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Soylent Pudding
Jun 22, 2007

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Just lol if you don't don full 16th century plate armor over your gambeson before wielding your sharpened steel in the kitchen.

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Soylent Pudding
Jun 22, 2007

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Living in rural Florida ruined OJ for me. On one hand you could go to any random farms roadside stand and get a bunch of fresh oranges for amazing juice. On the other we were about 20 miles away from an orange juice factory and if the wind shifter just right the entire area smelled like orange-glow. Even after moving away I just can't handle processed orange juice anymore after getting used to the real thing.

Soylent Pudding
Jun 22, 2007

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Donate $100 in the cops name to a bail fund. Have them send the thank you card to his station.

Soylent Pudding
Jun 22, 2007

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Leon Trotsky 2012 posted:

Bad With Money, but Good With Wholesomeness.

I expected this to be part of the saga of the guy in the r/relationships thread who was terrible at pretending to apply for and hold down jobs. At one point his partner caught him putting a VCR Inna backpack and pretending it was a company laptop.

Soylent Pudding
Jun 22, 2007

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https://mobile.twitter.com/oneunderscore__/status/1338649269482479616

Soylent Pudding
Jun 22, 2007

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I remember as a college sophomore home in break my dad told me that the tire psi ratings lie to you for some nebulous reason and that you should always fill them a out 20 psi over for the best ride quality. Anyway on the drive back to college my tire blew out going over a speed bump in the parking deck. Somehow my stepmom convinced my dad this was my fault for not taking care of the car despite my following dad's instructions so I had to pay for tires.

Soylent Pudding
Jun 22, 2007

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After hurricanes in Florida there is a particular breed of scammer who goes around trying to convince homeowners that normal, cosmetic damage is actually the result of lovely workmanship and materials on the part of the original contractor who installed the windows or whatever. Thankfully this helpful contractor driving by saw it and explains that the original contractor is on the hook for repairs because they did such a bad job. Since every good scam makes the mark feel like they're in on it there is usually the added bit of the scammer offering to exaggerate the damage in the report and splitting the extra money with the home owner in the form of upgraded materials, all off the books of course.

Rather than involve their homeowners insurance or get a second opinion they'd take the scammer's deal, pay them upfront, and then sue their original contractor for the money. My firm represented several legit contractors and we responded to a lot of these suits. The only reason I don't feel too bad is that a lot of the victims were high earning white collar professionals, like doctors, who knew they were too smart to get scammed so it couldn't be a scam. Even when their own lawyer was advising them to drop the suit because they got scammed.

The Bad With Mortgages part came when we got to tell them that if they didn't drop the lawsuit and pay our lawyers fees our next step would be to contact the building inspector to see the pulled permits for the work. After we did that they would have actual knowledge the permits weren't valid for the work. Then they'd have to inform their mortgage broker that unpermitted work had been done to the home, potentially harming it's value as collateral. Failure to do so would be fraud. And when we contacted everyone to get their records on the repairs the banks would find out the homeowner didn't report it. But failing to tell the bank, or to rectify after reporting would be grounds for foreclosure.

It was always satisfying to tell some rich rear end in a top hat who never gets told no that they'd lose their mansion if they couldn't admit to themselves they got scammed and fix the situation.

Soylent Pudding
Jun 22, 2007

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LionArcher posted:

If I own my own business (soul employer)

I think there are also tax deductions for religious institutions (and Scientology) if you go down this route?

Soylent Pudding
Jun 22, 2007

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The fratbros on the third floor managed to flood the building so hard they had to rip out the flooring of our ground floor unit because of water damage. Renters insurance covered our losses. Fratbros were hosed because they had no insurance and multiple units had to be gutted to repair the damage.

Soylent Pudding
Jun 22, 2007

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I had to get special riders as well for my electronics (because I'm a loving goon) and my girlfriend's instruments. I'm still saving money because the discount for bundling with my auto insurance is more than the renters insurance.

Soylent Pudding
Jun 22, 2007

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Don't half of those pieces count "saving and investing" as expenses to get to the "they only have $300 left at the end of the month"?

