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Its a Rolex posted:Our nearby grocery store chain silently increases the price of items when you order for pickup. I was doing order ahead for a while until I realized $90 worth of groceries were costing us $120. Grocery stores have to be careful when doing this - Safeway lost a class action lawsuit back in 2015 for upcharging online prices. Generally speaking, you'll only see this when they outsource the labor / platform to a third-party like Instacart. MildShow fucked around with this message at 03:22 on Mar 15, 2025 |
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Mar 15, 2025 03:15
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My understanding of restaurants doing it is because the apps charge a percentage of the total order to the restaurant that isn't shown in the fees to a customer.
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Mar 15, 2025 03:17
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Its a Rolex posted:Our nearby grocery store chain silently increases the price of items when you order for pickup. I was doing order ahead for a while until I realized $90 worth of groceries were costing us $120. Yeah, I definitely noticed prices online being substantially higher than in-person prices the few times I used the delivery or pickup services. Also, sometimes the substitutions were nonsensical. Soul Dentist posted:Restaurants do this on doordash too. Every menu item is more expensive than in person even before taking fees into account
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Mar 15, 2025 03:22
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DACK FAYDEN posted:honestly, I'm skeptical even then - I've seen enough things said about marketing that are blatantly untrue that I don't even know if I believe in the name-recognition effect of being the only person marketing in an entire market sector at this point Okay, this is from a few pages ago, but nobody addressed it: it's not "TurboTax vs. the government's free file;" it's "TurboTax vs. the software TurboTax designed for the government to compete against TurboTax." The government's free file just came out a year ago, it's called Direct File, and other than it being a limited pilot that is only available in a handful of states and can't do itemizing yet, it is by most accounts pretty good. DOGE just fired the team that designed it, though.
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Mar 15, 2025 03:52
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Ham Equity posted:DOGE just fired the team that designed it, though. God you guys got sold down the river hard
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Mar 15, 2025 03:54
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thats why i hate peeps calling treasuries the risk-free rate. the sovereign debt of any country with republicans cannot be called risk-free.
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Mar 15, 2025 03:55
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bob dobbs is dead posted:thats why i hate peeps calling treasuries the risk-free rate. the sovereign debt of any country with republicans cannot be called risk-free. risk free doesnt literally mean zero risk it just means it is considered the lower bound of risk but also its only really referring to risk of loss of principal. obviously even if the government never defaults, buying treasuries has interest rate risk, inflation risk, etc
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Mar 15, 2025 04:14
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can't even call em the lower bound of risk, frankly
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Mar 15, 2025 04:15
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1 year ago, if I suggested that a 20 year old nicknamed "BigBalls" was part of an unelected team who performed unknown actions on sensitive government servers, and who only doesn't have access to the treasury because someone grew a spine somewhere, I would have called it ridiculous. 1 year ago, I was also certain that if there was a risk of T-bills having a lower rating, it would be because Trump decides to declare any foreign owned debt to be void, rather than a 20 year old nicknamed "BigBalls" gaining access to the treasury and "fixing" the code that sends out payments.
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Mar 15, 2025 06:12
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mrmcd posted:This is also gonna make me sound like I'm a million years old, but I think a lot of people in their 20s were genuinely never taught how to do basic grocery shopping, cooking, and meal planning. If delivery apps and takeout places just keep jacking up the fees they're just like "wow it's so expensive to even eat at home now." I'm not surprised, a lot of boomers and boomer brained actively refuse to teach their kids basic skills and throw tantrums if they try. Then complain about kids not knowing those basic skills. Raskolnikov2089 posted:https://x.com/Reiwholesaler/status/1900284997472256271 Pretty sure this dude is literally just going https://www.youtube.com/watch?v=Vkz8BLBJ9_I
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Mar 15, 2025 09:00
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Volmarias posted:1 year ago, if I suggested that a 20 year old nicknamed "BigBalls" was part of an unelected team who performed unknown actions on sensitive government servers, and who only doesn't have access to the treasury because someone grew a spine somewhere, I would have called it ridiculous. If you would have told me in 2000, as I was graduating high school, that in 2016 I would be choosing between Donald Trump and Hillary Clinton (yes, THAT Donald Trump and THAT Hillary Clinton) for president, I would have taken my mom's suggestion to get an international business degree way more seriously.
