" per important site? If you reuse, fair enough, probably more secure to say "my answer to a car question is password1 and my answer to a pet question is password2" than use a real car and pet, but now it's still cross-site and exploitable. And I guess you could write it all down but heaven help if you lose that post-it.

legendof posted:

I use a password manager, have it generate random strings that I use for the answers, and then store the question and answer in the password manager as well.
Same, works great. gently caress, that infographic gives away 1/4 of the words in all true BFC posters passwords!! I use a random 32 character string with HORSE in it, just to confuse the haxx0rs. I also have something like 170 unique passwords, and I change financial/email/network related ones every 3ish months - Keepass bitches at me each time I start it up if I don't, and I don't like seeing the aged password list grow...

meat police posted:

I’d honestly buy a 944 turbo if I could ever find one locally :love:
Get the name right: 951. I like them too.

22 Eargesplitten
Oct 10, 2010



Harry posted:

There's an occasional gem from Bogleheads. Shame Fatwallet is closed down, since this guy was definitely on there at some point. On the brightside, they probably did save him 2%.



Someone looked at his post history:


Guessing he'll be banned from TDAM in a year.

Okay, I figured out MS is manufactured spending, but what does that have to do with his retirement accounts.

Mantle
May 15, 2004

Dillbag posted:

My old ISP was bad with money because one time I called them for something and they asked me for my password. Not like a customer service pin or anything like that, but my full on online user ID and password. Then when I couldn't remember which one I used the rep offered up the first few letters to help me, albeit with a stifled laugh (it was beeffarts). I was like "uhhh you have plaintext access to my account password???". They weren't my ISP for much longer after that.

It was Teksavvy for anyone in :canada: that cares.

I also have multiple bad experiences with Teksavvy not showing up to appointments to install service. BWM for preventing customers from trying to give them money.

Switchback
Jul 23, 2001

BEHOLD: MY CAPE posted:

I bought $5 of chocolate from Godiva in the mall and apparently they illegally printed credit card information on the receipt. so now I am a class member in a lawsuit and in theory will receive a settlement of many times what I spent. So GWM I guess in the end.

I worked for a Chinese restaurant that did this. Occasionally customers would notice and get angry, so they started drawing a sharpie line across the CC number. They would ask me to fix the computer system and I would say “sorry, your windows ME operating system is in Chinese...” I figured out how to play solitaire on the POS systems so they thought I was an IT wiz.

They went out of business. Other illegal things they would do is advertise jobs for a “Mexican dishwasher” and had the policy “no checks from black people.”

Switchback
Jul 23, 2001

Harry posted:

There's an occasional gem from Bogleheads. Shame Fatwallet is closed down, since this guy was definitely on there at some point. On the brightside, they probably did save him 2%.



Someone looked at his post history:


Guessing he'll be banned from TDAM in a year.

What is MS and ML? I don’t understand what’s going on here.

LordSaturn
Aug 12, 2007

sadly unfunny

Switchback posted:

What is MS and ML? I don’t understand what’s going on here.

well ML is money laundering, and since MS is apparently manufactured spending, it sounds like Merill Lynch heard this guy likes to fraud banks and decided to eject his retirement savings into his lap rather than deal with him.

Space Gopher
Jul 31, 2006

BLITHERING IDIOT AND HARDCORE DURIAN APOLOGIST. LET ME TELL YOU WHY THIS SHIT DON'T STINK EVEN THOUGH WE ALL KNOW IT DOES BECAUSE I'M SUPER CULTURED.

Switchback posted:

What is MS and ML? I don’t understand what’s going on here.

MS = manufactured spending (to chase credit card rewards)
ML = money laundering

He was using a bunch of sketchy tricks to generate phantom spending to rack up credit card rewards. What he calls "minor MS" looked a lot like money laundering to his bank, BoA, that they said "we're terminating our relationship, take your money and get the gently caress out before you bring the feds down on us." BoA owns Merrill Lynch, so they terminated that relationship, too.

It sounds like this isn't the first banking relationship he's burned, but he just keeps :qq:ing over how the banks are chasing down poor hobbyists who just want to move money around a bunch of accounts in a way that's supposed to look like real spending.

CornHolio
May 20, 2001

Toilet Rascal

22 Eargesplitten posted:

It's okay, he's better now. Now he just has an old cheap Porsche. Much better.

Actually probably genuinely better since it's not a daily driver and there's enough of them in junkyards to get cheap parts



I wish it would break down more. I bought it as a project and it's in way too good condition to be called a project.