Soylent Pudding
Jun 22, 2007

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AreWeDrunkYet posted:

Incredible. This somehow even tops bosses who fire people then still expect any knowledge transfer.



I'm always happy to help out even after getting fired. I'll even give the friends discount of $300/hr 8 hr minimum.

Soylent Pudding
Jun 22, 2007

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I think I saw on twitter that there are ready bots stealing other people's artworks and registering them as NFTs.

Soylent Pudding
Jun 22, 2007

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A blockchain is never reasonable.

Gonna go upload steamboat willie as an NFT and wait until Disney gets it, and every token in a chain including it, banned as copyright infringement.

Soylent Pudding
Jun 22, 2007

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I feel like all the goldbugs would have been for free silver if they were around when the gold standard was adopted.

Soylent Pudding
Jun 22, 2007

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DaveSauce posted:

guys your currency needs to be based on something physical that we can do something with and has intrinsic value, rather than something imaginary, intangible, and otherwise useless like fiat

now let me tell you about how crypto is the future of money,

I firmly believe goldbugs and buttcoiners would have been all for free silver back in the days when we went in the gold standard.

Soylent Pudding
Jun 22, 2007

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Overwatch Porn posted:

my mother once took me, at the time a 13 year old boy, to hooters, because she said she loved their wings. I don't know if that's true or if she thought she was doing me a favor or what but it was tremendously awkward

My stepmom insisted hooters had the best wings in town and thus we'd have multiple family dinner nights there.

Soylent Pudding
Jun 22, 2007

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I jumped over 30+ pages to catch up but here's some purestrain content in case it hasn't been posted.

He said he spent $15,000 on a Disney World trip. He refused a temperature check and got arrested.

quote:

Amid heightened precautions for the virus at the major Florida tourist attraction, Sills, 47, skipped the temperature screening required of guests, authorities said. He was confronted by security about it at a Disney Springs restaurant, the Boathouse, when he yelled and refused to leave, according to an Orange County Sheriff’s Office arrest report from Feb. 13. When deputies insisted he would be charged with trespassing, he pointed to how much he spent on his vacation, according to body-camera footage released this week.

“I paid $15,000,” said Sills, handcuffed. “You can’t trespass me if I paid $15,000.”

quote:

He partly blamed the security manager for escalating the conflict — and compared Disney security to Nazis and the mafia — but also admitted he was in “a bit of a mood” after a day of travel.

He was arrested on the first night of what was a five-day trip with his family, a rare reprieve for which he had paid thousands, he said. Two hotel rooms, air travel and admission to Disney and Universal for seven to eight people set him back, he said.

“Covid is a very serious thing, but so is my vacation with my family,” he said.

Soylent Pudding
Jun 22, 2007

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AITA for yelling at my mom over how she handles my college fund?

quote:

Hi all!

To preface, I (19M) am a full time college student. When I was born, my great-grandparents set up and fully funded a college fund, which is now managed by my mom (52F) and to be used to cover my college costs. Currently, there is more than enough money to cover the full amount of my degree. I am very grateful for this money.

However, I do not like how my mom handles the money. I have a great relationship with my mom, but she is a very Type-A, risk-taking person. For the longest time, she wouldn’t even tell me what she had invested the money in, only that it was making good returns.

Come to find out, she has over half (!!) of the money invested in a single speculative small cap biotech company (BioCryst Pharmaceuticals) and uses the other ~40-something percent to swing trade (buying a stock and selling it after a couple weeks or months in anticipation of a catalyst).

Over the last year, she has made 210% return on BioCryst and lost over 30% on her swing trading account. Now she wants to sell all of her BioCryst shares and invest in different swing trading “plays”.

She spends all day researching stocks, browsing stock discussion boards, etc. and has began neglecting her workload as a stay at home teacher in order to spend more time researching stocks. She’s convinced that she can make money swing trading. I think she has a gambling addiction.