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Mar 15, 2025 17:25
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PMChem is probably sighing as they reach for the probation button upon seeing another current event politics derail in BFC (which I am guilty of doing many times for the record). Buffoons Wronging Modernity: purposefully crashing the Gov and Economy to own the Libs Or buffoons Wronging Modernity; PMChem sighs as he reaches once again for the probation button
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Mar 15, 2025 17:33
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Bungling World Markets
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Mar 15, 2025 18:58
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In my career I get asked a lot of tax questions. There are enough themes in the misconceptions that I have a pretty good guess where people got them from, whether it's boomer received wisdom or TikTok grindset people. The first group is usually things that were correct or almost correct 30 years ago and they either heard it from their peers or their parents. The answer here is usually "that used to be correct/apply to your situation, but the current law and rulings make that not so anymore". The second group is younger people who saw a 30 second clip of someone explaining one weird trick your accountant doesn't know about to save on taxes. The answer here is usually "that works under a narrow set of circumstances and more fine print than can fit in a 30 second explanation" and it's almost always a difficult to justify position. It's not that your accountant didn't know about it, what's more likely is your accountant didn't mention it because it doesn't apply. Unsurprisingly, this group never wants to pay for an actual expert's time. They're the tax profession's equivalent of the people telling their doctor they've done their own research and are going to treat their diabetes with organic smoothies, ayahuasca, meditation, and ayahuasca meditation. Straight up cheating on your taxes and hoping you don't get caught by the extremely underresourced IRS isn't a smart idea, but it is has proven to be an effective idea for many people.
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Mar 15, 2025 21:07
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Does it count as someone being bad with money if they're so desperate they ask an employee where they're shopping (me) for help on how to commit insurance fraud? At the very least I suppose it implies that their life might be full of BWM decisions.
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Mar 15, 2025 23:30
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canyoneer posted:Straight up cheating on your taxes and hoping you don't get caught by the extremely underresourced IRS isn't a smart idea, but it is has proven to be an effective idea for many people. Avoiding taxes brings you so close to the sun (IRS) that you will get caught eventually. But as of 2025, is is less likely.
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Mar 16, 2025 00:47
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I think a rebuild of the institution will take more than 7 years so cheat on your 2024s I guess.
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Mar 16, 2025 00:57
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Borscht posted:I think a rebuild of the institution will take more than 7 years so cheat on your 2024s I guess. https://nwtrcc.org/
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Mar 16, 2025 05:33
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Oil! posted:Avoiding taxes brings you so close to the sun (IRS) that you will get caught eventually. But as of 2025, is is less likely. I have to imagine the IRS already has the ability to automatically flag certain things as candidates for further review but they just dont have the staff to do it. At some point, verifying every dollar of a return requires an audit, especially if it involves unusual (but not necessarily fraudulent) deductions or something
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Mar 16, 2025 06:21
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lol, they literally have pdfs with instructions on doing tax fraud 
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Mar 16, 2025 06:26
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blackmet posted:If you would have told me in 2000, as I was graduating high school, that in 2016 I would be choosing between Donald Trump and Hillary Clinton (yes, THAT Donald Trump and THAT Hillary Clinton) for president, I would have taken my mom's suggestion to get an international business degree way more seriously.
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Mar 16, 2025 07:24
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mrmcd posted:This is also gonna make me sound like I'm a million years old, but I think a lot of people in their 20s were genuinely never taught how to do basic grocery shopping, cooking, and meal planning. If delivery apps and takeout places just keep jacking up the fees they're just like "wow it's so expensive to even eat at home now." I'm not complaining, my amazing powers of "throw stuff in a pot and add flavours until it tasted acceptable" were a big part of the wooing process and the other day they served me a delicious dinner where I failed to guess the secret ingredient was kumquats.
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Mar 16, 2025 10:20
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drk posted:lol, they literally have pdfs with instructions on doing tax fraud One weird trick, IRS agents hate it.
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Mar 16, 2025 16:58
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drk posted:lol, they literally have pdfs with instructions on doing tax fraud withak posted:One weird trick, IRS agents hate it. Doesn't this just make them underwithhold and then they get charged with underwithholding penalties and interest? E: Is it tax fraud to mess around with your W4 to get it to withhold (or not withhold) numbers more to your liking? Lots of people just used to "claim 0" or whatever to overwithhold, and I've heard that people can adjust their W4 to withhold less to balance out extra withholding due to a bonus or whatever.
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Mar 16, 2025 17:45
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Boris Galerkin posted:E: Is it tax fraud to mess around with your W4 to get it to withhold (or not withhold) numbers more to your liking? Lots of people just used to "claim 0" or whatever to overwithhold, and I've heard that people can adjust their W4 to withhold less to balance out extra withholding due to a bonus or whatever. No it is not fraud to adjust your withholding to target net zero at return time. However if you under withhold by a lot you will likely owe penalties. Some exceptions exist but generally you want to be withholding roughly inline with what you’ll owe at the end of the year. Of course they don’t care if you way over withhold, which is all that a tax refund is - you paid too much throughout the year and you are getting the overage back. The system is understandably setup so the “default” for most wage earners is to slightly over withhold because people can’t generally be trusted to be able to pay a “surprise” tax bill. Again exceptions abound, and it doesn’t mean you have to do it that way. Guinness fucked around with this message at 18:11 on Mar 16, 2025 |
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Mar 16, 2025 18:07
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Yeah. You are responsible for paying an appropriate amount of taxes on your income on a quarterly basis. There’s some slack built into that, but only some. If you game your paycheck withholding to zero and then just send in an estimated tax check every three months, AFAIK that’s legal, but if you don’t send in those checks, you will get fined when taxes come due. I’m pretty sure that does not require agent attention and is completely automated, so the IRS being defunded will not help you there.
