im the whooshing assumption that apple pay is available in latvia, country where you can not legally create a sony playstation network account
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# ? Dec 2, 2017 21:50 |
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# ? Apr 23, 2024 23:05 |
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the uk is generally pretty backward when it comes to this kind of stuff, but even we don't have to top up apple pay? it works at pretty much every establishment with more than a few employees and probably 3/4s of the ubiquitous independent convenience stores run by a surly british-pakistani man. i run into more places that are cash only than those that have a card machine that doesn't support apple pay
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# ? Dec 2, 2017 21:54 |
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cinci zoo sniper posted:im the whooshing assumption that apple pay is available in latvia, country where you can not legally create a sony playstation network account yes, we get it, latvia is a weird, edge case country, but that has nothing to do with apple pay.
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# ? Dec 2, 2017 21:55 |
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Endless Mike posted:you do not have to "top up" apple pay unless that's some weird latvian thing. it works like any other contactless payment. it does need to be suppored by your bank though, yes. europeens are weird about credit
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# ? Dec 2, 2017 21:56 |
im the everyone who didn't get that "top up" was just an example of one of common ways how these systems work, meant to imply that there is no loving way uk or whoever else in european economic area may have apple pay working in full bypass of the banking system. there's no way for me to know how exactly it could work in uk or wherever else since i dont live in an european country where banks support apple pay, or own an iphone for that matter at all
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# ? Dec 2, 2017 22:01 |
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ill gladly top you baby, PM me
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# ? Dec 2, 2017 22:01 |
what paypal has done to operate normally here, for example, is get a full banking licence
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# ? Dec 2, 2017 22:02 |
Comfy Fleece Sweater posted:ill gladly top you baby, PM me best/worst post-av combo, not sure
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# ? Dec 2, 2017 22:02 |
i guess my plan failed when i didnt anticipate thorough scrutiny of a technical metaphor whereby your real money has to be somehow linked to payment service provider
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# ? Dec 2, 2017 22:03 |
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Doc Block posted:yes, we get it, latvia is a weird, edge case country, but that has nothing to do with apple pay. Latvia has 2 million people in it, most of which earn less than the price of an iPhone per month. dealing with banking regulations and government bureaucracy to get an additional 12 apple pay customers is probably pretty low in the apple priority list.
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# ? Dec 2, 2017 22:04 |
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cinci zoo sniper posted:i guess my plan failed when i didnt anticipate thorough scrutiny of a technical metaphor whereby your real money has to be somehow linked to payment service provider in most countries, apple pay is 100% identical to using the card that you associate it with. it's a credit or debit card
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# ? Dec 2, 2017 22:07 |
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cinci zoo sniper posted:i guess my plan failed when i didnt anticipate thorough scrutiny of a technical metaphor whereby your real money has to be somehow linked to payment service provider yeah in the uk it has to be approved by your bank. i think the lack of scrutiny just stems from adoption of contactless payments being so widespread in the uk, the support from banks being pretty much ubiquitous, and the activation process to tie apple pay to your account seamless enough that most uk users of apple pay just view contactless payments and apple pay as synonymous. i guess
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# ? Dec 2, 2017 22:08 |
The Management posted:Latvia has 2 million people in it, most of which earn less than the price of an iPhone per month. dealing with banking regulations and government bureaucracy to get an additional 12 apple pay customers is probably pretty low in the apple priority list. its low on everyone's list, more or less. from big american internet things, we're first class citizens only with microsoft and paypal. nothing surprising about it though, and not sure how that fact is relevant to this discussion, or why did doc block post that at all and yeah average salary is 925 euro before tax, so you can buy a 32gb iphone 7 with an average monthly salary
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# ? Dec 2, 2017 22:08 |
The Management posted:in most countries, apple pay is 100% identical to using the card that you associate it with. it's a credit or debit card yes, and you link it with bank. it doesn't exist in its own special vacuum like bump_fn's post implied, which i dismissed as a notion (causing this ruckus)
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# ? Dec 2, 2017 22:09 |
we have 70 minutes, enough to squeeze another misguided argument, before my ostrich pizza arrives
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# ? Dec 2, 2017 22:11 |
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cinci zoo sniper posted:yes, and you link it with bank. it doesn't exist in its own special vacuum like bump_fn's post implied, which i dismissed as a notion (causing this ruckus) i don't really infer that from his post. all he was saying was that you can use a phone with apple pay enabled to pay at any payment terminal that has the contactless payment symbol, as with contactless cards
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# ? Dec 2, 2017 22:13 |
Generic Monk posted:i don't really infer that from his post. all he was saying was that you can use a phone with apple pay enabled to pay at any payment terminal that has the contactless payment symbol, as with contactless cards that was in reply to a post complaing about starbucks being the only point accepting apple pay, not being technically capable to accept apple pay, so i inferred the practical use, not technical possibility
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# ? Dec 2, 2017 22:15 |
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The Management posted:europeens are weird
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# ? Dec 2, 2017 22:20 |
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lol @ latvia bein weird about banks apple pay is just another vendor for sending credit card info, you dont have an “account” to top up, it is not a bank.