I talk with her on the phone often and I have tried telling her that, since the college fund is more than large enough to cover my college expenses, she should invest the money in index funds instead of risking tremendous losses by swing trading. Every time I try to tell her this she leads me down the “you need to trust me” or “I don’t want to listen to it” rabbit hole. Last night, I snapped at her, telling her that she is being irrational and not making sound decisions. She hung up on me.

I feel bad for yelling at her over the phone, but at the same time, I am worried about the future of my college fund. AITA?

Soylent Pudding
Jun 22, 2007

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At dragoncon there used to be a guy who dressed up Ollivander and handed out free custom made wands to people. Probably bwm but its clear they're doing it for fun so arguable less stupid than some of the other wand folks. As long as they're not bankrupting themselves to support their gimmick like that one goon who spent all their money making lovely stews for their larping group.

Soylent Pudding
Jun 22, 2007

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SpartanIvy posted:

I need details on this. Stews are like the cheapest way to feed a ton of people so the logistics of bankrupting yourself doing it is impressive.

Unless he bought like a 500 pound cauldron and poo poo to be more "Authentic" or whatever.

I'm pretty sure it was something like that but I don't have the details handy. They posted a thread asking for cooking tips on how to stretch their pantry till payday and the making huge larping meals gradually revealed itself.

Soylent Pudding
Jun 22, 2007

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SpartanIvy posted:

I need details on this. Stews are like the cheapest way to feed a ton of people so the logistics of bankrupting yourself doing it is impressive.

Unless he bought like a 500 pound cauldron and poo poo to be more "Authentic" or whatever.

Found it: https://forums.somethingawful.com/showthread.php?threadid=3723305&userid=0&perpage=40&pagenumber=1

Soylent Pudding
Jun 22, 2007

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My parents managed to be deep in credit card debt and living paycheck to paycheck on $300k a year but it turns out drugs are expensive.

Soylent Pudding
Jun 22, 2007

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Crossposting from the r/relationship thread because, well you'll see:


AITA for simply accepting the terms of an ultimatum and ending a business association, instead of working things out?

quote:

Hello Reddit!

I've shared my beloved horse with a couple of folks over the last year or two, and it's been fine until this latest person. He has been demanding of my time, bugs me to act like a trainer (which I am but not his), and after I stopped responding to his demands he lost his cool and sent my spouse and me an email with ultimatums and BIG ANGRY COLORFUL text, and accusations towards me.

I accepted the ultimatum on its face and ended the agreement, instead of dealing with this person further.

NOW he's backtracking and saying he wants to talk about the lease, and he just got a bunch of new stuff that he ordered for the horse, etc. that he wants to try out . He said that he only wished to open communication with my spouse and me, and it's very clear he didn't expect us both to accept his ultimatum and say goodbye. He's regretting what he did, and wants us to negotiate, and to discuss the healthcare needs of the horse with me.

I have found out in the mean time that he went against my wishes and paid to have the horse "adjusted" by a "horse chiropractor." He asked me about this a few weeks ago and I said no way. We have a vet, there's no science in fixing a horse's "subluxations" and we're not doing voodoo on him.

He also suggested energy work and reiki and has been trying to diagnose my horse with health problems from the start, to where I started making comments about how I think he's like one of those Munchausen-by-Proxy people who make animals and kids sick so they can appear the hero.

How I might be the rear end in a top hat: The horse loves the extra attention, and this guy clearly enjoys the animal.

Why I'm conflicted: This person went against my wishes and had the horse treated and manipulated by god-knows-who, and although the horse seems fine, I don't agree with subjecting him to unnecessary treatments.

The leaseholder also accused me of leasing the horse under false pretenses (saying the horse is lame), but he's not lame. The guy won't do the groundwork I showed him, and keeps saying the horse must be sick or in pain.

Next, he accused me of overcharging him - when I split what we pay 50/50 and didn't even round up, because I was trying to be fair.

He demanded I get the horse a "FULL MEDICAL ASSESSMENT" and pay 100% of the bill when our lease agreement states we split 50/50. The horse had a vet visit 3 times in the last 2 months and is due for another visit next week. He's extremely well cared for. I'm positive the leaseholder is just looking for things to "treat" instead of putting in the work. I spent 2 hours with the horse yesterday and he's fit, fine and wonderful.