I do wish the local pick-n-pull would get one, they haven't had one in awhile and I need trim pieces.

(lmao at that dude with the MINI though... ours was pretty reliable but it had low mileage and was under the factory warranty most of the time we had it. The nearest dealership was 90 miles away though, and it wasn't fun driving 90 miles to get the broken power steering pump replaced under warranty...)

MisterOblivious
Mar 17, 2010

by sebmojo

ohgodwhat posted:

there are a lot of people who read this and set their password to correct horse battery staple

lol I'm going to use that as my bitcoin wallet

wait, where'd all my bitcons go??!?!?

https://blockchain.info/address/1JwSSubhmg6iPtRjtyqhUYYH7bZg3Lfy1T

Duckman2008
Jan 6, 2010

TFW you see Flyers goaltending.
Grimey Drawer

bob dobbs is dead posted:

continuing on secfuck derail

half the passwords for poo poo at the company i'm at are like stupid 7 bit things

i keep on requesting a real password policy that consists of "use a password manager and 2fa. like, real 2fa dumbass sms doesnt count"

cto is like nah


maybe i should suggest wargames or somethin

I help people with passwords for their personal accounts every day. People are terrible, beyond terrible with passwords. And instead of figuring out a fix, or researching to see if there is a better way, they just keep going to their local cell phone store or Apple store to have it reset.

Phanatic
Mar 13, 2007

Please don't forget that I am an extremely racist idiot who also has terrible opinions about the Culture series.

22 Eargesplitten posted:

Randomized passwords from password managers regularly have over 100 entropy bits even for the 16 character ones.

That doesn't matter as much as you'd think it would. Because IT idiots store the hashes unsalted, so when an attacker gets hold of /etc/password everything they find there has been pre-cracked via rainbow tables already. The only defense against that is password length (or non-idiot IT people who just bother to salt the things sufficiently). If it's only 16 characters long, it's already cracked.

The new NIST guidelines for password policies make a gently caress ton of sense:

1. Stop with the regular forced password changes, they make things less secure.
2. Stop with the password complexity requirements, they make things less secure.
3. Screen the passwords against a list of the most commonly-used passwords.

Phanatic fucked around with this message at 17:02 on Mar 26, 2018

Haifisch
Nov 13, 2010

Objection! I object! That was... objectionable!



Taco Defender

Phanatic posted:

1. Stop with the regular forced password changes, they make things less secure.
I always wondered about that one.

My work makes you change your password every 3 months, and it leads to people going "Oh, I just make it my old password with a 1/2/3/4/etc on the end so I don't have to keep remembering new passwords". Super secure! :downs:

Moneyball
Jul 11, 2005

It's a problem you think we need to explain ourselves.
Speaking of bad with money, we started a crowd fund for charity to permban BFC superstar zaurg. It's been met with some resistance, as people find him entertaining, but it's for a good cause. All of the money goes to disadvantaged Miami-Dade area children, as Z man himself said something about not wanting to send his kids to school in a district that had too many minorities or something. I should probably go back and clarify that.

Anyway, if anyone wants to toss some money towards it, the details are over in the zaurg thread.

22 Eargesplitten
Oct 10, 2010



Phanatic posted:

That doesn't matter as much as you'd think it would. Because IT idiots store the hashes unsalted, so when an attacker gets hold of /etc/password everything they find there has been pre-cracked via rainbow tables already. The only defense against that is password length (or non-idiot IT people who just bother to salt the things sufficiently). If it's only 16 characters long, it's already cracked.

The new NIST guidelines for password policies make a gently caress ton of sense:

1. Stop with the regular forced password changes, they make things less secure.
2. Stop with the password complexity requirements, they make things less secure.
3. Screen the passwords against a list of the most commonly-used passwords.

Yeah, I prefer longer passwords too. It’s just not unusual for them to be maxed out at 16 characters or 20 or something. I think SA is 20. So probably easily cracked since Radium.

That’s also why you shouldn’t save card numbers or SSN to a website unless it’s absolutely necessary, like your student loan servicing site. Although the cat is probably out of the bag on the SSN (thanks Equifax).

My Google password is 60 characters, and my memorized password to the password manager is 25 with no words. Can’t remember if I said that in this thread already.

Nocheez
Sep 5, 2000

Can you spare a little cheddar?
Nap Ghost

Haifisch posted:

I always wondered about that one.

