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DaveSauce posted:I'm confused... Also confused fully specced 2019 is 36,100 without rebates / haggling etc. (Even with the silly DVD screen, rims running boards all the stuff) Totally rolled in another upside-down car loan. When. You have An 8 year loan expect to be underwater for 4-5 years. By they time it will be a huge hunk of poo poo because it's an fca van. Or I guess maybe they bought it with minimal haggling and also bought into the 3 year extra warranty for 4 grand. tater_salad fucked around with this message at 18:22 on Mar 29, 2019 |
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Mar 29, 2019 18:13
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| # ¿ Apr 19, 2024 12:43 |
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3 spots for bwm bingo. Mustang, cash advance from cc (3 actually),. negative equity. use credit card advance to pay for underwater car loan? posted:tl;dr - After rolling along negative equity from multiple vehicles, I ended up paying $34k for a new vehicle worth ~$24k. I have paid the vehicle loan down to $25,500, and can do a shortsell at CarMax/Carvana for ~$20k. (Private sales near me are going for ~$1500 more, but not worth the headache to me) Should I use my credit card cash advances to be able to sell this vehicle immediately, and not continue to fight against depreciation/mental burden? Yep let's use a highest interest rate available for a loan.
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Mar 30, 2019 00:56
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Xenocides posted:I heard a coworker bragging about she turned down a raise and a bonus to avoid the next tax bracket. She complains endlessly about how she does not get paid enough. People this dumb deserve what they get.
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Mar 30, 2019 13:35
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GoGoGadgetChris posted:Yeah some guy on reddit bought an M2 and was only able to put $1,000 on a credit card. Why even bother allowing ANY of it on CC at that point cash advance brah.. 0% for 6 months or something I dunno. anyone buying a 12 year old mustang for their primary transportation is good at being BWM / making bad decisions.
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Apr 1, 2019 18:19
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^^^^ shhhhhhhh shhhhhhh.. the card says 0%!
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Apr 1, 2019 19:32
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Friends don't let friends crypto
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Apr 6, 2019 00:19
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This person is going to send the money and going to get scammed when their bank account goes negative because the money isn't there...
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Apr 9, 2019 13:04
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Subjunctive posted:Divorce is final this month, so I guess not enough? Divorce generally is BWM but GWL.
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Apr 9, 2019 19:15
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How do you end up owing 40k unless you're a moron and don't periodically check the IRS calculation
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Apr 16, 2019 01:07
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Stolen from relationshits thread.bad with money nerd posted:I am using a throwaway since I am moderator on several of the subs that have to do with my hobby of cosplay, anime and hentai.
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Apr 17, 2019 15:13
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GoGoGadgetChris posted:$1,200 in food for two It's a zuarauga Budget.
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May 1, 2019 15:58
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Ugh on a mirage... Those are what like 10k new these days?
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May 3, 2019 22:44
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It's CarMax not mitsu. Mitsu will do anything to sell cars to anyone who will buy one.
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May 3, 2019 23:04
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I love that his friend has made all payments etc. Reddit basically said 'whats your problem again?' to the op. I have a friend here who jeeps trying to justify trading his car in because it'll lose so much more after 100k. Like a car from 60->70k miles loses more value per mile than a vehicle going from 90k->100k. Every time he brings this up I say 'just say you want a newer vehicle, don't justify it with that dumbass assumption' tater_salad fucked around with this message at 21:30 on May 6, 2019 |
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May 6, 2019 21:27
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Dik Hz posted:Was that typo intentional? If so, well done. It was not but very appropriate, he really wants a Jeep.
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May 7, 2019 10:02
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Yes they hold their value well to be near gwm. Bad with money is he wants a pre-lifted (by PO) newer one so in the 30k range. But just because they look cool and he can take the doors/roof off. He will not be taking it off road. He still wants a lifted one despite one dealers telling him specifically 'we don't take in or sell lifted ones because you don't know how well the job has been done'. He has no mechanical ability at all or desire to work on one so he'll be at the BWM dealership getting it fixed for $$$. I can't convince him he wants an 90s Jeep he can learn to wrench on and have fun with & keep his daily driver because with his 30 mile highway commute that tops coming off and back on like 1 time before he realizes it's a huge pain in the dick to put on every Sunday night to go back to work on Monday with.
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May 7, 2019 13:37
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how do I finance a car while I am hiding my current one from being repossessed posted:When I was 18 (I’m 22 now) and went to buy a car, I found out there was credit fraud under my name which gave me terrible credit and made me unable to buy a car. I had a friend who had connections to a dealership, so I was able to get an ok/used car however the catch of course was an insanely high interest rate. tater_salad fucked around with this message at 13:42 on May 10, 2019 |
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May 10, 2019 13:28
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I was just about to post horsemom
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May 10, 2019 14:07
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Finance company may deal with him out they'd rather have cash than a lovely cat sold at auction... But also since he's 5 months behind and actively trying to hide it.... Probably not going to be able to fix it unless he buys it outright from them.
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May 10, 2019 16:52
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It doesn't, maybe a veryBWM buy here pay here would do it. Guy ain't getting financed for anything.
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May 10, 2019 18:19
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I saw that and was like wtf that's such a poo poo lease. Could have gotten Soo many cars for 300 a month. Or like bought a 3 year old accord for like 250/mo.