I think I included everything - At this point I've accepted the ultimatum and AITA for not negotiating?

edited for space - 3000 words or less

Soylent Pudding
Jun 22, 2007

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My dad would make fun of me when in high school I insisted on wearing noise and eye protection while mowing the lawn. Meanwhile dad wore an eye patch for 6 months because he refused to wear eye protection and ended up with a scratched cornea.

Soylent Pudding
Jun 22, 2007

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DaveSauce posted:

If OP's partner was in fact a ChemE, there's jobs a plenty without a MS. Hell, ChemE is one of the highest paying engineering BS degrees out of the gate. Maybe she needs a MS to get in to her dream job, but certainly any ChemE should be able to afford $900/mo.

PE isn't necessary for ChemEs to have a lucrative career as far as I'm aware. Municipal water/wastewater jobs would probably require it, but outside that I wouldn't think many need it. The VAST majority of degreed engineers in the US do NOT have a PE. Most of those who do are civil engineers. I can count the number of PEs I've met on 1 hand, they're just not that common in the Chem/Elec/Mech engineering worlds.


I almost got screwed. Program I went through was in the process of being accredited my 1st/2nd year. I didn't even think about that before enrolling... The school's other programs were accredited, it was just my specific program that wasn't. Turns out they eventually earned retroactive accreditation effective 4 years before I started, but still dodged a bullet.

Point being is that I had both federal and private loans, so unless things have changed that's not a show stopper.

I had a friend who was accepted into her top choice masters program at an R-1 state school. Late spring before the program sent out apology letters informing the incoming class that the program forgot to apply for reaccredidation and thus lost it's accreditation for the upcoming year. The program decided that meant they weren't going to have an incoming class but could defer them a year. I always wondered what happened to the students already in the program when that happened.

Soylent Pudding
Jun 22, 2007

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DisgracelandUSA posted:

Could be a lot of things. No new classes, existing cohorts are covered; no one gets "accreditated degrees"; "accreditation" is etroactively applied to all degrees completed or in progress during process.

Ultimately, a temporary lapse in accreditation isn't going to matters; no one is going to know that in 2017, it lapsed, it was pending in 2018 and in 2019 was recertified. But if the school is not and or it isn't a temporary lapse, yikes.

It was medical adjacent and professionally licensed so I suspect it did really suck for the students who were supposed to graduate during the lapse. That said the program did fix things the next year but my friend managed to land a spot at a backup school rather than wait a year.

Soylent Pudding
Jun 22, 2007

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Metrilenkki posted:

So there is a set quantity of Bitcoin, right? What happens when it's all mined? Does the value go to zero or do people just trade that finite amount of currency around? I'm asking genuinely b/c I'm honestly not very smart :smithcloud:

Bitcoin is currently coded so that only 21 million will ever be produced. But the code of a cryptocurrency can be formed at any time with different people deciding which branch they want to follow as the "real" currency. This has already happened at least once with Bitcoin. It's an open question whether the mining cartels dominating Bitcoin mining will decide to increase the Bitcoin cap once they face the prospect of losing their mining rewards.

Soylent Pudding
Jun 22, 2007

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I suspect a lot of crypto/GME whatever enthusiasm is because there are so many people in precarious financial positions who rightly recognize they can't get ahead playing along with the system. If it's your only chance to escape gig economy hell or pay off student loans that gamble looks less risky in a "I'm screwed anyway" sorta way.

Soylent Pudding
Jun 22, 2007

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Found this for the r/relationships thread but also feels appropriate here.

AITA for "using" my wife on our taxes?

quote:

So a little bit ago my wife and I did our taxes together. She was doing them with me for the first time because she now had a regular job, usually I do them myself.

She's also a writer who makes royalties on Amazon for some books she's written. When it came time to put in her writing expenses, I began writing off her hone office and her computer/internet connection like I always do.