My work makes you change your password every 3 months, and it leads to people going "Oh, I just make it my old password with a 1/2/3/4/etc on the end so I don't have to keep remembering new passwords". Super secure! :downs:

I had a high-level manager in our office who was out of town. His secretary needed to do something from his computer, but he was on a flight and unreachable. I asked if she knew his password, she said no. I lifted his keyboard and found the sticky note with it right there.

It was so commonplace at that office that we might as well not have used any passwords.

22 Eargesplitten
Oct 10, 2010



I just helped a woman get into her account last week. She needed to change her password. She tried to use her name and her birth year, and put it on a sticky note :doh:.

Before that she left her desk right after asking for help and left instructions for me to log on with her password left on a sticky note. I did not.

Granted, she’s like 70 years old, but she should still know better.

CornHolio
May 20, 2001

Toilet Rascal

Moneyball posted:

Speaking of bad with money, we started a crowd fund for charity to permban BFC superstar zaurg. It's been met with some resistance, as people find him entertaining, but it's for a good cause. All of the money goes to disadvantaged Miami-Dade area children, as Z man himself said something about not wanting to send his kids to school in a district that had too many minorities or something. I should probably go back and clarify that.

Anyway, if anyone wants to toss some money towards it, the details are over in the zaurg thread.

I don't think I can contribute to that in good faith.

GoGoGadgetChris
Mar 18, 2010

i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

theHUNGERian posted:

A couple of years ago.

Edit: Sorry for contributing to the derail. If it matters, my first post on the subject did contain the thread mascot. I'll shut up now.

Was this a reference to the, when did you stop beating your wife?? Trap question?

Subjunctive
Sep 12, 2006

✨sparkle and shine✨

GoGoGadgetChris posted:

Was this a reference to the, when did you stop beating your wife?? Trap question?

yes.

GoGoGadgetChris
Mar 18, 2010

i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

Lol

I like

Jake Mustache
Feb 7, 2017

legendof posted:

You can also use aliases in Gmail:
myemail+facebook@gmail.com
myemail+ebay@gmail.com
Both go to myemail@gmail.com.

Not every system will let you register with an email containing a +, but most do, and it's useful for a) preventing scripted attack tools from reusing your creds, and b) letting you know which rear end in a top hat site sold your email address to spammers.

It does mean that I have to look up what email address I'm registered under sometimes (was it +facebook or just +fb?) but I use a password manager anyway, so shrug.

For sites that don't allow + you can also enter periods into your email address to help identify spammers or for other personal reasons. Firstlast@gmail, first.last@gmail, f.i.r.s.t.l.a.s.t@gmail will all end up in the same inbox.

BarbarianElephant
Feb 12, 2015
The fairy of forgiveness has removed your red text.
Since most password hacks seem to originate from places like Yahoo losing 1 million passwords, Grandma with the sticky note and simple password is probably just as secure as all you clever-clogs with passwords like $@^$^U@$(^999uu935nlknglke11horse.

GoGoGadgetChris
Mar 18, 2010

i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog
saw the word Horse today

AreWeDrunkYet
Jul 8, 2006

BarbarianElephant posted:

Since most password hacks seem to originate from places like Yahoo losing 1 million passwords, Grandma with the sticky note and simple password is probably just as secure as all you clever-clogs with passwords like $@^$^U@$(^999uu935nlknglke11horse.

Definitely use two factor auth on any platform you remotely care about protecting your identity on. The password just needs to be good enough, but don't use 123456 or some nonsense.

Devian666
Aug 20, 2008

Take some advice Chris.

Fun Shoe
Use 50 characters minimum and see what platforms complain about the password being too long. Alternatively the last portion of your password should include a buffer overflow attack.

22 Eargesplitten
Oct 10, 2010



BarbarianElephant posted:

Since most password hacks seem to originate from places like Yahoo losing 1 million passwords, Grandma with the sticky note and simple password is probably just as secure as all you clever-clogs with passwords like $@^$^U@$(^999uu935nlknglke11horse.

:spergin: but there are 208.8 billion permutations for 8 letter long strings, not including upper case, not allowing numbers, or symbols. The odds of any given one having been harvested, especially when you end up with upper case, numbers, and allowed symbols, is fairly low.

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hailthefish
Oct 24, 2010

:spergin: If you had a Yahoo account in 2013, the chance of that account's password being compromised is literally 100%

https://www.nytimes.com/2017/10/03/technology/yahoo-hack-3-billion-users.html

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