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# ? Dec 2, 2017 22:32 |
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cinci zoo sniper posted:what paypal has done to operate normally here, for example, is get a full banking licence paypal probably had to get a banking license (and should have to have one everywhere) because they act like a bank, not just a payment system provider. cinci zoo sniper posted:that was in reply to a post complaing about starbucks being the only point accepting apple pay, not being technically capable to accept apple pay, so i inferred the practical use, not technical possibility in the USA, contactless cards themselves are rare, and EMV/chip card payments are relatively new. the only places that don't take apple pay are ones that don't take contactless payments at all or that have gone out of their way to not work with Apple Pay, like Wal Mart. so Phoenixan was probably commenting more that there are still places in Utah that don't take contactless payments, because any retailer that can accept contactless payments can accept apple pay. hell, i remember reading about how when apple pay came out it Just Worked at Rite Aid, which caused Rite Aid to panic and totally shut off contactless payments at their registers because they were participating in a competing payment system (they later turned contactless payments back on).
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# ? Dec 2, 2017 22:52 |
C.H.O.M.E posted:lol @ latvia bein weird about banks cool
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# ? Dec 2, 2017 23:14 |
Doc Block posted:paypal probably had to get a banking license (and should have to have one everywhere) because they act like a bank, not just a payment system provider. i keep forgetting you guys can't just.upgrade your infrastructure for new things, or even not so new things. big western european nations have similar problems with internet connectivity
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# ? Dec 2, 2017 23:17 |
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apple pay is rightly restricted because of the wisdom and decree of DOOM!
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# ? Dec 2, 2017 23:40 |
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really never gets old for me
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# ? Dec 3, 2017 00:39 |
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Doc Block posted:rite aid and walgreens both take apple pay i just assume that any retailer in nz that can do what we call pay wave (where your visa etc card works via proximity and automatically works without a pin or anything) will take apple pay
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# ? Dec 3, 2017 00:53 |
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just not every bank offers it. mine does, i just need a newer phone
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# ? Dec 3, 2017 00:54 |
Kenny Logins posted:really never gets old for me my eyes just glaze over it since ive not read a single superhero comic in my life
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# ? Dec 3, 2017 00:57 |
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cinci zoo sniper posted:my eyes just glaze over it since ive not read a single superhero comic in my life
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# ? Dec 3, 2017 01:07 |
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actually wait I did have a tpb of 70s X-men I read over and over as a kiddo, which I bought when I saw at mardens
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# ? Dec 3, 2017 01:08 |
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It’s incredible how Gruber can talk for 30 minutes about high Sierra critical bugs and still say nothing bad about Apple A true pro
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# ? Dec 3, 2017 05:36 |
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cinci zoo sniper posted:im the whooshing assumption that apple pay is available in latvia, country where you can not legally create a sony playstation network account how loving rich are you, by latvian standards apple pay is a pretty uhhhh 1st world problem
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# ? Dec 3, 2017 05:40 |
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cinci zoo sniper posted:RIIIIICHAAAAAAARDS!!!
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# ? Dec 3, 2017 05:57 |
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there is no apple pay in the netherlands probably because ever single bank issues a contactles card when you open an account
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# ? Dec 3, 2017 07:59 |
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so the same as the uk then, despite most banks also having Apple Pay?
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# ? Dec 3, 2017 08:17 |
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and canada, we've had contactless payment for like five years from every bank and all credit cards. we also have apple pay wherever someone feels like supporting it
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# ? Dec 3, 2017 08:25 |
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apple pay works anywhere contactless payments are accepted in canada
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# ? Dec 3, 2017 09:33 |
Notorious b.s.d. posted:how loving rich are you, by latvian standards
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# ? Dec 3, 2017 10:04 |
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THC posted:apple pay works anywhere contactless payments are accepted in canada it works anywhere that supports contactless since it's no different than waving any other nfc card over the terminal. even if you are in an "unsupported" country where the local banks don't have agreements for their cards to work with it, you can still use your foreign cards via apple pay. cinci can't use it with his latvian potato card since the banks have no agreement with apple, but i can wave my iphone over contactless terminals there with american cards and it will work. then you have lovely companies like walmart who specifically disable the contactless readers on their payment terminals to promote their own terrible qr-code based payment system
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# ? Dec 3, 2017 10:28 |
finally someone did get what i was meaning huh
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# ? Dec 3, 2017 10:31 |
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# ? Apr 23, 2024 23:05 |
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over here visa etc payments cost the shop owner a small % on each sale whereas non-visa payments (normal EFTPOS bank card ones) don't have a charge the new visa debit cards that work with normal accounts and not credit accounts do NOT make this surcharge occur, UNLESS done with paywave/contactless so a lot of shops disable it otherwise they have to pay credit card like fees on almost all transactions
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# ? Dec 3, 2017 11:59 |