"What are you doing?" she asks. I explained. She got very quiet and I asked her what was wrong. She said she hadn't really written or published anything last year. I said, well, I see you writing up storyboards and world building materials for a horror series you want to write all the time, though? Yes, but that's more for fun, she responds. I said, but you're planning on publishing that stuff and selling it one day, right? Yes, she says, but she "wouldn't feel right" deducting it because she hasn't actually published it yet.

I responded well, we're writing off a ton of my school expenses this year even though I didn't get a degree last year, the work you put into it is worth something whether you've actually published or not - you plan to and that's what matters. She started crying and eventually said she felt like I was "using" her to get a better tax bill. I apologized and told her that wasn't it at all and removed those expenses so she would feel better, but she was very distant and upset the rest of the night.

This isn't the first time something like this has happened. When we got a new car she was upset I was "being mean to the salesman" for hardball negotiations and "lying" to him to get a better deal. My position was, that money is better with us than in the hands of some dealership. [And no, I didn't lie to the guy - just hard negotiating] I didn't lie on our taxes either, I never do, but I've always been the 'get every dollar you're entitled to" guy and I think she's uncomfortable with that.

So, reddit, AITA?

Soylent Pudding
Jun 22, 2007

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That's why you need the socialism part of fully automatic luxury gay space socialism.

Soylent Pudding
Jun 22, 2007

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Fame Douglas posted:

I'd buy a Lamborghini and probably crash it into a tree within a week. Sounds like a better use of funds, contact me at 867-5308 if you're a Billionaire and interested.

Don't listen to this scrub. I'll buy a Lamborghini, crash it into a tree, and then give you the NTF of the crash. If interested in sponsoring this art call Soylent at 666-420-6969.

Soylent Pudding
Jun 22, 2007

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At least he has 18 months to figure it out.

Soylent Pudding
Jun 22, 2007

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paternity suitor posted:

THANK YOU. I seriously feel like I'm going crazy. There was never any trend; one day everyone wanted to live somewhere with walkable amenities and things to do, COVID hit, and then apparently we were all secretly miserable and waiting for the opportunity to flee? Not buying it.

Speaking of regrets, this survey already shows 64% of millenials having some regrets over their home purchase: https://www.bankrate.com/real-estate/homebuyer-regret-survey-may-2021/

Shocking that impulse buying a house didn't work out and they didn't account for maintenance costs. Wait'll they find out how much it's going to cost to move out.
It sounds like he moved to Lancaster, which is quite a cool little town, but I think it's the exception not the rule when it comes to moving far away from major population centers. It's walkable and has an artsy fun downtown (and an Amtrak station). Most small towns are not any of those things.

The bolded part is what I don't understand though. Things are significantly more limited than they used to be, temporarily. It seems pretty likely they'll be back to normal soon, most places have removed mask mandates and crowd capacities. Schools are going to be open in the fall. Moving to a new house seems like an expensive long term solution to a temporary problem.

I'm curious to see what happens when all the companies renege on their vague commitments to WFH and insist all these butts get back in their open floor plan human capital warehouse.

Soylent Pudding
Jun 22, 2007

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The only reason reason I'm even semi optimistic about actual follow through on wfh from my org is because leadership keeps dropping hints about how much money they can save by leasing a smaller office space, and they've already started letting leases lapse. Also were an office full of filthy computer touchers so we have some leverage to say "we'll all quit and work somewhere more accommodating".

Soylent Pudding
Jun 22, 2007

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Found this for the r/relationships thread but feels like it also fits here.

AITA for charging my sister in law rent to live with us

quote:

Sister in law has been living with us rent free for 7 months now. She broke up with her boyfriend and had nowhere else to go so we took her in, helped her find a job, let her use our car and paid for the gas until she got enough money to start buying her own gas.

We rented a $2000 beach house last year and took her with us and paid for all the food and she paid nothing.

Co-signed a loan with her because her credit sucked to help her get her own car, fed her home cooked meals every day and charged her nothing for all the food power/internet/water she was using.