rjmccall fucked around with this message at 18:23 on Mar 16, 2025 |
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Mar 16, 2025 18:21
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rjmccall posted:Yeah. You are responsible for paying an appropriate amount of taxes on your income on a quarterly basis. There’s some slack built into that, but only some. If you game your paycheck withholding to zero and then just send in an estimated tax check every three months, AFAIK that’s legal, but if you don’t send in those checks, you will get fined when taxes come due. I’m pretty sure that does not require agent attention and is completely automated, so the IRS being defunded will not help you there. Yeah the magic phrase there is "substantially equal periodic payments". To avoid penalties you need to hit the lesser of 100% of last year's tax liability or 90% of the current year's tax liability. You know last year's for sure, but guessing in April what your full year current tax liability will be is gonna be hard for most people. In practice the safe thing to do is to make equal quarterly payments to sum to 100% of last year's tax liability.
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Mar 16, 2025 19:50
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TheMopeSquad posted:This depresses me because I just remembered there was an Arby's a block from my house, a Pizza Hut and Taco Bell too, all gone now. The Pizza Hut has been empty for about 5 years and I pray someday it will be a pizza place again. The Taco Bell is a "build your own instant ramen" place which is the dumbest thing I've ever heard. Toronto had Arby's at at least two malls. Both gone at least 15 years now, the closest one is an hour in either direction from where we live in downtown Toronto. If that wasn't bad enough we used to have a Wendy's right downtown. Now the closest one in either direction is on the outskirts of the city. It's loving tragic. London's like 280k people and it has 4 Arby's locations. poo poo now that I think on it maybe it's me. When I lived in Ulsan like 25 years ago there were four Popeye's, and then in the span of like 3 weeks they all randomly closed.
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Mar 16, 2025 21:49
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Boris Galerkin posted:Doesn't this just make them underwithhold and then they get charged with underwithholding penalties and interest? The W-4 fuckery is just their recommended first step in opting to only pay a portion of your owed taxes as a form of protest. The end result will, of course, be more of your money going to the government to use to kill people than if you had just done your taxes accurately.
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Mar 16, 2025 21:52
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withak posted:The W-4 fuckery is just their recommended first step in opting to only pay a portion of your owed taxes as a form of protest. The end result will, of course, be more of your money going to the government to use to kill people than if you had just done your taxes accurately. But I'm helping fulfill a nebulous end goal!
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Mar 16, 2025 22:01
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AmiYumi posted:If anyone had told me that twelve years of my life would be Hillary/Trump, Biden/Trump, Biden/Trump, the last thing going through my mind wouldn't be international business it'd be a bullet WW2 nationalized war production says why not both 
shame on an IGA fucked around with this message at 22:25 on Mar 16, 2025 |
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Mar 16, 2025 22:22
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Cannot believe there are people pining over fast food locations in this thread
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Mar 16, 2025 22:47
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KYOON GRIFFEY JR posted:Cannot believe there are people pining over fast food locations in this thread Yeah I eat outside my home/workplace like 5 times a year but even I'm scratching my head at the mourning over an exodus of fast food joints from cities. It's because of the proliferation of restaurants that serve real food in cities + fast food being anything but fast anymore, hope that helps everyone.
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Mar 16, 2025 22:54
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KYOON GRIFFEY JR posted:Cannot believe there are people pining over fast food locations in this thread Thought I was going crazy, who gives a poo poo about some chain slop place closing
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Mar 17, 2025 00:53
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shame on an IGA posted:WW2 nationalized war production says why not both International Business Machines being guns is just so good and I love telling people about it.
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Mar 17, 2025 01:38
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an iksar marauder posted:Thought I was going crazy, who gives a poo poo about some chain slop place closing
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Mar 17, 2025 01:58
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KYOON GRIFFEY JR posted:Cannot believe there are people pining over fast food locations in every thread, every other month Yeah American food "culture" is a bit of a joke
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Mar 17, 2025 02:10
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KYOON GRIFFEY JR posted:Cannot believe there are people pining over fast food locations in this thread weeping over the closure of the only Harvey's in Vancouver, hidden behind a pillar in the arrivals area of the airport
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Mar 17, 2025 02:15
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Guy ordered Starbucks and ended up spilling the drinks in his lap and getting third degree burns. No this isn't the McDonald's thing. Starbucks offered to settle, and the guy said he'd do it if they apologized among other things. Starbucks said lol no, and the judge awarded him even more money.quote:Starbucks [offered] $30 million to settle. Garcia agreed, but under the condition that they apologize, change their policies and issue a memo to all store locations to double-check their hot drinks before handing them to customers, attorneys said. quote:Jurors deliberated for just about 40 minutes on Friday before siding with Garcia, awarding him $50 million in damages from the world famous coffee chain. Is it BWM to pay $20,000,000 more because you don't wanna say sorry?
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Mar 17, 2025 03:06
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sounds like they paid 20m more because they didn't want to change store policies
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