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May 13, 2019 14:06
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Trucks.. Very BWM.. Lets trade in our truck so I can "save" money for when I buy a bronco. quote:I currently have a 10 year old F-150 with 198k miles. As of now the truck's value is probably around 7-8k dollars, but it runs fine and I do all the timely maintenance on it. I love the truck and it does everything I need it to.
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May 13, 2019 17:00
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Wonder what those 7600 in bills are on top of debt... What licence do you have that you lose with bankruptcy?
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May 14, 2019 18:55
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GoGoGadgetChris posted:If your reaction to someone having six figures of medical debt is anything other than "the system is broken" your brain is actually ruined, IMHO I mean dude hosed up by 1. Not having insurance. And 2. Not working with the hospital and putting it on an Amex. If they would have stuck with it being medical debt they could have worked a reasonable cost and payment plan with the hospital. They probably would have chopped it in half and worked out a payment plan. But hospital isn't going to refund poo poo since they got paid.
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May 14, 2019 19:12
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GoGoGadgetChris posted:It's only human to look at someone's misfortune and say "it's their own fault (and thus could never happen to me)." I hear you and I'm not putting that blame on the OP the system is hosed for sure, and this shouldn't even be a conversation. But dude should have looked at options before palm slapping 130k on his credit card.
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May 14, 2019 19:26
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Dr. Eldarion posted:On the flipside, it ends up being BWTime sometimes because I'll spend a half hour trying to get the ABSOLUTE BEST DEAL on something and saving like $2. My issue with coupons is that 1. you have to spend 20 min trying to combine all that poo poo to get a free $1 bag of pasta. The other issue is that in order to save 50 cents on tuna you need to buy 4 tins, which I wasn't going to buy anyways. Generally from what I've read about the extreme coupon show on TLC is that a lot of times they are gaming the system knowing that the coupon said 3 12oz packages but you can get away with 3 8oz packages etc. gently caress wasting all that time and effort to save myself $10 at the grocery store, meanwhile now I have 42 bottles of loving Gatorade that I wasn't going to buy anyways.
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May 17, 2019 14:50
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Barry posted:That and it's all super processed shelf stable food. Ain't no extreme couponing for vegetables. This too. Like I rarely eat lovely prepackaged hamburger helper and mac-n-cheese. My grocery cart is usually 60% veggies 40% meats, not boxes of cereal etc. edit: aint no one got buy a tomato get a tomato 1/2 off coupon. tater_salad fucked around with this message at 20:13 on May 17, 2019 |
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May 17, 2019 20:04
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I'm the Bitcoin investment book. :zaurag:
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May 18, 2019 19:23
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EAT FASTER!!!!!! posted:We did eat our way through a $1,000 ham one time though. Was this ham soaked in rum?
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May 22, 2019 13:56
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Volmarias posted:Did you know: you can run 26 miles without being in a marathon ??? don't tell this to zagurgarsz
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May 28, 2019 20:02
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KingSlime posted:You also get additional fees after more than 3 withdrawals from your savings a month, which for over two decades my stockholm syndrome'd rear end thought was some sort of law. Nope, BoA are just giant dicks You sure it's not 6.. because that's a Federal law. .
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May 30, 2019 15:04
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Wow lots of new posts some redditor must have done a doozy..... Oh
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May 30, 2019 18:12
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Wow there is so much stupid in just one Post.
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Jun 1, 2019 16:52
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Usually they just move into moms singlewide and wait till she passes away from the sugars or you get insurance money for it burning down because it's packed to the gills with poo poo and you all smoke.
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Jun 1, 2019 21:06
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Dr. Eldarion posted:Especially wrong since apparently labor is < 10% of the price of milk. this is what most people dont' understand. Well if they raise minimum wage everything will be more expensive. Generally if you raise minimumwage a dollar the cost to sell teh good may go up 10-20% of the wage increase.
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Jun 3, 2019 16:06
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It's called identity theft, he can call the police
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Jun 6, 2019 10:35
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SpelledBackwards posted:The REAL abuse going on is all these welfare queens sponging off hard working Americans! Drug test all those weed smoking druggie welfare people. This turned out bwm for places that did it.
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Jun 7, 2019 13:23
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Volmarias posted:GWM for the guy legislating it though, and GWOppression. if the guy pushing it runs a testing company.. They found that the number of people caught and removed was wayyy less than the number of poeple.. Like they would test 40,000 people at 2k a pop they'd catch 40 people, National average is about 9.3% of people.. welfare results were about 8% of people for the 7 states that lit money on fire.
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Jun 7, 2019 16:14
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Droo posted:Careful Drums could buy himself a new ferrari if not for the sugar taxes tho... 
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Jun 19, 2019 16:32
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| # ¿ Apr 19, 2024 12:43 |
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someone on Reddit posted:My gf and I live in Arizona. We went on a week vacation to Texas and on the second day, I snapped both bones in my left leg. I had to go to a hospital in Lake Jackson and then take an hour ambulance ride to Houston to get one of two surgeries. Currently, I have pins in my leg holding my bones together and I have to follow up and get a second surgery in Phoenix when I get back. We still have a 17 hour car ride to get home. Since we're done with taxes, Let's talk about how bad American healthcare is next!
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Jun 19, 2019 17:42
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