She recently got a new job and will be making about 1800$ a month. Her total bills come out to about 250$, but she said it was assholeish to charge her 400$ a month for one bathroom and one bedroom when she's "only here 5 nights out of the week". It's a 3 bedroom home and she's staying in my wife's office who works from home, and has had to move her office into our bedroom.

She said she cannot afford to pay us the rent, but has recently booked a weekend beach house for her brother's birthday, spent $1000 on ghost hunting equipment, got a tattoo and is planning new tattoos, and typically spends the entire weekend driving around and going to different attractions with her new boyfriend, where she pays for everything.

Soylent Pudding
Jun 22, 2007

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The r/relationships thread for some reason features plenty of bwm content. Xpost:

LadyPictureShow posted:

I want to get a home equity loan; wife doesn't want to. How can I keep her from knowing about it?

Guys, I need advice. I want to get a home equity loan to make an investment. The problem is, my wife doesn't want to do it. This is really important to me, and I strongly believe I am making the right choice.

I need to be 99% sure that if I go through with it she never finds out in the future somehow. What steps should I take to ensure this?

Tl;dr: I want to get home equity loan to make an investment, but my wife doesn’t want me to do it. I need to know what steps I should take to ensure she doesn’t find out.

Thanks, and any advice is appreciated

Soylent Pudding
Jun 22, 2007

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Honestly almost every job I've held had at least one or two people where everyone would have been better off of the government paid them to stay home rather than have them come in and gently caress everything up.


AITA for refusing to move in with my boyfriend even though he bought us a house?

quote:

Two months ago, I (25F) found out I was pregnant and I was DEVASTATED. I have always been a planner and had an idea of how my life was going to go - I wanted to get my PhD, be married and have a house before I had children. I decided to go through with the pregnancy, and with therapy and time have started releasing some of my control issues and warming up to the idea that life is spontaneous and unexpected, so I can better adjust to the other curveballs life (and children) are sure to throw at me.

My boyfriend of 3 years (28M) has been trying to put band-aids on these problems, instead. I explained to him that I've been trying to develop coping mechanisms for these unexpected moments so I can better handle them in the future, but he has been insistent that it's just harder for me and that I should just "check off my boxes" before the baby arrives. He has been trying to convince me to buy a house for two months (we already rent together) but I've been turning him down. We don't have the money to buy our "dream home" and that's what I want, not a fixer upper or a house we only kind of like.

A week ago, my boyfriend took me out for dinner and then to go see a "surprise." He lead me to a neighborhood that is notorious in our area for being generally not the best and showed me his surprise... A house. He bought a house that was being foreclosed on with a loan from his parents, a separate loan from his brother, and his entire savings. The house is in HORRIBLE condition and will need to be gutted before our baby comes. There's mold, the exterior is just awful, the landscaping has been neglected for years, all the carpets are stained and dirty, the hardwood is damaged, etc. etc. Even with all the fixes, I just don't like the house. It's not to my tastes, it's not in a good area, I just dislike it. I sat on the partially dilapidated porch and just cried. This is not the house I wanted to welcome my baby in. I just can't even pretend to like it. I can't pretend I think this was romantic. It was dumb. He wasted THOUSANDS of dollars on a house I don't even want to step foot in...

I told him I would not be moving in with him. I said I would not drain my savings or take out more loans to redo the house. I told him off for making this MASSIVE decision against my will and without my consent. I said if he liked the house, he could sleep there and have not let him back in to our place for the past week.

My parents think that he was an idiot for spending so much money on a house but think the idea is cute and that I should appreciate the effort. My sister thinks its cute, my brother thinks its dumb. They are split on being mad that I'm "ungrateful" and understanding where he was an idiot. Boyfriend's family has just been leaving hateful, hateful voicemails directed at me. My boyfriend has been alternating between furious and despondent.

AITA for refusing to move in with him after he bought me a house?

Soylent Pudding
Jun 22, 2007

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I firmly believe the digital goldbug cryptocurrency enthusiasts would have been free silver campaigners back when we adopted the gold standard.

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Soylent Pudding
Jun 22, 2007

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Boomers think socialism is not exclusively subsidizing (white) boomers.

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